Why Compare Car Insurance Rates in California:
Car insurance is mandatory in California. Thus, you should understand and abide by the minimum insurance coverage in California to stay on the right side of the law. However, before you decide to settle on an insurance policy, make sure to get car insurance quotes from all the best car insurance companies in California.
California car insurance laws state that car owners and drivers must carry the minimum coverage at least. They should also carry proof of car insurance. But what if you are from some other state? You will still need car insurance for driving in the state of California even if your driving license is issued by another state. This applies to drivers who have applied for a driving license.
To avoid legal action, California car insurance laws mandate that you should not hold less than the minimum required auto insurance coverage in California. Here is the minimum coverage that you need for this purpose.
| Coverage Type | Minimum Coverage Limit |
|---|---|
| Bodily Injury Liability Coverage (per person) | $15000 ($30,000 for injuries resulting in death) |
| Bodily Injury Liability Coverage (per accident) | $15000 ($30000 for injuries resulting in death) |
| Property Damage Liability | $5000 |
MetLife has the highest rates in California, while CSAA has the lowest. The annual difference between the two is $1,562
| Company | Annual Premium |
|---|---|
| CSAA | $135 |
| AAA California | $365 |
| Mercury | $529 |
| Kemper | $571 |
| Travelers | $620 |
| State National | $654 |
| Farmers | $671 |
| Capital Insurance Group | $686 |
| Hartford | $741 |
| National General | $773 |
| Chubb | $801 |
| Progressive | $969 |
| State Farm | $1,118 |
| Nationwide | $1,253 |
| Allstate | $1,3349 |
| MetLife | $1,697 |
At the very least, you must purchase your state's minimum car insurance requirements. However, state minimums are woefully inadequate and will not cover your own car's repair bills. If you want more coverage, you'll need to go above and beyond the minimum requirements.
There are several types of coverage to choose from. You can put together a good policy that meets your specific insurance needs if you have a basic understanding of the main types of car insurance.
In the state of California, auto insurance is required. Furthermore, while driving, all motorists must carry proof of insurance. Those who drive without proper insurance coverage put themselves at risk and face severe penalties.
Many experts believe that California's insurance laws are among the most consumer-friendly in the country. Much of this is due to Proposition 103, and voters approved this in 1988, which immediately required insurers to reduce their prices by 20%. Many of the laws outlined below are derived from Proposition 103, but not all.
Increasing your current limits or adding more coverage is highly recommended. Those concerned about a possible increase in premiums may want to look for less expensive coverage. Way.com is a great place to start because it allows you to compare insurance quotes from the nation's top carriers side by side.
Personal injury protection (PIP, also known as med-pay insurance) is available in California and all other states besides the 13 mentioned above. This means it is available but not required. If you decide to purchase PIP insurance in California, you may be able to take it with you when you leave the state, retaining PIP coverage while driving in any other state. Your insurance company determines this.
There are several reasons why PIP is an appealing option, as well as reasons why it may not be a good value for you and should be avoided.
There are other auto insurance coverage types that are not necessary for complying with California car insurance laws. However, it would help if you still considered them since they could provide a lot of value in a traffic mishap.
You may want to think about these insurance coverage types since car accidents, and collisions are so widespread that you may very likely end up facing them at least once in your lifetime. Although this is not a pleasant prospect, it is a hard reality. You can take all the care in the world, but the real risk of human error will still exist. It takes just a tiny lapse in concentration to get caught up in a car collision and face the devastating financial consequences.
To comply with California car insurance laws, you should have proof of auto insurance in California while driving at all times. This has thankfully become much easier since electronic documentation is permitted. Thus, you can show proof of insurance via your smartphone.
Here is what you must show to prove sufficient car insurance coverage in California.
If an officer stops you for a traffic violation and you cannot prove sufficient insurance coverage when the officer requests you to do so, you will be fined. Likewise, if you are involved in a traffic accident and cannot show sufficient auto insurance coverage to the arriving officer, you will have to pay a fine.
Here are the fine amounts imposed for failing to prove adequate auto insurance:
But that's not all. The law can take further action against you if you really do not have enough auto insurance coverage.
You may face the following consequences in California for failing to meet your financial obligations if you own or drive a vehicle.
You will also be required to hold the SR form if you are caught driving without adequate auto insurance. The SR document is a form that you must carry with you if you had your license suspended due to insufficient auto insurance. The document serves as proof that you are now carrying required auto insurance.
If you did have sufficient auto insurance at the time but were unable to prove it, you will have to jump through hoops to get the fine cancelled. You will have to show auto insurance documents in court to avoid paying the fine.
California has the most people of any of the 50 states and three of the country's ten most populous cities. The Golden State is home to one out of every eight people in the United States. When it comes to car insurance, it also has some of the highest average rates in the country.
While the average cost of car insurance in California is higher than in many other states, it is still possible to find good coverage options for your car. This guide to the best car insurance deals can assist you in locating a cost-effective way to protect your car. According to our research, Progressive has the lowest average annual car insurance rates in California, at $1296 – 27% less than the state average.
According to our research, CSAA is the most expensive car insurance provider in California, costing roughly 30% more than the state average.
| Company | Annual Premium |
|---|---|
| CSAA | $379 |
| AAA California | $836 |
| National General | $1,228 |
| Mercury | $1,297 |
| Capital Insurance Group | $1,416 |
| State National | $1,515 |
| Kemper | $1,533 |
| Hartford | $1,578 |
| Travelers | $1,667 |
| Farmers | $1,706 |
| Chubb | $1,878 |
| Progressive | $2,181 |
| Allstate | $2,622 |
| State Farm | $2,623 |
| Nationwide | $2,917 |
For those with clean driving records, Progressive has the lowest premium, and Nationwide has the highest. The rates of the two insurance companies differ by $1013 each.
| COMPANY | AVERAGE ANNUAL RATE |
|---|---|
| Progressive | $1,306 |
| USAA | $1,473 |
| Mercury Insurance | $1,480 |
| Allstate | $1,726 |
| Statewide Average | $1,790 |
| Travelers | $1,900 |
| Farmers | $2,064 |
| State Farm | $2,080 |
| Alliance United | $2,194 |
| Nationwide | $2,319 |
When it comes to young drivers, they pay the highest premiums among California's major car insurance carriers. However, there is little to no cost difference between women's and men's insurance policies, which is not always the case in other states. Nationwide charges the most, while State Farm charges the least.
| Company | 17-YEAR-OLD FEMALES | 17-YEAR-OLD MALES |
|---|---|---|
| State Farm | $2,638 | $2,982 |
| Farmers | $4,535 | $4,191 |
| Capital Insurance Group | $3,290 | $4,535 |
| Allstate | $3,792 | $3,290 |
| Progressive | $3,860 | $3,792 |
| Travelers | $3,514 | $3,860 |
| Nationwide | $6,207 | $3,514 |
| Kemper | $5,579 | $6,207 |
| Alliance United | $6,026 | $6,026 |
| Mercury Insurance | $3,805 | $3,805 |
| USAA | $3,710 | $3,710 |
According to our data, CSAA has the lowest rates after a speeding ticket in California, while Kemper has the highest. A single speeding incident can add up to $3,355 to your annual insurance costs, so slowing down can help you save money on premiums.
| Company | Annual Premium |
|---|---|
| CSAA | $476 |
| AAA California | $1,262 |
| Capital Insurance Group | $1,662 |
| MetLife | $1,737 |
| National General | $1,822 |
| State Farm | $2,044 |
| State National | $2,151 |
| Mercury | $2,158 |
| Progressive | $2,241 |
| Nationwide | $2,248 |
| Farmers | $2,354 |
| Hartford | $2,364 |
| Allstate | $2,390 |
| Alliance United | $2,911 |
| Travelers | $2,948 |
| Chubb | $3,024 |
| Kemper | $3,355 |
According to our research, CSAA has the lowest rates after California, while Alliance United has the highest. An accident will raise an annual premium from $476 to $4,765.
| Company | Annual Premium |
|---|---|
| CSAA | $476 |
| AAA California | $1,262 |
| Capital Insurance Group | $1,662 |
| National General | $1,822 |
| State Farm | $2,044 |
| State National | $2,151 |
| Mercury | $2,158 |
| Progressive | $2,241 |
| Nationwide | $2,248 |
| Farmers | $2,354 |
| Hartford | $2,364 |
| Allstate | $2,390 |
| Esurance | $2,674 |
| Alliance United | $2,921 |
| Travelers | $2,948 |
| Chubb | $3,024 |
| MetLife | $3,237 |
| Kemper | $3,355 |
| Allied | $3,860 |
| Alliance United | $4,765 |
After a DUI, National General has the lowest rates, while Hartford has the highest. Drunk driving can more than double your auto insurance bill, not to mention the risk of injury or death to you - or someone else.
| Company | Annual Premium |
|---|---|
| National General | $1,290 |
| CSAA | $1,325 |
| Mercury | $2,020 |
| Capital Insurance Group | $2,530 |
| Progressive | $2,553 |
| AAA California | $2,565 |
| Farmers | $2,940 |
| Kemper | $3,355 |
| Esurance | $3,646 |
| Travelers | $3,691 |
| Chubb | $3,961 |
| Nationwide | $3,988 |
| State National | $4,011 |
| State Farm | $4,031 |
| Allstate | $4,205 |
| Allied | $4,292 |
| Alliance United | $4,765 |
| Hartford | $5,769 |
Progressive had the best price for married drivers in California, with a typical rate of $1455 per year, or 26% less than the national average. Progressive also offers the highest discount for married drivers, at 27%.
| Company | Annual rate |
|---|---|
| Progressive | $1455 |
| Mercury | $1548 |
| AAA NorCal | $2154 |
| AAA SoCal | $2393 |
| Allstate | $2178 |
The Mercury provide the most affordable auto insurance coverage for young California drivers who are at fault in an accident. Both of these companies offered rates less than $1,700 per year, which was significantly less than the average price of $2,305 per year.
