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Best car insurance quotes in Iowa

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Finding your soul mate and getting affordable car insurance for yourself can give you an out-of-the-world experience. Way.com can be your matchmaker for getting cheap car insurance quotes.

Way.com can assist you in snagging cheap car insurance quotes in Iowa by rating the best car insurance companies in Iowa based on variables such as affordability, customer service quality, and more. Comparing auto insurance quotes from some of Iowa’s most affordable carriers could save you up to $531.

Iowa car insurance quotes

Car insurance companies determine car insurance rates by factors such as driving record, location, and age. To acquire the most appropriate coverage and to save money, you should compare car insurance companies and get quotes from various car insurance companies. 

Way.com calculated the average cost of 100/300/100 collision and comprehensive insurance for a 40-year-old male with a clean driving record who drives a Toyota Camry. Depending on your age, region, coverage level, and driving history, your auto insurance prices may be more or cheaper than the Iowa averages.

Based on typical rates for the average driver, the most economical options are USAA, and State Farm. Severe driving offenses, like a DUI, will raise your car insurance premiums in Iowa because insurers consider it riskier to cover drivers who have violations. In Iowa, the average annual premium for a driver with a clean record is $789, while the average annual rate for a driver with a DUI is $1290.

The car insurance in Iowa for various driver profiles:

  • Clean driver: $789
  • DUI: $1290
  • Speeding Ticket: $975
  • Poor Credit Score: $1281
  • Seniors: $801

Best car insurance companies of 2021

Way.com researched car insurance companies and discovered the following as the top options in Iowa for most drivers:

  • USAA
  • AAA
  • Auto-Owners Insurance company
  • Allstate

According to Way.com’s ranking system, USAA scored the top score in Iowa. However, because USAA is only available to service personnel, veterans, and their families, it is not ranked as the best overall. Way.com looked at various characteristics to determine the best car insurance companies in Iowa, including cost, customer happiness, financial soundness, and claims experience. Way.com calculated a score for each category in part by examining data from reputable studies. 

To obtain this result, we also constructed a sample driver profile. Way.com assigned equal weight to each study and affordability metric to arrive at the ultimate rating score of 100.

Largest car insurance companies of Iowa

State Farm, Progressive, and Nationwide are the top three car insurance companies in Iowa in market share. Market share is calculated by dividing an insurance company’s total premiums written by the total premiums written in the state. Larger organizations typically have greater financial stability, which allows them to reimburse valid claims.

The largest car insurance companies in Iowa are as follows: 

  • State Farm
  • Progressive
  • Nationwide
  • Farm Bureau Mutual
  • American Family 

Tips for comparing Iowa car insurance quotes online

Your requirements determine the cost of car insurance in Iowa. In most circumstances, Iowa drivers may obtain reasonably accurate quotations through auto insurance providers’ websites. Check that the coverage levels in the quotes are the same. 

Drivers who want to compare quotations can enter their ZIP after clicking on the banner below. You may also utilize Way.com’s price data to select which companies to investigate. Get estimates from these providers to start your search for the best auto insurance in Iowa.

Although USAA is the most economical options for Iowa drivers without a DUI, State Farm and American Family are the most affordable options for Iowa drivers with a DUI.

Car insurance in Iowa - All you need to know

Essential points to remember for Iowa auto insurance

  • According to Way.com’s research, USAA offers the cheapest car insurance in Iowa. 
  • In Iowa, the average cost of car insurance for a motorist with a clean driving record and full coverage is $789 per year or about $69 per month.
  • According to Way.com’s analysis, USAA is the top car insurance company in Iowa. The second-place finisher was Auto-Owners Insurance Co.
  • Maintaining a clean driving record and improving your credit score can help you receive lower Iowa car insurance rates.

Iowa car insurance quotes

Check out our blogs for info on finding top-rated airport parking, the best parking spots in your city, and affordable car washes near you.

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