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cheap car insurance in pennsylvania (July 2023)

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Top Five Cheapest Car Insurance Companies in Pennsylvania

COMPANY AVERAGE RATE Monthly Premium
Nationwide $590 $49
Travelers $650 $54
State Farm $802 $67
Erie Insurance $827 $69
Allstate $1,075 $90

Table of Contents

  • Cheapest Minimum Car Insurance- West Field
  • Cheapest for Full Coverage- Nationwide
  • Cheapest by Age- Nationwide
  • Cheapest for Drivers with Accidents- Erie
  • Cheapest for Drivers with DUI- Travellers

Why Compare Car Insurance Rates in Pennsylvania:

  • On average, people who compare rates save about $970 a year on car insurance
  • Way.com is an insurance power broker agency with over 200+ partners
  • Get real personalized quotes from real companies

In Pennsylvania, drivers must pay an annual average of $378 for minimum insurance and $1614 for full auto insurance coverage. Choosing the right car insurance can also mean finding cheap car insurance in Pennsylvania.

Pennsylvania drivers are fortunate because they have a range of suitable options. Our top picks for the cheapest auto insurance in Pennsylvania for 2021 have affordable rates and some adequate coverage to protect you and your family.

If you've just arrived in Pennsylvania or have spent your entire life in the state, it's essential to understand your Pennsylvania car insurance choices fully.

As a Pennsylvania driver, your vehicle must have at least the minimum amount of coverage on the lane. If you are found without vehicle insurance, you may be charged as much as $300, and your driver's license, registration, and license plate may be revoked for three months.

Minimum Required Auto Insurance Coverage in Pennsylvania

Determining your car insurance limits can be difficult, so it would help if you talked to a licensed insurance provider. The minimum limits for automobile insurance in Pennsylvania are as follows:

Coverage Type Pennsylvania car insurance requirements
Bodily Injury Coverage $15000 per person; $30000 per accident
Property Damage Coverage $5000
Uninsured motorist $15000 per person / $30000 per accident
Underinsured motorist $15000 per person / $30000 per accident
First party benefits $5000

Cheapest Car Insurance in Pennsylvania for Minimum Liablity Coverage

Pennsylvania provides many great options for outstanding car insurance coverage, but you can soon find that the premium varies considerably. To help you make your decision, we've worked through honest consumer feedback, explored various firms, and collected real-world car insurance quotes in Pennsylvania. According to our study, the three best car insurance companies in Pennsylvania are Erie Insurance and State Farm.

The best car insurance Pennsylvania has may not be the most affordable one for you. PA auto insurance is one of the cheapest in the country. But going for cheap auto insurance in PA might not be the brightest idea to get cheap auto insurance quotes PA as you might skip some coverage. This might backfire as if you are involved in an accident, that missing coverage would have come to your rescue.

Company Annual Premium
Westfield $277
Travelers $280
State Farm $290
American National P&C $302
Auto-Owners Insurance Co $320
Erie $327
Nationwide $335
Chubb $366
Progressive $484
Allstate $550
Dairyland $955

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Do I Need More Than the Minimum Required State Coverage in Pennsylvania?

The coverage amount needed depends on the car you're driving and how much you can afford. If you get a new car loan or lease a car, you will likely have to buy collision and comprehensive insurance to protect your car.

The state's minimum requirements for liability insurance won't cover all of the damages in a catastrophic accident. The Insurance Information Institute recommends at least $100000 liability coverage per injury and $300000 per accident. Uninsured motorist insurance is also a smart purchase if you can afford it.

Aside from the fact that it is a legal necessity, carrying the state-mandated insurance limits makes economic sense. While driving without insurance might have serious implications, failing to have adequate limits or coverage can also put you in danger.

If the additional prices of expanded coverage make you nervous, you should look for a new vehicle insurance policy.

We at Way.com can assist you by allowing you to compare rates and policies from a variety of leading automobile insurance companies, allowing you to select a plan that best suits your budget and coverage requirements.

