Question

How much can I get from an underinsured motorist claim?

The payout from an underinsured motorist claim depends on the specifics of your policy limits.

Generally, your insurer will cover the difference between your losses and what the other driver’s insurance can pay up to your policy’s UIM limits. If you have substantial damages and your UIM limit is high, you may be able to recover more of your costs.

Adding underinsured motorist coverage can provide valuable peace of mind, helping you feel financially secure even in unpredictable situations.