Question

Does Costco have car insurance?

Costco offers car insurance in 43 states. It is offered through Connect, underwritten by American Family.

If you are a Costco executive member, then you will receive the auto insurance benefits and roadside assistance without any additional cost.  

It offers the basic coverage options and additional coverage like roadside assistance. So, if you are insured with Costco, you can opt for liability, collision, comprehensive, uninsured/underinsured motorist (UM/UIM), personal injury protection (PIP), and medical expenses coverage (MedPay). 

However, they do not provide rideshare coverage, gap insurance, or new car replacement. Costco car insurance services are not offered in the states of Wyoming, Washington D.C, West Virginia, Rhode Island, North Dakota, Maine, or Alaska. Their newer car insurance policies are not available in California and Florida due to the extreme weather. 

So, to buy a Costco car insurance policy, you need to be a Costco member. However, you can always check the rates online.