{"id":3575,"date":"2026-03-27T08:59:15","date_gmt":"2026-03-27T08:59:15","guid":{"rendered":"https:\/\/www.way.com\/ask\/?p=3575"},"modified":"2026-03-27T08:59:15","modified_gmt":"2026-03-27T08:59:15","slug":"which-auto-insurance-offers-the-best-discounts-for-good-drivers","status":"publish","type":"post","link":"https:\/\/www.way.com\/ask\/which-auto-insurance-offers-the-best-discounts-for-good-drivers\/","title":{"rendered":"Which auto insurance offers the best discounts for good drivers?"},"content":{"rendered":"<h3 aria-level=\"3\">What is considered a clean driving record?<\/h3>\n<p><span data-contrast=\"auto\">A clean driving record means you haven\u2019t been involved in any major incidents in the last three to five years. However, what qualifies as \u201csafe driving\u201d can vary slightly between insurers.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559738&quot;:120,&quot;335559739&quot;:120}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Most insurance companies typically look at:<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559738&quot;:120,&quot;335559739&quot;:120}\">\u00a0<\/span><\/p>\n<ul>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">At-fault accidents<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Traffic violations like speeding, reckless driving, or ignoring signals<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<li aria-setsize=\"-1\" data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"2\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559683&quot;:0,&quot;335559684&quot;:-2,&quot;335559685&quot;:720,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;hybridMultilevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Serious offenses such as DUI<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559738&quot;:0,&quot;335559739&quot;:0}\">\u00a0<\/span><\/li>\n<\/ul>\n<h3 aria-level=\"3\">Which car insurance companies offer the best discounts for good drivers?<\/h3>\n<h4>State Farm<\/h4>\n<p>State Farm is one of the top companies offering strong discounts for safe drivers. You can get up to 30% off through their Drive Safe &amp; Save telematics program. They also offer around 20% off if you stay accident-free for three years. On average, good drivers pay about $1,404 annually.<\/p>\n<h4>Progressive<\/h4>\n<p><span data-contrast=\"auto\">Progressive offers discounts through its Snapshot program, which tracks your driving habits. Safe drivers can save an average of $231 to $322 per year, depending on their driving behavior.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559738&quot;:120,&quot;335559739&quot;:120}\">\u00a0<\/span><\/p>\n<h4>Nationwide<\/h4>\n<p><span data-contrast=\"auto\">Nationwide provides a 10% discount if you have been accident-free for more than five years. Their SmartRide telematics program analyzes your driving patterns and can offer discounts of up to 40%.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559738&quot;:120,&quot;335559739&quot;:120}\">\u00a0<\/span><\/p>\n<h4>Farmers<\/h4>\n<p><span data-contrast=\"auto\">Farmers have an average annual premium of around $2,124. They offer multiple discounts for good drivers, including accident-free savings if you maintain a clean record for at least three years. Their Signal app tracks your driving habits and can help you save up to 30% if you drive safely.<\/span><span data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335551550&quot;:1,&quot;335551620&quot;:1,&quot;335559738&quot;:120,&quot;335559739&quot;:120}\">\u00a0<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>What is considered a clean driving record? A clean driving record means you haven\u2019t been involved in any major incidents in the last three to five years. However, what qualifies as \u201csafe driving\u201d can vary slightly between insurers.\u00a0 Most insurance companies typically look at:\u00a0 At-fault accidents\u00a0 Traffic violations like speeding, reckless driving, or ignoring signals\u00a0&hellip; <a class=\"more-link\" href=\"https:\/\/www.way.com\/ask\/which-auto-insurance-offers-the-best-discounts-for-good-drivers\/\">Continue reading <span class=\"screen-reader-text\">Which auto insurance offers the best discounts for good drivers?<\/span><\/a><\/p>\n","protected":false},"author":10,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[2],"tags":[],"class_list":["post-3575","post","type-post","status-publish","format-standard","hentry","category-auto-insurance","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.1.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Which auto insurance offers the best discounts for good drivers?<\/title>\n<meta name=\"description\" content=\"Find the best car insurance discounts for good drivers. 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