Teenagers, like all drivers, pay more for car insurance after an accident because their lack of driving experience indicates a statistically higher likelihood of being involved in another crash - roughly 45% more. However, because teenagers are already more likely than older drivers to be involved in a crash, the relative increase is more minor.
| Company | Annual rate |
|---|---|
| Mercury | $1662 |
| Progressive | $2001 |
| State Farm | $2016 |
| AAA SoCal | $2565 |
Beverly Hills has the highest annual car insurance cost in California, at $3456. Mount Shasta, the cheapest city, has an average annual rate of $1584.
The cost of car insurance varies depending on where you live. If there is a lot of car theft in your area, the roads are poorly maintained, or - as may be the case in Beverly Hills - the average car price is high, your insurance bill may be higher.
| City | Average annual rate |
|---|---|
| Glendale | $3,176 |
| Los Angeles | $2,942 |
| San Diego | $2,066 |
| San Francisco | $2,456 |
| San Jose | $2,083 |
| Acalanes Ridge | $1,949 |
| Acampo | $2,067 |
| Acton | $2,180 |
| Adelanto | $2,482 |
| Adin | $1,825 |
| Agoura Hills | $2,482 |
| Agua Dulce | $2,279 |
| Aguanga | $2,022 |
| Ahwahnee | $1,877 |
| Airport | $2,338 |
| Alameda | $2,097 |
| Alamo | $1,956 |
| Albany | $1,989 |
| Albion | $1,894 |
| Alderpoint | $2,151 |
| Alhambra | $2,568 |
| Aliso Viejo | $2,072 |
| Alleghany | $2,040 |
| Allendale | $1,894 |
| Alondra Park | $2,421 |
| Alpaugh | $2,088 |
| Alpine | $1,998 |
| Alta | $2,044 |
| Alta Sierra | $1,865 |
| Altadena | $2,579 |
| Altaville | $1,848 |
| Alturas | $1,832 |
| Alum Rock | $2,128 |
| Alviso | $2,002 |
| Amador City | $2,021 |
| Amboy | $2,193 |
| American Canyon | $2,149 |
| Amesti | $2,032 |
| Anaheim | $2,278 |
| Anderson | $1,784 |
| Angels | $1,814 |
| Angels Camp | $1,814 |
| Angelus Oaks | $2,159 |
| Angwin | $2,014 |
| Annapolis | $2,063 |
| Antelope | $2,258 |
| Antioch | $2,257 |
| Anza | $2,158 |
| Apple Valley | $2,156 |
| Applegate | $1,828 |
| Aptos | $1,841 |
| Aptos Hills-Larkin Valley | $2,021 |
| Arbuckle | $1,884 |
| Arcadia | $2,535 |
| Arcata | $1,737 |
| Arden-Arcade | $2,255 |
| Armona | $1,913 |
| Arnold | $1,897 |
| Aromas | $1,936 |
| Arroyo Grande | $1,756 |
| Artesia | $2,360 |
| Artois | $1,877 |
| Arvin | $2,185 |
| Ashland | $2,185 |
| Atascadero | $1,809 |
| Atherton | $2,092 |
| Atwater | $2,010 |
| Atwood | $2,255 |
| Auberry | $2,019 |
| Auburn | $1,883 |
| Auburn Lake Trails | $1,964 |
| August | $2,384 |
| Avalon | $1,891 |
| Avenal | $1,921 |
| Avery | $2,015 |
| Avila Beach | $1,812 |
| Avila Beach | $1,812 |
| Avocado Heights | $2,414 |
| Azusa | $2,304 |
| Badger | $2,088 |
| Baker | $2,074 |
| Bakersfield | $2,136 |
| Baldwin Park | $2,481 |
| Ballico | $2,181 |
| Bangor | $1,953 |
| Banning | $1,991 |
| Bard | $2,368 |
| Barstow | $2,063 |
| Bass Lake | $1,951 |
| Bay Point | $2,251 |
| Bayside | $1,826 |
| Bayview | $2,182 |
| Beale AFB | $1,887 |
| Bear Valley Springs | $1,896 |
| Beaumont | $2,012 |
| Beckwourth | $1,988 |
| Belden | $2,020 |
| Bell | $2,571 |
| Bell Canyon | $2,750 |
| Bell Gardens | $2,571 |
| Bella Vista | $1,786 |
| Bellflower | $2,406 |
| Belmont | $1,887 |
| Belvedere | $2,205 |
| Belvedere Tiburon | $2,205 |
| Ben Lomond | $1,871 |
| Benbow | $1,966 |
| Benicia | $1,894 |
| Benton | $1,851 |
| Berkeley | $2,125 |
| Bermuda Dunes | $2,081 |
| Berry Creek | $1,911 |
| Bertsch-Oceanview | $1,731 |
| Bethel Island | $2,178 |
| Beverly Hills | $3,474 |
| Bieber | $2,013 |
| Big Bar | $1,878 |
| Big Bear City | $2,110 |
| Big Bear Lake | $2,121 |
| Big Bend | $1,942 |
| Big Creek | $2,108 |
| Big Oak Flat | $2,063 |
| Big Pine | $1,764 |
| Big River | $1,955 |
| Big Sur | $1,952 |
| Biggs | $1,816 |
| Biola | $2,269 |
| Birds Landing | $2,094 |
| Bishop | $1,767 |
| Black Point-Green Point | $1,918 |
| Blackhawk | $2,098 |
| Blairsden-Graeagle | $1,842 |
| Blocksburg | $2,022 |
| Bloomfield | $1,995 |
| Bloomington | $2,329 |
| Blue Jay | $2,221 |
| Blue Lake | $1,718 |
| Blythe | $1,895 |
| Bodega | $2,082 |
| Bodega Bay | $1,901 |
| Bodfish | $2,003 |
| Bolinas | $2,096 |
| Bonadelle Ranchos-Madera Ranchos | $1,967 |
| Bonita | $2,040 |
| Bonny Doon | $1,753 |
| Bonsall | $2,101 |
| Boonville | $1,966 |
| Boron | $1,932 |
| Boronda | $1,987 |
| Borrego Springs | $1,921 |
| Bostonia | $2,127 |
| Boulder Creek | $2,061 |
| Boulevard | $1,998 |
| Boyes Hot Springs | $1,981 |
| Bradbury | $2,299 |
| Bradley | $1,821 |
| Brandeis | $2,232 |
| Branscomb | $1,957 |
| Brawley | $1,990 |
| Brea | $2,177 |
| Brentwood | $2,082 |
| Bret Harte | $2,165 |
| Bridgeport | $1,921 |
| Bridgeville | $1,953 |
| Brisbane | $2,100 |
| Broadmoor | $2,233 |
| Brookdale | $2,062 |
| Brooks | $2,062 |
| Brooktrails | $1,927 |
| Browns Valley | $1,922 |
| Brownsville | $1,924 |
| Bryn Mawr | $2,241 |
| Buckhorn | $1,970 |
| Buellton | $1,753 |
| Buena Park | $2,361 |
| Burbank | $2,682 |
| Burlingame | $2,105 |
| Burney | $1,828 |
| Burnt Ranch | $1,949 |
| Burrel | $2,087 |
| Burson | $2,068 |
| Butte City | $1,858 |
| Butte Creek Canyon | $1,860 |
| Butte Valley | $1,825 |
| Buttonwillow | $2,157 |
| Byron | $2,069 |
| Bystrom | $2,249 |
| Cabazon | $2,156 |
| Calabasas | $2,967 |
| Calexico | $2,080 |
| Caliente | $2,050 |
| California City | $1,946 |
| California Hot Springs | $2,046 |
| Calimesa | $1,981 |
| Calipatria | $2,073 |
| Calistoga | $2,015 |
| Callahan | $1,790 |
| Callender | $1,756 |
| Calpella | $1,912 |
| Calpine | $1,846 |
| Calwa | $2,090 |
| Camarillo | $2,050 |
| Cambria | $1,717 |
| Cambrian Park | $1,904 |
| Cameron Park | $1,956 |
| Camino | $1,999 |
| Camino Tassajara | $2,098 |
| Camp Meeker | $2,120 |
| Camp Nelson | $1,979 |
| Camp Pendleton | $2,892 |
| Campbell | $2,001 |
| Campo | $2,096 |
| Campo Seco | $2,068 |
| Camptonville | $1,999 |
| Canby | $1,815 |
| Canoga Park | $2,904 |
| Cantil | $2,012 |
| Cantua Creek | $2,062 |
| Canyon | $2,108 |
| Canyon Country | $2,404 |
| Canyon Dam | $1,941 |
| Canyon Lake | $2,134 |
| Capay | $1,919 |
| Capistrano Beach | $2,016 |
| Capitola | $1,876 |
| Cardiff-by-the-Sea | $1,969 |
| Carlotta | $1,839 |
| Carlsbad | $2,031 |
| Carmel | $1,797 |
| Carmel Valley Village | $1,898 |
| Carmel-by-the-Sea | $1,785 |
| Carmichael | $2,227 |
| Carnelian Bay | $1,956 |
| Carpinteria | $1,955 |
| Carson | $2,341 |
| Caruthers | $2,151 |
| Casa Conejo | $2,125 |
| Casa de Oro-Mount Helix | $2,056 |
