Maryland is a small state, yet its highways are congested, with over 4.4 million licensed drivers. Every year, around 120000 crashes occur in the form, resulting in 51300 injuries and 543 deaths. Finding the most affordable auto insurance in Maryland could help you secure your budget.
Read on to know more about affordable car insurance in Maryland. You can compare car insurance from various car insurance companies to finalize cheap car insurance quotes for yourself. You can DIY or read our research on cheap car insurance companies in Maryland.
Maryland drivers pay $774 per year on average for minimum coverage and $1884 per year for full insurance coverage. Maryland requires drivers to have at least the minimum levels of auto insurance coverage, but just because auto insurance is a mandatory expense does not mean there are no methods to save. The insurance editorial team at Way.com has conducted significant research to assist you in locating low-cost auto insurance in Maryland.
Affordable car insurance in Maryland
Our ground crew in Maryland acquired up-to-date premium information for the major insurance providers in Maryland. According to our analysis, the following five companies have some of the lowest average premiums:
- Nationwide
- USAA
- Erie
- Allstate
Nationwide
Nationwide has the lowest average minimum coverage and the lowest average full coverage premiums on our list. Drivers may tailor their coverage to their specific needs with choices such as gap coverage, roadside assistance, and accident forgiveness.
Although Nationwide’s typical rates are low, the firm also offers various discounts that might help you save even more. You may be eligible for a discount if you are a defensive driver, have a car with specified safety features, insure more than one policy with Nationwide, or sign up for automatic payments.
USAA
USAA Although USAA is only available to current and past military members and their immediate families, if you qualify, you will have access to top-rated customer service, low average premiums, and military-focused discounts.
Erie
Erie is a regional insurer that sells insurance in 12 states, including Maryland. Despite having the highest full coverage premium on our list, Erie provides a unique feature that may appeal to many drivers: Rate Lock.
With this option, your premium will only rise if you change your policy, such as adding a driver or purchasing a new car.
Allstate
Although their minimum coverage is higher than the average in Maryland, Allstate offers lower-than-average prices for the full coverage. If you want a long list of optional coverages, Allstate could be an excellent choice. You may include coverage for your sound system, ridesharing, or roadside assistance. Allstate also does not skimp on discounts. You may be able to save money for anti-lock brakes, an anti-theft device, paperless statements, or automatic withdrawals.
Essential points to remember for Maryland auto insurance
- One of the best ways to get affordable car insurance in Maryland is when you compare car insurance.
- Maryland is a tort state, which means it is an at-fault state.
- All drivers should carry auto liability insurance and personal injury protection (PIP).
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