{"id":2508,"date":"2025-12-24T05:39:26","date_gmt":"2025-12-24T05:39:26","guid":{"rendered":"https:\/\/www.way.com\/ask\/?p=2508"},"modified":"2026-01-06T08:50:25","modified_gmt":"2026-01-06T08:50:25","slug":"does-car-insurance-cover-windshield-replacement","status":"publish","type":"post","link":"https:\/\/www.way.com\/ask\/does-car-insurance-cover-windshield-replacement\/","title":{"rendered":"Does car insurance cover windshield replacement?"},"content":{"rendered":"<p><span data-contrast=\"auto\">If you have comprehensive coverage as part of the insurance policy, it will cover your window damage. So, when a rock strikes the windshield or someone damages it in the act of vandalism, the comprehensive coverage will kick in. But if you&#8217;re in a car accident and your windshield gets damaged, collision coverage may cover the cost. It should be included in the premium. <\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">However, in most cases, windshield repair or replacement falls under comprehensive coverage. When using comprehensive coverage to replace the windshield, you usually\u00a0won\u2019t\u00a0have to pay a deductible. But depending on where you live, a deductible might apply if the windshield needs a full repair.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">In general, if you do not have comprehensive coverage, the policies would not cover the cost of replacing your windshield. There are two significant exceptions where liability insurance alone will suffice to repair the vehicle. If another driver collides with your car and the fault is on their side, you will be compensated. When you file a claim against the property damage liability coverage of the other driver&#8217;s car insurance, the windshield or other components will be replaced.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"2\">How to know if insurance covers windshield replacement<\/h3>\n<p><span data-contrast=\"auto\">The first factor to consider is the cost of the deductible in comparison to the cost of repairs. Your premium is deducted from the overall sum claimed by insurers. Still, if the deductible is more than the cost of repairing or replacing the windshield, you\u00a0won&#8217;t\u00a0receive anything from them. Check to see if the\u00a0deductible\u00a0glass\u00a0claim\u00a0is\u00a0waived under your comprehensive coverage.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:0,&quot;335551620&quot;:0,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you have comprehensive coverage as part of the insurance policy, it will cover your window damage. So, when a rock strikes the windshield or someone damages it in the act of vandalism, the comprehensive coverage will kick in. But if you&#8217;re in a car accident and your windshield gets damaged, collision coverage may cover&hellip; <a class=\"more-link\" href=\"https:\/\/www.way.com\/ask\/does-car-insurance-cover-windshield-replacement\/\">Continue reading <span class=\"screen-reader-text\">Does car insurance cover windshield replacement?<\/span><\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-2508","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Does car insurance cover windshield replacement? - ask<\/title>\n<meta name=\"description\" content=\"Find out whether car insurance covers windshield replacement, which policies apply, how deductibles work, and when repairs may be fully covered.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.way.com\/ask\/does-car-insurance-cover-windshield-replacement\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Does car insurance cover windshield replacement? 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