Cheapest Car Insurance Quotes in Mi-Wuk Village

Cheapest Minimum Liability Car Insurance in Mi-Wuk Village

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Mi-Wuk Village are given below. 

CSAA provides the cheapest minimum car insurance coverage in Mi-Wuk Village. Their Average 6 Month Premium is $142. Travelers is the most expensive at $601 for the same period. 

Cheapest Liability Coverage in Mi-Wuk Village, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$142	$24
AAA NorCal	$235	$40
USAA	$268	$45
Progressive	$317	$53
Auto Club	$322	$53
Wawanesa	$339	$57
AAA	$388	$64
AAA SoCal	$394	$67
Mercury	$394	$66
State Farm	$431	$73
Allstate	$498	$84
Farmers	$535	$91
Travelers	$601	$100

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Cheapest Full Coverage Car Insurance in Mi-Wuk Village

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Mi-Wuk Village is CSAA at $99 per month and $591 for six months. 

Cheapest Full Coverage Car Insurance Quotes in Mi-Wuk Village, CA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
CSAA	$591	$99
Mercury	$946	$159
AAA NorCal	$961	$164
Progressive	$961	$162
Wawanesa	$1006	$169
USAA	$1022	$172
Auto Club	$1049	$178
Allstate	$1169	$197
AAA SoCal	$1235	$210
Kemper	$1306	$218
State Farm	$1399	$236
Travelers	$1563	$260
Farmers	$1569	$267
AAA	$1262	$211

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Car Insurance Premiums by Age in Mi-Wuk Village

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category.  However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.  

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	Wawanesa	$552
30s	Wawanesa	$445
40s	Wawanesa	$445
50s	Wawanesa	$445
60s	Wawanesa	$445
70s	Wawanesa	$436

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Mi-Wuk Village Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Mi-Wuk Village CA. For example, the car insurance in Mi-Wuk Village after a DUI increases to $1601 for a six month policy. While the rate increases by $420 for a six-month policy in the case of a speeding ticket.  

Mi-Wuk Village auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1000	$167
Not-at-fault accident	$1000	$170
One comp claim	$1000	$167
One Med/PIP claim	$1000	$170
Two comp claims	$1000	$167
Two Med/PIP claims	$1000	$170
At-fault accident - less than $1000	$1022	$170
Failure to show documents	$1317	$224
Driving with expired registration	$1344	$224
Driving without lights	$1344	$228
Failure to wear a seat belt	$1350	$225
Child safety restraint	$1361	$231
Speeding 11 - 15 MPH over limit	$1415	$236
Speeding 16 - 20 MPH over limit	$1415	$241
Driving too slowly	$1420	$236
Failure to stop at a red light	$1420	$242
Failure to yield	$1420	$236
Following too closely	$1420	$242
Illegal turn	$1420	$236
In 65 MPH zone	$1420	$242
Speeding 21 - 25 MPH over limit	$1420	$236
Speeding 6 - 10 MPH over limit	$1420	$242
Speeding in school zone	$1420	$236
Improper passing	$1426	$243
Cell phone violation	$1432	$238
Texting while driving	$1432	$244
Passing school bus	$1448	$241
Wrong way/wrong lane	$1694	$288
Operating a vehicle without permission	$1732	$289
At-fault accident - $1000-$2000	$1743	$296
At-fault accident - greater than $2000	$1743	$291
Open container	$1749	$297
Driving with a suspended license	$2028	$338
Reckless driving	$2470	$420
Racing	$2498	$416
Leaving scene of an accident/hit and run	$2508	$427
DUI	$2601	$433
Refusal to submit to a chemical test	$2601	$443

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