{"id":2736,"date":"2026-01-17T11:34:46","date_gmt":"2026-01-17T11:34:46","guid":{"rendered":"https:\/\/www.way.com\/ask\/?p=2736"},"modified":"2026-01-16T11:35:10","modified_gmt":"2026-01-16T11:35:10","slug":"can-you-get-car-insurance-with-a-suspended-license","status":"publish","type":"post","link":"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/","title":{"rendered":"Can you get car insurance with a suspended license?"},"content":{"rendered":"<p><span data-contrast=\"auto\">A suspended license is a major factor for insurers to reject your insurance application. Suspended licenses\u00a0indicate\u00a0that you are legally not allowed to drive a car. The reason for suspension can vary. Some of the reasons, like repeated speeding and at-fault accidents, can put you in a high-risk category. Hence, getting insurance with a suspended license is difficult. Unlike the regular ones, insurance for high-risk drivers is not provided by all auto insurers.\u00a0\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span data-contrast=\"none\">How do you get insurance with a suspended license?\u00a0<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Here are some of the steps to get insurance after a license suspension:<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li><b><span data-contrast=\"auto\">Contact Your Current Insurer First:\u00a0<\/span><\/b><span data-contrast=\"auto\">The current insurer might help you continue the insurance, mostly by letting you add another driver, with a valid license, as your primary driver.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Shop for High-Risk or Non-Standard Insurance:\u00a0<\/span><\/b><span data-contrast=\"auto\">As the license is suspended, you are considered a high-risk insurer. Therefore, check with the insurers who provide such insurance. Eg: Bristol West,\u00a0General, Dairyland, Direct Auto, etc.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Consider an SR-22 or FR-44 Filing If Required:\u00a0<\/span><\/b><span data-contrast=\"auto\">The insurers are supposed to file the forms with the DMV that let you carry insurance after a suspended license. <\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Add a Licensed Primary Driver:\u00a0<\/span><\/b><span data-contrast=\"auto\">As your license is suspended, the insurers let you add another one with a valid license as the primary driver, a family member. <\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\"><b>Check for Restricted or Hardship Licenses: <\/b>These are licenses that are valid only in a limited region<b>.<\/b> You can use it to drive to and from limited destinations such as work or school. <\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><b><span data-contrast=\"auto\">Compare Multiple Quotes:\u00a0<\/span><\/b><span data-contrast=\"auto\">Compare the insurers who have SR-22 filing and high-risk insurance coverage. Look for the insurers available in your state. For high-risk insurance, the rates are higher, and options are limited when compared to the regular ones. Hence, it is best to compare the quotes from the available options to lower the cost as much as you can.<\/span><\/li>\n<\/ul>\n","protected":false},"excerpt":{"rendered":"<p>A suspended license is a major factor for insurers to reject your insurance application. Suspended licenses\u00a0indicate\u00a0that you are legally not allowed to drive a car. The reason for suspension can vary. Some of the reasons, like repeated speeding and at-fault accidents, can put you in a high-risk category. Hence, getting insurance with a suspended license&hellip; <a class=\"more-link\" href=\"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/\">Continue reading <span class=\"screen-reader-text\">Can you get car insurance with a suspended license?<\/span><\/a><\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-2736","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Can you get car insurance with a suspended license? - ask<\/title>\n<meta name=\"description\" content=\"A suspended DL can skyrocket your car insurance rates. But can you get car insurance with a suspended license?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Can you get car insurance with a suspended license? - ask\" \/>\n<meta property=\"og:description\" content=\"A suspended DL can skyrocket your car insurance rates. But can you get car insurance with a suspended license?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/\" \/>\n<meta property=\"og:site_name\" content=\"ask\" \/>\n<meta property=\"article:published_time\" content=\"2026-01-17T11:34:46+00:00\" \/>\n<meta name=\"author\" content=\"Ren\u00e9e Martin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Ren\u00e9e Martin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/\"},\"author\":{\"name\":\"Ren\u00e9e Martin\",\"@id\":\"https:\/\/www.way.com\/ask\/#\/schema\/person\/ad589378899f53fecdc189e05145df66\"},\"headline\":\"Can you get car insurance with a suspended license?\",\"datePublished\":\"2026-01-17T11:34:46+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/\"},\"wordCount\":317,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.way.com\/ask\/#organization\"},\"articleSection\":[\"Auto Insurance\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/\",\"url\":\"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/\",\"name\":\"Can you get car insurance with a suspended license? - ask\",\"isPartOf\":{\"@id\":\"https:\/\/www.way.com\/ask\/#website\"},\"datePublished\":\"2026-01-17T11:34:46+00:00\",\"description\":\"A suspended DL can skyrocket your car insurance rates. But can you get car insurance with a suspended license?\",\"breadcrumb\":{\"@id\":\"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.way.com\/ask\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Can you get car insurance with a suspended license?