Average Cost of Auto Insurance Companies in Pennsylvania

For full coverage, PA state insurance for the car is $1485 per year. Our insurance editorial team looked at 1,308 ZIP codes in Pennsylvania to develop the most accurate average rates. Pennsylvania drivers pay less than the national average for full coverage, but premiums vary depending on several criteria.

Our study can help you figure out how much car insurance might cost in a specific city, with various carriers, at various ages, and for various vehicles. Knowing the average coverage cost in your area might help you know what to expect when looking for car insurance in PA.

Nationwide for our sample Pennsylvania driver are averaged at $590 and $49, making them 43% lower than the state average of $1033 per year.

Cheapest Full Coverage Car Insurance in Pennsylvania

COMPANY AVERAGE RATE
Nationwide $590
Progressive $1,702
State Farm $802
Travelers $650
USAA $1,397
Statewide Average $1,220
Allstate $1,075
Erie Insurance $827

Cheapest car insurance quotes for Pennsylvania drivers

Are you looking for affordable liability insurance in PA? State Farm has the cheapest basic liability car insurance in Philadelphia, at $336 per year. In Pennsylvania, the average cost of minimal liability auto insurance is $501 per year or $42 per month.

Insurance costs more for drivers who have had accidents, speeding tickets, or DUIs than those with a clean driving record. Because insurers see these accidents as a sign that you're a higher-risk driver, you'll pay more for your insurance—drivers with a poor credit score file more claims, and your credit score has an impact on your insurance prices.

See what you could save on auto insurance

Cheap car insurance in Pennsylvania for young Pennsylvania drivers

Nationwide offers affordable Pennsylvania quotes for young Pennsylvanians. Nationwide minimum-coverage policy costs $590 per year, about 43% less than the state average. In Pennsylvania, the average annual cost of minimum-coverage auto insurance for a young driver is $1052.

Travelers also has the best full coverage costs, at $643 per year. That's 39% less than the state average for young drivers in Pennsylvania. Young drivers should have full-coverage PA insurance, according to us. Young drivers benefit from collision and comprehensive coverage because they are more likely to be involved in an accident.

Company Annual Premium
Nationwide $590
Travelers $643
American National P&C $747
Auto-Owners Insurance Co $760
State Farm $808
Erie $827
Westfield $895
Allstate $1,063
Chubb $1,196
Progressive $1,695
Dairyland $2,350

Cheap car insurance for Pennsylvania drivers with a speeding ticket

For Pennsylvania drivers who have earned a speeding ticket, Travelers is the cheapest car insurance in PA. The best rates are $763 per year, or $64 per month, for a full-coverage policy. In Pennsylvania, drivers who have received a recent speeding ticket pay 14% percent more than those with a clean driving record.

Company Annual Premium
Travelers $763
Auto-Owners Insurance Co $797
Nationwide $865
State Farm $907
Erie $932
Westfield $980
American National P&C $1,025
Allstate $1,027
Progressive $1,690
Chubb $1,893
Dairyland $2,940

Cheap auto insurance for Pennsylvania drivers after a car accident

Travelers is your best bet for affordable car insurance quotes in PA if you are in an at-fault collision. After an at-fault accident, drivers should anticipate their premiums to rise by 47% on average.

On the other hand, State Farm only raises rates by 18%, to $983 per year, for complete coverage. Post an at-fault accident, this is 33% less expensive than the average cost of coverage in Pennsylvania.

After an at-fault collision, insurance companies boost premiums in numerous ways. If you are looking for cheap insurance in PA, Erie could be your choice. Erie only raises premiums by 7%, from $1188 before an accident to $1265 afterward.

On the other hand, while shopping for a policy, it's crucial to compare different quotations, especially if your driving record has changed. If you stick with your existing insurer, you may be missing out on considerable discounts.

Company Annual Premium
Erie $1,164
Allstate $1,372
Chubb $1,893
Progressive $2,650
Dairyland $3,215
Travelers $820
Westfield $895
State Farm $983
Nationwide $990
American National P&C $1,025
Auto-Owners Insurance Co $1,095

Cheap car insurance quotes for Pennsylvania drivers with a DUI

For drivers with a DUI on their record, Travelers offers the most economical insurance in Pennsylvania. Its premiums average $890 per year for full coverage, making Travelers policy 50% less expensive than the state average. In Pennsylvania, drivers who incur a DUI citation can expect a 50 percent rise in car insurance rates.

