Every person’s driving experience is frequently unique. Some folks enjoy driving. They enjoy it because it is peaceful and enjoyable. After all, there’s nothing quite like driving a car while exploring the roads surrounding you. Arizona is the ideal setting for those who find calm on the open road.

If you are planning to use a rental car for your drive in the state of Arizona? If you plan to do so, check if you have rental car insurance on your insurance policy. You will be bombarded with several rental car insurance alternatives when you pick up your car. 

Rental car insurance in Arizona on your insurance policy

Anyone driving a rental car or car would naturally feel more confident if they know they have reliable insurance to protect them if they are involved in an accident. It might be challenging to decide precisely what you need when it comes to rental car insurance coverage.

Some insurance policies cover rental car accidents when the car is used for personal rather than commercial purposes. The majority of the time, comprehensive collision coverage will pay for vehicle damages. Property damage liability insurance is used to cover the costs of any other vehicles involved in your accident. There are mandated coverage requirements in the state of Arizona. A minimum of $10,000 in liability insurance is required.

MedPay covers accidental injuries. Because most auto insurance policies do not cover injuries, it is critical to consider medical expenditures in advance of an accident and have the financial resources to cover them. 

We see many automobile accidents at ELG that result in catastrophic injuries, and the costs of medical treatment quickly add up.

On the other hand, international rentals may not be covered by your insurance policy, so check your policy before renting to determine if this is the case. You should also make sure that your policy covers an automobile that you rent that is more expensive than your own. 

It’s not uncommon for people to go on vacation and want to treat themselves by hiring a sports car or a luxury car. 

If your insurance doesn’t cover the increased expenditures, you might want to buy supplementary coverage to be cautious.

Coverage using credit cards

Credit cards, it turns out, can also provide coverage for rental automobile accidents. If you use the card to pay for the rental and the card is in your name, many cards will cover collision damage. In general, though, the credit card coverage you acquire will be secondary to your motor insurance. 

Also, because credit cards rarely have liability insurance, you should be aware that if you cause an accident, you may be responsible for paying for the damages to the other vehicle out of your pocket.

Is supplemental insurance necessary?

To find out precisely what is covered under your policy, read your policy or call your insurer. Check your credit cards as well to see if you have any coverage alternatives. It may not be essential to get the rental company’s insurance if you already have adequate coverage with your present options. However, liability insurance is necessary because you may be responsible for the costs of another car’s damages if you do not have it.

Check out our blogs for info on finding top-rated airport parking, the best parking spots in your city, and affordable car washes near you.