Cheapest Car Insurance Quotes in Green Bay

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Green Bay Car Insurance

^$ 16

/mo

Written by Sara Sam

Edited by Renee Martin

Why you can trust Way?

The auto insurance rates published in this guide are based on the results of research completed by Way’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes. These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with Way.

Table of Contents

How Much Is Car Insurance in Green Bay

The car insurance rate in Green Bay is $611 for a six-month policy, which is $134 lower than the higher than the state average. Root Insurance Company offers the lowest rates in the city at $229, making it a popular choice for budget-conscious drivers. Rates in Green Bay can vary depending on your age, driving record, and coverage level, so not every driver will pay the same amount. Choosing a higher deductible, maintaining a clean driving history, and comparing quotes from multiple insurers can help you find better deals and save money over time.

Avg. Car Insurance in Green Bay

$611

Avg. Car Insurance in Wisconsin

$745

National Average

$1278

Cheapest Car Insurance Companies in Green Bay

1st place: AAA

At $229 for a six month policy, AAA offers the cheapest auto insurance rates in the city.

2nd place: West Bend Mutual

West Bend Mutual offers auto insurance rates at $341 for a six-month policy, making it one of the cheapest to insure with.

3rd place: IMT Insurance Company

IMT Insurance Company offers auto insurance rates at $375 for six months, making it the third cheapest auto insurance company in Green Bay.

Green Bay Car Insurance Rates by Company

Based on our research, the cheapest car insurance company in Green Bay, WI is AAA, offering policies at just $229 for a six-month term. This is followed by West Bend Mutual, which has an average six-month premium of $341.

At the higher end of the spectrum, Hastings Mutual is the most expensive, with rates reaching $623 for a six-month policy. Rates can vary widely by driver, but comparing quotes from multiple companies can help Green Bay drivers find the best deals.

Cheap Car Insurance Companies in Green Bay, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$229	$39
West Bend Mutual	$341	$57
IMT Insurance Company	$375	$64
Auto-Owners Insurance Co	$380	$63
Chubb	$390	$66
Travelers	$434	$73
American Family	$439	$74
Erie	$535	$90
USAA	$570	$96
Acuity	$585	$98
Rockford Mutual	$618	$105
Nationwide	$667	$112
Rural Mutual	$687	$116
Auto-Owners	$779	$130
West Bend	$789	$134
State Farm	$833	$140
Farmers	$857	$146
Allstate	$1027	$173
Progressive	$1155	$194
Secura	$526	$88
Hastings Mutual	$623	$106

Key Takeaways

Way's key takeaways about car insurance in Green Bay

The auto insurance costs in Green Bay fall around $229 for six months.
The cheapest auto insurance company in Green Bay is AAA.
Teen drivers pay the highest rate in Green Bay at $531 per month.

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Cheapest Minimum Liability Car Insurance in Green Bay

Since car insurance is a critical requirement for owning a car, you must have minimum liability car insurance. The cheapest car insurance companies for minimum coverage in Green Bay are given below.

AAA provides the cheapest minimum car insurance coverage in Green Bay. Their Average 6 Month Premium is $98. Secura is the most expensive at $131 for the same period.

Cheapest Liability Coverage in Green Bay, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$98	$16
Rural Mutual	$107	$18
Western National	$117	$20
Erie	$131	$22
USAA	$136	$23
West Bend Mutual	$146	$25
Auto-Owners Insurance Co	$151	$25
Travelers	$161	$27
Acuity	$166	$28
American Family	$166	$28
Chubb	$171	$29
Auto-Owners	$185	$31
Progressive	$195	$33
State Farm	$204	$34
West Bend	$229	$39
Farmers	$287	$49
Allstate	$375	$63
Secura	$131	$22

Cheapest Full Coverage Car Insurance in Green Bay

One might think that minimum coverage is only required when insuring your car insurance. However, having full coverage car insurance in any city is certainly a wise choice as it offers better coverage and protection. Our best pick for the cheapest auto insurance quotes in Green Bay is AAA at $39 per month and $229 for six months.

