Cheapest Car Insurance Quotes in Lower Burrell

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Lower Burrell Car Insurance

^$ 24

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Lower Burrell

The car insurance rate in Lower Burrell is $797 for a six-month policy, which is $16 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $361, making it a popular choice for budget-conscious drivers. Rates in Lower Burrell can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Lower Burrell

$797

Avg. Car Insurance in Pennsylvania

$813

National Average

$1278

Cheapest Car Insurance Companies in Lower Burrell

1st place: AutoOwners Insurance Co

At $361 for a six month policy, AutoOwners Insurance Co offers the cheapest auto insurance rates in the city.

2nd place: American National P&C

American National P&C offers auto insurance rates at $501 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Westfield

Westfield offers auto insurance rates at $600 for six months, making it the third cheapest auto insurance company in Lower Burrell.

Lower Burrell Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Lower Burrell, PA is AutoOwners Insurance Co, offering policies at just $361 for a six-month term. This is followed by American National P&C, which has an average six-month premium of $501.

At the higher end of the spectrum, Encompass is the most expensive, with rates reaching $955 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Lower Burrell drivers find the best deals.

Cheap Car Insurance Companies in Lower Burrell, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$361	$60
American National P&C	$501	$85
Westfield	$600	$100
Travelers	$646	$109
Erie	$786	$132
Nationwide	$914	$154
State Farm	$931	$157
Allstate	$1036	$174
USAA	$1101	$185
Progressive	$1368	$230
Auto-Owners	$372	$64
Encompass	$955	$159

Key Takeaways

Way's key takeaways about car insurance in Lower Burrell

The auto insurance costs in Lower Burrell fall around $361 for six months.
The cheapest auto insurance company in Lower Burrell is Westfield.
Teen drivers pay the highest rate in Lower Burrell at $712 per month.

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Cheapest Minimum Liability Car Insurance in Lower Burrell

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Lower Burrell are given below.

Westfield provides the cheapest minimum car insurance coverage in Lower Burrell. Their Average 6 Month Premium is $140. AutoOwners is the most expensive at $75 for the same period.

Cheapest Liability Coverage in Lower Burrell, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$140	$24
Auto-Owners Insurance Co	$146	$25
Erie	$186	$31
American National P&C	$192	$32
Chubb	$204	$34
Travelers	$216	$36
USAA	$256	$43
State Farm	$268	$45
Nationwide	$343	$58
Progressive	$390	$66
Allstate	$524	$88
Auto-Owners	$75	$13

Cheapest Full Coverage Car Insurance in Lower Burrell

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Lower Burrell is AutoOwners Insurance Co at $60 per month and $361 for six months.

Cheapest Full Coverage Car Insurance Quotes in Lower Burrell, PA

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Auto-Owners Insurance Co	$361	$60
American National P&C	$501	$85
Westfield	$600	$100
Travelers	$646	$109
Erie	$786	$132
Nationwide	$914	$154
State Farm	$931	$157
Allstate	$1036	$174
USAA	$1101	$185
Progressive	$1368	$230
Auto-Owners	$372	$64
Encompass	$955	$159

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Average Car Insurance in Lower Burrell by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Lower Burrell, PA increasing?

Despite maintaining a clean driving record, your car insurance rates in Lower Burrell, Pennsylvania, may be increasing due to several external factors. Pennsylvania has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Lower Burrell's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Lower Burrell

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Lower Burrell,PA

If you are planning to get a car insurance policy for your teenage dependent, Westfield provides the cheapest car insurance in the Lower Burrell at $25 per month. At $4273 for a six-month premium, Nationwide offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$146	$25
Auto-Owners Insurance Co	$169	$28
American National P&C	$221	$37
Chubb	$244	$41
Erie	$1002	$169
Travelers	$1152	$194
State Farm	$1659	$279
USAA	$1938	$329
Allstate	$2526	$421
Progressive	$2532	$430
Nationwide	$4273	$712

Teen Car Insurance Rates in PA by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Lower Burrell, Westfield is the cheapest car insurance provider. At $227 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Lower Burrell is State Farm, offering rates of around $4645 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$227	$38
Auto-Owners Insurance Co	$233	$39
Chubb	$273	$46
American National P&C	$309	$53
USAA	$996	$166
Nationwide	$1036	$174
Erie	$1816	$303
Allstate	$2188	$372
Travelers	$2386	$398
Progressive	$2667	$454
State Farm	$4645	$774

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Car Insurance Rates with An Accident in Lower Burrell

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Lower Burrell, PA, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Lower Burrell

The cheapest car insurance companies after an at-fault accident in Lower Burrell include Westfield and AutoOwners Insurance Co, offering $204 and $233, respectively. Donegal is an expensive provider with an average six-month premium of $227.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$204	$34
Auto-Owners Insurance Co	$233	$39
Chubb	$273	$46
American National P&C	$279	$47
Erie	$466	$78
State Farm	$541	$91
Travelers	$646	$109
USAA	$838	$141
Nationwide	$1287	$219
Allstate	$1327	$221
Progressive	$1572	$268
Auto-Owners	$75	$13
Donegal	$227	$38

Lower Burrell Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Lower Burrell PA. For example, the car insurance in Lower Burrell after a DUI increases to $978 for a six month policy. While the rate increases by $1077 for a six-month policy in the case of a speeding ticket.

