{"id":89,"date":"2026-03-27T08:37:32","date_gmt":"2026-03-27T08:37:32","guid":{"rendered":"https:\/\/www.way.com\/auto-refinance\/guide\/?p=89"},"modified":"2026-03-27T10:16:07","modified_gmt":"2026-03-27T10:16:07","slug":"are-democrats-or-republicans-americas-most-distracted-drivers","status":"publish","type":"post","link":"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/","title":{"rendered":"Are Democrats or Republicans America\u2019s Most Distracted Drivers?"},"content":{"rendered":"<p style=\"text-align: left;\"><em>Who&#8217;s actually paying attention on the road? Red states or blue? <span class=\"NormalTextRun SCXW267193062 BCX0\">Glowing\u00a0<\/span><span class=\"NormalTextRun ContextualSpellingAndGrammarErrorV2Themed SCXW267193062 BCX0\">phone\u2019s<\/span><span class=\"NormalTextRun SCXW267193062 BCX0\">\u00a0on the driver\u2019s seat\u00a0<\/span><span class=\"NormalTextRun SCXW267193062 BCX0\">is a common sight these days. No, it is not supposed to be<\/span><span class=\"NormalTextRun SCXW267193062 BCX0\">.\u00a0<\/span><span class=\"NormalTextRun SCXW267193062 BCX0\">Replies to texts and the videos that went viral can absolutely wait. <\/span><\/em><em>Distracted driving statistics show that it has grown into a national safety concern.\u00a0 <\/em><\/p>\n<p style=\"text-align: left;\"><span class=\"TextRun SCXW129081977 BCX0\" lang=\"EN-US\" xml:lang=\"EN-US\" data-contrast=\"auto\"><em><span class=\"NormalTextRun SCXW129081977 BCX0\">We\u2019ve<\/span><span class=\"NormalTextRun SCXW129081977 BCX0\">\u00a0looked at\u00a0<\/span><span class=\"NormalTextRun SCXW129081977 BCX0\">the national data on distracted driving\u00a0<\/span><span class=\"NormalTextRun SCXW129081977 BCX0\">and\u00a0<\/span><span class=\"NormalTextRun SCXW129081977 BCX0\">analyzed how they stack up.\u00a0<\/span><span class=\"NormalTextRun SCXW129081977 BCX0\">Which are the states that are focused while driving, and which are the ones that\u00a0<\/span><span class=\"NormalTextRun SCXW129081977 BCX0\">scroll past each drive, increasing\u00a0<\/span><span class=\"NormalTextRun SCXW129081977 BCX0\">the road fatalities in the country? The\u00a0<\/span><span class=\"NormalTextRun SCXW129081977 BCX0\">findings\u00a0<\/span><\/em><span class=\"NormalTextRun SCXW129081977 BCX0\"><em>say how we drive and how often we lose focus while driving<\/em>.\u00a0<\/span><\/span><span class=\"EOP SCXW129081977 BCX0\" data-ccp-props=\"{&quot;134233117&quot;:false,&quot;134233118&quot;:false,&quot;335559738&quot;:240,&quot;335559739&quot;:240}\">\u00a0<\/span><\/p>\n<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_82_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/#How_Much_Do_We_Know_About_the_Growing_Problem_of_Distracted_Driving\" >How Much Do We Know About the Growing Problem of Distracted Driving?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/#Red_vs_Blue_What_Do_the_Distraction_Patterns_Look_Like\" >Red vs. Blue: What Do the Distraction Patterns Look Like?\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/#Effective_legislation\" >Effective legislation<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/#Use_of_technology\" >Use of technology<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/#Practice_of_law_and_public_awareness\" >Practice\u00a0of law and\u00a0public awareness<\/a><\/li><\/ul><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/#Do_the_Existing_Driving_Laws_Shape_Driving_Habits\" >Do the Existing Driving Laws Shape Driving Habits?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-7\" href=\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/#What_Are_the_Reasons_for_Distracted_Driving\" >What Are the Reasons for Distracted Driving?