| Casmalia | $1,912 |
| Caspar | $1,987 |
| Cassel | $1,795 |
| Castaic | $2,231 |
| Castella | $1,904 |
| Castle Hill | $1,859 |
| Castro Valley | $2,096 |
| Castroville | $2,087 |
| Cathedral City | $2,160 |
| Catheys Valley | $1,861 |
| Cayucos | $1,784 |
| Cazadero | $1,992 |
| Cedar Glen | $2,306 |
| Cedar Ridge | $1,950 |
| Cedarpines Park | $2,135 |
| Cedarville | $1,833 |
| Centerville | $2,029 |
| Ceres | $2,227 |
| Cerritos | $2,337 |
| Challenge | $1,997 |
| Charter Oak | $2,270 |
| Chatsworth | $2,773 |
| Cherry Valley | $2,012 |
| Cherryland | $2,215 |
| Chester | $1,878 |
| Chicago Park | $1,961 |
| Chico | $1,864 |
| Chilcoot | $1,859 |
| China Lake Acres | $1,845 |
| Chinese Camp | $1,975 |
| Chino | $2,257 |
| Chino Hills | $2,233 |
| Chowchilla | $2,026 |
| Chualar | $1,967 |
| Chula Vista | $2,025 |
| Cima | $2,255 |
| Citrus | $2,287 |
| Citrus Heights | $2,105 |
| City of Industry | $2,119 |
| Claremont | $2,103 |
| Clarksburg | $2,133 |
| Clay | $2,062 |
| Clayton | $1,992 |
| Clearlake | $2,068 |
| Clearlake Oaks | $1,924 |
| Clearlake Park | $1,943 |
| Clearlake Riviera | $1,963 |
| Clements | $2,116 |
| Cleone | $1,840 |
| Clio | $1,871 |
| Clipper Mills | $1,946 |
| Cloverdale | $1,889 |
| Clovis | $1,994 |
| Clyde | $2,150 |
| Coachella | $2,229 |
| Coalinga | $1,875 |
| Coarsegold | $1,951 |
| Cobb | $2,255 |
| Cohasset | $1,836 |
| Coleville | $1,847 |
| Colfax | $1,904 |
| Collierville | $2,067 |
| Colma | $2,416 |
| Coloma | $2,015 |
| Colton | $2,252 |
| Columbia | $1,953 |
| Colusa | $1,952 |
| Commerce | $2,449 |
| Comptche | $1,946 |
| Compton | $2,720 |
| Concord | $2,010 |
| Concow | $1,825 |
| Contra Costa Centre | $1,949 |
| Cool | $1,964 |
| Copperopolis | $1,995 |
| Corcoran | $1,944 |
| Corning | $1,829 |
| Corona | $2,205 |
| Corona Del Mar | $2,233 |
| Coronado | $2,034 |
| Coronita | $2,163 |
| Corralitos | $2,021 |
| Corte Madera | $1,949 |
| Costa Mesa | $2,145 |
| Cotati | $1,877 |
| Coto de Caza | $2,128 |
| Cottonwood | $1,827 |
| Coulterville | $2,012 |
| Country Club | $2,161 |
| Courtland | $2,242 |
| Covelo | $1,993 |
| Covina | $2,257 |
| Coyote | $2,001 |
| Crescent City | $1,731 |
| Crescent Mills | $1,993 |
| Cressey | $2,052 |
| Crest | $2,127 |
| Crestline | $2,217 |
| Creston | $1,840 |
| Crockett | $2,135 |
| Crowley Lake | $1,932 |
| Crows Landing | $1,988 |
| Cudahy | $2,571 |
| Culver City | $2,552 |
| Cupertino | $1,903 |
| Cutler | $2,098 |
| Cutten | $1,855 |
| Cypress | $2,267 |
| Daggett | $2,053 |
| Daly City | $2,324 |
| Dana Point | $2,095 |
| Danville | $2,020 |
| Daphnedale Park | $1,832 |
| Darwin | $2,041 |
| Davenport | $1,881 |
| Davis | $1,896 |
| Davis Creek | $1,912 |
| Day Valley | $1,931 |
| Death Valley | $1,997 |
| Deer Park | $2,041 |
| Del Aire | $2,599 |
| Del Mar | $2,077 |
| Del Monte Forest | $1,820 |
| Del Rey | $2,209 |
| Del Rey Oaks | $1,900 |
| Del Rio | $2,144 |
| Delano | $2,065 |
| Delhi | $2,048 |
| Delleker | $1,843 |
| Denair | $2,017 |
| Descanso | $1,890 |
| Desert Center | $1,959 |
| Desert Edge | $2,090 |
| Desert Hot Springs | $2,187 |
| Desert Palms | $2,012 |
| Desert Shores | $2,173 |
| Desert View Highlands | $2,282 |
| Diablo | $1,995 |
| Diamond Bar | $2,360 |
| Diamond Springs | $1,948 |
| Dillon Beach | $2,077 |
| Dinuba | $2,034 |
| Discovery Bay | $2,135 |
| Dixon | $1,913 |
| Dixon Lane-Meadow Creek | $1,767 |
| Dobbins | $1,890 |
| Dogtown | $2,067 |
| Dollar Point | $1,876 |
| Dorris | $1,842 |
| Dos Palos | $1,966 |
| Dos Rios | $1,886 |
| Douglas City | $1,920 |
| Douglas Flat | $1,915 |
| Downey | $2,500 |
| Downieville | $1,994 |
| Doyle | $1,858 |
| Drytown | $2,030 |
| Duarte | $2,295 |
| Dublin | $1,983 |
| Ducor | $2,090 |
| Dulzura | $2,267 |
| Duncans Mills | $2,199 |
| Dunlap | $2,029 |
| Dunnigan | $1,880 |
| Dunsmuir | $1,691 |
| Durham | $1,804 |
| Dustin Acres | $2,050 |
| Dutch Flat | $1,987 |
| Eagleville | $1,914 |
| Earlimart | $2,088 |
| Earp | $1,955 |
| East Foothills | $2,128 |
| East Hemet | $2,107 |
| East Irvine | $2,126 |
| East La Mirada | $2,274 |
| East Los Angeles | $2,512 |
| East Nicolaus | $2,125 |
| East Oakdale | $2,021 |
| East Orosi | $2,095 |
| East Palo Alto | $2,116 |
| East Pasadena | $2,510 |
| East Porterville | $1,958 |
| East Quincy | $1,809 |
| East Rancho Dominguez | $2,675 |
| East Richmond Heights | $2,202 |
| East San Gabriel | $2,446 |
| East Sonora | $1,950 |
| Easton | $2,130 |
| Eastvale | $2,205 |
| Echo Lake | $2,053 |
| Edison | $2,234 |
| Edwards | $1,927 |
| Edwards AFB | $1,885 |
| El Cajon | $2,139 |
| El Centro | $2,054 |
| El Cerrito | $2,116 |
| El Dorado | $1,970 |
| El Dorado Hills | $1,952 |
| El Granada | $1,934 |
| El Monte | $2,517 |
| El Nido | $2,057 |
| El Portal | $1,971 |
| El Rio | $2,096 |
| El Segundo | $2,255 |
| El Sobrante | $2,297 |
| El Toro | $2,121 |
| El Verano | $1,981 |
| Eldridge | $2,007 |
| Elizabeth Lake | $2,229 |
| Elk | $2,028 |
| Elk Creek | $1,836 |
| Elk Grove | $2,137 |
| Elkhorn | $2,087 |
| Elmira | $2,153 |
| Elverta | $2,142 |
| Emerald Lake Hills | $1,980 |
| Emeryville | $2,421 |
| Emigrant Gap | $2,116 |
| Empire | $2,160 |
| Encinitas | $2,000 |
| Encino | $3,202 |
| Escalon | $2,053 |
| Escondido | $2,041 |
| Esparto | $1,903 |
| Essex | $2,129 |
| Etna | $1,671 |
| Eucalyptus Hills | $1,980 |
| Eureka | $1,893 |
| Exeter | $1,908 |
| Fair Oaks | $2,138 |
| Fairbanks Ranch | $2,215 |
| Fairfax | $2,025 |
| Fairfield | $2,032 |
| Fairmead | $2,026 |
| Fairview | $2,215 |
| Fall River Mills | $1,850 |
| Fallbrook | $2,062 |
| Farmersville | $2,061 |
| Farmington | $2,064 |
| Fawnskin | $2,092 |
| Fellows | $1,963 |
| Felton | $1,811 |
| Ferndale | $1,764 |
| Fetters Hot Springs-Agua Caliente | $1,981 |
| Fiddletown | $1,908 |
| Fieldbrook | $1,745 |
| Fields Landing | $2,028 |
| Fillmore | $2,018 |
| Finley | $1,915 |
| Firebaugh | $1,957 |
| Fish Camp | $1,919 |
| Five Points | $2,084 |
| Florence-Graham | $2,800 |
| Florin | $2,459 |
| Floriston | $2,011 |
| Flournoy | $1,959 |
| Folsom | $1,962 |
| Fontana | $2,302 |
| Foothill Farms | $2,326 |
| Foothill Ranch | $2,033 |
| Forbestown | $1,938 |
| Ford City | $2,050 |
| Forest Falls | $2,168 |
| Forest Knolls | $2,135 |
| Forest Meadows | $1,870 |
| Forest Ranch | $1,952 |
| Foresthill | $2,108 |
| Forestville | $1,996 |
| Forks of Salmon | $1,993 |
| Fort Bidwell | $1,907 |
| Fort Bragg | $1,840 |
| Fort Dick | $1,882 |
