Question

Does AARP have car insurance?  

Yes, AARP has car insurance, but it is only offered to its members aged over 50 years.  

AARP car insurance is offered only to its members through its endorsed provider, Hartford.   

Who qualifies for AARP car insurance?  

To get AARP car insurance, you need an AARP membership and must be at least 50 years old. Those under 50 or non-members are not eligible to apply.

What is the average cost of AARP car insurance?  

An average full coverage of AARP car insurance will cost you $260 per month and $3,114 per year. The average cost for minimum coverage is $96 per month or $1,157 per year.   

How to get AARP car insurance?  

You can get AARP car insurance either online or by phone.  

Online  

Here are the steps to get car insurance online:  

• Visit AARP’s official website.   
• Go to the insurance page and click AARP Auto Insurance from The Hartford.  
• Provide the relevant and required details regarding yourself and the car.  
• Add the current or previous policy coverage limits or the required limits.   
• Provide AARP membership credentials, and you will get a car insurance quote within minutes.   

By Phone  

Call 1-800-684-5518 or 888-546-9099, and the Hartford auto insurance team will guide you through quotes and insurance purchase steps. Remember to get ready with personal, vehicle, and previous insurance details and your membership credentials.  

How to cancel your AARP car insurance?  

You need to request the policy cancellation by phone or by sending a written cancellation request. Either way, you will be communicating with The Hartford customer service.   

If you want to cancel by phone, then be prepared for the following questions:  

• Policy number  
• Reason for cancellation  
• Desired cancellation date  
• Proof of replacement insurance (in some cases)  

Sometimes, the customer service executive might request a signed cancellation letter apart from your confirmation by phone. Once you complete the required procedure, The Hartford will send you a refund of the premium you have paid upfront. Also, depending on your location and how much time is left on your policy, you may be charged a 10% cancellation fee.