\u00a0<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-8\" href=\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/#How_Is_Car_Insurance_Affected_by_Distracted_Driving\" >How Is Car Insurance Affected by Distracted Driving?\u00a0<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-9\" href=\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/#What_Should_We_Learn_and_Do_to_Tackle_It\" >What Should We Learn and Do to Tackle It?\u00a0<\/a><ul class='ez-toc-list-level-4' ><li class='ez-toc-heading-level-4'><a class=\"ez-toc-link ez-toc-heading-10\" href=\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/#_Citations\" >\u00a0Citations\u00a0<\/a><\/li><\/ul><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<h2 aria-level=\"1\"><span class=\"ez-toc-section\" id=\"How_Much_Do_We_Know_About_the_Growing_Problem_of_Distracted_Driving\"><\/span><span data-contrast=\"none\">How Much Do We Know About the Growing Problem of Distracted Driving?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:360,&quot;335559739&quot;:80}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-contrast=\"auto\">The\u00a0National\u00a0Highway\u00a0Traffic\u00a0Safety\u00a0Administration (NHTSA)<\/span><sup><span data-contrast=\"auto\">[<\/span><a href=\"https:\/\/www.nhtsa.gov\/risky-driving\/distracted-driving\"><span data-contrast=\"none\">1<\/span><\/a><span data-contrast=\"auto\">]<\/span><\/sup><span data-contrast=\"auto\"><sup>\u00a0<\/sup>has defined\u00a0distracted\u00a0driving\u00a0as\u00a0involving\u00a0any\u00a0action\u00a0that\u00a0takes a\u00a0motorist\u2019s\u00a0eyes and mind off the\u00a0road.\u00a0These\u00a0actions\u00a0include\u00a0eating, drinking,\u00a0talking,\u00a0and\u00a0texting\u00a0on handheld devices.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"none\">In 2023,\u00a0<\/span><span data-contrast=\"auto\">NHTSA<\/span><span data-contrast=\"none\">\u00a0<\/span><sup><a href=\"https:\/\/crashstats.nhtsa.dot.gov\/\"><span data-contrast=\"none\">[2<\/span><\/a><span data-contrast=\"none\">]<\/span><\/sup><span data-contrast=\"none\">\u00a0recorded 3,275 deaths\u00a0and approximately 324,819 injuries from distraction-involved crashes.\u00a0Similarly, the observed handheld talking remained at 2.1% of drivers while\u00a0driving, which translates to 326,000 according to GHSA.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Distracted driving is\u00a0not\u00a0a passing\u00a0trend;\u00a0it is an ongoing problem,\u00a0and\u00a0the percentage of deaths due to distracted driving\u00a0crashes has\u00a0remained\u00a0the same\u00a0since\u00a02018.\u00a0<\/span><span data-contrast=\"auto\">Distracted driving\u00a0accounts for 8%\u00a0of\u00a0all traffic fatalities<\/span><span data-contrast=\"auto\">\u00a0<\/span><sup><span data-contrast=\"auto\">[<\/span><a href=\"https:\/\/jminjurylawyer.com\/car-accidents\/which-states-have-most-distracted-driving-accidents-in-2025\/\"><span data-contrast=\"none\">3<\/span><\/a><span data-contrast=\"auto\">]<\/span><\/sup><span data-contrast=\"auto\">\u00a0even\u00a0in 2025.\u00a0<\/span><\/p>\n<figure id=\"attachment_165972\" aria-describedby=\"caption-attachment-165972\" style=\"width: 750px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-165972\" src=\"https:\/\/blog.way.com\/wp-content\/uploads\/2025\/10\/driver-distractions-1024x576.png\" alt=\"types of distractions\" width=\"750\" height=\"422\" \/><figcaption id=\"caption-attachment-165972\" class=\"wp-caption-text\">Image credits: <a href=\"https:\/\/www.ghsa.org\/resource-hub\/directing-drivers-attention-state-highway-safety-office-roadmap-combating-distracted\" target=\"_blank\" rel=\"noopener\">GHSA<\/a><\/figcaption><\/figure>\n<h2 aria-level=\"2\"><span class=\"ez-toc-section\" id=\"Red_vs_Blue_What_Do_the_Distraction_Patterns_Look_Like\"><\/span><span data-contrast=\"none\">Red vs. Blue: What Do the Distraction Patterns Look Like?