Illinois has a big problem. About 13% of drivers in Illinois are uninsured. Car insurance is mandatory in Illinois, but many car owners drive without car insurance. That is one of the reasons why getting cheap Illinois auto insurance quotes is an arduous task.
Car insurance is more than simply a legal obligation; it also protects you financially from incidents that may affect you, your car, or other motorists and passengers on the road.
Illinois auto insurance quotes come up to $453 annually for minimum coverage and $1491 per year for full coverage, significantly less than the national average. Many drivers, though, continue to look for reduced premiums.
Cheap Illinois auto insurance quotes
Way.com investigated many firms writing policies in Illinois and compared each company’s average 2021 premiums to narrow down the cheapest car insurance companies in Illinois to assist Illinois’ driving population — both those with and without car insurance.
When it comes to affordable car insurance, Illinois drivers have various options, making it significantly less expensive than car insurance rates in other states. The list below shows the cheapest auto insurance in Illinois from some of the country’s leading car insurance firms.
In Illinois, drivers looking for cheap auto insurance quotes can choose from various State Farm policies. The average yearly cost of a basic coverage policy is $321, while a full-coverage policy costs $92. Drivers can save money by taking advantage of discounts for not having been in an accident, being a good student, taking a defensive driving course, or enrolling in one of State Farm’s safe driver programs, such as Drive Safe & Save or Steer Clear.
When policyholders choose travel expense coverage, which pays for transportation, food, and temporary lodging fees if they are involved in an accident more than 50 miles from home, they may rest assured.
Progressive is a good option if you want to save money on your insurance, especially if you bundle your home and auto policies.
Its trademark Snapshot program offers additional discounts for safe driving, but there are numerous other ways to save as well.
Multiple car discounts, continuous insurance, college students, and teen drivers are all available via Progressive. You can also use the Name Your Price Tool to manage how much you pay for insurance each month.
Sound system insurance, roadside assistance, personal injury protection (PIP) insurance, and rental car reimbursement are just a few of the car insurance options available from Allstate. It’s also a company specializing in young driver insurance and rideshare insurance for those who work for Uber or Lyft.
If you require classic car insurance, Allstate can assist you. Sign up for Allstate’s Drivewise program, which rewards you for good driving behaviors, to help you pay these additional forms of coverage.
If your new car is totaled in an accident, Country Financial’s Keeper protection will replace it with one of the same make and model, so you are not harmed by depreciation. There’s also coverage for emergency roadside assistance, vehicle rental and trip interruption, and broken glass.
Country Financial offers a variety of discounts, including bundle and multi-car discounts, as well as additional savings for new drivers who complete the company’s Simply Drive course.