Company Annual Premium
Travelers $890
State Farm $907
Allstate $1,025
American National P&C $1,149
Erie $1,398
Nationwide $1,487
Auto-Owners Insurance Co $1,962
Progressive $2,049
Dairyland $2,398
Chubb $2,859
Westfield $3,439

Cheap car insurance for married Pennsylvania drivers

State Farm is the cheapest car insurance company in Pennsylvania for married drivers, with a full-coverage annual cost of $1061. Even though State Farm charges married and unmarried drivers the same amount for car insurance, Progressive offers the greatest discount — 25% — to married drivers. On average, married drivers in Pennsylvania pay 8% less for car insurance than unmarried drivers.

Married drivers have fewer accidents on average, making them less hazardous for insurance to cover.

Company Annual Premium
State Farm $1,061
Erie $1,145
Progressive $1,397
Nationwide $1,469
Allstate $1,697
USAA $1,433

Cheap full coverage car insurance quotes for young drivers with an accident history

Erie has the best car insurance rates for young drivers who have been in an at-fault accident. Erie's minimum-coverage insurance is $978, 54% less than the state average, and the same price as drivers who receive a speeding ticket.

On the other hand, Erie hikes rates after an accident by 21% more than other insurers. Progressive drivers would have the smallest price hike of 14%.

Company Annual  Premium
Erie $978
State Farm $1,241
Nationwide $2,045
Progressive $2,105
Allstate $4,961
USAA $1,193

Cheap auto insurance in Pennsylvania with bad credit

Company Avg. Annual Premium
Nationwide $805
American National P&C $1,180
Auto-Owners Insurance Co $1,187
Westfield $1,625
Travelers $1,654
Allstate $1,744
State Farm $1,827
Erie $1,882
Chubb $1,891
Progressive $2,870
Dairyland $3,125

Car insurance price trends in Pennsylvania

Year Avg. Annual Premium (Pennsylvania) Yearly Change (Pennsylvania) Avg. Annual Premium (US) Yearly Change (US)
2021 $1,276 -$62 $1,539 $56
2020 $1,348 -$150 $1,493 -$51
2019 $1,488 -$1 $1,554 $33
2018 $1,490 $98 $1,531 $94
2017 $1,402 $219 $1,447 $79
2016 $1,193 $98 $1,378 $98
2015 $1,105 $44 $1,290 $61
2014 $1,071 $57 $1,239 $44
2013 $1,024 -$218 $1,205 -$70
2012 $1,232 $210 $1,286 $92

What Is Pennsylvania Good Driver Discount Policy?

In Pennsylvania, you can earn auto insurance discounts based on how you drive, the car you own, and your relationship with your insurer. Car insurance companies in Pennsylvania are permitted to consider characteristics such as job, residence, and marital status when determining premiums.

That means discounts are possible for getting married, owning a property, or belonging to particular employers or educational institutions. Almost anybody in Pennsylvania may save money on car insurance since most insurance companies make it simple to qualify for a range of discounts. In Pennsylvania, insurers usually offer three discounts: policy, driver, and car.