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-ccp-props=\"{}\">While states are often categorized along political lines, the patterns of distracted driving do not align with this classification. The Way team analyzed telematics insights and found that distracted driving behaviors do not conform to these political divisions. <\/span><\/p>\n<p><span data-teams=\"true\">While both red and blue states appear on the list of most distracted drivers, the majority of the first ten are primarily red. However, Rhode Island, a democratic-leaning state, is the most distracted state of the ten.\u00a0\u00a0\u00a0<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-165975 aligncenter\" src=\"https:\/\/blog.way.com\/wp-content\/uploads\/2025\/10\/Source-Cambridge-Mobile-Telematics-1024x601.png\" alt=\"red or blue states\" width=\"750\" height=\"440\" \/><\/p>\n<p><span data-teams=\"true\">Therefore, we note that factors beyond politics affect driving habits, including the infrastructure, local laws, and drivers&#8217; tech dependency. So, safer roads result from attention, not affiliation.\u00a0 <\/span><\/p>\n<p><span data-teams=\"true\">Regardless of political affiliation, here are a couple of reasons why some states may not be as great as others.<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Effective_legislation\"><\/span>Effective legislation<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-contrast=\"auto\">The Colorado\u00a0hands-free law\u00a0and\u00a0its\u00a0results\u00a0are\u00a0a great example\u00a0of\u00a0how\u00a0well\u00a0laws can\u00a0reduce\u00a0fatalities in\u00a0driving.\u00a0A state without\u00a0a\u00a0complete\u00a0ban\u00a0on phone\u00a0usage\u00a0while driving\u00a0has\u00a0a\u00a0higher\u00a0number\u00a0of incidents related\u00a0to distracted\u00a0driving.\u00a0<\/span><span data-ccp-props=\"{&quot;335559685&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">According to\u00a0GHSA\u00a0<\/span><sup><span data-contrast=\"auto\">[<\/span><a href=\"https:\/\/www.ghsa.org\/state-laws-issues\/distracted-driving\"><span data-contrast=\"none\">5<\/span><\/a><span data-contrast=\"auto\">]<\/span><\/sup><span data-contrast=\"auto\">,\u00a031 states now prohibit handheld use,\u00a0and\u00a049 states prohibit texting.\u00a0The\u00a0reduction\u00a0in distracted\u00a0driving\u00a0post-law\u00a0is\u00a0documented\u00a0in\u00a0Ohio, Alabama, Michigan, and Missouri.\u00a0In Colorado,\u00a0one month after\u00a0its\u00a0hands-free law,\u00a0CMT\u00a0<\/span><sup><span data-contrast=\"auto\">[<\/span><a href=\"https:\/\/www.cmtelematics.com\/news\/colorados-hands-free-law-reduces-distracted-driving\/\"><span data-contrast=\"none\">6<\/span><\/a><span data-contrast=\"auto\">]<\/span><\/sup><span data-contrast=\"auto\">\u00a0observed\u00a0a 3.3%\u00a0drop\u00a0in\u00a0phone-motion distraction\u00a0and\u00a0estimated\u00a088 crashes\u00a0prevented.<\/span><span data-ccp-props=\"{&quot;335559685&quot;:0}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">In\u00a0Montana,\u00a0there\u00a0is no ban\u00a0on\u00a0texting\u00a0while driving\u00a0or the use of\u00a0handheld\u00a0devices while\u00a0driving.\u00a0<\/span><span data-ccp-props=\"{&quot;335559685&quot;:0}\">\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Use_of_technology\"><\/span>Use of technology<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-contrast=\"auto\">\u00a0The\u00a0<\/span><span data-contrast=\"auto\">states that\u00a0adapt\u00a0to\u00a0technology and\u00a0devices\u00a0tend\u00a0to be involved in more\u00a0crashes.