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Cheapest Car Insurance Quotes in University of California Davis
Finding the cheapest car insurance quotes in University of California Davis shouldn't be a guessing game. That's why our licensed insurance experts do the heavy lifting for you, analyzing rates from dozens of top companies to find you the best deal.
We believe in making things clear and simple. Our experts compare coverage options and find every possible discount, so you can see your best options side-by-side. It’s fast, free, and designed to save you a ton.
The auto insurance rates published in this guide are based on the results of research
completed by Way’s data team. Using a mix of public
and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These
rates were publicly sourced from insurer filings and should be used for comparative
purposes only — your own quotes will differ. Given this, it’s important to go through
our insurance
steps form to find how much you can save with Way.
Table of Contents
How Much Is Car Insurance in University of California Davis
The car insurance rate in University of California Davis is $900 for a six-month policy, which is $111 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $571, making it a popular choice for budget-conscious drivers. Rates in University of California Davis can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.
Avg. Car Insurance in University of California Davis
Cheapest Car Insurance Companies in University of California Davis
1st place: CSAA
At $571 for a six
month policy, CSAA offers
the cheapest
auto
insurance rates in the city.
2nd place: USAA
USAA offers auto
insurance rates at $724 for a
six-month policy,
making it one of the cheapest to insure with.
3rd place: Mercury
Mercury offers auto insurance
rates at $766
for six months, making it
the third cheapest auto insurance company in University of California Davis.
University of California Davis Car Insurance Rates by Company
Based on our research, the cheapest car insurance company in University of California Davis, CA is CSAA, offering policies at just $571 for a six-month term. This is followed by USAA, which has an average six-month premium of $724.
At the higher end of the spectrum, Hartford is the most expensive, with rates reaching $687 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help University of California Davis drivers find the best deals.
Cheap Car Insurance Companies in University of California Davis, CA
Way's key takeaways about car insurance in University of California Davis
The auto insurance costs in University of California Davis fall around $571 for six
months.
The cheapest auto insurance company in University of California Davis is CSAA.
Teen drivers pay the highest rate in University of California Davis at $60 per
month.
High Rates Shouldn’t Drive You Out of Pocket.
Save up to $971/yr with our auto insurance quotes
Cheapest Minimum Liability Car Insurance in University of California Davis
Since car insurance is a critical requirement for owning a car, you
must have minimum liability car insurance. The cheapest car insurance companies for minimum
coverage in University of California Davis are given below.
CSAA provides
the cheapest minimum car insurance
coverage in University of California Davis. Their Average 6 Month Premium is $137.
21st Century is the most
expensive at $360 for the same
period.
Cheapest Liability Coverage in University of California Davis, CA
Cheapest Full Coverage Car Insurance in University of California Davis
One might think that minimum coverage is only required when insuring
your car insurance. However, having full coverage car insurance in any city is certainly a
wise choice as it offers better coverage and protection. Our best pick for the cheapest auto
insurance quotes in University of California Davis is CSAA
at $96 per month and $571
for six months.
Cheapest Full Coverage Car Insurance Quotes in University of California Davis,
CA
Get Your Car Insurance Quote in University of California Davis
Instantly!
Average Car Insurance in University of California Davis by Rating
Factor
The car insurance rates for two people under the same ZIP
code will mostly be different. This is mostly because insurance rates are calculated
based on several rating factors. These rating factors include the driver's age, gender,
marital status, driving and claims history, credit score, location, type of vehicle, and
coverage levels.
I have a clean driving record. Why is my car insurance rate
here in University of California Davis, CA increasing?
Despite maintaining a clean driving record, your car insurance rates
in University of California Davis, California, may be increasing due to several external factors.
California has
experienced significant rate hikes recently, with average premiums rising by 25.5% in
2023, largely attributed to higher claims volumes and inflation.
Additionally, University of California Davis's high urban population density, raised
auto
theft rates, and frequent natural disasters contribute to increased insurance costs.
Car Insurance Premiums by Age in University of California Davis
It is quite evident why teen drivers pay the highest car insurance
rates in any city. Their lack of experience and increased accident rates make them a highly
risky category. However, as you grow older, your car insurance rates will decrease. So, it
is better to not have separate policies for teens; instead, add them to their parents'
policies.
Cheapest Car Insurance Companies Based on Age Group
Age Group
Cheapest Companies
Avg. 6 Mo. Premium
20s
Wawanesa
$521
30s
Wawanesa
$420
40s
Wawanesa
$420
50s
Wawanesa
$420
60s
Wawanesa
$420
70s
Wawanesa
$411
Cheapest Car Insurance Rates for Teen Drivers in
University of California Davis,CA
If you are planning to get a car insurance policy for your teenage
dependent, AAA provides the cheapest car
insurance in the University of California Davis at $35
per
month. At $349 for a six-month premium,
Marcury offers the most expensive rate for
teen drivers.
If you are in your twenties Wawanesa is
the best choice for car
insurance in University of California Davis.
As young drivers face the highest rates in University of California Davis, Wawanesa
offers the cheapest auto insurance rates at $521 for six months.
Car Insurance Rates by Credit Score & Driving History
Similar to your driving history, your financial history also plays a
key role in determining your auto insurance rates. A low credit score would mean a lapse in
payment and increased chances of filing claims, which results in higher auto insurance
rates. Therefore, the higher the credit score, the lower the car insurance rates will be.
Cheapest Car Insurance Companies for Bad Credit
For those with poor credit scores in University of California Davis,
companyName is
the cheapest car insurance provider. At $monthlyPremium for a six-month premium, they offer
the best
rates in the city. The most expensive auto insurance rate for drivers with bad credit in
University of California Davis is companyName, offering
rates of around $sixMonthPremium for six
months.
