Cheapest Car Insurance Quotes in Cornish

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Cornish Car Insurance

^$ 34

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Cornish

The car insurance rate in Cornish is $1088 for a six-month policy, which is $21 higher than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $437, making it a popular choice for budget-conscious drivers. Rates in Cornish can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Cornish

$1088

Avg. Car Insurance in Utah

$1067

National Average

$1278

Cheapest Car Insurance Companies in Cornish

1st place: Farmers Union Insurance

At $437 for a six month policy, Farmers Union Insurance offers the cheapest auto insurance rates in the city.

2nd place: AutoOwners Insurance Co

AutoOwners Insurance Co offers auto insurance rates at $466 for a six-month policy, making it one of the cheapest to insure with.

3rd place: Nationwide

Nationwide offers auto insurance rates at $600 for six months, making it the third cheapest auto insurance company in Cornish.

Cornish Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Cornish, UT is Farmers Union Insurance, offering policies at just $437 for a six-month term. This is followed by AutoOwners Insurance Co, which has an average six-month premium of $466.

At the higher end of the spectrum, Farmers is the most expensive, with rates reaching $2369 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Cornish drivers find the best deals.

Cheap Car Insurance Companies in Cornish, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$437	$74
Auto-Owners Insurance Co	$466	$78
Nationwide	$600	$101
USAA	$684	$115
American Family	$775	$131
Progressive	$800	$135
Auto-Owners	$969	$163
Farm Bureau	$1345	$224
Allstate	$1406	$237
State Farm	$2127	$358
Farmers	$2369	$403

Key Takeaways

Way's key takeaways about car insurance in Cornish

The auto insurance costs in Cornish fall around $437 for six months.
The cheapest auto insurance company in Cornish is Farmers Union Insurance.
Teen drivers pay the highest rate in Cornish at $1503 per month.

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Cheapest Minimum Liability Car Insurance in Cornish

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Cornish are given below.

Farmers Union Insurance provides the cheapest minimum car insurance coverage in Cornish. Their Average 6 Month Premium is $200. Farmers is the most expensive at $3186 for the same period.

Cheapest Liability Coverage in Cornish, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$200	$34
Auto-Owners Insurance Co	$260	$44
Nationwide	$285	$48
Progressive	$581	$98
USAA	$606	$102
American Family	$915	$154
Allstate	$1272	$214
Auto-Owners	$1418	$239
Farm Bureau	$1521	$253
State Farm	$2975	$501
Farmers	$3186	$531

Cheapest Full Coverage Car Insurance in Cornish

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Cornish is Farmers Union Insurance at $74 per month and $437 for six months.

Cheapest Full Coverage Car Insurance Quotes in Cornish, UT

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$437	$74
Auto-Owners Insurance Co	$466	$78
Nationwide	$600	$101
USAA	$684	$115
American Family	$775	$131
Progressive	$800	$135
Auto-Owners	$969	$163
Farm Bureau	$1345	$224
Allstate	$1406	$237
State Farm	$2127	$358
Farmers	$2369	$403

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Average Car Insurance in Cornish by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Cornish, UT increasing?

Despite maintaining a clean driving record, your car insurance rates in Cornish, Utah, may be increasing due to several external factors. Utah has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Cornish's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Cornish

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

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Cheapest Car Insurance Rates for Teen Drivers in Cornish,UT

If you are planning to get a car insurance policy for your teenage dependent, Farmers Union Insurance provides the cheapest car insurance in the Cornish at $52 per month. At $9022 for a six-month premium, Farmers offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$315	$52
Auto-Owners Insurance Co	$357	$61
Iowa Farm Bureau	$375	$62
Utah Farm Bureau	$406	$69
USAA	$1369	$231
Nationwide	$1509	$254
Auto-Owners	$1957	$329
Progressive	$2399	$404
American Family	$2823	$475
Farm Bureau	$3538	$602
Allstate	$4798	$808
State Farm	$7628	$1284
Farmers	$9022	$1503

Teen Car Insurance Rates in UT by Age

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Cornish, Nationwide is the cheapest car insurance provider. At $334 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Cornish is State Farm, offering rates of around $4490 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Nationwide	$334	$57
Farmers Union Insurance	$369	$61
Kemper	$546	$93
Auto-Owners Insurance Co	$624	$104
Progressive	$1055	$177
American Family	$1078	$182
USAA	$1558	$265
Farmers	$2199	$370
Farm Bureau	$2533	$430
Allstate	$2563	$427
Auto-Owners	$2642	$449
State Farm	$4490	$749

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Car Insurance Rates with An Accident in Cornish

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Cornish, UT, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Cornish