\u00a0For instance,\u00a0<\/span><span data-contrast=\"auto\">CMT telemetry<\/span><span data-contrast=\"none\">\u00a0<\/span><sup><span data-contrast=\"none\">[<\/span><a href=\"https:\/\/www.cmtelematics.com\/news\/are-rural-states-more-distracted\/\"><span data-contrast=\"none\">7<\/span><\/a><span data-contrast=\"none\">] <\/span><\/sup><span data-contrast=\"none\">shows\u00a0distraction differences align with\u00a0hands-free policy and the rural-urban mix.\u00a0<\/span><span data-contrast=\"auto\">Approximately 9.5% higher in states without hands-free laws and\u00a0around 11% higher in rural states.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Practice_of_law_and_public_awareness\"><\/span>Practice\u00a0of law and\u00a0public awareness<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-contrast=\"auto\">In addition to effective implementation,\u00a0public awareness\u00a0is important in\u00a0ensuring\u00a0fewer\u00a0crashes due to distracted driving.\u00a0<\/span><span data-ccp-props=\"{&quot;335559685&quot;:0}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span class=\"ez-toc-section\" id=\"Do_the_Existing_Driving_Laws_Shape_Driving_Habits\"><\/span><span data-contrast=\"none\">Do the Existing Driving Laws Shape Driving Habits?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-contrast=\"auto\">Since distracted\u00a0driving is\u00a0a\u00a0prevalent cause of\u00a0road accidents, many states\u00a0have passed laws that\u00a0are\u00a0supposed to curb distracted driving.\u00a0The\u00a0increase in fatalities due to\u00a0distracted\u00a0driving\u00a0rose to 3,275 in 2023,\u00a0according to\u00a0NHTSA.\u00a0Some states have\u00a0enacted laws\u00a0that\u00a0prohibit\u00a0holding, scrolling,\u00a0or\u00a0texting.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">The Governors Highway Safety Association (GHSA)\u00a0has recently recommended\u00a0complete\u00a0bans on\u00a0all\u00a0drivers&#8217; use of handheld cellphones.\u00a0However, no\u00a0state\u00a0has\u00a0completely banned cellphone\u00a0usage by drivers.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">\u00a0Hands-free law\u00a0implemented in 2025\u00a0in Colorado\u00a0led to\u00a0a\u00a0significant\u00a0drop (around 7%)\u00a0in phone-driven distractions and prevented dozens\u00a0of crashes and injuries within the first\u00a0six\u00a0months.\u00a0This\u00a0demonstrated\u00a0a clear link between law, compliance, and improved\u00a0safety.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Based on evidence and\u00a0according\u00a0to\u00a0experts,\u00a0we can\u00a0say that driving laws\u00a0don\u2019t\u00a0just\u00a0penalize;\u00a0they redefine driving behaviors.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h2 aria-level=\"2\"><span class=\"ez-toc-section\" id=\"What_Are_the_Reasons_for_Distracted_Driving\"><\/span><span data-contrast=\"none\">What Are the Reasons for Distracted Driving?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-contrast=\"auto\">There are many reasons for this kind of driving, from complex infotainment systems in cars to even daydreaming. However, the most obvious one is cell phone usage. Here are some of the common reasons that result in distracted driving.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<ul>\n<li><span data-contrast=\"auto\">Sophisticated infotainment systems in cars, like touchscreens, demand more attention while driving.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">While GPS might ease navigation, it splits the driver&#8217;s attention. Similarly, voice commands can also lead to cognitive overload and split attention.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<li><span data-contrast=\"auto\">There is also a prevalent optimism bias among drivers, where they think they can multitask, but the evidence of the resulting crashes and fatalities proves otherwise.