Compare car insurance rates in top Cities


City Average Yearly Rate
Philadelphia$2,933
Aaronsburg$1,385
Abbottstown$1,337
Abington$1,925
Ackermanville$1,541
Acme$1,589
Acosta$1,553
Adah$1,565
Adamsburg$1,541
Adamstown$1,433
Adamsville$1,637
Addison$1,589
Adrian$1,613
Airville$1,493
Akron$1,457
Alba$1,529
Albion$1,613
Albrightsville$1,841
Alburtis$1,589
Aldan$2,081
Aleppo$1,601
Alexandria$1,421
Aliquippa$1,493
Allenport$1,421
Allensville$1,373
Allentown$1,673
Allenwood$1,373
Allison$1,577
Allison Park$1,517
Allport$1,433
Alsace Manor$1,529
Altamont$1,481
Altoona$1,517
Alum Bank$1,553
Alverda$1,541
Alverton$1,541
Amberson$1,409
Ambler$1,817
Ambridge$1,481
Amity$1,637
Amity Gardens$1,625
Analomink$1,985
Ancient Oaks$1,553
Andreas$1,565
Anita$1,553
Annville$1,361
Antes Fort$1,445
Apollo$1,589
Aquashicola$1,577
Arcadia$1,553
Archbald$1,553
Ardara$1,517
Ardmore$1,961
Arendtsville$1,337
Aristes$1,433
Arlington Heights$1,865
Armagh$1,565
Armbrust$1,529
Arnold$1,577
Arnot$1,517
Arona$1,529
Artemas$1,625
Ashfield$1,553
Ashland$1,493
Ashley$1,577
Ashville$1,529
Aspers$1,361
Aspinwall$1,589
Aston$1,937
Atglen$1,709
Athens$1,493
Atlantic$1,625
Atlasburg$2,465
Auburn$1,553
Audubon$1,757
Aultman$1,565
Austin$1,505
Avalon$1,601
Avella$1,613
Avis$1,337
Avoca$1,505
Avon$1,397
Avondale$1,769
Avonmore$1,589
Baden$1,457
Baidland$1,613
Bainbridge$1,385
Bairdford$1,505
Bakerstown$1,505
Bala Cynwyd$2,093
Baldwin$1,529
Bally$1,601
Bangor$1,541
Barnesville$1,493
Barto$1,601
Bartonsville$1,817
Bath$1,553
Bausman$1,409
Beach Haven$1,445
Beach Lake$1,769
Beallsville$1,613
Bear Creek Village$1,589
Bear Lake$1,589
Bear Rocks$1,613
Beaver$1,445
Beaver Falls$1,445
Beaver Meadows$1,637
Beaver Springs$1,325
Beaverdale$1,457
Beavertown$1,325
Beccaria$1,493
Bechtelsville$1,577
Bedford$1,565
Beech Creek$1,361
Beech Mountain Lakes$1,589
Belfast$1,577
Bell Acres$1,469
Belle Vernon$1,565
Bellefonte$1,289
Belleville$1,349
Bellevue$1,601
Bellwood$1,505
Belmont$1,481
Belsano$1,481
Ben Avon$1,613
Ben Avon Heights$1,601
Bendersville$1,349
Benezett$1,505
Bensalem$2,117
Bentleyville$1,565
Benton$1,481
Berlin$1,577
Bernville$1,565
Berrysburg$1,385
Berwick$1,373
Berwyn$1,769
Bessemer$1,553
Bethany$1,745
Bethel$1,541
Bethel Park$1,469
Bethlehem$1,577
Beyer$1,565
Big Bass Lake$1,709
Big Beaver$1,553
Big Cove Tannery$1,613
Big Run$1,541
Biglerville$1,337
Birchrunville$1,721
Birchwood Lakes$1,985
Bird-in-Hand$1,445
Birdsboro$1,553
Black Lick$1,553
Blain$1,445
Blairs Mills$1,505
Blairsville$1,553
Blakely$1,565
Blakeslee$1,973
Blanchard$2,237
Blandburg$1,505
Blandon$1,577
Blawnox$1,613
Bloomfield$1,409
Blooming Glen$1,685
Blooming Valley$1,625
Bloomsburg$1,373
Blossburg$1,529
Blue Ball$1,433
Blue Bell$1,865
Blue Ridge Summit$1,397
