Question

Does my credit card cover rental car insurance?  

Some credit cards do offer rental car insurance as a beneficial feature; you can check if your card is eligible through online or on-call services of the card.  

Credit card rental car insurance is a secondary feature that comes with your card. Not every credit card covers the insurance. So, before relying on the insurance through a credit card, check if your card is actually eligible.  

How do I know if my credit card covers car rental insurance?  

To know if your credit card has a rental car insurance feature, you can check out the guide to benefits, online or by phone.  

Guide to benefits  

Usually, when companies dispatch the credit cards via mail, they attach a benefits guide or insurance certificate.   

Online  

Every credit card issuer offers online portals for its customers. You have to register to access the account if you are a new user. If already registered, just sign in using the credentials. Go to the page explaining the benefits included in the card and check in detail regarding the insurance benefits available.  

By phone  

Call the card issuers’ customer service and make a direct inquiry. While calling, ensure you are ready with the card and account details. Making the questions to the point can help in getting an easy and direct answer.