<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/li>\n<\/ul>\n<figure id=\"attachment_165973\" aria-describedby=\"caption-attachment-165973\" style=\"width: 750px\" class=\"wp-caption aligncenter\"><img loading=\"lazy\" decoding=\"async\" class=\"size-large wp-image-165973\" src=\"https:\/\/blog.way.com\/wp-content\/uploads\/2025\/10\/driver-use-of-electronic-devices-1024x577.png\" alt=\"Distracted driving electronic usage\" width=\"750\" height=\"423\" \/><figcaption id=\"caption-attachment-165973\" class=\"wp-caption-text\">Image credits: <a href=\"https:\/\/www.ghsa.org\/resource-hub\/directing-drivers-attention-state-highway-safety-office-roadmap-combating-distracted\" target=\"_blank\" rel=\"noopener\">GHSA<\/a><\/figcaption><\/figure>\n<h2 aria-level=\"2\"><span class=\"ez-toc-section\" id=\"How_Is_Car_Insurance_Affected_by_Distracted_Driving\"><\/span><span data-contrast=\"none\">How Is Car Insurance Affected by Distracted Driving?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p><span data-contrast=\"auto\">Car insurance rates are calculated based on\u00a0your place of residence, the\u00a0type\u00a0of car you\u00a0drive,\u00a0and\u00a0your driving history.\u00a0Distracted driving is one of the main\u00a0reasons\u00a0for increased car insurance\u00a0rates,\u00a0not\u00a0just\u00a0for\u00a0the drivers\u00a0but\u00a0for\u00a0car\u00a0insurance\u00a0owners\u00a0in general.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">According to\u00a0Forbes\u00a0<\/span><sup><span data-contrast=\"auto\">[<\/span><a href=\"https:\/\/www.forbes.com\/advisor\/car-insurance\/texting-driving-statistics\/\"><span data-contrast=\"none\">8<\/span><\/a><span data-contrast=\"auto\">]<\/span><\/sup><span data-contrast=\"auto\">,\u00a0the increase\u00a0in car\u00a0insurance\u00a0surcharges\u00a0can\u00a0be 6%-8%\u00a0for the total\u00a0market\u00a0due to\u00a0the increase in distracted\u00a0driving\u00a0incidents.\u00a0In other words, safe drivers can help subsidize the risk.\u00a0<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h3 aria-level=\"2\"><span class=\"ez-toc-section\" id=\"What_Should_We_Learn_and_Do_to_Tackle_It\"><\/span><span data-contrast=\"none\">What Should We Learn and Do to Tackle It?<\/span><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;335559738&quot;:160,&quot;335559739&quot;:80}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p><span data-contrast=\"auto\">We not only land ourselves in trouble but others too when it comes to distracted driving. It can be in terms of fatalities and car insurance rates. There must be a conscious effort from the driver to avoid such driving instances. This includes keeping your phone in the glove box, using apps that silence notifications while driving, or making use of the safety features of the car that\u2019ll allow you to use the phone hands-free. <\/span><span data-ccp-props=\"{}\">\u00a0<\/span><\/p>\n<h4><span class=\"ez-toc-section\" id=\"_Citations\"><\/span><span data-ccp-props=\"{}\">\u00a0<\/span><span data-contrast=\"auto\">Citations<\/span><span data-ccp-props=\"{}\">\u00a0<\/span><span class=\"ez-toc-section-end\"><\/span><\/h4>\n<ol>\n<li><span style=\"font-size: 12pt;\">NHTSA. (n.d.).\u00a0<i>Distracted Driving<\/i>.\u00a0<a href=\"https:\/\/www.nhtsa.gov\/risky-driving\/distracted-driving\">https:\/\/www.nhtsa.gov\/risky-driving\/distracted-driving<\/a>\u00a0<\/span><\/li>\n<li><span style=\"font-size: 12pt;\">National Highway Traffic Safety Administration. (n.d.).\u00a0<i>CATSPubWeb<\/i>.\u00a0<a href=\"https:\/\/crashstats.nhtsa.dot.gov\/#!\/\">https:\/\/crashstats.nhtsa.dot.gov\/#!\/<\/a>\u00a0<\/span><\/li>\n<li><span style=\"font-size: 12pt;\">Mattiacci, J. (2025, June 16). Which states have the most distracted driving accidents in 2025?\u00a0<i>Mattiacci\u00a0Law, LLC<\/i>.