Boalsburg$1,313
Bobtown$1,565
Boiling Springs$1,289
Bolivar$1,589
Bonneauville$1,325
Boothwyn$1,961
Boston$1,589
Boswell$1,577
Bovard$1,517
Bowers$1,577
Bowmanstown$1,565
Bowmansville$1,469
Boyers$1,697
Boyertown$1,613
Boynton$1,577
Brackenridge$1,577
Brackney$1,649
Braddock$1,649
Braddock Hills$1,685
Bradenville$1,577
Bradford$1,469
Bradford Woods$1,505
Branchdale$1,529
Branchton$1,637
Brandamore$1,781
Brandy Camp$1,469
Brave$1,601
Breezewood$1,577
Breinigsville$1,589
Brentwood$1,529
Bressler$1,421
Briar Creek$1,373
Brickerville$1,397
Bridgeport$1,901
Bridgeville$1,505
Bridgewater$1,433
Brier Hill$1,553
Brisbin$1,493
Bristol$1,985
Brittany Farms-The Highlands$1,793
Broad Top$1,505
Brockport$1,505
Brockton$1,505
Brockway$1,553
Brodheadsville$1,769
Brogue$1,445
Brookhaven$1,985
Brookville$1,553
Broomall$1,925
Brownfield$1,565
Brownstown$1,457
Brownsville$1,577
Browntown$1,517
Bruin$1,697
Bryn Athyn$2,045
Bryn Mawr$1,961
Buck Hill Falls$1,949
Buena Vista$1,541
Buffalo Mills$1,601
Bulger$1,517
Bunola$1,565
Burgettstown$1,637
Burnham$1,325
Burnt Cabins$1,565
Bushkill$2,033
Butler$1,517
Byrnedale$1,505
Cabot$1,529
Cadogan$1,577
Cairnbrook$1,565
California$1,541
Callensburg$1,613
Callery$1,517
Callimont$1,589
Caln$1,769
Calumet$1,553
Calvin$1,445
Cambra$1,577
Cambridge Springs$1,625
Cammal$1,433
Camp Hill$1,349
Campbelltown$1,349
Camptown$1,541
Canadensis$1,985
Canonsburg$1,517
Canton$1,529
Carbondale$1,613
Cardale$1,565
Carlisle$1,301
Carlton$1,589
Carmichaels$1,553
Carnegie$1,529
Carnot-Moon$1,493
Carroll Valley$1,361
Carrolltown$1,505
Carversville$1,817
Cashtown$1,349
Cassandra$1,433
Cassville$1,445
Castanea$1,313
Castle Shannon$1,553
Catasauqua$1,589
Catawissa$1,433
Cecil-Bishop$1,517
Cedar Run$1,433
Cedars$1,733
Cementon$1,685
Center Valley$1,601
Centerport$1,553
Centerville$1,637
Central City$1,577
Centre Hall$1,349
Cetronia$1,673
Chadds Ford$1,805
Chalfant$1,625
Chalfont$1,781
Chalk Hill$1,553
Chambersburg$1,373
Chambersville$1,541
Champion$1,601
Chandlers Valley$1,553
Chapman$1,553
Charleroi$1,589
Cheltenham$2,225
Cherry Tree$1,577
Cherryville$1,565
Chest Springs$1,517
Chester$2,213
Chester Heights$1,925
Chester Hill$1,433
Chester Springs$1,745
Chesterbrook$1,793
Chestnut Ridge$1,565
Cheswick$1,565
Chevy Chase Heights$1,541
Cheyney$1,877
Chicora$1,553
Chinchilla$1,565
Christiana$1,529
Churchill$1,697
Churchville$1,913
Clairton$1,493
Clarence$1,397
Clarendon$1,577
Claridge$1,553
Clarington$1,613
Clarion$1,553
Clark$1,529
Clarks Mills$1,601
Clarks Summit$1,565
Clarksburg$1,613
Clarksville$1,589
Clay$1,421
Claysburg$1,541
Claysville$1,613
Clearfield$1,469
Clearville$1,589
Cleona$1,385
Clifton Heights$2,045
Clinton$1,553
Clintonville$1,661
Clune$1,565
Clymer$1,541
Coal Center$1,553
