{"id":216,"date":"2024-11-15T04:35:11","date_gmt":"2024-11-15T04:35:11","guid":{"rendered":"https:\/\/www.way.com\/ask\/?p=216"},"modified":"2025-08-26T06:01:42","modified_gmt":"2025-08-26T06:01:42","slug":"do-i-have-to-tell-my-car-insurance-company-about-my-lien","status":"publish","type":"post","link":"https:\/\/www.way.com\/ask\/do-i-have-to-tell-my-car-insurance-company-about-my-lien\/","title":{"rendered":"Do I have to tell my car insurance company about my lien?"},"content":{"rendered":"<p><span data-preserver-spaces=\"true\">\u00a0Honesty is key when getting car insurance quotes. You would want your coverage to meet both your needs and those of the lender.<\/span><\/p>\n<p><span data-preserver-spaces=\"true\">When you tell an insurance agent that your car is financed, they will likely ask for the lienholder&#8217;s information. Do insurance companies report to lien holders? <\/span><strong><span data-preserver-spaces=\"true\">Yes, they often do because lienholders require a degree of assurance that their financial interest in the car is protected.<\/span><\/strong><span data-preserver-spaces=\"true\"> This means your insurer will likely keep the lienholder in the loop regarding your coverage, including any lapses or cancellations.<\/span><\/p>\n<figure id=\"attachment_291\" aria-describedby=\"caption-attachment-291\" style=\"width: 750px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-291\" src=\"https:\/\/www.way.com\/ask\/wp-content\/uploads\/2024\/11\/smiling-female-client-consulting-male-expert-min.jpg\" alt=\"\" width=\"750\" height=\"500\" \/><figcaption id=\"caption-attachment-291\" class=\"wp-caption-text\">Image Courtesy from <a href=\"https:\/\/www.freepik.com\/author\/katemangostar\">katemangostar on Freepik<\/a><\/figcaption><\/figure>\n<p><span data-preserver-spaces=\"true\">The lienholder will likely ask to be named on your car insurance policy until the loan is paid off. In many cases, they may even require you to carry specific types of coverage, like comprehensive or collision, to protect their investment in the vehicle. So, make sure to inform your insurance company about your lienholder to ensure all requirements are met and your car stays protected.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u00a0Honesty is key when getting car insurance quotes. You would want your coverage to meet both your needs and those of the lender. When you tell an insurance agent that your car is financed, they will likely ask for the lienholder&#8217;s information. Do insurance companies report to lien holders? Yes, they often do because lienholders&hellip; <a class=\"more-link\" href=\"https:\/\/www.way.com\/ask\/do-i-have-to-tell-my-car-insurance-company-about-my-lien\/\">Continue reading <span class=\"screen-reader-text\">Do I have to tell my car insurance company about my lien?<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-216","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Do I have to tell my car insurance company about my lien?<\/title>\n<meta name=\"description\" content=\"Do you have to tell you car insurance company about your lien? 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