| Fort Irwin | $2,126 |
| Fort Jones | $1,813 |
| Fort Washington | $2,025 |
| Fortuna | $1,812 |
| Foster City | $1,885 |
| Fountain Valley | $2,179 |
| Fowler | $2,100 |
| Franklin | $2,067 |
| Frazier Park | $2,078 |
| Freedom | $2,032 |
| Fremont | $2,020 |
| French Camp | $2,227 |
| French Gulch | $1,833 |
| French Valley | $2,105 |
| Fresno | $2,080 |
| Friant | $2,194 |
| Fruitdale | $2,035 |
| Fruitridge Pocket | $2,474 |
| Fullerton | $2,267 |
| Fulton | $2,081 |
| Galt | $2,044 |
| Garden Acres | $2,294 |
| Garden Grove | $2,302 |
| Garden Valley | $1,959 |
| Gardena | $2,446 |
| Garnet | $2,187 |
| Gasquet | $1,805 |
| Gazelle | $1,766 |
| Georgetown | $1,978 |
| Gerber | $1,812 |
| Geyserville | $1,965 |
| Gilroy | $1,956 |
| Glen Avon | $2,182 |
| Glen Ellen | $2,007 |
| Glencoe | $1,910 |
| Glendora | $2,153 |
| Glenhaven | $1,999 |
| Glenn | $1,793 |
| Glennville | $2,056 |
| Gold River | $2,231 |
| Gold Run | $1,995 |
| Golden Hills | $1,896 |
| Goleta | $1,903 |
| Gonzales | $1,950 |
| Good Hope | $2,275 |
| Goodyears Bar | $2,000 |
| Goshen | $2,034 |
| Graeagle | $1,842 |
| Granada Hills | $2,816 |
| Grand Terrace | $2,140 |
| Grangeville | $1,925 |
| Granite Bay | $1,961 |
| Granite Hills | $2,137 |
| Grass Valley | $1,847 |
| Graton | $2,055 |
| Grayson | $2,124 |
| Greeley Hill | $2,012 |
| Green Acres | $2,120 |
| Green Valley | $2,130 |
| Green Valley Lake | $2,196 |
| Greenacres | $2,057 |
| Greenbrae | $2,079 |
| Greenfield | $2,042 |
| Greenhorn | $1,809 |
| Greenview | $1,713 |
| Greenville | $1,858 |
| Greenwood | $2,016 |
| Grenada | $1,716 |
| Gridley | $1,834 |
| Grimes | $2,011 |
| Grizzly Flats | $2,151 |
| Groveland | $2,020 |
| Grover Beach | $1,835 |
| Guadalupe | $1,877 |
| Gualala | $1,963 |
| Guasti | $2,254 |
| Guatay | $2,012 |
| Guerneville | $2,033 |
| Guinda | $1,953 |
| Gustine | $1,957 |
| Hacienda Heights | $2,346 |
| Half Moon Bay | $1,934 |
| Hamilton Branch | $1,823 |
| Hamilton City | $1,859 |
| Hanford | $1,925 |
| Happy Camp | $1,844 |
| Harbison Canyon | $2,137 |
| Harbor City | $2,374 |
| Harmony | $1,960 |
| Hartley | $1,894 |
| Hat Creek | $1,802 |
| Hathaway Pines | $2,037 |
| Hawaiian Gardens | $2,367 |
| Hawthorne | $2,597 |
| Hayfork | $1,894 |
| Hayward | $2,204 |
| Healdsburg | $1,964 |
| Heber | $2,074 |
| Helendale | $2,052 |
| Helm | $2,073 |
| Hemet | $2,130 |
| Herald | $2,062 |
| Hercules | $2,215 |
| Herlong | $1,850 |
| Hermosa Beach | $2,193 |
| Hesperia | $2,249 |
| Hickman | $2,057 |
| Hidden Hills | $2,967 |
| Hidden Meadows | $2,003 |
| Hidden Valley Lake | $2,168 |
| Highgrove | $2,277 |
| Highland | $2,285 |
| Highlands-Baywood Park | $1,914 |
| Hillsborough | $2,105 |
| Hilmar | $2,028 |
| Hilmar-Irwin | $2,028 |
| Hinkley | $2,080 |
| Hollister | $1,979 |
| Holt | $2,393 |
| Holtville | $2,034 |
| Holy City | $2,086 |
| Home Garden | $1,925 |
| Home Gardens | $2,242 |
| Homeland | $2,090 |
| Homestead Valley | $1,972 |
| Homewood | $1,894 |
| Honeydew | $2,068 |
| Hood | $2,126 |
| Hoopa | $2,341 |
| Hopland | $1,906 |
| Hornbrook | $1,847 |
| Hornitos | $1,941 |
| Hughson | $2,053 |
| Humboldt Hill | $1,855 |
| Hume | $2,140 |
| Huntington Beach | $2,155 |
| Huntington Park | $2,670 |
| Huron | $1,980 |
| Hyampom | $1,914 |
| Hydesville | $1,839 |
| Idyllwild-Pine Cove | $2,074 |
| Igo | $1,743 |
| Imperial | $1,999 |
| Imperial Beach | $2,154 |
| Independence | $1,875 |
| Indian Wells | $2,115 |
| Indio | $2,136 |
| Industry | $2,449 |
| Inglewood | $2,739 |
| Interlaken | $2,021 |
| Inverness | $1,984 |
| Inyokern | $1,881 |
| Ione | $1,957 |
| Irvine | $2,207 |
| Irwindale | $2,386 |
| Isla Vista | $1,928 |
| Isleton | $2,010 |
| Ivanhoe | $1,990 |
| Jackson | $1,867 |
| Jacumba | $1,951 |
| Jamestown | $1,961 |
| Jamul | $2,130 |
| Janesville | $1,848 |
| Jenner | $2,070 |
| Johannesburg | $1,918 |
| Jolon | $1,863 |
| Joshua Tree | $1,938 |
| Julian | $2,010 |
| Junction City | $1,884 |
| June Lake | $1,915 |
| Jurupa Valley | $2,168 |
| Kaweah | $1,993 |
| Keeler | $2,024 |
| Keene | $2,018 |
| Kelly Ridge | $1,866 |
| Kelseyville | $1,963 |
| Kennedy | $2,439 |
| Kensington | $2,000 |
| Kentfield | $2,079 |
| Kenwood | $1,943 |
| Kerman | $2,092 |
| Kernville | $1,904 |
| Keswick | $1,728 |
| Kettleman City | $1,918 |
| Keyes | $2,217 |
| King City | $1,788 |
| Kings Beach | $2,135 |
| Kings Canyon National Pk | $2,065 |
| Kingsburg | $1,998 |
| Kirkwood | $1,961 |
| Kit Carson | $1,921 |
| Klamath | $1,953 |
| Klamath River | $1,906 |
| Kneeland | $1,856 |
| Knights Landing | $1,996 |
| Knightsen | $2,082 |
| Korbel | $1,873 |
| Kyburz | $1,975 |
| La Canada Flintridge | $2,558 |
| La Crescenta | $2,665 |
| La Grange | $2,167 |
| La Habra | $2,275 |
| La Habra Heights | $2,275 |
| La Honda | $2,078 |
| La Jolla | $2,123 |
| La Mesa | $1,952 |
| La Mirada | $2,364 |
| La Palma | $2,334 |
| La Presa | $2,073 |
| La Puente | $2,403 |
| La Quinta | $2,124 |
| La Riviera | $2,260 |
| La Selva Beach | $2,021 |
| La Verne | $2,154 |
| Ladera | $1,961 |
| Ladera Heights | $2,867 |
| Ladera Ranch | $2,053 |
| Lafayette | $1,912 |
| Laguna Beach | $2,219 |
| Laguna Hills | $2,063 |
| Laguna Niguel | $2,111 |
| Laguna Woods | $2,079 |
| Lagunitas | $2,226 |
| Lake Almanor Country Club | $1,823 |
| Lake Arrowhead | $2,230 |
| Lake California | $1,827 |
| Lake City | $1,822 |
| Lake Elsinore | $2,197 |
| Lake Forest | $2,051 |
| Lake Hughes | $2,229 |
| Lake Isabella | $1,996 |
| Lake Los Angeles | $2,396 |
| Lake Mathews | $2,275 |
| Lake Nacimiento | $1,882 |
| Lake of the Pines | $1,860 |
| Lake of the Woods | $2,078 |
| Lake San Marcos | $2,001 |
| Lake Wildwood | $1,798 |
| Lakehead | $1,791 |
| Lakeland Village | $2,216 |
| Lakeport | $1,827 |
| Lakeshore | $2,045 |
| Lakeside | $2,053 |
| Lakeview | $2,158 |
| Lakewood | $2,236 |
| Lamont | $2,202 |
| Lanare | $2,024 |
| Lancaster | $2,322 |
| Landers | $1,935 |
| Larkfield-Wikiup | $1,990 |
| Larkspur | $2,077 |
| Las Flores | $2,038 |
| Las Lomas | $2,021 |
| Lathrop | $2,172 |
| Laton | $1,977 |
| Lawndale | $2,353 |
| Laytonville | $1,988 |
| Le Grand | $1,922 |
| Lebec | $2,116 |
| Lee Vining | $1,856 |
| Leggett | $2,008 |
| Lemon Cove | $1,882 |
| Lemon Grove | $2,077 |
| Lemon Hill | $2,571 |
| Lemoore | $1,937 |
| Lemoore Station | $1,937 |
| Lennox | $2,601 |
| Lenwood | $2,063 |
| Lewiston | $1,806 |
| Lexington Hills | $2,105 |
| Likely | $1,961 |
| Lincoln | $1,947 |
| Lincoln Village | $2,213 |
