{"id":2229,"date":"2025-12-05T08:39:03","date_gmt":"2025-12-05T08:39:03","guid":{"rendered":"https:\/\/www.way.com\/ask\/?p=2229"},"modified":"2025-12-08T04:06:46","modified_gmt":"2025-12-08T04:06:46","slug":"how-much-is-commercial-auto-insurance","status":"publish","type":"post","link":"https:\/\/www.way.com\/ask\/how-much-is-commercial-auto-insurance\/","title":{"rendered":"How much is commercial auto insurance?"},"content":{"rendered":"<p><span data-contrast=\"none\">The businesses that use vehicles consider commercial auto insurance. This can include businesses that involve the use of mini trucks or SUVs, contractors or people doing trade, or those businesses that do cargo or other transportation of goods. <\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">So, if you are in a business that uses vehicles extensively, then the insurance rates will be higher than for a business that uses them seldom. Similarly, the kind of vehicle used for your business also determines the price of the insurance you pay. In addition, the driving history, the records of accidents, and the location of the business will also determine the cost of commercial auto insurance.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">Here is an estimate of the cost of commercial auto insurance\u00a0based\u00a0on\u00a0the type of vehicles used in the business.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li><span data-contrast=\"none\">Cars, SUVs, Trucks for small businesses: $282 per month<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"none\">Pickup trucks, cargo vans, SUVs,\u00a0used by contractors: $272 per month<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"none\">For-hire cargo trucks: $816\u00a0to $920\u00a0per month<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"none\">The estimate can vary according to the\u00a0types of businesses as well. Here is an estimate of the cost of commercial insurance based\u00a0on the\u00a0business\u00a0done.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li><span data-contrast=\"none\">Auto services: $76<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"none\">Building design:\u00a0$135<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"none\">IT: $198<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"none\">Food and\u00a0beverage: $165<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"none\">Cleaning services: $173<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"none\">Therefore,\u00a0the commercial\u00a0insurance costs\u00a0remain\u00a0higher due to\u00a0the\u00a0higher liability and the risk of the business involved. Choosing higher deductibles, choosing drivers with\u00a0a\u00a0clean history, bundling\u00a0the policies,\u00a0or bundling as a fleet can reduce the commercial insurance cost.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>The businesses that use vehicles consider commercial auto insurance. This can include businesses that involve the use of mini trucks or SUVs, contractors or people doing trade, or those businesses that do cargo or other transportation of goods. \u00a0 So, if you are in a business that uses vehicles extensively, then the insurance rates will&hellip; <a class=\"more-link\" href=\"https:\/\/www.way.com\/ask\/how-much-is-commercial-auto-insurance\/\">Continue reading <span class=\"screen-reader-text\">How much is commercial auto insurance?<\/span><\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-2229","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>How much is commercial auto insurance? 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