{"id":2870,"date":"2026-01-26T11:45:03","date_gmt":"2026-01-26T11:45:03","guid":{"rendered":"https:\/\/www.way.com\/ask\/?p=2870"},"modified":"2026-01-27T03:39:32","modified_gmt":"2026-01-27T03:39:32","slug":"does-insurance-cover-a-hit-and-run-parked-car","status":"publish","type":"post","link":"https:\/\/www.way.com\/ask\/does-insurance-cover-a-hit-and-run-parked-car\/","title":{"rendered":"Does insurance cover a hit-and-run parked car?"},"content":{"rendered":"<p><span data-contrast=\"none\">You may have comprehensive coverage in place, but it will not cover a hit-and-run parked car. With collision coverage, you are covered for the cost of repair or replacement after an accident. Here is a checklist to follow during a hit-and-run case.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:0}\">\u00a0<\/span><\/p>\n<ul>\n<li><span data-contrast=\"none\">Record the images of the scene and the car.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"none\">Contact the police and file a police report.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"none\">Inform the insurer about the\u00a0incident.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"none\">Pay your deductible.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"none\">You may not receive a claim if your deductible is more than what it costs to repair or if you have only basic coverage in place. <\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>You may have comprehensive coverage in place, but it will not cover a hit-and-run parked car. With collision coverage, you are covered for the cost of repair or replacement after an accident. Here is a checklist to follow during a hit-and-run case.\u00a0 Record the images of the scene and the car.\u00a0 Contact the police and&hellip; <a class=\"more-link\" href=\"https:\/\/www.way.com\/ask\/does-insurance-cover-a-hit-and-run-parked-car\/\">Continue reading <span class=\"screen-reader-text\">Does insurance cover a hit-and-run parked car?<\/span><\/a><\/p>\n","protected":false},"author":5,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-2870","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Does insurance cover a hit-and-run parked car? - ask<\/title>\n<meta name=\"description\" content=\"Find out whether car insurance covers a hit-and-run on a parked car, which coverage applies, and what steps to take.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.way.com\/ask\/does-insurance-cover-a-hit-and-run-parked-car\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Does insurance cover a hit-and-run parked car? 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