Cheapest Full Coverage Car Insurance Quotes in Green Bay, WI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$229	$39
West Bend Mutual	$341	$57
IMT Insurance Company	$375	$64
Auto-Owners Insurance Co	$380	$63
Chubb	$390	$66
Travelers	$434	$73
American Family	$439	$74
Erie	$535	$90
USAA	$570	$96
Acuity	$585	$98
Rockford Mutual	$618	$105
Nationwide	$667	$112
Rural Mutual	$687	$116
Auto-Owners	$779	$130
West Bend	$789	$134
State Farm	$833	$140
Farmers	$857	$146
Allstate	$1027	$173
Progressive	$1155	$194
Secura	$526	$88
Hastings Mutual	$623	$106

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Average Car Insurance in Green Bay by Rating Factor

The car insurance rates for two people under the same ZIP code will mostly be different. This is mostly because insurance rates are calculated based on several rating factors. These rating factors include the driver's age, gender, marital status, driving and claims history, credit score, location, type of vehicle, and coverage levels.

I have a clean driving record. Why is my car insurance rate here in Green Bay, WI increasing?

Despite maintaining a clean driving record, your car insurance rates in Green Bay, Wisconsin, may be increasing due to several external factors. Wisconsin has experienced significant rate hikes recently, with average premiums rising by 25.5% in 2023, largely attributed to higher claims volumes and inflation.

Additionally, Green Bay's high urban population density, raised auto theft rates, and frequent natural disasters contribute to increased insurance costs.

Car Insurance Premiums by Age in Green Bay

It is quite evident why teen drivers pay the highest car insurance rates in any city. Their lack of experience and increased accident rates make them a highly risky category. However, as you grow older, your car insurance rates will decrease. So, it is better to not have separate policies for teens; instead, add them to their parents' policies.

Cheapest Car Insurance Companies Based on Age Group

Age Group	Cheapest Companies	Avg. 6 Mo. Premium
20s	USAA	$405
30s	USAA	$326
40s	USAA	$295
50s	USAA	$280
60s	USAA	$291
70s	USAA	$359

Cheapest Car Insurance Rates for Teen Drivers in Green Bay,WI

If you are planning to get a car insurance policy for your teenage dependent, AAA provides the cheapest car insurance in the Green Bay at $27 per month. At $3156 for a six-month premium, Progressive offers the most expensive rate for teen drivers.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
AAA	$161	$27
Travelers	$166	$28
Auto-Owners Insurance Co	$190	$32
Western National	$190	$32
West Bend Mutual	$214	$36
Erie	$799	$134
USAA	$843	$142
American Family	$911	$153
West Bend	$1496	$254
State Farm	$1822	$307
Auto-Owners	$1870	$318
Acuity	$2016	$339
Allstate	$3000	$505
Farmers	$3141	$524
Progressive	$3156	$531

Teen Car Insurance Rates in WI by Age

Way Tip

If you are in your twenties USAA is the best choice for car insurance in Green Bay.

As young drivers face the highest rates in Green Bay, USAA offers the cheapest auto insurance rates at $405 for six months.

Car Insurance Rates by Credit Score & Driving History

Similar to your driving history, your financial history also plays a key role in determining your auto insurance rates. A low credit score would mean a lapse in payment and increased chances of filing claims, which results in higher auto insurance rates. Therefore, the higher the credit score, the lower the car insurance rates will be.

Cheapest Car Insurance Companies for Bad Credit

For those with poor credit scores in Green Bay, Western National is the cheapest car insurance provider. At $122 for a six-month premium, they offer the best rates in the city. The most expensive auto insurance rate for drivers with bad credit in Green Bay is AutoOwners, offering rates of around $2859 for six months.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$122	$21
AAA	$136	$23
West Bend Mutual	$175	$30
Chubb	$195	$33
IMT Insurance Company	$195	$33
Travelers	$229	$39
American Family	$590	$99
Acuity	$731	$123
Erie	$784	$132
State Farm	$886	$148
USAA	$999	$170
West Bend	$1155	$193
Progressive	$1320	$222
Allstate	$1622	$271
Auto-Owners	$2859	$486

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Car Insurance Rates with An Accident in Green Bay

Both accidents and the resulting increase in insurance rates are often beyond our control. When you’re involved in an accident, you become riskier to insure, consequently increasing the rates. In Green Bay, WI, accidents can lead to significant hikes in your premiums.

Cheapest Car Insurance Companies after an At-Fault Accident in Green Bay

The cheapest car insurance companies after an at-fault accident in Green Bay include Western National and Rural Mutual, offering $122 and $141, respectively. Progressive is an expensive provider with an average six-month premium of $1929.