\u00a0<a href=\"https:\/\/jminjurylawyer.com\/car-accidents\/which-states-have-most-distracted-driving-accidents-in-2025\/\">https:\/\/jminjurylawyer.com\/car-accidents\/which-states-have-most-distracted-driving-accidents-in-2025\/<\/a>\u00a0<\/span><\/li>\n<li><span style=\"font-size: 12pt;\">Sarno, N. (2024, November 6).\u00a0<i>Which states are the most distracted?<\/i>\u00a0Cambridge Mobile Telematics.\u00a0<a href=\"https:\/\/www.cmtelematics.com\/news\/which-states-are-the-most-distracted\/\">https:\/\/www.cmtelematics.com\/news\/which-states-are-the-most-distracted\/<\/a>\u00a0<\/span><\/li>\n<li><span style=\"font-size: 12pt;\"><i>Distracted driving<\/i>. (n.d.). Governors Highway Safety Association.\u00a0<a href=\"https:\/\/www.ghsa.org\/state-laws-issues\/distracted-driving\">https:\/\/www.ghsa.org\/state-laws-issues\/distracted-driving<\/a>\u00a0<\/span><\/li>\n<li><span style=\"font-size: 12pt;\">Pascuccio, L. (2025, February 26).\u00a0<i>Colorado\u2019s Hands-Free Law Reduces Distracted Driving CMT data\u00a0reveal\u00a0a 3.3% decrease in phone motion distraction in\u00a0first\u00a0month after\u00a0law<\/i>. Cambridge Mobile Telematics.\u00a0<a href=\"https:\/\/www.cmtelematics.com\/news\/colorados-hands-free-law-reduces-distracted-driving\/\">https:\/\/www.cmtelematics.com\/news\/colorados-hands-free-law-reduces-distracted-driving\/<\/a>\u00a0<\/span><\/li>\n<li><span style=\"font-size: 12pt;\">Sarno, N. (2024b, December 9).\u00a0<i>Are rural states more distracted?<\/i>\u00a0Cambridge Mobile Telematics.\u00a0<a href=\"https:\/\/www.cmtelematics.com\/news\/are-rural-states-more-distracted\/\">https:\/\/www.cmtelematics.com\/news\/are-rural-states-more-distracted\/<\/a>\u00a0<\/span><\/li>\n<li><span style=\"font-size: 12pt;\">Leicht, A. (2025, January 3).\u00a0<i>Texting and Driving Statistics 2025<\/i>. Forbes Advisor.\u00a0<a href=\"https:\/\/www.forbes.com\/advisor\/car-insurance\/texting-driving-statistics\/\">https:\/\/www.forbes.com\/advisor\/car-insurance\/texting-driving-statistics\/<\/a>\u00a0<\/span><\/li>\n<\/ol>\n","protected":false},"excerpt":{"rendered":"<p>Who&#8217;s actually paying attention on the road? Red states or blue? Glowing\u00a0phone\u2019s\u00a0on the driver\u2019s seat\u00a0is a common sight these days. No, it is not supposed to be.\u00a0Replies to texts and the videos that went viral can absolutely wait. Distracted driving statistics show that it has grown into a national safety concern.\u00a0 We\u2019ve\u00a0looked at\u00a0the national data&hellip; <a class=\"more-link\" href=\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/\">Continue reading <span class=\"screen-reader-text\">Are Democrats or Republicans America\u2019s Most Distracted Drivers?<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[5],"tags":[],"class_list":["post-89","post","type-post","status-publish","format-standard","hentry","category-driving-safety","entry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Are Democrats or Republicans America\u2019s Most Distracted Drivers? - auto refinance guides<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Are Democrats or Republicans America\u2019s Most Distracted Drivers? - auto refinance guides\" \/>\n<meta property=\"og:description\" content=\"Who&#8217;s actually paying attention on the road? Red states or blue? Glowing\u00a0phone\u2019s\u00a0on the driver\u2019s seat\u00a0is a common sight these days. No, it is not supposed to be.\u00a0Replies to texts and the videos that went viral can absolutely wait. Distracted driving statistics show that it has grown into a national safety concern.\u00a0 We\u2019ve\u00a0looked at\u00a0the national data&hellip; Continue reading Are Democrats or Republicans America\u2019s Most Distracted Drivers?