Company
Avg. 6 Mo. Premium
Avg. Monthly Premium
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Escape the Trap of Rising Insurance Costs.
Save up to $971/yr on car insurance rates in University of California Davis.
Car Insurance Rates with An Accident in University of California Davis
Both accidents and the resulting increase in insurance rates are often
beyond our control. When you’re involved in an accident, you become riskier to insure,
consequently increasing the rates. In University of California Davis, CA,
accidents can lead to
significant hikes in your premiums.
Cheapest Car Insurance Companies after an At-Fault Accident
in University of California Davis
The cheapest car insurance companies after an at-fault accident in
University of California Davis include AAA
and Capital Insurance Group, offering $338
and $486,
respectively. 21st Century is an expensive provider
with an average six-month premium of
$608.
University of California Davis Car Insurance Rates by
Violation
Here is a list of driving violations that can increase your car
insurance rates in University of California Davis CA. For example, the car
insurance in University of California Davis
after a DUI increases to $1549 for a six
month policy. While the rate increases by $407 for a six-month policy in the case of
a speeding ticket.
University of California Davis auto insurance quotes by violations
Accident/Violation
Avg. 6 Mo Premium
Avg. Monthly Premium
None
$967
$161
Not-at-fault accident
$967
$165
One comp claim
$967
$161
One Med/PIP claim
$967
$165
Two comp claims
$967
$161
Two Med/PIP claims
$967
$165
At-fault accident - less than $1000
$989
$165
Failure to show documents
$1274
$216
Driving with expired registration
$1300
$217
Driving without lights
$1300
$221
Failure to wear a seat belt
$1306
$218
Child safety restraint
$1316
$223
Speeding 11 - 15 MPH over limit
$1369
$228
Speeding 16 - 20 MPH over limit
$1369
$233
Driving too slowly
$1374
$229
Failure to stop at a red light
$1374
$234
Failure to yield
$1374
$229
Following too closely
$1374
$234
Illegal turn
$1374
$229
In 65 MPH zone
$1374
$234
Speeding 21 - 25 MPH over limit
$1374
$229
Speeding 6 - 10 MPH over limit
$1374
$234
Speeding in school zone
$1374
$229
Improper passing
$1380
$235
Cell phone violation
$1385
$231
Texting while driving
$1385
$236
Passing school bus
$1401
$233
Wrong way/wrong lane
$1638
$279
Operating a vehicle without permission
$1676
$279
At-fault accident - $1000-$2000
$1687
$287
At-fault accident - greater than $2000
$1687
$281
Open container
$1692
$287
Driving with a suspended license
$1962
$327
Reckless driving
$2390
$407
Racing
$2416
$402
Leaving scene of an accident/hit and run
$2426
$413
DUI
$2516
$419
Refusal to submit to a chemical test
$2516
$428
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Way Tip
Avoid Having A DUI On Your Driving Record.
A DUI can increase your car insurance rates—by $5,000 to $10,000 over
five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on
your record for 3–5 years, while DUIs/DWIs can impact you longer.
Car Insurance Rates in University of California Davis after a
DUI
There may have been times when you drank but chose not to
drive—a smart and responsible decision, as most states treat DUIs as a serious
offense. Your car insurance rates can double after a DUI charge, making it harder to
find affordable coverage in University of California Davis.
The cheapest car insurance premiums in
University of California Davis are
offered by AAA at $666 for a six-month policy.
However, it can be as
expensive as $561 with companies
like Kemper.
University of California Davis car insurance quotes with a DUI
One of the easiest ways to save money on car insurance is
to stay within the speed limit. After a speeding violation, the cheapest car
insurance premiums in University of California Davis are offered by CSAA
at $85. However,
it can be as expensive as $401
with companies like State National for a similar
six-month premium.
Cheapest Car Insurance in University of California Davis after Speeding ticket
Car Insurance Price Trends in University of California Davis,
California
Car insurance rates in University of California Davis have fluctuated due to factors
such as state regulations, inflation, and changing driving habits.
The average cost of full coverage in the University of California Davis rose by
$171 in December
compared to $169 of November. In other words, there has been an increase by $2 when you
compare December and November.
The average cost of liability insurance in the University of California Davis rose to $48 in December,
compared to $46 in November.
This represents an increase of $2
when comparing December and November.
Average Car Insurance Cost in University of California Davis by ZIP
Code
The crime rate, the number of accidents, and the probability of
natural calamities all determine the car insurance rates in different neighborhoods in the
University of California Davis. At $N/A for a
six-month policy, insuring
your car at N/A is the cheapest
in the city.
Zip Code
Average 6 Mo. Premium
Avg. Monthly Premium
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Frequently Asked Questions
How much is car insurance in University of California Davis?
The car insurance in University of California Davis is $23 per month, which is lower than the national average.
What is the cheapest car insurance in University of California Davis?
The cheapest car insurance in University of California Davis
is $96 per month
for full coverage.
How much is car insurance in University of California Davis for teenagers?
Car insurance for teenagers costs $206 per 6 months. The
rates for
teen drivers are higher due to their lack of experience as drivers.
What's the average cost of car insurance in
University of California Davis?
The average cost of car insurance is $1011 for a six-month
policy. It will cost around $151 per month to insure your
car in University of California Davis.
Is car insurance expensive in University of California Davis?
Car insurance can be expensive in University of California Davis if your
rating
factors are not favorable. However, with a clean driving record and good
credit
score, car insurance rates in University of California Davis can be
affordable.
What is the best car insurance in University of California Davis,
CA?
The best car insurance company in University of California Davis
CA is
CSAA, offering $571 for a
six-month policy.
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University of California Davis Car Insurance
