Car Insurance Quotes in Nevada

  • Shopping for car insurance quotes in Nevada can feel like a maze. From figuring out state minimums to comparing deductibles and looking for discounts, it's easy to get lost.
  • That's where we come in. We make it simple. In about two minutes, you can compare personalized quotes from over 150 top-rated insurance companies, all in one place. Our goal is to give you the confidence to pick the perfect coverage at a price you'll love
Nevada Landmark Nevada Landmark
Country Financial

$38/mo

National General

$48/mo

Capital Insurance Group

$55/mo

Sara Sam
Written by Sara Sam
Edited by Renee Martin

Why Thousands of Nevada Drivers Trust Way.com

The car insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com.

How Much Does Car Insurance Cost in Nevada

The car owners in Nevada pays on an average of $1241 for six months for car insurance, which is the national average. Country Financial offers cheap and the best rates in Nevada.

Cheapest Liability Car Insurance in Nevada ()

For drivers looking to meet Nevada minimum car insurance requirements, liability-only insurance is the most budget-friendly choice. Cheap liability car insurance in Nevada is widely available from providers like Country Financial at $38/month. If you opt for you will have to pay at least $/month for your car insurance premium, which is the highest in Nevada.

Cheapest Liability Coverage in NV

Are minimum liability insurance limits enough for Nevada?

Minimum liability insurance provides basic coverage but often falls short in covering major accidents, leaving drivers vulnerable. Upgrading to full coverage car insurance in Nevada or increasing coverage limits can offer better financial protection. Compare car insurance quotes in Nevada to find affordable options that suit your needs.

Insurance writer and senior content specialist

Cheap Full Coverage Car Insurance in Nevada

Full coverage combines liability, comprehensive, and collision insurance, offering broader protection than liability coverage, which only covers damages or injuries you cause to others. As per our analysis Country Financial offers the cheapest car insurance for full coverage in Nevada at $71 per month. On the other hand offers the most expensive rate at $ per month.

Full coverage quotes in NV

Way Tip

How to get your cheap full coverage insurance?

  • Combine your car insurance with home or renters insurance for exclusive savings.
  • Low-mileage drivers can score better rates by opting for pay-per-mile plans.
  • Stick with one car insurance company for annual renewal discounts and exclusive member perks.

Avoid Hidden Costs on Your Nevada Car Insurance Bill

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Best Car Insurance Companies in Nevada: Compared & Ranked

Mercury stands out as the best car insurance provider in Nevada, thanks to its affordable premiums, extensive discounts, and strong customer satisfaction ratings from sources like J.D. Power and AM Best. With a robust range of coverage options, Country Financial is a top pick for drivers seeking value and reliability.

Mercury

Mercury offers a six-month premium of $309, which amounts to approximately $51 per month. This provides a competitive and affordable option for those looking for budget-friendly car insurance. 

Country Financial

The average premium of Country Financial is $321, which is higher than Mercury's by $. Their higher monthly premium is, due to their strict policies on traffic violations.

Nationwide

Nationwide's premium is $404, which is significantly more expensive than Country Financial's by $. Their monthly premium is higher due to their strict policies on DUI infractions.

Best Car Insurance Companies in NV

Our Review Process

How Way Uncovers the Best Car Insurance Deals?

  • The car insurance rates in this guide are based on extensive research by Way’s data team.
  • The average car insurance costs of each company in Nevada.
  • A mix of public and internal data was used to analyze millions of rate averages across U.S. ZIP codes.
  • Quotes in this guide are typically based on a full coverage policy unless noted otherwise.
  • The author has expertise from 5+ years in the insurance industry

Cheap Car Insurance for Teen & Young Drivers in NV

Teens and young drivers in Nevada often face high car insurance rates, especially those aged 16 to 19. This is because inexperienced drivers pose a higher risk. The average cost for teens in Nevada is $3101 for 6 months, which is the national average.

Country Financial is the best options for cheap car insurance for young drivers in Nevada.

Best Car Insurance Discounts for Young Drivers in Nevada

Teen Car Insurance Rates in NV by Age
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Top companies in NV for Teens

Company Name Avg. 6 Mo. Premium Avg. Monthly Premium
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Way Tip

What Teen Drivers can do to Drive Smarter

  • Install company-approved safety devices and enjoy lower premiums.
  • Monitor your driving habits with trackers for potential discounts.
  • Opt for temporary coverage adjustments during school breaks.

Smart drivers in Nevada save big on car insurance!

Nevada Car Insurance Price Trends & Rate Forecasts

Car insurance rates in Nevada have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Nevada by $ in compared to $ of . In other words, there has been an by $ when you compare and .

