Even if it is part of the same state, it can vary according to zip codes as well. In the city of Erie, zip codes 16501, 16504, 16510, 16506, and 16502 pay the highest car insurance rates.
People who live in 16541, 16511, 16505, 16507, and 16509 will pay the lowest.
What would increase your car insurance rates in Erie?
The most common factors that determine the insurance rates in any place are the driving factors which include the driving history, accusations of DUI, accidents, or speeding tickets, and a variety of non-driving factors like age, place, car model, and credit scores.
The auto crime rates are lower in Erie city, which leads to lower rates in the city.
Car thefts and uninsured motorists also influence insurance rates. The violent crime rates in the city are on a spike. Though this may not directly affect the car insurance rates, this can categorize your place of residence as an unsafe neighborhood, thereby increasing the auto insurance rates.
Auto Theft Statistics in Erie City
The auto theft rate of the city is less than the national average but slightly higher than that of the state.
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Fatal car crash and road traffic accident statistics in Erie City
The statistics show that the number of fatal accidents is around fifty-four per year. This is lower than the state average.
Average Count per year(2016-2019)
Vehicles involved in fatal accidents
Fatal accidents involving drunk people
Persons involved in fatal accidents
Pedestrians involved in fatal accidents
Be Prepared for Driving in Erie
Follow the rules to avoid tickets
It is important to avoid tickets to maintain a clean driving record. You can easily land on a ticket if you are texting or holding your phone. However, the drivers are permitted to make, receive, and end phone calls.
Know about the Steer Clear Law
When there is an incident on the side of the road, drivers of the state must move at least one lane away from the incident, putting at least one lane between the incident and traffic. If you are unable to move over, you are required to slow down.
Be Winter Ready
One must be prepared for driving during winter in the state. Always be on the lookout for updates and equip your car to drive during the season.
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Frequently Asked Questions
Is Erie Insurance available only in PA?
Erie insurance company offers its services in twelve states. They serve 12 states, namely, Illinois, Indiana, Kentucky, Maryland, New York, North Carolina, Ohio, Pennsylvania, Tennessee, Virginia, West Virginia, Wisconsin—and the District of Columbia.
Is car insurance in Erie expensive?
Car insurance in Erie is lower than the national average, making it affordable compared to most of the cities.
How much is car insurance in Erie for a month?
The average monthly cost of car insurance in Erie is $121, which is $1456 per year.