{"id":219,"date":"2024-11-15T04:37:57","date_gmt":"2024-11-15T04:37:57","guid":{"rendered":"https:\/\/www.way.com\/ask\/?p=219"},"modified":"2025-08-26T06:02:31","modified_gmt":"2025-08-26T06:02:31","slug":"how-much-can-i-get-from-an-underinsured-motorist-claim","status":"publish","type":"post","link":"https:\/\/www.way.com\/ask\/how-much-can-i-get-from-an-underinsured-motorist-claim\/","title":{"rendered":"How much can I get from an underinsured motorist claim?"},"content":{"rendered":"<p>Generally, your insurer will cover the difference between your losses and what the other driver&#8217;s insurance can pay up to your policy&#8217;s UIM limits. If you have substantial damages and your UIM limit is high, you may be able to recover more of your costs.<\/p>\n<figure id=\"attachment_296\" aria-describedby=\"caption-attachment-296\" style=\"width: 750px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"wp-image-296\" src=\"https:\/\/www.way.com\/ask\/wp-content\/uploads\/2024\/11\/transportation-ownership-concept-customer-salesman-with-car-key-min.jpg\" alt=\"How much can I get from an underinsured motorist claim?\" width=\"750\" height=\"500\" \/><figcaption id=\"caption-attachment-296\" class=\"wp-caption-text\">Image from <a href=\"https:\/\/www.freepik.com\/author\/snowing\">snowing on Freepik<\/a><\/figcaption><\/figure>\n<p>Adding underinsured motorist coverage can provide valuable peace of mind, helping you feel financially secure even in unpredictable situations.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Generally, your insurer will cover the difference between your losses and what the other driver&#8217;s insurance can pay up to your policy&#8217;s UIM limits. If you have substantial damages and your UIM limit is high, you may be able to recover more of your costs. Adding underinsured motorist coverage can provide valuable peace of mind,&hellip; <a class=\"more-link\" href=\"https:\/\/www.way.com\/ask\/how-much-can-i-get-from-an-underinsured-motorist-claim\/\">Continue reading <span class=\"screen-reader-text\">How much can I get from an underinsured motorist claim?<\/span><\/a><\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-219","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How much can I get from an underinsured motorist claim?<\/title>\n<meta name=\"description\" content=\"The payout from an underinsured motorist claim depends on the specifics of your policy limits. 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