Are you tired of searching your glove box for that elusive insurance ID card when you get pulled over? Look no further! These car insurance apps have got you covered, literally! Who needs a personal assistant when you’ve got an app-sistant?
A smooth, user-friendly app from your car insurance company might make all the difference when you need it the most. If pulled over, you should show your auto insurance ID card from an app instead of looking for it in the glove box. If you need to file an insurance claim, you want it to be easy online.
A good mobile app can make your life easier in many ways. We looked at what top car insurance companies mobile apps had to offer to find the best ones.
Top Car Insurance Apps Ranked
As the insurance industry becomes more creative and competitive, newer and older companies have turned to technology to improve profits, efficiency, and customer experience.
Way.com asked our customers to tell them about their experiences with their insurance company’s website, mobile app, or tracking program.
Based on our poll, here is a list of the car insurance companies whose websites we liked the most.
USAA
USAA doesn’t sell car insurance to everyone. For eligible customers, USAA is a good app. It’s one of the safest insurance apps because you can add an extra layer of security with your fingerprint or voice.
USAA car insurance is generally well-suited for military members, veterans, and their immediate families.
USAA mobile app
The car insurance company, USAA has a wider range of financial products than most other insurance companies, so its mobile app is a little more complicated than other companies. Members of USAA can use USAA to get information about their insurance and banks. Users can look at their ID cards, report claims, and ask for help on the side of the road.
USAA has some of the cheapest auto insurance rates in the business, but the best rates are only available to good drivers. You’ll have to download a separate app to use USAA’s SafePilot telematics service and save up to 30% on your premium.
Ratings on App Stores:
- Apple Store: 4.8
- Google Play: 4.3
State Farm
The way State Farm handles car insurance and digital insurance is practical and easy to use. Their simple mobile app has fewer cool features than Allstate’s. But you can still do everything you need to in it, like file claims, make payments, call roadside help, and talk to an insurance agent.
State Farm mobile app
Most State Farm users use the State Farm mobile app more than others. Like most other car insurance apps, users can pay their bills, look at their ID cards, make claims, and ask for roadside help.
You must download the Drive Safe & Save app to join State Farm’s safe driver telematics program. You must download the Drive Safe & Save app. By getting the app, you’ll get a discount, and you could save up to 30% on your insurance costs.
Ratings on App Stores:
- Apple Store: 4.8
- Google Play: 4.6
Allstate
Like most insurance apps, the company’s app has a wide range of features that are meant to be useful and easy to use.
Allstate insurance is usually more expensive, but the company’s mobile app does everything you need and does well. You can share photos of an accident to get a quick estimate of your claim. You can also get roadside help and file a claim whenever needed.
The main gripe about the Allstate app is that things take a long time. If you’re willing to wait, though, it’s one of the best apps for car insurance.
Allstate mobile app
Allstate’s Drivewise telematics program is built into the main app, so you won’t need to download a separate app to get paid for safe driving. Customers can access ID cards, roadside assistance, claims, and telematics choices.
Ratings on App Stores:
- Apple Store: 4.8
- Google Play: 3.8
Nationwide
Drivers can do just about everything they need to do with Nationwide’s mobile app, such as pay bills, make and track claims, review and change coverage options, and more. Unlike Progressive and State Farm apps, the Nationwide app is great for people whose car and home insurance is with Nationwide.
Nationwide mobile app
Nationwide app lets you change due dates and keep track of various insurance policies. But Nationwide policyholders also say that the app is hard to use at night, which is bad news for people who usually check their insurance details outside of work hours.
Ratings on App Stores:
- Apple Store: 4.8
- Google Play: 4.8
Progressive
Progressive’s mobile app does something that most other apps for car insurance don’t: it lets new customers get online quotes for car insurance. The company’s apps are on par with those of many other top insurance companies in terms of what they offer and how well they work.
But with Progressive, what the app can’t do is more important than what it can do. Customers who also have homeowners or renters insurance with Progressive will need help using the app to manage those plans.
Progressive mobile app
Customers can use the Progressive mobile app to look at and change their coverage, report claims, make payments, see their ID cards, and more. New users can also use the app to get a price from Progressive for car insurance.
If you want to save money on your car insurance premiums with Progressive’s Snapshot program, you’ll have to download a second app, which will take up valuable room on your Android or iOS device.
Ratings on App Stores:
- Apple Store: 4.6
- Google Play: 4.7
Liberty Mutual
You can do many things with the app, like filing a claim or getting your ID cards.
For claims, the phone is often easier to use than the website. It’s often easier to claim from your phone than from Liberty Mutual’s website because you can quickly access any photos you took of the damage.
The Liberty Mutual app is a useful tool that lets you get information about your account without sitting at a computer or calling Liberty Mutual.
Liberty Mutual mobile app
This insurance company’s mobile app is the easiest way to make a claim and has other useful features. You can only cancel your Liberty Mutual account or make other big changes to the app. This is a negative experience for car owners who want to avoid calling and waiting to talk to a customer service agent.
As with any technology, the app has bugs and glitches. So you’ll need to ensure you keep it up to date.
Ratings on App Stores:
- Apple Store: 4.8
- Google Play: 4.7
Farmers
In the Farmers Insurance app, you can handle payments, get ID cards, and handle cases.
Farmers mobile app
Of all the mobile insurance apps, The Farmers Insurance app has the most bugs. Users said they had many problems with login codes and error messages when using the app.
Ratings on App Stores:
- Apple Store: 4.8
- Google Play: 3.2
Even though most insurance companies have a mobile app, the above companies get the best marks for their mobile and online experience.
Way.com: The App That Cracks the Code on Car Insurance Deals!
One thing that none of the above apps will help you do is find cheap car insurance. Instead, you should use an app like Way.com. Way.com lets you compare quotes from 130 insurance companies in less than a minute.
Way.com is a super app for cars that works with more than 130 different insurance companies to find you the best deals on the coverage you need.
Way.com’s insurance app has a 4.7 review on the App Store and 4.3 stars on Google Play. It is one of the best car insurance apps out there, and users save an average of $971 or more on car insurance each year by using it.
Ratings on App Stores:
- Apple Store: 4.8
- Google Play: 4.1
Benefits of using Way.com
Downloading the Way.com app means convenience. We have sped up many processes that used to be done by hand or in person. Now, this can be done through a mobile app or desktop portal. This has made it much easier for the average shopper to find insurance coverage and make changes. The Way.com app will let you talk to agents directly or call roadside help if your car breaks down.
Way.com offerings:
- Change your insurance plan
- Renew your policy
- Make a claim
- Follow the status of a claim
- Get help from roadside support
- Make payments
Does Your Car Insurance Need a Wi-Fi Signal to Stay Speedy?
As the insurance business focuses on technology, online portals and mobile apps become more important.
Not only are most of the older, bigger insurance companies moving more and more of their business online but many of the newer ones, like us, are almost entirely based on the mobile experience. Customers can get better service and an all-around better experience, from getting quotes to filling claims, because of this kind of streamlining.
When looking for a new car insurance business, most good ones should offer a good online or mobile experience. Insurance companies that haven’t invested in this kind of technology probably don’t care much about customer service in many other ways.
You can find a new policy with the help of the Way.com app.
Harness the real power of real-time monitoring with the Way.com Super App. This app helps you find a parking spot, and get quotes for auto insurance and refinancing. You can also find the cheapest car wash and EV chargers near you, and get cash back on gas. Way.com will take care of everything you need for your car!
No one knows your car like Way Does!
