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What are the best New Jersey auto insurance quotes?

  • Auto Insurance
  • Xavier Sabastian
  • 3 minutes

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New Jersey auto insurance costs about $138 per month, about 3% more than the national average. Learn more about average insurance rates in New Jersey for various driving profiles and find affordable car insurance in your state. Compare insurance quotes from the best car insurance companies that offer coverage in New Jersey. To get started, click on the banner below.

New Jersey auto insurance quotes

For a variety of factors, your monthly auto insurance rate may vary. The average monthly premium in New Jersey is $138. With us, you can set your monthly rate.

Affordable New Jersey car insurance quotes

Our ground team in New Jersey determined that Travelers is the most affordable car insurance company.

  • Travelers: $1176
  • State Farm: $1764
  • MetLife: $1983
  • Progressive: $2013
  • Allstate: $2667

New Jersey auto insurance quotes

New Jersey’s auto insurance companies with the best quotes

Every car insurance company boasts about its low prices. However, like with any commodity, the lowest option is not always the best one. Given the financial stakes, it’s worthwhile to conduct your research to select insurance coverage that fully protects your auto in the event of a collision. Rather than settling for affordable auto insurance you can get, look for the best value.

To get a better idea of the type of service you’ll get, compare local and national insurance companies’ financial stability and claims satisfaction scores. When looking for the best affordable New Jersey auto insurance quotes, you should consider two factors: claim satisfaction and financial strength. (By financial stability, we mean the ability of the insurance business to meet its contractual and policy commitments.)

Below are the top car insurance companies that you should first consider before moving onto lesser-known companies:

  • Allstate
  • Amica
  • Esurance
  • MetLife
  • Progressive
  • State Farm
  • Travelers
  • USAA 

New Jersey auto insurance quotes

Best auto insurance coverage in New Jersey

The state of New Jersey requires $15,000 in bodily injury coverage per person, $30,000 in bodily injury coverage per accident, and $5,000 in property damage coverage per accident. In New Jersey, if you choose the legal minimum coverage level, you’ll pay an average of $825 per year. This is 32% more expensive than the national average. 

If you want further protection, you may get a policy that includes comprehensive and collision coverage, which will cover damages caused by car-to-car collisions, theft, and bad weather. 

New Jersey auto insurance quotes

Better auto insurance coverage comes at a price: a comprehensive policy with a $1,000 deductible costs $1491, or 81% more than liability-only coverage in New Jersey. You may expect to pay 94% more for comprehensive insurance with a $500 deductible than you would for basic liability-only coverage.

Check out our blogs for info on finding top-rated airport parking, the best parking spots in your city, and affordable car washes near you.

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