Car insurance quote comparison is the easiest and quickest way to get the cheapest possible car policy. This can also help you get the most coverage for the best price. Let’s explain how and why you should compare free car insurance quotes online.
What are the factors that affect a car insurance quote?
Car insurance quotes are determined on the basis of the details you give, i.e., details about you (age, marital status, educational level), your car (make and model, GPS, safety features), your driving history, credit score, insurance history, where you live, etc.
Where can I find free car insurance quotes?
Searching online on sites like Way.com is the best option to get free car insurance quotes. Even if you have a good record and are satisfied with your current insurance policy, you could find a better deal right here.
Here are some other tips you can follow to get the cheap car insurance quotes online:
1. Compare car insurance quotes
Find at least three car insurance quotes online or from an agent so that you can figure out if you’re getting a decent rate on the policy you want. A thorough car insurance quotes comparison will also help you understand your coverage limits. When you compare car insurance quotes, be sure to verify that each policy has comparable caps on liabilities and deductibles.
2. Choose the right coverage levels
Other than the coverage mandated by state law, the insurance coverage you require depends on your specific needs. Complete coverage is usually expensive and, more often than not, unnecessary. The right agent will advise you on the exact coverage you need after looking at your requirements. So, make sure you choose an agent or company that takes the time to answer all your questions patiently. At Way.com, we’ll cover all the bases needed to get car insurance quotes that fit your specific needs.
3. Improve your credit score
Having a solid credit history can reduce your insurance costs drastically. Insurance companies tend to charge more to someone who has a poor credit record. This is because of the belief that people who effectively manage their credit have fewer claims. On average, a bad credit driver pays 95% more for auto insurance than an excellent credit driver. So, maintain your credit status by paying your bills on time and keeping your credit balances as low as possible.
What information do I need to provide to get free car insurance quotes?
Irrespective of how you go about getting your auto insurance quotes (online or offline), make sure you have all the necessary details on hand and understand what goes into deciding your final premium. Here’s a handy checklist of the details you’ll need before you shop around for car insurance quotes online:
- Basic details including your name, address, occupation, and date of birth.
- Your current auto insurance provider, if any.
- Driver’s license information (yours as well as that of anyone else on the policy)
- Information about your vehicle – i.e., your own or on lease, vehicle id number, and safety features (if any).
- Past five years driving history for the for all the drivers on the policy
- Details about the coverage you need
Why should I compare free car insurance quotes online?
Comparing free insurance quotes online saves you time, money, and worry. Going online can get your free car insurance quotes in less than a minute! You can then compare these car insurance quotes carefully and choose to buy online or via our insurance agents.