| Linda | $1,949 |
| Linden | $2,172 |
| Lindsay | $2,032 |
| Linnell Camp | $2,008 |
| Litchfield | $1,779 |
| Little Lake | $2,011 |
| Little River | $2,091 |
| Littlerock | $2,363 |
| Live Oak | $1,857 |
| Livermore | $1,869 |
| Livingston | $2,042 |
| Llano | $2,119 |
| Lockeford | $2,072 |
| Lockwood | $1,760 |
| Lodi | $2,072 |
| Loleta | $1,816 |
| Loma Linda | $2,139 |
| Loma Mar | $1,908 |
| Loma Rica | $1,967 |
| Lomita | $2,241 |
| Lompico | $1,841 |
| Lompoc | $1,791 |
| London | $2,034 |
| Lone Pine | $1,894 |
| Long Barn | $1,982 |
| Long Beach | $2,350 |
| Lookout | $1,775 |
| Loomis | $1,997 |
| Los Alamitos | $2,120 |
| Los Alamos | $1,826 |
| Los Altos | $1,903 |
| Los Altos Hills | $1,926 |
| Los Banos | $2,018 |
| Los Gatos | $2,056 |
| Los Molinos | $1,793 |
| Los Olivos | $1,807 |
| Los Osos | $1,728 |
| Los Ranchos | $1,814 |
| Lost Hills | $1,974 |
| Lotus | $2,076 |
| Lower Lake | $2,156 |
| Loyalton | $1,777 |
| Loyola | $1,833 |
| Lucas Valley-Marinwood | $1,920 |
| Lucerne | $1,876 |
| Lucerne Valley | $2,085 |
| Ludlow | $2,128 |
| Lynwood | $2,598 |
| Lytle Creek | $2,207 |
| Macdoel | $1,753 |
| Mad River | $1,902 |
| Madeline | $2,002 |
| Madera | $2,016 |
| Madera Acres | $2,097 |
| Madison | $1,903 |
| Magalia | $1,905 |
| Malibu | $2,657 |
| Mammoth Lakes | $1,932 |
| Manchester | $1,944 |
| Manhattan Beach | $2,228 |
| Manila | $1,737 |
| Manteca | $2,172 |
| Manton | $1,936 |
| March ARB | $2,186 |
| Maricopa | $1,982 |
| Marin City | $2,144 |
| Marina | $1,959 |
| Marina del Rey | $2,699 |
| Mariposa | $1,981 |
| Markleeville | $1,828 |
| Marshall | $2,159 |
| Martell | $2,070 |
| Martinez | $1,979 |
| Marysville | $1,967 |
| Mather | $2,237 |
| Maxwell | $1,873 |
| Mayfair | $2,117 |
| Mayflower Village | $2,379 |
| Maywood | $2,498 |
| McArthur | $1,848 |
| McClellan | $2,472 |
| McClellan Park | $2,472 |
| McCloud | $1,777 |
| McFarland | $2,156 |
| McKinleyville | $1,745 |
| McKittrick | $1,963 |
| McSwain | $2,010 |
| Mead Valley | $2,275 |
| Meadow Valley | $2,041 |
| Meadow Vista | $1,809 |
| Meadowbrook | $2,275 |
| Mecca | $2,243 |
| Meiners Oaks | $1,950 |
| Mendocino | $1,887 |
| Mendota | $2,069 |
| Menifee | $2,110 |
| Menlo Park | $1,868 |
| Mentone | $2,131 |
| Merced | $2,024 |
| Meridian | $1,908 |
| Mi Wuk Village | $2,090 |
| Middletown | $2,213 |
| Midpines | $1,970 |
| Midway City | $2,320 |
| Milford | $1,837 |
| Mill Creek | $1,930 |
| Mill Valley | $2,168 |
| Millbrae | $2,092 |
| Millville | $1,768 |
| Milpitas | $1,974 |
| Mineral | $1,869 |
| Minkler | $2,029 |
| Mira Loma | $2,182 |
| Mira Monte | $1,996 |
| Miranda | $1,987 |
| Mission Canyon | $1,915 |
| Mission Hills | $2,264 |
| Mission Viejo | $2,081 |
| Moccasin | $2,128 |
| Modesto | $2,155 |
| Mojave | $2,055 |
| Mokelumne Hill | $1,940 |
| Mono Hot Springs | $2,012 |
| Mono Vista | $1,950 |
| Monrovia | $2,255 |
| Montague | $1,697 |
| Montalvin Manor | $2,509 |
| Montara | $2,027 |
| Montclair | $2,223 |
| Monte Rio | $1,981 |
| Monte Sereno | $1,983 |
| Montebello | $2,521 |
| Montecito | $2,094 |
| Monterey | $2,006 |
| Monterey Park | $2,505 |
| Montgomery Creek | $1,829 |
| Montrose | $2,740 |
| Monument Hills | $1,831 |
| Moorpark | $2,101 |
| Morada | $2,204 |
| Moraga | $2,026 |
| Moreno Valley | $2,289 |
| Morgan Hill | $1,873 |
| Morongo Valley | $2,128 |
| Morro Bay | $1,744 |
| Moss Beach | $1,956 |
| Moss Landing | $1,998 |
| Mount Aukum | $2,011 |
| Mount Hamilton | $2,025 |
| Mount Hermon | $1,811 |
| Mount Laguna | $2,029 |
| Mount Shasta | $1,579 |
| Mount Wilson | $2,495 |
| Mountain Center | $2,037 |
| Mountain Gate | $1,796 |
| Mountain House | $2,099 |
| Mountain Pass | $2,165 |
| Mountain Ranch | $1,914 |
| Mountain View | $1,878 |
| Mountain View Acres | $2,327 |
| Mount Baldy | $2,162 |
| Murphys | $1,870 |
| Murrieta | $2,092 |
| Muscoy | $2,284 |
| Myers Flat | $1,975 |
| Myrtletown | $1,931 |
| Napa | $1,987 |
| National City | $2,112 |
| Navarro | $1,988 |
| Needles | $1,900 |
| Nelson | $1,871 |
| Nevada City | $1,890 |
| New Almaden | $2,136 |
| New Cuyama | $1,850 |
| Newark | $2,066 |
| Newberry Springs | $1,955 |
| Newbury Park | $2,125 |
| Newcastle | $1,900 |
| Newell | $1,755 |
| Newman | $2,140 |
| Newport Beach | $2,184 |
| Newport Coast | $2,386 |
| Nicasio | $2,173 |
| Nice | $1,906 |
| Nicolaus | $2,125 |
| Niland | $2,036 |
| Nipomo | $1,820 |
| Nipton | $2,130 |
| Norco | $2,079 |
| Norden | $2,107 |
| North Auburn | $1,883 |
| North Edwards | $1,885 |
| North El Monte | $2,464 |
| North Fair Oaks | $1,981 |
| North Fork | $2,061 |
| North Highlands | $2,326 |
| North Hills | $2,978 |
| North Hollywood | $3,231 |
| North Lakeport | $1,827 |
| North Palm Springs | $2,332 |
| North Richmond | $2,530 |
| North San Juan | $2,008 |
| North Tustin | $2,176 |
| Northridge | $2,989 |
| Norwalk | $2,359 |
| Novato | $1,937 |
| Nubieber | $1,931 |
| Nuevo | $2,158 |
| O'Neals | $1,926 |
| Oak Hills | $2,245 |
| Oak Park | $2,340 |
| Oak Run | $1,924 |
| Oak View | $1,954 |
| Oakdale | $2,021 |
| Oakhurst | $1,888 |
| Oakland | $2,429 |
| Oakley | $2,198 |
| Oakville | $2,148 |
| Oasis | $2,173 |
| O'Brien | $1,928 |
| Occidental | $2,091 |
| Oceano | $1,805 |
| Oceanside | $2,043 |
| Ocotillo | $1,975 |
| Oildale | $2,067 |
| Ojai | $1,950 |
| Olancha | $1,978 |
| Old Fig Garden | $1,948 |
| Old Station | $2,008 |
| Olema | $2,061 |
| Olivehurst | $1,913 |
| Olympic Valley | $2,043 |
| Ontario | $2,302 |
| Onyx | $1,992 |
| Orange | $2,143 |
| Orange Cove | $2,074 |
| Orangevale | $2,065 |
| Orcutt | $1,771 |
| Oregon House | $2,073 |
| Orick | $1,881 |
| Orinda | $1,976 |
| Orland | $1,745 |
| Orleans | $1,947 |
| Oro Grande | $2,076 |
| Orosi | $2,095 |
| Oroville | $1,846 |
| Oroville East | $1,866 |
| Oxnard | $2,095 |
| Pacheco | $1,979 |
| Pacific Grove | $1,775 |
| Pacific Palisades | $2,941 |
| Pacifica | $1,973 |
| Pacoima | $2,762 |
| Paicines | $1,964 |
| Pajaro | $2,021 |
| Pala | $2,320 |
| Palermo | $1,893 |
| Palm Desert | $2,060 |
| Palm Springs | $2,207 |
| Palmdale | $2,393 |
| Palo Alto | $1,956 |
| Palo Cedro | $1,727 |
| Palo Verde | $1,974 |
| Palomar Mountain | $2,140 |
| Palos Verdes Estates | $2,267 |
| Palos Verdes Peninsula | $2,267 |
| Panorama City | $3,165 |
| Paradise | $1,784 |
| Paramount | $2,502 |
| Parker Dam | $1,946 |
| Parklawn | $2,165 |
| Parksdale | $2,097 |
| Parkway | $2,516 |
| Parkwood | $2,050 |
| Parlier | $2,143 |
