What is covered by car insurance?

Collision Coverage covers damage to your car after a car accident, no matter who is at fault.

Comprehensive Coverage covers damage to your car from non-collision events like theft, vandalism, adverse weather conditions, or fire.

Uninsured/Underinsured Motorist Coverage protects you from accidents caused by a driver who is uninsured or underinsured.

Liability Coverage, both bodily injury liability and property damage liability protects the third party who is injured by your car. It also pays for damage to someone else’s car or property.

Personal Injury Protection (PIP) Coverage that helps pay medical expenses and other related costs after a car accident—regardless of who was at fault. PIP is similar to collision coverage. But instead of covering the damage to your car, PIP covers medical expenses and other losses to you and your passengers.