The cheapest car insurance companies after an at-fault accident in Cornish include Farmers Union Insurance and AutoOwners Insurance Co, offering $321 and $430, respectively. Farmers is an expensive provider with an average six-month premium of $3551.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$321	$53
Auto-Owners Insurance Co	$430	$73
Utah Farm Bureau	$509	$85
Encompass	$563	$96
USAA	$678	$114
Nationwide	$709	$119
Progressive	$872	$147
American Family	$1042	$175
Auto-Owners	$1090	$184
Farm Bureau	$2078	$353
Allstate	$2090	$352
State Farm	$2466	$415
Farmers	$3551	$592

Cornish Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Cornish UT. For example, the car insurance in Cornish after a DUI increases to $999 for a six month policy. While the rate increases by $260 for a six-month policy in the case of a speeding ticket.

Cornish auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$1115	$186
One Med/PIP claim	$1121	$191
Not-at-fault accident	$1145	$191
One comp claim	$1145	$195
Two Med/PIP claims	$1145	$191
Two comp claims	$1158	$197
Failure to show documents	$1266	$211
Child safety restraint	$1303	$221
Driving without lights	$1303	$217
Failure to wear a seat belt	$1303	$221
Driving with expired registration	$1327	$221
Cell phone violation	$1369	$233
Texting while driving	$1369	$228
Wrong way/wrong lane	$1369	$233
Driving too slowly	$1375	$230
Failure to yield	$1375	$234
Following too closely	$1375	$230
Illegal turn	$1375	$234
Speeding 6 - 10 MPH over limit	$1375	$230
Failure to stop at a red light	$1381	$235
Speeding 11 - 15 MPH over limit	$1381	$231
Speeding 16 - 20 MPH over limit	$1381	$235
Speeding in school zone	$1381	$231
Improper passing	$1387	$236
In 65 MPH zone	$1436	$240
Speeding 21 - 25 MPH over limit	$1461	$248
Passing school bus	$1466	$245
At-fault accident - less than $1000	$1545	$263
Operating a vehicle without permission	$1618	$269
At-fault accident - $1000-$2000	$1661	$283
Open container	$1672	$278
At-fault accident - greater than $2000	$1684	$287
Reckless driving	$2084	$348
Driving with a suspended license	$2096	$356
Refusal to submit to a chemical test	$2096	$350
DUI	$2114	$359
Racing	$2114	$353
Leaving scene of an accident/hit and run	$2205	$375

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Cornish after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Cornish.

The cheapest car insurance premiums in Cornish are offered by Utah Farm Bureau at $375 for a six-month policy. However, it can be as expensive as $4163 with companies like State Farm.

Cornish car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Utah Farm Bureau	$375	$64
Farmers Union Insurance	$406	$67
Kemper	$466	$80
Progressive	$781	$132
USAA	$1042	$175
Nationwide	$1109	$187
American Family	$1145	$193
Allstate	$1490	$251
Farm Bureau	$1521	$259
Auto-Owners	$2514	$419
Farmers	$3186	$542
State Farm	$4163	$701

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Cornish are offered by Farmers Union Insurance at $254. However, it can be as expensive as $3283 with companies like Farmers for a similar six-month premium.

Cheapest Car Insurance in Cornish after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Farmers Union Insurance	$254	$43
Nationwide	$260	$44
Auto-Owners Insurance Co	$352	$60
American Family	$812	$137
Progressive	$903	$152
USAA	$927	$154
Auto-Owners	$969	$165
Farm Bureau	$1521	$253
Allstate	$1605	$273
State Farm	$2363	$394
Farmers	$3283	$558

Car Insurance Price Trends in Cornish, Utah

Car insurance rates in Cornish have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Cornish rose by $245 in January compared to $218 of December. In other words, there has been an increase by $27 when you compare January and December.

The average cost of liability insurance in the Cornish rose to $167 in January, compared to $69 in December. This represents an increase of $98 when comparing January and December.

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Frequently Asked Questions

How much is car insurance in Cornish?

The car insurance in Cornish is $34 per month, which is lower than the national average.

What is the cheapest car insurance in Cornish?

The cheapest car insurance in Cornish is $74 per month for full coverage.

How much is car insurance in Cornish for teenagers?

Car insurance for teenagers costs $315 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Cornish?

The average cost of car insurance is $1067 for a six-month policy. It will cost around $183 per month to insure your car in Cornish.

Is car insurance expensive in Cornish?

Car insurance can be expensive in Cornish if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Cornish can be affordable.

What is the best car insurance in Cornish, UT?

The best car insurance company in Cornish UT is Farmers Union Insurance, offering $437 for a six-month policy.