Question

What is underinsured motorist conversion coverage?

UIM coverage can pay for your expenses when the other driver's insurance falls short.

Underinsured Motorist (UIM) Conversion Coverage is a lifesaver! It is a type of car insurance that steps in if you’re in an accident with a driver whose insurance limits aren’t high enough to cover all your losses. This coverage can be essential, as it helps cover costs related to medical bills, injuries, and property damage caused by an underinsured driver.

 In some states, this coverage is automatically included with your car insurance policy. You can add it as an optional layer of protection for others. If the at-fault driver has no insurance at all, an uninsured motorist policy will instead protect you.