Coal Township$1,493
Coaldale$1,517
Coalport$1,529
Coatesville$1,769
Coburn$1,373
Cochranton$1,601
Cochranville$1,733
Cocolamus$1,361
Cogan Station$1,421
Cokeburg$1,613
Collegeville$1,709
Collingdale$2,513
Collinsburg$1,541
Colmar$1,769
Colonial Park$1,361
Colony Park$1,541
Columbia$1,421
Columbia Cross Roads$1,565
Columbus$1,577
Colver$1,493
Colwyn$2,561
Commodore$1,553
Conashaugh Lakes$1,961
Concord$1,373
Concordville$1,865
Conestoga$1,421
Confluence$1,613
Conneaut Lake$1,601
Conneaut Lakeshore$1,601
Conneautville$1,601
Connellsville$1,541
Conshohocken$1,889
Conway$1,457
Conyngham$1,565
Cooksburg$1,601
Coolspring$1,553
Coopersburg$1,613
Cooperstown$1,733
Coplay$1,613
Coral$1,541
Coraopolis$1,505
Cornwall$1,385
Cornwells Heights$2,105
Corry$1,637
Corsica$1,553
Coudersport$1,529
Coulters$1,577
Coupon$1,505
Courtdale$1,529
Covington$1,505
Cowansville$1,649
Crabtree$1,529
Crafton$1,517
Craley$1,397
Cranberry$1,625
Cranberry Township$1,493
Cranesville$1,601
Creamery$1,745
Creekside$1,577
Creighton$1,589
Crescent$1,493
Cresco$1,973
Cresson$1,469
Cressona$1,505
Crosby$1,505
Cross Fork$1,505
Cross Roads$1,457
Crown$1,577
Croydon$2,069
Crucible$1,565
Crum Lynne$2,057
Crystal Spring$1,589
Cuddy$1,505
Cumbola$1,493
Curllsville$2,429
Curryville$1,481
Curtisville$1,577
Curwensville$1,493
Custer City$1,469
Cyclone$1,493
Dagus Mines$1,433
Daisytown$1,589
Dale$1,505
Dallas$1,553
Dallastown$1,385
Dalmatia$1,481
Dalton$1,601
Damascus$1,781
Danboro$1,757
Danielsville$1,589
Danville$1,385
Darby$2,549
Darlington$1,565
Darragh$1,505
Dauberville$1,565
Dauphin$1,421
Davidsville$1,553
Dawson$1,529
Dayton$1,649
De Lancey$1,529
De Young$1,481
Deemston$1,613
Defiance$1,613
Delano$1,505
Delaware Water Gap$1,781
Delmont$1,529
Delta$1,493
Denbo$1,577
Denver$1,445
Derrick City$1,481
Derry$1,577
DeSales University$1,589
Devault$1,709
Devon$1,805
Dewart$1,349
Dickerson Run$1,517
Dickson City$1,565
Dilliner$1,589
Dillsburg$1,361
Dilltown$1,541
Dingmans Ferry$1,985
Distant$1,613
Dixonville$1,541
Donegal$1,589
Donora$1,601
Dormont$1,553
Dorneyville$1,637
Dornsife$1,469
Douglassville$1,625
Dover$1,361
Downingtown$1,697
Doylesburg$1,397
Doylestown$1,769
Dravosburg$1,541
Dresher$1,901
Drexel Hill$1,997
Drifting$1,457
Drifton$1,613
Driftwood$1,529
Drumore$1,529
Drums$1,589
Dry Run$1,409
Dublin$1,721
DuBois$1,517
Duboistown$1,433
Dudley$1,505
Duke Center$1,481
Dunbar$1,529
Duncannon$1,373
Duncansville$1,481
Dunlevy$1,529
Dunlo$1,457
Dunmore$1,601
Dupont$1,505
Duquesne$1,577
Duryea$1,529
Dushore$1,529
Dysart$1,541
Eagles Mere$1,469
Eagleview$1,685
Eagleville$1,817
Earlington$1,661
Earlston$1,529
Earlville$1,625
East Bangor$1,541
East Berlin$1,373
East Berwick$1,397
East Brady$1,673
East Butler$1,493
