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Get To Know the Basics of Florida Rental Car Insurance!

  • Auto Insurance
  • Xavier Sabastian
  • 4 minutes

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In Florida, rental car insurance is not required by law. However, it is recommended to protect yourself in case of an accident or theft while renting a car. Rental car insurance can be purchased from the rental car company or your auto insurance provider.

Theme parks, beautiful beaches, and creative hot spots make Florida the best vacation place. You can easily explore the cities along the coast with a rental car in the Sunshine State. Take a trip through the semitropical wetlands and parks in the interior.

Knowing you are safe can also help you relax and have a stress-free vacation. Read on to learn more about protecting yourself in Florida and what you can do if something terrible happens.

In Florida, rental car insurance is not required by law. However, it is recommended to protect yourself in case of an accident or theft while renting a car.

Florida Rental Car Insurance – What to know!

Most people know that buying a rental car insurance policy has many benefits. Sometimes, a person’s general auto insurance policy will cover the activities a rental car covers. However, many rental car companies will suggest this coverage at the counter or online if a person plans to drive the car.

Here are some of the most popular car rental companies located in Florida:

  1. Enterprise Rent-A-Car
  2. Hertz
  3. Avis Rent A Car
  4. Budget Rent A Car
  5. Thrifty Car Rental
  6. Alamo Rent A Car
  7. National Car Rental
  8. Payless Car Rental
  9. Dollar Rent A Car
  10. Advantage Rent A Car.

Yeehaw, cowboys, and cowgirls! Time to hit the open road with peace of mind! With rental car insurance from Way.com, you’ll be protected from tumbleweeds, cactus collisions, and all other unexpected adventures on the road.

This includes people on vacation in Florida and other states. Consumers say that some car rental companies pressure renters to buy insurance, possibly by making them think they have fewer rights than they do. 

Types of coverages offered for Florida Rental Car Insurance

The type of coverage offered by rental car companies can vary, but it typically includes the following:

  1. Liability coverage:¬†This covers damages to third-party property and injury if you’re at fault for an accident.
  2. Collision damage waiver (CDW) or loss damage waiver (LDW):¬†This covers damages to the rental car if you’re involved in an accident.
  3. Personal accident insurance:¬†This covers medical expenses for you and your passengers if you’re involved in an accident.
  4. Personal effects coverage: This covers theft of personal belongings from the rental car.

Are there any limitations for coverages?

In Florida, as in every other US state, your protection package is limited to your territory. 

You should also know that¬†Way.com’s 24-hour Roadside Protection is the only way to order roadside assistance or make a claim.¬†

Do I need additional Rental Car Insurance?

Depending on how much coverage you choose, insurance for a rental car can cost as much as $50 per day. 

Suppose you don’t have collision coverage on your policy or don’t have an auto insurance policy. In that case, buying the rental policy may be a good idea, as long as it doesn’t cover the same things as your own policy.¬†

This is an option for rental car coverage in Florida.

Whether it’s a wild hog causing trouble or a pesky armadillo, we’ve got you covered. So buckle up, grab your favorite cowboy hat, and enjoy the ride – we’ve got your back!

Whether or not rental car insurance is worth the money depends on each driver’s situation. This includes the coverage provided by the personal auto insurance agency, the make and model of the car, the country where the car is being rented, and the¬†credit card used to book the vehicle.

Bottomline on Florida Rental Car Insurance

It’s essential to review the terms and conditions of the company’s rental car insurance. Accordingly, compare the costs with your auto insurance coverage before purchasing rental car insurance.

If you already have auto insurance, check with your insurance provider to see if it covers rental cars. Many auto insurance policies offer coverage for rental cars, either as part of the policy or as an optional add-on.

It’s also important to be aware of Florida’s¬†no-fault insurance law, which requires drivers to carry personal injury protection (PIP) insurance. This type of insurance covers medical expenses and lost wages in case of an accident, regardless of who is at fault.

In summary, rental car insurance can provide peace of mind while renting a car in Florida. However, reviewing your options and making an informed decision based on your specific needs and circumstances is essential.

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