{"id":2174,"date":"2025-12-03T09:09:58","date_gmt":"2025-12-03T09:09:58","guid":{"rendered":"https:\/\/www.way.com\/ask\/?p=2174"},"modified":"2025-12-03T09:09:58","modified_gmt":"2025-12-03T09:09:58","slug":"how-much-does-texting-while-driving-ticket-increase-auto-insurance-premiums","status":"publish","type":"post","link":"https:\/\/www.way.com\/ask\/how-much-does-texting-while-driving-ticket-increase-auto-insurance-premiums\/","title":{"rendered":"By how\u00a0much do insurance rates go up after a texting-while-driving ticket?\u00a0"},"content":{"rendered":"

Texting while driving is a serious driving violation. The act shows the careless attitude of the driver, which may result in deadly accidents. Hence, all states in the country have made it illegal, and the driver\/owner might face fines and other legal penalties. \u00a0<\/span>\u00a0<\/span><\/p>\n

How big is the auto insurance increase after a texting while driving ticket? <\/span>\u00a0<\/span><\/h2>\n

The average annual insurance premium increases due to texting while driving tickets can range between $450 and $600. While this is a rough estimate, the rate changes as per the insurance provider and your state of residence. \u00a0<\/span>\u00a0<\/span><\/p>\n

Why do insurers penalize texting while driving?\u00a0<\/span>\u00a0<\/span><\/h2>\n

Texting while driving is a major threat, causing deadly accidents. Based on the claims data, the violation has become one of the top reasons for accidents in the US, especially since smartphones have become popular. \u00a0<\/span>\u00a0<\/span><\/p>\n

How to lower insurance cost hikes due to a texting-while-driving ticket? <\/span>\u00a0<\/span><\/h2>\n

A texting while driving ticket raises your car insurance cost. Here are some ways you can lower your car insurance rates otherwise. <\/span>\u00a0<\/span><\/p>\n