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Affordable car insurance quotes in Idaho

  • Auto Insurance
  • Xavier Sabastian
  • 3 minutes

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We might sound like a broken record here, but here we go again. To get affordable car insurance quotes in Idaho, you HAVE to compare car insurance. Car insurance companies use various factors to determine car insurance premiums. These car insurance quotes are never the same; it differs from company to company. To get cheap car insurance quotes in Idaho, compare the quotes from different companies and then opt for the best offer.

Resilience and preparation: The people of Idaho are known for these two qualities. We at Way.com admire your natural resilience, and we can help you in your preparation for getting the best car insurance quotes in Idaho. To know how to get affordable car insurance quotes in Idaho, read on.

Idaho car insurance quotes

Affordable car insurance quotes in Idaho 

According to our research, the average annual cost of auto insurance in Idaho is $1,010. The average rates in Idaho for the auto insurance firms in our survey range from $513 to $1413 per year. USAA has the lowest rates in Idaho, charging an average of $513 per year. However, USAA is not open to all drivers. To become a USAA member, you must meet the organization’s eligibility requirements for military personnel, veterans, and their families.

If you cannot join USAA, State Farm may be the next best option, with average annual premiums of $813 per year. According to our research, the most expensive major auto insurance company in Idaho is Farm Bureau Group, with an average rate of $1413. 

Idaho car insurance quotes

A driver with this rate pays roughly 40% more than the average cost of insurance in Idaho. These rates are based on research data and are not necessarily indicative of the price you will pay.

Cheap car insurance quotes in Idaho

  • USAA: $513
  • State Farm: $813
  • Travelers: $948
  • Progressive: $972
  • Nationwide: $1071
  • American Family Insurance: $1110
  • Allstate: $1392
  • Farm Bureau Group: $1413

The rates shown here are based on a study conducted by our in-house analysts at Way.com. The study looked at rates from the largest car insurance companies in the United States using specific driver profiles. 

Your rates will differ. Membership in USAA is restricted to members of the United States military, veterans, and eligible family members.

Car insurance discounts for Idaho drivers

Many of Idaho’s major car insurance companies provide industry-standard discounts. Your insurance company is the best place to look for discounts. Keep in mind that shopping around is frequently the most effective way to reduce your rates. Eligibility requirements vary, so check with your insurer to see if you qualify for these discounts.

Car insurance in Idaho - All you need to know

Essential points to remember for Idaho auto insurance

  • All vehicles registered in Idaho must have insurance. If you do not have car insurance, your registration will be revoked.
  • The penalties for driving without car insurance in Idaho can be severe. First-time offenders may have their license suspended and must pay a $75 fine. Repeat offenders face up to 6 months in jail and a $1,000 fine.
  • In Idaho, the minimum amount of liability insurance is $25,000 for one person’s injury or death, $45,000 for more than one person’s injury or death, and $15,000 for property damage.
  • Idaho is an at-fault state. 

Idaho car insurance quotes

Check out our blogs for info on finding top-rated airport parking, the best parking spots in your city, and affordable car washes near you.

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