| Pasadena | $2,532 |
| Pasatiempo | $1,753 |
| Paskenta | $1,957 |
| Paso Robles | $1,882 |
| Patterson | $2,124 |
| Patterson Tract | $2,034 |
| Patton | $2,191 |
| Patton Village | $1,850 |
| Pauma Valley | $2,239 |
| Paynes Creek | $1,943 |
| Pearblossom | $2,163 |
| Pebble Beach | $1,820 |
| Pedley | $2,168 |
| Penn Valley | $1,798 |
| Penngrove | $1,989 |
| Penryn | $1,910 |
| Perris | $2,297 |
| Pescadero | $1,911 |
| Petaluma | $2,011 |
| Petrolia | $1,940 |
| Phelan | $2,154 |
| Phillipsville | $1,971 |
| Philo | $1,870 |
| Phoenix Lake | $1,950 |
| Pico Rivera | $2,309 |
| Piedmont | $2,149 |
| Piedra | $2,088 |
| Piercy | $1,983 |
| Pilot Hill | $2,125 |
| Pine Grove | $1,898 |
| Pine Hills | $1,855 |
| Pine Mountain Club | $2,049 |
| Pine Mountain Lake | $2,020 |
| Pine Valley | $1,829 |
| Pinecrest | $2,118 |
| Pinole | $2,298 |
| Pinon Hills | $2,072 |
| Pioneer | $1,970 |
| Pioneertown | $1,981 |
| Piru | $2,133 |
| Pismo Beach | $1,823 |
| Pittsburg | $2,251 |
| Pixley | $1,991 |
| Placentia | $2,202 |
| Placerville | $1,961 |
| Plainview | $2,103 |
| Planada | $2,043 |
| Platina | $1,910 |
| Playa Del Rey | $2,439 |
| Playa Vista | $2,478 |
| Pleasant Grove | $2,116 |
| Pleasant Hill | $1,914 |
| Pleasanton | $2,022 |
| Pleasure Point | $1,762 |
| Plumas Lake | $1,913 |
| Plymouth | $1,930 |
| Point Arena | $2,041 |
| Point Reyes Station | $2,008 |
| Pollock Pines | $2,018 |
| Pomona | $2,348 |
| Pope Valley | $2,135 |
| Poplar-Cotton Center | $2,091 |
| Port Costa | $2,058 |
| Port Hueneme | $2,100 |
| Porter Ranch | $2,818 |
| Porterville | $1,958 |
| Portola | $1,843 |
| Portola Valley | $1,961 |
| Posey | $1,962 |
| Potrero | $2,017 |
| Potter Valley | $1,934 |
| Poway | $1,950 |
| Prather | $2,018 |
| Princeton | $1,815 |
| Proberta | $1,812 |
| Prunedale | $1,998 |
| Quail Valley | $2,134 |
| Quartz Hill | $2,254 |
| Quincy | $1,809 |
| Rackerby | $1,961 |
| Rail Road Flat | $1,959 |
| Rainbow | $2,062 |
| Raisin City | $2,033 |
| Ramona | $2,080 |
| Ranchita | $2,001 |
| Rancho Calaveras | $2,106 |
| Rancho Cordova | $2,230 |
| Rancho Cucamonga | $2,250 |
| Rancho Mirage | $2,171 |
| Rancho Murieta | $1,962 |
| Rancho Palos Verdes | $2,322 |
| Rancho San Diego | $2,145 |
| Rancho Santa Fe | $2,198 |
| Rancho Santa Margarita | $2,083 |
| Randsburg | $2,033 |
| Ravendale | $2,000 |
| Raymond | $1,956 |
| Red Bluff | $1,709 |
| Red Corral | $1,898 |
| Red Mountain | $2,137 |
| Redcrest | $1,938 |
| Redding | $1,767 |
| Redlands | $2,091 |
| Redondo Beach | $2,209 |
| Redway | $2,223 |
| Redwood City | $1,983 |
| Redwood Estates | $2,080 |
| Redwood Valley | $1,870 |
| Reedley | $2,027 |
| Reliez Valley | $1,912 |
| Rescue | $1,995 |
| Reseda | $3,112 |
| Rialto | $2,326 |
| Richgrove | $2,135 |
| Richmond | $2,381 |
| Richvale | $1,968 |
| Ridgecrest | $1,845 |
| Ridgemark | $1,979 |
| Rimforest | $2,256 |
| Rio del Mar | $1,841 |
| Rio Dell | $1,827 |
| Rio Linda | $2,416 |
| Rio Nido | $2,132 |
| Rio Oso | $2,054 |
| Rio Vista | $1,925 |
| Ripley | $1,895 |
| Ripon | $1,965 |
| River Pines | $2,022 |
| Riverbank | $2,122 |
| Riverdale | $2,024 |
| Riverdale Park | $2,165 |
| Riverside | $2,227 |
| Robbins | $2,079 |
| Rocklin | $1,950 |
| Rodeo | $2,234 |
| Rohnert Park | $2,051 |
| Rolling Hills | $2,267 |
| Rolling Hills Estates | $2,267 |
| Rollingwood | $2,509 |
| Rosamond | $2,070 |
| Rose Hills | $2,379 |
| Rosedale | $2,060 |
| Roseland | $2,265 |
| Rosemead | $2,487 |
| Rosemont | $2,260 |
| Roseville | $1,995 |
| Ross | $2,221 |
| Rossmoor | $2,120 |
| Rough and Ready | $1,706 |
| Round Mountain | $2,015 |
| Round Valley | $1,767 |
| Rouse | $2,249 |
| Rowland Heights | $2,426 |
| Rubidoux | $2,168 |
| Rumsey | $2,067 |
| Running Springs | $2,273 |
| Ruth | $1,902 |
| Rutherford | $2,164 |
| Ryde | $2,091 |
| Sacramento | $2,354 |
| Salida | $2,086 |
| Salinas | $2,027 |
| Salton City | $2,098 |
| Salyer | $2,103 |
| Samoa | $1,956 |
| San Andreas | $2,044 |
| San Anselmo | $1,948 |
| San Antonio Heights | $2,195 |
| San Ardo | $1,702 |
| San Bernardino | $2,360 |
| San Bruno | $2,119 |
| San Buenaventura (Ventura) | $1,936 |
| San Carlos | $1,945 |
| San Clemente | $2,039 |
| San Diego Country Estates | $2,080 |
| San Dimas | $2,181 |
| San Fernando | $2,565 |
| San Gabriel | $2,532 |
| San Geronimo | $2,121 |
| San Gregorio | $2,032 |
| San Jacinto | $2,224 |
| San Joaquin | $2,053 |
| San Juan Bautista | $1,891 |
| San Juan Capistrano | $2,081 |
| San Leandro | $2,200 |
| San Lorenzo | $2,147 |
| San Lucas | $1,891 |
| San Luis Obispo | $1,926 |
| San Luis Rey | $2,102 |
| San Marcos | $1,998 |
| San Marino | $2,517 |
| San Martin | $1,884 |
| San Mateo | $1,969 |
| San Miguel | $1,911 |
| San Pablo | $2,509 |
| San Pasqual | $2,510 |
| San Pedro | $2,332 |
| San Quentin | $2,097 |
| San Rafael | $1,975 |
| San Ramon | $1,977 |
| San Simeon | $1,799 |
| San Ysidro | $2,052 |
| Sanger | $2,029 |
| Santa Ana | $2,277 |
| Santa Barbara | $1,983 |
| Santa Clara | $2,018 |
| Santa Clarita | $2,314 |
| Santa Cruz | $1,845 |
| Santa Fe Springs | $2,283 |
| Santa Margarita | $1,931 |
| Santa Maria | $1,858 |
| Santa Monica | $2,763 |
| Santa Nella | $1,957 |
| Santa Paula | $1,964 |
| Santa Rita Park | $2,077 |
| Santa Rosa | $2,103 |
| Santa Rosa Valley | $2,036 |
| Santa Venetia | $1,920 |
| Santa Ynez | $1,844 |
| Santa Ysabel | $2,071 |
| Santee | $1,847 |
| Saranap | $1,859 |
| Saratoga | $2,007 |
| Saticoy | $1,919 |
| Sausalito | $2,144 |
| Scotia | $1,798 |
| Scott Bar | $1,847 |
| Scotts Valley | $1,812 |
| Stockton | $2,262 |
| Sea Ranch | $1,831 |
| Seacliff | $1,841 |
| Seal Beach | $2,054 |
| Searles Valley | $1,935 |
| Seaside | $1,992 |
| Sebastopol | $2,011 |
| Seeley | $2,020 |
| Seiad Valley | $1,937 |
| Selma | $2,179 |
| Sequoia National Park | $2,008 |
| Shackelford | $2,249 |
| Shafter | $2,087 |
| Shandon | $2,014 |
| Shasta | $1,756 |
| Shasta Lake | $1,803 |
| Shaver Lake | $1,913 |
| Shell Ridge | $1,821 |
| Sheridan | $1,992 |
| Sherman Oaks | $3,103 |
| Shingle Springs | $1,917 |
| Shingletown | $1,772 |
| Shoshone | $1,974 |
| Sierra City | $1,924 |
| Sierra Madre | $2,164 |
| Sierraville | $1,872 |
| Signal Hill | $2,370 |
| Silver Lakes | $2,052 |
| Silverado | $2,064 |
| Simi Valley | $2,202 |
| Sky Valley | $2,090 |
| Skyforest | $2,177 |
| Sleepy Hollow | $1,948 |
| Sloughhouse | $1,962 |
| Smartsville | $2,032 |
| Smith River | $1,739 |
| Snelling | $2,056 |