\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.way.com\/ask\/#website\",\"url\":\"https:\/\/www.way.com\/ask\/\",\"name\":\"ask\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\/\/www.way.com\/ask\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.way.com\/ask\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\/\/www.way.com\/ask\/#organization\",\"name\":\"ask\",\"url\":\"https:\/\/www.way.com\/ask\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.way.com\/ask\/#\/schema\/logo\/image\/\",\"url\":\"https:\/\/www.way.com\/ask\/wp-content\/uploads\/2024\/11\/logo-text.png\",\"contentUrl\":\"https:\/\/www.way.com\/ask\/wp-content\/uploads\/2024\/11\/logo-text.png\",\"width\":96,\"height\":37,\"caption\":\"ask\"},\"image\":{\"@id\":\"https:\/\/www.way.com\/ask\/#\/schema\/logo\/image\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.way.com\/ask\/#\/schema\/person\/ad589378899f53fecdc189e05145df66\",\"name\":\"Ren\u00e9e Martin\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.way.com\/ask\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/664408fd84be3ebbbed5745382e31f389733fba1508daa16c19ceeff6825f558?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/664408fd84be3ebbbed5745382e31f389733fba1508daa16c19ceeff6825f558?s=96&d=mm&r=g\",\"caption\":\"Ren\u00e9e Martin\"},\"url\":\"https:\/\/www.way.com\/ask\/author\/renee-martin\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Can you get car insurance with a suspended license? - ask","description":"A suspended DL can skyrocket your car insurance rates. But can you get car insurance with a suspended license?","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/","og_locale":"en_US","og_type":"article","og_title":"Can you get car insurance with a suspended license? - ask","og_description":"A suspended DL can skyrocket your car insurance rates. But can you get car insurance with a suspended license?","og_url":"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/","og_site_name":"ask","article_published_time":"2026-01-17T11:34:46+00:00","author":"Ren\u00e9e Martin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Ren\u00e9e Martin","Est. reading time":"2 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/#article","isPartOf":{"@id":"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/"},"author":{"name":"Ren\u00e9e Martin","@id":"https:\/\/www.way.com\/ask\/#\/schema\/person\/ad589378899f53fecdc189e05145df66"},"headline":"Can you get car insurance with a suspended license?","datePublished":"2026-01-17T11:34:46+00:00","mainEntityOfPage":{"@id":"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/"},"wordCount":317,"commentCount":0,"publisher":{"@id":"https:\/\/www.way.com\/ask\/#organization"},"articleSection":["Auto Insurance"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/","url":"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/","name":"Can you get car insurance with a suspended license? - ask","isPartOf":{"@id":"https:\/\/www.way.com\/ask\/#website"},"datePublished":"2026-01-17T11:34:46+00:00","description":"A suspended DL can skyrocket your car insurance rates. But can you get car insurance with a suspended license?","breadcrumb":{"@id":"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/www.way.com\/ask\/can-you-get-car-insurance-with-a-suspended-license\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.way.com\/ask\/"},{"@type":"ListItem","position":2,"name":"Can you get car insurance with a suspended license?"}]},{"@type":"WebSite","@id":"https:\/\/www.way.com\/ask\/#website","url":"https:\/\/www.way.com\/ask\/","name":"ask","description":"","publisher":{"@id":"https:\/\/www.way.com\/ask\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.way.com\/ask\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/www.way.com\/ask\/#organization","name":"ask","url":"https:\/\/www.way.com\/ask\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.way.com\/ask\/#\/schema\/logo\/image\/","url":"https:\/\/www.way.com\/ask\/wp-content\/uploads\/2024\/11\/logo-text.png","contentUrl":"https:\/\/www.way.com\/ask\/wp-content\/uploads\/2024\/11\/logo-text.png","width":96,"height":37,"caption":"ask"},"image":{"@id":"https:\/\/www.way.com\/ask\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/www.way.com\/ask\/#\/schema\/person\/ad589378899f53fecdc189e05145df66","name":"Ren\u00e9e Martin","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.way.com\/ask\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/664408fd84be3ebbbed5745382e31f389733fba1508daa16c19ceeff6825f558?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/664408fd84be3ebbbed5745382e31f389733fba1508daa16c19ceeff6825f558?s=96&d=mm&r=g","caption":"Ren\u00e9e Martin"},"url":"https:\/\/www.way.com\/ask\/author\/renee-martin\/"}]}},"_links":{"self":[{"href":"https:\/\/www.way.com\/ask\/wp-json\/wp\/v2\/posts\/2736","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.way.com\/ask\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.way.com\/ask\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.way.com\/ask\/wp-json\/wp\/v2\/users\/10"}],"replies":[{"embeddable":true,"href":"https:\/\/www.way.com\/ask\/wp-json\/wp\/v2\/comments?post=2736"}],"version-history":[{"count":3,"href":"https:\/\/www.way.com\/ask\/wp-json\/wp\/v2\/posts\/2736\/revisions"}],"predecessor-version":[{"id":2739,"href":"https:\/\/www.way.com\/ask\/wp-json\/wp\/v2\/posts\/2736\/revisions\/2739"}],"wp:attachment":[{"href":"https:\/\/www.way.com\/ask\/wp-json\/wp\/v2\/media?parent=2736"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.way.com\/ask\/wp-json\/wp\/v2\/categories?post=2736"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.way.com\/ask\/wp-json\/wp\/v2\/tags?post=2736"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}