Question

Can I have a car registered in a different state than my license?

Mostly a 'no.' But there are exceptions!

It’s a ‘no’ in most of the U.S. states, as your driver’s license and car registration should match the state where you live. Registering your car in a state that is different from your driver’s license state is illegal. It will incur penalties from the state and your insurer. However, some states allow you to register your car even if you’re not a resident. But this will cost you higher auto insurance and car registration fees. Also, some drivers get exceptions if they fulfill certain criteria.

States that allow you to register a car without a permanent residency

• Colorado
• California
• New York
• Florida
• Massachusetts
• Georgia
• Missouri
• Maine
• Indiana
• Delaware
• Kentucky
• North Dakota
• South Dakota

Exceptions for registering your car in a different state

As mentioned, there are exceptions where you can register your car in two different states.

• Active-duty military personnel: If you’re a military personnel on active duty in another state, you’ll be able to register your car even though your driver’s license is from your home state.
• Students studying out of state: Students attending college out of state can register their cars in the state where they’re attending the college.
• Dual residency: If you have homes in two states, you can register your car in the one you drive the most or in both states.

Why is it critical that the state of car registration and driver’s license should match?

If you don’t qualify for any of the exemptions, you should register your car in the state where you hold your driver’s license. These are a few reasons.

• As per the law, it is illegal to drive a car with an out-of-state registration and license that doesn’t match your residency.
• The car registration and driver’s license are tied to the state of permanent residency.
• The insurance policy should match the address where your car is garaged and the location of your registration and driver’s license.

Moving out of state? Or have dual residency? Know what to do!

• If you move to a new state, you should get a new driver’s license in that state; ideally, within 30 days.
• You must do the car registration with the current state’s DMV.
• Inform your insurer about the address change so that your car’s registration will be consistent.
• To know the exact requirements, it is best to contact the DMV, as the laws and exceptions vary by state.