The average full coverage insurance cost in the Nevada remained steady at $ in both and , indicating no change over the two-month period.

The average cost of liability insurance in the Nevada to $ in , compared to $ in . This represents an of $ when comparing and .

The average liability insurance cost in the Nevada remained steady at $ in both and , indicating no change over the two-month period.


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Car Insurance Quotes in Nevada After an At-Fault Accident

Your driving history significantly impacts your car insurance premiums. Insurance companies assess past at-fault accidents to gauge risk and adjust rates accordingly. Through our research we found that Capital Insurance Group gives you the cheapest car insurance rate after an at-fault accident in Nevada at $76/month. On the other hand is the most expensive option at $/month for an at-fault accident.

Best insurance companies in NV after an accident

Why Way.com Recommends Country Financial Insurance in Nevada?

If you are living in Nevada you should opt for Country Financial. Country Financial ranks as number 1 across various factors like customer satisfaction, claims and rates.

How Traffic Violations Affect Car Insurance Rates in Nevada

In Nevada, your car insurance premiums can rise significantly due to traffic violations. The extent of the increase depends on factors such as the violation type, local regulations, and the insurer's policies. Minor offenses like speeding might cause a small increase, while more serious violations, such as DUIs, can lead to much higher rates. Additionally, the effect on premiums in Nevada may differ from the national average due to regional risks and rules.

Here’s a breakdown of average car insurance rates in Nevada after common driving violations.

How Driving Violations Affect Car Insurance Quotes in Nevada

Way Tip

How to Reset Rates after a Driving Violation

  • Switch to pay-per-mile or telematics-based policies to reduce premiums while demonstrating safer driving habits.
  • Find insurers that lower rates for completing state-approved driving courses.
  • Find providers that offer accident forgiveness, sparing your wallet after one-off violations.

Affordable Car Insurance in Nevada After a DUI or SR-22

Driving under the influence is a serious offense. A DUI history classifies you as a high-risk driver, increasing your annual insurance premium. Premiums after a DUI can vary significantly between insurance providers. According to our findings, one of the cheapest car insurances in Nevada is Country Financial at $71 per month. at $ per month is the most expensive provider.

DUI Car Insurance Quotes in Nevada: What to Expect

SR-22 Car Insurance in Nevada: How to File & Save

An SR-22 is a certificate of financial responsibility required by the state for high-risk drivers. It verifies that the driver carries the minimum liability insurance coverage mandated by law. The SR-22 is typically needed after violations like DUI or a serious traffic offense.

Steps to Get an SR-22 in Nevada?

If You're Insured:

Contact your current insurance provider and ask them to file an SR-22. Not all companies offer this service, so you might need to switch providers.

If You're Uninsured:

You'll need to purchase a new insurance policy. Some insurers specialize in helping high-risk drivers and can file the SR-22 for you.

If You Don't Own a Car:

A non-owner car insurance policy is your best option. It covers liability and fulfills the SR-22 requirement at a lower cost since it doesn't insure a specific vehicle.

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Car Insurance Rates by City in Nevada ( Update)

Your location impacts your car insurance rate. Busy cities mean higher costs due to traffic, while quieter towns often have lower premiums.

Car insurance quotes in Nevada's biggest cities

Frequently Asked Questions

Who has the cheapest car insurance in Nevada? Down icon
Getting the cheapest car insurance in Nevada depends on several factors and can vary based on each applicant’s profile. For instance, Country Financial offers the cheapest car insurance rates in Nevada at $416 for six months. Car insurance rates varies based on various factors like age, driving history, credit score, and age.
How much is car insurance in Nevada? Down icon
In Nevada, the average cost of car insurance is $550 for liability coverage and $1241 for full coverage. These rates are than the national average of $312 for liability coverage and the national average of $1128 for full coverage.
How much does car insurance cost per month in Nevada? Down icon
The cheapest monthly car insurance rate in Nevada is $71 for full coverage and $172 for liability coverage. However, younger drivers will have to pay higher rates than older drivers. The cheapest rate for teens in Nevada is $54 for a month. The state and the respective zip codes play a key role in the car insurance rates.
Why is car insurance so expensive in Nevada? Down icon
Car insurance in Nevada is expensive due to factors like high traffic congestion, expensive repair costs, and frequent weather-related accidents like floods and hailstorms.
What is the minimum insurance you need to drive a car in Nevada? Down icon
In Nevada, the minimum required car insurance includes $25,000 for injury or death of one person, $50,000 for multiple people, and $10,000 for property damage.

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Major Cities in Nevada

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