Question

What do I do if another driver hits me and refuses to provide me with their insurance information?

What should I do if the other driver won’t share their ID or insurance details after an accident? Here are the steps you can take immediately.

If you’ve been hit by someone who refuses to give their ID or insurance information, follow these steps to protect yourself and ensure proper reporting.

First, remain calm and call the police right away. Having an officer on the scene is essential as they can document the incident and request the other driver’s ID and insurance details. Next, gather as much evidence as possible. Take photos of both vehicles, the license plate of the other driver, any visible damages, and the surroundings. Collect witness statements if anyone saw the accident happen, as this can strengthen your case.

Once the police arrive, please provide them with all the information you’ve gathered. Even if the other driver refuses, a police report will help you file a claim with your insurance. They can assist you in holding the other driver accountable.

In some cases, your insurance might offer coverage for uninsured motorists, so it’s worth checking your policy. Be sure to take these steps after being hit by someone who refuses to give ID. You will ensure that your claim has solid backing, even if the other driver isn’t cooperating.