\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/\" \/>\n<meta property=\"og:site_name\" content=\"auto refinance guides\" \/>\n<meta property=\"article:published_time\" content=\"2026-03-27T08:37:32+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-27T10:16:07+00:00\" \/>\n<meta name=\"author\" content=\"admin\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"admin\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/#article\",\"isPartOf\":{\"@id\":\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/\"},\"author\":{\"name\":\"admin\",\"@id\":\"https:\/\/www.way.com\/auto-refinance\/guide\/#\/schema\/person\/6922b5929218c1942fd74359713ad6fc\"},\"headline\":\"Are Democrats or Republicans America\u2019s Most Distracted Drivers?\",\"datePublished\":\"2026-03-27T08:37:32+00:00\",\"dateModified\":\"2026-03-27T10:16:07+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/\"},\"wordCount\":1127,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\/\/www.way.com\/auto-refinance\/guide\/#organization\"},\"image\":{\"@id\":\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/blog.way.com\/wp-content\/uploads\/2025\/10\/driver-distractions-1024x576.png\",\"articleSection\":[\"Driving &amp; Safety\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/\",\"url\":\"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/\",\"name\":\"Are Democrats or Republicans America\u2019s Most Distracted Drivers? 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- auto refinance guides","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"Are Democrats or Republicans America\u2019s Most Distracted Drivers? - auto refinance guides","og_description":"Who&#8217;s actually paying attention on the road? Red states or blue? Glowing\u00a0phone\u2019s\u00a0on the driver\u2019s seat\u00a0is a common sight these days. No, it is not supposed to be.\u00a0Replies to texts and the videos that went viral can absolutely wait. Distracted driving statistics show that it has grown into a national safety concern.\u00a0 We\u2019ve\u00a0looked at\u00a0the national data&hellip; Continue reading Are Democrats or Republicans America\u2019s Most Distracted Drivers?","og_url":"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/","og_site_name":"auto refinance guides","article_published_time":"2026-03-27T08:37:32+00:00","article_modified_time":"2026-03-27T10:16:07+00:00","author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Written by":"admin","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/#article","isPartOf":{"@id":"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/"},"author":{"name":"admin","@id":"https:\/\/www.way.com\/auto-refinance\/guide\/#\/schema\/person\/6922b5929218c1942fd74359713ad6fc"},"headline":"Are Democrats or Republicans America\u2019s Most Distracted Drivers?","datePublished":"2026-03-27T08:37:32+00:00","dateModified":"2026-03-27T10:16:07+00:00","mainEntityOfPage":{"@id":"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/"},"wordCount":1127,"commentCount":0,"publisher":{"@id":"https:\/\/www.way.com\/auto-refinance\/guide\/#organization"},"image":{"@id":"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/#primaryimage"},"thumbnailUrl":"https:\/\/blog.way.com\/wp-content\/uploads\/2025\/10\/driver-distractions-1024x576.png","articleSection":["Driving &amp; Safety"],"inLanguage":"en-US","potentialAction":[{"@type":"CommentAction","name":"Comment","target":["https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/#respond"]}]},{"@type":"WebPage","@id":"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/","url":"https:\/\/www.way.com\/auto-refinance\/guide\/are-democrats-or-republicans-americas-most-distracted-drivers\/","name":"Are Democrats or Republicans America\u2019s Most Distracted Drivers? 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