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Key Takeaways

  • On average, car insurance in Green bay costs $996 annually.
  • With a yearly average rate of $679, Erie offers the most affordable car insurance in Green Bay.
  • Wisconsin requires a minimum of $10,000 in property damage liability and $50,000 in bodily injury liability per accident. In addition, the state mandates uninsured/underinsured motorist coverage of at least $25,000 per person and $50,000 per accident.
  • The city has a lower auto theft rate than the state and national averages.

Green Bay Car Insurance

Green Bay, home of the Green Bay Packers football team, has various activities. Nature lovers will particularly appreciate hiking and visiting this city's several captivating places of pristine nature, sanctuaries, and wilderness parks. In contrast, history fans will undoubtedly enjoy uncovering this city's vibrant past through various museums and historical sites. It will be exciting to explore the city while driving around. But, you must have valid car insurance in Green Bay to drive around.

Ideally, the cost of car insurance in Wisconsin is affordable. But, since Green Bay is the third-largest city in the state in terms of population, you can't expect car insurance in Green Bay to be so low. Other than the location, various other factors also impact car insurance rates. Whether you choose a full-coverage policy or stick to your state's minimum liability requirements, your state significantly impacts your car insurance rate.

So, finding low-cost auto insurance in the city will always be challenging. How much does car insurance in Green Bay cost you? Which are the car insurance companies in Green Bay, WI? So, our Green Bay car insurance review will help you find the best auto insurance policy without much hassle. Keep reading to know more!

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How Much Does Car Insurance Cost in Green Bay?

Buying car insurance in Green Bay will cost you around $996 annually. It is higher than the average state rate of $820 and lower than the national average of $1,557.

Green Bay (annual average) Wisconsin (annual average) United States
$996 $820 $1,557

Therefore, you will be looking for cheap car insurance as the rate is higher than the state average. So, how can you lower the cost of car insurance in Green Bay? You can decrease it by comparing the quotes of various insurers in the city and buying the cheapest one.

Our car insurance review of Green Bay, WI, includes average rates based on the insurance companies, age, and driving record. Continue reading to find out more!

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Green Bay Auto Insurance Premiums by Company

No driver in Green Bay can get the best insurance deal from a single insurer. The ideal way to find the best car insurance in Green Bay is by comparing the quotes from various carriers and buying one. It is effective, especially if you've recently moved or want to maximize your coverage.

Erie provides the lowest rate for car insurance in Green bay, with a yearly average rate of $679. With a yearly rate of $768, State Farm is the second-best insurance provider in the city.

Car insurance company Average Annual Rate
Erie $679
State Farm $768
West Bend Mutual $820
American Family $1,034

Green Bay Auto Insurance Premiums by Age Group

Age is a crucial factor when you buy car insurance in Green Bay. The insurance premiums you pay decrease as your age increases. Unfortunately, like in many cities, teenagers pay the most for car insurance in Green Bay. They pay an average of around $4,197 yearly. With an average yearly rate of $872 and $906, drivers in their 50s and 60s pay the lowest among all age groups.

Age Average Annual Rate
Teens $4,197
20s $1,340
30s $981
40s $926
50s $872
60s $906
70s $1,092

So, how can you decrease the rate of car insurance in Green Bay, WI? Either get out of your teens or ask for the various discounts the insurer offers.

Green Bay Auto Insurance Premiums by Marital Status/Gender

The rate of car insurance in Green Bay may occasionally depend on their marital status and gender. Because they are more prone to file claims, single drivers typically pay more than married drivers. For instance, in Green Bay, single drivers' auto insurance costs $104 more than married drivers. Most insurers also see single drivers as high-risk drivers.

Widowed people also pay far less in rates than single drivers do. Gender is another factor in car insurance pricing. Male drivers in Green Bay pay $12 more annually for auto insurance than female drivers.

Gender/Marital Status Average Annual Rate
Male $996
Female $984
Single $996
Married $892
Widowed $959
Divorced $976

Green Bay Auto Insurance Premiums by Driving Record

What is one way by which you can lower the auto insurance rates in Green Bay, WI? It is by maintaining a spotless driving record. Insurers reward low-risk drivers with reasonable rates; at-fault accidents, DUIs, reckless driving charges, and speeding tickets contribute to expensive auto insurance prices.

For instance, citations of reckless driving and DUI/DWI in your driving record surge the cost of car insurance in Green Bay, WI. So with that citations, you need to pay around $1,488 and $1,395, respectively.

Offense Average Annual Rate
Reckless Driving $1,488
DUI/DWI $1,395
Speeding Ticket $1,217
At-Fault Accident (damages < $,1000) $1,362
At-Fault Accident (damages > $2,000) $1,462

Green Bay Auto Insurance Premiums by Credit Rating

Credit score has a significant role in insurance rating. Drivers with poor credit often pay more for auto insurance than those with strong credit. For instance, drivers can save around 60% on their car insurance in Gren Bay by raising their credit score from 'Very Poor' (300-579) to 'Exceptional' (800-850).