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$122	$21
Rural Mutual	$141	$24
Auto-Owners Insurance Co	$185	$31
AAA	$190	$32
Chubb	$195	$33
Travelers	$195	$33
West Bend Mutual	$244	$41
West Bend	$414	$70
Erie	$434	$73
USAA	$497	$84
Auto-Owners	$565	$95
American Family	$613	$103
State Farm	$736	$124
Acuity	$896	$151
Farmers	$1178	$197
Allstate	$1539	$259
Progressive	$1929	$325

Green Bay Car Insurance Rates by Violation

Here is a list of driving violations that can increase your car insurance rates in Green Bay WI. For example, the car insurance in Green Bay after a DUI increases to $648 for a six month policy. While the rate increases by $142 for a six-month policy in the case of a speeding ticket.

Green Bay auto insurance quotes by violations

Accident/Violation	Avg. 6 Mo Premium	Avg. Monthly Premium
None	$696	$116
One Med/PIP claim	$701	$119
Not-at-fault accident	$731	$122
One comp claim	$740	$126
Two Med/PIP claims	$750	$125
Failure to show documents	$760	$130
Driving with expired registration	$779	$130
Failure to wear a seat belt	$784	$134
Two comp claims	$799	$133
Driving without lights	$828	$141
Child safety restraint	$833	$139
Speeding 6 - 10 MPH over limit	$838	$143
At-fault accident - less than $1000	$848	$141
Cell phone violation	$853	$145
Driving too slowly	$857	$143
Failure to yield	$857	$146
Speeding in school zone	$857	$143
Illegal turn	$862	$147
Speeding 11 - 15 MPH over limit	$862	$144
Speeding 16 - 20 MPH over limit	$862	$147
Texting while driving	$862	$144
Wrong way/wrong lane	$862	$147
Failure to stop at a red light	$872	$145
Following too closely	$872	$148
Improper passing	$896	$149
Passing school bus	$911	$155
In 65 MPH zone	$959	$160
At-fault accident - $1000-$2000	$999	$170
Speeding 21 - 25 MPH over limit	$999	$166
Operating a vehicle without permission	$1004	$171
At-fault accident - greater than $2000	$1009	$168
Open container	$1018	$173
Reckless driving	$1315	$219
Racing	$1320	$225
Refusal to submit to a chemical test	$1330	$221
Driving with a suspended license	$1335	$227
Leaving scene of an accident/hit and run	$1340	$223
DUI	$1344	$229

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Way Tip

Avoid Having A DUI On Your Driving Record.

A DUI can increase your car insurance rates—by $5,000 to $10,000 over five years. Speeding, reckless driving, and at-fault accidents also raise rates, staying on your record for 3–5 years, while DUIs/DWIs can impact you longer.

Car Insurance Rates in Green Bay after a DUI

There may have been times when you drank but chose not to drive—a smart and responsible decision, as most states treat DUIs as a serious offense. Your car insurance rates can double after a DUI charge, making it harder to find affordable coverage in Green Bay.

The cheapest car insurance premiums in Green Bay are offered by Western National at $122 for a six-month policy. However, it can be as expensive as $1793 with companies like Acuity.

Green Bay car insurance quotes with a DUI

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$122	$21
Chubb	$195	$33
Travelers	$229	$39
Kemper	$278	$46
West Bend	$570	$96
Erie	$604	$102
American Family	$628	$106
USAA	$653	$110
State Farm	$954	$161
Progressive	$1057	$178
Farmers	$1135	$193
Allstate	$1232	$207
Auto-Owners	$1281	$218
Acuity	$1793	$298

Cheapest car insurance after a speeding ticket

One of the easiest ways to save money on car insurance is to stay within the speed limit. After a speeding violation, the cheapest car insurance premiums in Green Bay are offered by Western National at $122. However, it can be as expensive as $1252 with companies like Progressive for a similar six-month premium.