| Soda Springs | $2,007 |
| Solana Beach | $2,049 |
| Soledad | $1,861 |
| Solvang | $1,789 |
| Somerset | $2,039 |
| Somes Bar | $2,009 |
| Somis | $2,118 |
| Sonoma | $1,981 |
| Sonora | $1,950 |
| Soquel | $1,834 |
| Soulsbyville | $2,048 |
| South Dos Palos | $1,966 |
| South El Monte | $2,510 |
| South Gate | $2,536 |
| South Lake Tahoe | $1,940 |
| South Monrovia Island | $2,273 |
| South Oroville | $1,866 |
| South Pasadena | $2,531 |
| South San Francisco | $2,154 |
| South San Gabriel | $2,487 |
| South San Jose Hills | $2,357 |
| South Taft | $2,050 |
| South Whittier | $2,278 |
| Spreckels | $1,874 |
| Spring Valley | $2,036 |
| Spring Valley Lake | $2,271 |
| Springville | $1,917 |
| Squaw Valley | $1,979 |
| Squirrel Mountain Valley | $1,996 |
| St. Helena | $2,032 |
| Stallion Springs | $1,896 |
| Standard | $2,102 |
| Standish | $1,839 |
| Stanford | $1,864 |
| Stanton | $2,392 |
| Stevenson Ranch | $2,365 |
| Stevinson | $1,990 |
| Stewarts Point | $2,093 |
| Stinson Beach | $2,125 |
| Stirling City | $2,100 |
| Stonyford | $1,871 |
| Storrie | $2,164 |
| Stratford | $1,933 |
| Strathmore | $2,103 |
| Strawberry | $2,186 |
| Strawberry Valley | $2,062 |
| Studio City | $3,074 |
| Sugarloaf | $2,112 |
| Suisun City | $2,063 |
| Sultana | $2,025 |
| Summerland | $2,014 |
| Sun City | $2,076 |
| Sun Valley | $3,010 |
| Sun Village | $2,363 |
| Sunland | $2,727 |
| Sunnyside | $1,996 |
| Sunnyside-Tahoe City | $1,876 |
| Sunnyslope | $2,168 |
| Sunnyvale | $1,949 |
| Sunol | $2,012 |
| Sunset Beach | $2,210 |
| Surfside | $2,198 |
| Susanville | $1,772 |
| Sutter | $2,046 |
| Sutter Creek | $1,842 |
| Sylmar | $2,667 |
| Taft | $2,050 |
| Taft Heights | $2,050 |
| Taft Mosswood | $2,439 |
| Tahoe City | $1,876 |
| Tahoe Vista | $2,102 |
| Tahoma | $1,921 |
| Talmage | $1,912 |
| Tamalpais-Homestead Valley | $2,168 |
| Tara Hills | $2,509 |
| Tarpey Village | $1,996 |
| Tarzana | $3,347 |
| Taylorsville | $1,931 |
| Tecate | $2,028 |
| Tecopa | $1,923 |
| Tehachapi | $1,896 |
| Tehama | $1,836 |
| Temecula | $2,093 |
| Temelec | $1,981 |
| Temescal Valley | $2,156 |
| Temple City | $2,479 |
| Templeton | $1,851 |
| Termo | $1,967 |
| Terra Bella | $2,021 |
| The Sea Ranch | $1,831 |
| Thermal | $2,173 |
| Thermalito | $1,825 |
| Thornton | $2,072 |
| Thousand Oaks | $2,193 |
| Thousand Palms | $2,056 |
| Three Rivers | $1,963 |
| Tiburon | $2,205 |
| Tipton | $1,957 |
| Tollhouse | $2,021 |
| Toluca Lake | $2,949 |
| Tomales | $2,018 |
| Topanga | $2,824 |
| Topaz | $1,884 |
| Toro Canyon | $1,955 |
| Torrance | $2,242 |
| Trabuco Canyon | $2,128 |
| Tracy | $2,033 |
| Tranquillity | $2,109 |
| Traver | $1,998 |
| Travis AFB | $1,923 |
| Tres Pinos | $1,948 |
| Trinidad | $1,724 |
| Trinity Center | $1,876 |
| Trona | $1,935 |
| Truckee | $1,934 |
| Tujunga | $3,033 |
| Tulare | $2,011 |
| Tulelake | $1,755 |
| Tuolumne City | $2,009 |
| Tupman | $2,134 |
| Turlock | $2,097 |
| Tustin | $2,165 |
| Twain | $2,006 |
| Twain Harte | $2,037 |
| Twentynine Palms | $2,453 |
| Twin Bridges | $2,042 |
| Twin Lakes | $1,762 |
| Twin Peaks | $2,173 |
| Ukiah | $1,912 |
| Union City | $2,165 |
| Universal City | $3,041 |
| University of California Davis | $1,892 |
| Upland | $2,218 |
| Upper Lake | $1,927 |
| Vacaville | $1,949 |
| Val Verde | $2,231 |
| Valencia | $2,270 |
| Valinda | $2,357 |
| Valle Vista | $2,107 |
| Vallecito | $1,881 |
| Vallejo | $2,198 |
| Valley Center | $2,109 |
| Valley Ford | $2,031 |
| Valley Springs | $2,106 |
| Valley Village | $3,218 |
| Valyermo | $2,163 |
| Van Nuys | $3,262 |
| Vandenberg AFB | $1,778 |
| Vandenberg Village | $1,791 |
| Venice | $2,703 |
| Ventura | $1,958 |
| Verdugo City | $2,693 |
| Vernalis | $2,018 |
| Vernon | $2,913 |
| Victor | $2,171 |
| Victorville | $2,323 |
| Vidal | $2,000 |
| View Park-Windsor Hills | $2,903 |
| Villa Grande | $2,014 |
| Villa Park | $2,237 |
| Vina | $1,967 |
| Vincent | $2,287 |
| Vine Hill | $1,979 |
| Vineburg | $1,997 |
| Vineyard | $2,355 |
| Vinton | $1,831 |
| Visalia | $2,009 |
| Vista | $2,034 |
| Vista Santa Rosa | $2,173 |
| Volcano | $1,871 |
| Walker | $1,847 |
| Wallace | $1,971 |
| Walnut | $2,367 |
| Walnut Creek | $1,878 |
| Walnut Grove | $2,021 |
| Walnut Park | $2,670 |
| Warm Springs | $2,187 |
| Warner Springs | $2,044 |
| Wasco | $2,099 |
| Washington | $2,079 |
| Waterford | $2,110 |
| Waterloo | $2,294 |
| Watsonville | $2,028 |
| Waukena | $2,085 |
| Wawona | $1,963 |
| Weaverville | $1,775 |
| Weed | $1,662 |
| Weedpatch | $2,175 |
| Weimar | $1,951 |
| Weldon | $1,943 |
| Wendel | $1,898 |
| Weott | $1,923 |
| West Athens | $2,968 |
| West Bishop | $1,767 |
| West Carson | $2,303 |
| West Covina | $2,333 |
| West Goshen | $2,034 |
| West Hills | $2,750 |
| West Hollywood | $3,343 |
| West Menlo Park | $1,868 |
| West Modesto | $2,207 |
| West Park | $2,130 |
| West Point | $1,919 |
| West Puente Valley | $2,403 |
| West Rancho Dominguez | $2,499 |
| West Sacramento | $2,310 |
| West Whittier-Los Nietos | $2,376 |
| Westhaven-Moonstone | $1,724 |
| Westlake Village | $2,271 |
| Westley | $2,156 |
| Westminster | $2,317 |
| Westmont | $2,968 |
| Westmorland | $1,985 |
| Westport | $1,990 |
| Westwood | $1,823 |
| Wheatland | $1,925 |
| Whiskeytown | $2,063 |
| Whitethorn | $2,099 |
| Whitewater | $2,160 |
| Whitmore | $1,904 |
| Whittier | $2,330 |
| Wildomar | $2,128 |
| Williams | $1,968 |
| Willits | $1,927 |
| Willow Creek | $1,904 |
| Willowbrook | $2,810 |
| Willows | $1,781 |
| Wilmington | $2,344 |
| Wilseyville | $2,104 |
| Wilton | $2,136 |
| Winchester | $2,105 |
| Windsor | $1,943 |
| Winnetka | $2,922 |
| Winter Gardens | $2,053 |
| Winterhaven | $2,082 |
| Winters | $1,930 |
| Winton | $2,089 |
| Wishon | $1,954 |
| Witter Springs | $1,826 |
| Wofford Heights | $1,949 |
| Woodacre | $2,039 |
| Woodbridge | $2,056 |
| Woodcrest | $2,213 |
| Woodlake | $2,013 |
| Woodland | $1,917 |
| Woodland Hills | $2,994 |
| Woodside | $1,980 |
| Woodville | $2,011 |
| Woody | $1,978 |
| Wrightwood | $2,137 |
| Yermo | $1,952 |
| Yettem | $2,073 |
| Yolo | $1,976 |
| Yorba Linda | $2,175 |
| Yorkville | $1,973 |
| Yosemite Lakes | $1,951 |
| Yosemite National Park | $1,963 |
| Yountville | $1,914 |
| Yreka | $1,693 |
| Yuba City | $2,001 |
| Yucaipa | $2,002 |
| Yucca Valley | $1,972 |
| Zamora | $1,955 |
| Zayante | $1,811 |
| Zenia | $1,905 |
| Accident/Violation | Avg. Annual Premium | % Rate Increase | $ Rate Increase |