Lower Burrell auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1077	$179
Cell phone violation	$1257	$214
Failure to wear a seat belt	$1257	$210
Failure to stop at a red light	$1269	$216
Illegal turn	$1269	$212
Improper passing	$1269	$216
Speeding in school zone	$1269	$212
Texting while driving	$1269	$216
Driving with expired registration	$1275	$213
Speeding 16 - 20 MPH over limit	$1275	$217
Wrong way/wrong lane	$1287	$215
Open container	$1362	$231
Reckless driving	$1985	$331
Racing	$2020	$343
DUI	$2055	$342
Driving with a suspended license	$2067	$352
Leaving scene of an accident/hit and run	$2084	$347

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Lower Burrell after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Lower Burrell.

The cheapest car insurance premiums in Lower Burrell are offered by American National P&C at $315 for a six-month policy. However, it can be as expensive as $2707 with companies like Nationwide.

Lower Burrell car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
American National P&C	$315	$52
Travelers	$675	$114
Erie	$844	$142
Allstate	$937	$158
Progressive	$1024	$172
State Farm	$1194	$201
USAA	$1200	$202
Nationwide	$2707	$456

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Lower Burrell are offered by Westfield at $123. However, it can be as expensive as $1887 with companies like Nationwide for a similar six-month premium.

Cheapest Car Insurance in Lower Burrell after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Westfield	$123	$21
Auto-Owners Insurance Co	$157	$26
Erie	$541	$91
State Farm	$693	$117
Travelers	$751	$126
USAA	$1112	$185
Allstate	$1327	$225
Progressive	$1595	$266
Nationwide	$1887	$320

Car Insurance Price Trends in Lower Burrell, Pennsylvania

Car insurance rates in Lower Burrell have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Lower Burrell rose by $179 in January compared to $166 of December. In other words, there has been an increase by $13 when you compare January and December.

The average cost of liability insurance in the Lower Burrell rose to $44 in January, compared to $37 in December. This represents an increase of $7 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Lower Burrell?

The car insurance in Lower Burrell is $24 per month, which is lower than the national average.

What is the cheapest car insurance in Lower Burrell?

The cheapest car insurance in Lower Burrell is $60 per month for full coverage.

How much is car insurance in Lower Burrell for teenagers?

Car insurance for teenagers costs $146 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Lower Burrell?

The average cost of car insurance is $813 for a six-month policy. It will cost around $133 per month to insure your car in Lower Burrell.

Is car insurance expensive in Lower Burrell?

Car insurance can be expensive in Lower Burrell if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Lower Burrell can be affordable.

Cheapest Car Insurance Quotes in Lower Burrell

Why you can trust Way?

How Much Is Car Insurance in Lower Burrell

Avg. Car Insurance in Lower Burrell

Avg. Car Insurance in Pennsylvania

National Average

Cheapest Car Insurance Companies in Lower Burrell

1st place: AutoOwners Insurance Co

2nd place: American National P&C

3rd place: Westfield

Lower Burrell Car Insurance Rates by Company

Cheap Car Insurance Companies in Lower Burrell, PA

Way's key takeaways about car insurance in Lower Burrell

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Lower Burrell

Cheapest Liability Coverage in Lower Burrell, PA

Cheapest Full Coverage Car Insurance in Lower Burrell

Cheapest Full Coverage Car Insurance Quotes in Lower Burrell, PA

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Lower Burrell by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Lower Burrell, PA increasing?

Car Insurance Premiums by Age in Lower Burrell

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Lower Burrell,PA

If you are in your twenties N/A is the best choice for car insurance in Lower Burrell.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Lower Burrell

Cheapest Car Insurance Companies after an At-Fault Accident in Lower Burrell

Lower Burrell Car Insurance Rates by Violation

Lower Burrell auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Lower Burrell after a DUI

Lower Burrell car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Lower Burrell after Speeding ticket

Car Insurance Price Trends in Lower Burrell, Pennsylvania

Average Car Insurance Cost in Lower Burrell by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Lower Burrell, PA

Car Insurance Rates by State in the USA (2025 Update)

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