Cheapest Car Insurance in Green Bay after Speeding ticket

Company	Avg. 6 Mo. Premium	Avg. Monthly Premium
Western National	$122	$21
AAA	$156	$26
Auto-Owners Insurance Co	$171	$29
Travelers	$190	$32
Chubb	$195	$33
West Bend Mutual	$224	$38
Erie	$414	$70
American Family	$434	$73
State Farm	$560	$94
USAA	$595	$101
Acuity	$716	$121
Auto-Owners	$779	$133
West Bend	$891	$148
Allstate	$1183	$201
Progressive	$1252	$211

Car Insurance Price Trends in Green Bay, Wisconsin

Car insurance rates in Green Bay have fluctuated due to factors such as state regulations, inflation, and changing driving habits.

The average cost of full coverage in the Green Bay rose by $129 in January compared to $103 of December. In other words, there has been an increase by $26 when you compare January and December.

The average cost of liability insurance in the Green Bay rose to $29 in January, compared to $28 in December. This represents an increase of $1 when comparing January and December.

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Average Car Insurance Cost in Green Bay by ZIP Code

The crime rate, the number of accidents, and the probability of natural calamities all determine the car insurance rates in different neighborhoods in the Green Bay. At $696 for a six-month policy, insuring your car at 54303 is the cheapest in the city.

Zip Code	Average 6 Mo. Premium	Avg. Monthly Premium
54303	$696	$116
54302	$714	$119
54313	$739	$124
54301	$678	$113
54311	$726	$121
54307	$610	$102
54304	$696	$116

Frequently Asked Questions

How much is car insurance in Green Bay?

The car insurance in Green Bay is $16 per month, which is lower than the national average.

What is the cheapest car insurance in Green Bay?

The cheapest car insurance in Green Bay is $39 per month for full coverage.

How much is car insurance in Green Bay for teenagers?

Car insurance for teenagers costs $161 per 6 months. The rates for teen drivers are higher due to their lack of experience as drivers.

What's the average cost of car insurance in Green Bay?

The average cost of car insurance is $745 for a six-month policy. It will cost around $103 per month to insure your car in Green Bay.

Is car insurance expensive in Green Bay?

Car insurance can be expensive in Green Bay if your rating factors are not favorable. However, with a clean driving record and good credit score, car insurance rates in Green Bay can be affordable.

Cheapest Car Insurance Quotes in Green Bay

Why you can trust Way?

How Much Is Car Insurance in Green Bay

Avg. Car Insurance in Green Bay

Avg. Car Insurance in Wisconsin

National Average

Cheapest Car Insurance Companies in Green Bay

1st place: AAA

2nd place: West Bend Mutual

3rd place: IMT Insurance Company

Green Bay Car Insurance Rates by Company

Cheap Car Insurance Companies in Green Bay, WI

Way's key takeaways about car insurance in Green Bay

High Rates Shouldn’t Drive You Out of Pocket.

Cheapest Minimum Liability Car Insurance in Green Bay

Cheapest Liability Coverage in Green Bay, WI

Cheapest Full Coverage Car Insurance in Green Bay

Cheapest Full Coverage Car Insurance Quotes in Green Bay, WI

Don't Let Hidden Costs Drive You Crazy

Average Car Insurance in Green Bay by Rating Factor

I have a clean driving record. Why is my car insurance rate here in Green Bay, WI increasing?

Car Insurance Premiums by Age in Green Bay

Cheapest Car Insurance Companies Based on Age Group

Cheapest Car Insurance Rates for Teen Drivers in Green Bay,WI

If you are in your twenties USAA is the best choice for car insurance in Green Bay.

Car Insurance Rates by Credit Score & Driving History

Cheapest Car Insurance Companies for Bad Credit

Escape the Trap of Rising Insurance Costs.

Car Insurance Rates with An Accident in Green Bay

Cheapest Car Insurance Companies after an At-Fault Accident in Green Bay

Green Bay Car Insurance Rates by Violation

Green Bay auto insurance quotes by violations

Your Wallet Deserves Better. Seriously.

Avoid Having A DUI On Your Driving Record.

Car Insurance Rates in Green Bay after a DUI

Green Bay car insurance quotes with a DUI

Cheapest car insurance after a speeding ticket

Cheapest Car Insurance in Green Bay after Speeding ticket

Car Insurance Price Trends in Green Bay, Wisconsin

Average Car Insurance Cost in Green Bay by ZIP Code

Frequently Asked Questions

Tired of Insane Auto Insurance Bills? Us Too!

Find Car Insurance Rates in Cities Near Green Bay, WI

Car Insurance Rates by State in the USA (2025 Update)

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