Question

How to cancel car insurance?

Contacting your car insurance company and checking with them is the first step to cancelling your car insurance policy. Make sure you get confirmation in writing regarding the cancellation request.

Cancelling your existing car insurance could be due to several reasons. You might be switching providers or moving to another state, which are the most common reasons to cancel your car insurance. However, you might also be cancelling because you are switching car insurance providers.  

How to cancel car insurance: Steps to follow 

• Get a new policy if you plan to continue driving. Otherwise, there can be a lapse in your car insurance, which might lead to penalties later.  
• The cancellation policies with each provider are different. So, follow up with your insurer/their customer service to make sure about the process and to see if there is a cancellation fee or a notice period.  
• Submit the necessary documents as requested by the provider. 
• Request for confirmation about the cancellation of your car insurance policy. This will act as proof for future policy-related transactions.  

You will receive a refund on your car insurance after cancellation only if you have paid your premium in advance and have canceled it before the end of the term. In addition, there might also be a cancellation fee that you might be required to pay. The amount will vary with each provider.