You may enjoy the glitz and lights of Connecticut, but you will have to pay a kings’ ransom on car insurance premiums if you live in Connecticut. Even though Connecticut has some of the highest insurance rates in the country due to its high cost of living and densely populated cities, looking around for affordable car insurance can save you money on your annual premiums.
Connecticut’s mandatory minimum insurance coverage will cost an average of $681 per year, over 10% more than the national average.
The following are the minimum requirements:
- $20,000 bodily injury per person per accident
- $50,000 bodily injury for all persons per accident
- $25,000 property damage liability
- $25,000/$50,000 uninsured/underinsured motorist
Car insurance companies with cheap insurance in Connecticut
While the state’s minimum coverage will allow you to drive legally, comprehensive coverage is recommended, which costs an average of $1611 each year.
Even though Connecticut has some of the highest insurance rates in the country due to its high cost of living and densely populated cities, looking around for the lowest prices can save you money on your annual premiums.
According to our team of analysts, some of the most common insurance companies in the state and the average annual premiums for full coverage are listed below:
- USAA: $852
- Progressive: $1176
- State Farm: $1332
- Amica Mutual: $1380
Cities that can increase your car insurance premiums
Car insurance prices in Connecticut are often higher in cities that are more densely inhabited and have higher than average crime rates.
This is because these locations will see a considerably higher number of claims than rural areas. Hartford, Bridgeport, and New Haven are Connecticut’s three most expensive cities for vehicle insurance, with annual prices averaging $2907 for full coverage.
Cities that can decrease your car insurance premiums
Even though Connecticut has a small number of tiny cities, the least densely inhabited places will have lower rates due to less traffic. The cheapest cities in Connecticut will cost an average of $1755 a year, with Lyme, Mystic, Essex, and Old Saybrook being the most affordable.
Essential points to remember for Utah auto insurance
- One of the best ways to get affordable car insurance in Connecticut is when you compare car insurance.
- Connecticut is a no-fault state.
- All drivers should carry auto liability insurance and personal injury protection (PIP).