|---|---|---|---|
| None | $1,942 | 1% | $10 |
| One Med/PIP claim | $1,942 | 1% | $10 |
| Two Med/PIP claims | $1,942 | 1% | $10 |
| Two comp claims | $1,942 | 1% | $10 |
| One comp claim | $1,942 | 1% | $10 |
| Not-at-fault accident | $1,951 | 1% | $20 |
| At-fault accident - less than $1000 | $1,985 | 22% | $53 |
| Failure to show documents | $2,550 | 33% | $619 |
| Driving with expired registration | $2,566 | 33% | $634 |
| Driving without lights | $2,570 | 34% | $638 |
| Failure to wear a seat belt | $2,576 | 34% | $644 |
| Child safety restraint | $2,584 | 34% | $653 |
| Speeding 11 - 15 MPH over limit | $2,703 | 40% | $771 |
| Speeding 16 - 20 MPH over limit | $2,703 | 40% | $771 |
| Following too closely | $2,705 | 41% | $774 |
| Illegal turn | $2,705 | 41% | $774 |
| Failure to stop at a red light | $2,705 | 41% | $774 |
| Speeding 6 - 10 MPH over limit | $2,707 | 41% | $775 |
| Speeding in school zone | $2,707 | 41% | $775 |
| Driving too slowly | $2,707 | 41% | $775 |
| In 65 MPH zone | $2,707 | 41% | $775 |
| Failure to yield | $2,708 | 41% | $776 |
| Texting while driving | $2,714 | 41% | $782 |
| Cell phone violation | $2,714 | 41% | $782 |
| Speeding 21 - 25 MPH over limit | $2,714 | 41% | $783 |
| Improper passing | $2,740 | 42% | $808 |
| Passing school bus | $2,787 | 45% | $855 |
| Wrong way/wrong lane | $3,213 | 67% | $1,281 |
| Operating a vehicle without permission | $3,316 | 72% | $1,385 |
| At-fault accident - $1000-$2000 | $3,354 | 74% | $1,422 |
| At-fault accident - greater than $2000 | $3,354 | 74% | $1,422 |
| Open container | $3,578 | 86% | $1,646 |
| Driving with a suspended license | $4,117 | 114% | $2,185 |
| Reckless driving | $4,838 | 151% | $2,906 |
| Racing | $4,884 | 153% | $2,953 |
| Leaving scene of an accident/hit and run | $4,912 | 155% | $2,980 |
| DUI | $5,058 | 162% | $3,126 |
| Refusal to submit to a chemical test | $5,058 | 162% | $3,126 |
| Year | Avg. Annual Premium - California | Yearly Change - California | Avg. Annual Premium - USA | Yearly Change - USA |
|---|---|---|---|---|
| 2021 | $1,820 | -$2 | $1,539 | $56 |
| 2020 | $1,832 | -$30 | $1,493 | -$51 |
| 2019 | $1,872 | $34 | $1,554 | $33 |
| 2018 | $1,848 | $89 | $1,531 | $94 |
| 2017 | $1,746 | $298 | $1,447 | $79 |
| 2016 | $1,458 | -$19 | $1,378 | $98 |
| 2015 | $1,487 | $56 | $1,290 | $61 |
| 2014 | $1,441 | $186 | $1,239 | $44 |
| 2013 | $1,265 | $17 | $1,205 | -$70 |
| 2012 | $1,248 | $58 | $1,286 | $92 |
Finding the best California car insurance will be highly dependent on your specific needs as well as local considerations. There are, however, things you can do to make the process of looking for affordable car insurance quotes in California go more smoothly.
Consider the lender's requirements: If you have a loan or a lease, your lender will undoubtedly require comprehensive coverage. The minimum coverage limitations do not include optional comprehensive and collision coverage, which provides coverage for your car damage. To obtain them, you must purchase a full coverage policy. It would be best if you also looked into gap insurance.
If your new car is totaled and the claim amount is less than the balance on your loan, gap insurance will reimburse the difference.
Take into account your specific needs: When evaluating your car insurance needs, consider whether you have a young child who is about to start driving, the brand and model of your vehicle, your credit history, and your driving record.
Each of these factors has the potential to influence your New York auto insurance premium, so it's critical to consider them all.
Many California auto insurance companies, for example, offer a new vehicle or an electrical car discount if you have recently purchased a brand new electric vehicle. You may save money if you know which insurance companies offer these discounts.
California has notoriously high car insurance rates, so drivers in the Golden State must shop around to find the best deal. California drivers pay an average annual rate of $1431 for auto insurance as of 2022, making it one of the most expensive states to insure a car.
California's densely populated urban areas, high healthcare costs, costly auto repairs, and severe weather and natural disaster risks contribute to the state's higher-than-average insurance premiums. Fortunately, comparison shopping can help offset the high cost of coverage.
California auto insurance regulations require insurers to offer drivers the option of coverage for damage caused by an uninsured driver to their vehicle.
This takes the form of a collision deductible waiver for drivers who have collision coverage. This means that if someone is driving without insurance damages your car, your insurance company will cover the damages without requiring you to pay a deductible. Uninsured motorist property damage coverage can provide similar protection to drivers who do not have collision coverage.
It makes sense to consider protecting yourself if you are involved in an accident caused by an uninsured driver. California has 15.2 percent of drivers without insurance, higher than the national average and the 12th highest rate among the 50 states.
According to California insurance regulations, companies must provide a 20% discount to good drivers.
What makes a good driver? You must meet the following requirements:
Despite the higher average car insurance rates, California drivers have some good news. According to state regulations, insurers cannot set rates based on credit scores. This is significant because, while insurance companies will claim that there is a link between a low credit score and the likelihood of someone filing a claim, the result is that good drivers on lower incomes tend to pay higher insurance rates.
This means that other factors will have a more significant impact on your premium, such as:
While some expenses, such as registration fees, fuel, and repair costs, are beyond your control, you can reduce one cost is car insurance. Obtaining discounts is one method of lowering your car insurance bill. There are over a dozen standard car insurance discounts, some of which you may not be aware you are already eligible for.
Sometimes you have to ask your car insurance agent for a review of discounts to ensure you're getting all of the savings you're entitled to.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
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