A driver with a 'Very Poor' credit rating must pay around $1,990 for car insurance in Green Bay. It is $996 more than the average city rate. Saving money on auto insurance is a big benefit of upgrading from a 'Very Poor' to a 'Fair' credit score.

Credit Rating Average Annual Rate
Very Poor $1,990
Fair $1,197
Good $996
Very Good $905
Exceptional $799

How to get cheap car insurance in Green Bay, WI

Living in Green Bay means paying more for insurance than the state average. However, saving money on insurance is an excellent strategy to limit your budget when combined with an already high living cost. Here are some tips to reduce your Green Bay auto insurance costs.

  • Compare the insurance quotes: It is one of the best ways by which you can reduce the rate of car insurance in Green Bay. Try to at least get the quotes from around five insurers, compare, and buy the best one. Visit comor our app to find the cheapest insurance quotes in Green Bay.
  • Check for discounts: Although insurance companies provide them, they are not all the same, and businesses frequently choose not to promote them directly. Therefore, it is up to you to look for the best discounts. These are some of the discounts you may get in the city.
  • Telematics: You must demonstrate a lengthy history of safe driving for a state-mandated good driver discount. However, many businesses provide simple-to-win discounts to drivers who use telematics to monitor their driving behaviors. For registering, you might be eligible for a discount!
  • Good student: Drivers with fewer points on their license who have retained their license for three years without being at fault in any accidents may get this discount.
  • Bundling: If you combine your home and auto insurance with the same provider, you may save money on both plans.
  • Good student: Are you enrolled full-time in high school or college? Have you earned a B or higher? Your insurer will likely give you a discount.

It is always better to ask your agents about the discounts that you qualify for.

  • Increase the deductible: If you have full coverage auto insurance, you can easily reduce your monthly costs without forfeiting coverage by raising your deductible. In addition, raising your deductible will result in reduced regular payments, which is beneficial if you currently drive defensively to receive discounts.

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Auto insurance in Green Bay: Minimum insurance requirement in Wisconsin

Every car using the Wisconsin roads must have valid auto insurance. In Wisconsin, cars must carry the following minimum levels of liability insurance.

  • Bodily injury liability per person - $25,000
  • Bodily injury liability per accident - $50,000
  • Property damage liability per accident - $10,000
  • Underinsured/uninsured motorist bodily injury coverage: $25,000 per person and $50,000 per accident

Bodily injury coverage is a vital factor of your liability insurance. It pays for the medical costs associated with accident-related injuries to persons other than the policyholder. Since Wisconsin is an at-fault state, the driver who caused the collision is also liable for covering any related costs, either through their auto insurance company or personally.

After an accident, uninsured and underinsured coverage pays for damages brought on by a driver without insurance. Drivers in Wisconsin must purchase an insurance policy with bodily injury coverage.

Useful Info for Driving In Green Bay

I-43, I-41, US 41, US 141, WIS 29, WIS 32, WIS 54, WIS 57, I-43 near Bellevue, and WIS 172 are the highways that serve the city.

Auto Theft Statistics inGreen Bay

The auto theft rate in Green Bay is lower than the state and national averages. In 2019, the city recorded around 124 auto thefts. The auto theft rate was 118.1, lower than the state average and the national average rate of 219.

Green Bay theft rate (per 100,000 persons) United Statestheft rate (per 100,000 persons)
118.1 219

Accident Statistics in Green Bay

Fortunately, Green Bay has a low accident rate. In 2019, only three vehicles got involved in fatal accidents. Only three persons were involved in fatal accidents, with two fatalities. There were no fatal accidents involving drunk persons, and one pedestrian was involved in fatal accidents in the city.

Car Insurance Companies in Green Bay, WI

Are you trying to find car insurance companies in Green Bay, WI, providing cheap car insurance? The insurance companies in the city claim to provide full coverages at reasonable prices. Additionally, our auto insurance agents in Green Bay can get information on the state's most complex regulations, insurance terms, coverages, and discounts. So if you're looking for the cheapest auto insurance in Green Bay, get in touch with one of our agents.

These are a few of the city's insurance providers.

Insurers
Erie Allstate
State Farm Nationwide
West Bend Mutual Safeco
American Family Dairyland
Travelers National General

Driving Conditions in Green Bay

  • Driving conditions are fair.
  • Green Bay traffic is easy to navigate.
  • On average, there are 112 rainy days per year. Rain averages 30 inches.
  • Snowfall averages almost 48 inches.

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

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