East Conemaugh$1,469
East Earl$1,433
East Freedom$1,517
East Greenville$1,661
East Hickory$1,613
East Lansdowne$2,609
East McKeesport$1,601
East Millsboro$1,601
East Petersburg$1,421
East Pittsburgh$1,625
East Prospect$1,385
East Rochester$1,469
East Side$1,697
East Smethport$1,493
East Smithfield$1,517
East Springfield$1,589
East Stroudsburg$1,973
East Texas$1,577
East Uniontown$1,541
East Vandergrift$1,577
East Washington$1,553
East Waterford$1,421
East York$1,385
Eastlawn Gardens$1,577
Easton$1,577
Eau Claire$1,661
Ebensburg$1,481
Ebervale$1,625
Economy$1,469
Eddington$2,105
Eddystone$2,057
Edgemont$1,973
Edgewood$1,565
Edgeworth$1,481
Edinboro$1,613
Edinburg$1,577
Edwardsville$1,541
Effort$1,913
Egypt$1,685
Ehrenfeld$1,457
Eighty Four$1,589
Elco$1,565
Elderton$1,589
Eldred$1,493
Elgin$1,637
Elim$1,493
Elizabeth$1,577
Elizabethtown$1,373
Elizabethville$1,397
Elkins Park$2,273
Elkland$1,541
Elliottsburg$1,433
Ellport$1,517
Ellsworth$1,601
Ellwood City$1,505
Elm$1,409
Elmora$1,505
Elrama$1,517
Elton$1,457
Elverson$1,709
Elysburg$1,469
Emeigh$1,541
Emerald Lakes$1,853
Emigsville$1,421
Emlenton$1,649
Emmaus$1,589
Emporium$1,493
Emsworth$1,601
Endeavor$1,589
Enhaut$1,421
Enola$1,325
Enon Valley$1,565
Entriken$1,445
Ephrata$1,421
Equinunk$1,757
Erie$1,565
Ernest$1,565
Erwinna$1,781
Espy$1,361
Essington$2,093
Etna$1,601
Etters$1,349
Evans City$1,541
Everett$1,529
Everson$1,577
Exeter$1,517
Export$1,553
Exton$1,733
Factoryville$1,613
Fairbank$1,553
Fairchance$1,553
Fairdale$1,553
Fairfield$1,361
Fairhope$1,601
Fairless Hills$1,901
Fairmount City$1,613
Fairview$1,541
Fairview Village$1,805
Fairview-Ferndale$1,493
Fallentimber$1,529
Falls$1,577
Falls Creek$1,529
Fannettsburg$1,409
Farmersville$1,421
Farmington$1,589
Farrell$1,517
Fawn Grove$1,481
Faxon$1,433
Fayette City$1,541
Fayetteville$1,361
Feasterville$1,997
Feasterville Trevose$1,949
Felton$1,445
Fenelton$1,565
Ferndale$1,493
Fernville$1,373
Fernway$1,493
Finleyville$1,589
Fisher$1,589
Fishertown$1,541
Fleetville$1,601
Fleetwood$1,589
Fleming$1,301
Flemington$1,313
Flicksville$1,565
Flinton$1,529
Flourtown$1,973
Flying Hills$1,565
Fogelsville$1,589
Folcroft$2,177
Folsom$2,057
Fombell$1,505
Forbes Road$1,541
Force$1,481
Ford City$1,577
Ford Cliff$1,577
Forest City$1,685
Forest Grove$1,781
Forest Hills$1,685
Forestville$1,625
Forksville$1,529
Fort Hill$1,589
Fort Littleton$1,577
Fort Loudon$1,409
Fort Washington$1,853
Forty Fort$1,529
Fountain Hill$1,589
Fountainville$1,757
Fox Chapel$1,601
Fox Chase$1,529
Fox Run$1,493
Foxburg$1,625
Frackville$1,481
Franklin$1,685
Franklin Park$1,505
Franklintown$1,349
Frederick$1,649
Fredericksburg$1,505
Fredericktown$1,613
Fredonia$1,577
Freeburg$1,325
Freedom$1,469
Freeland$1,613
Freemansburg$1,577
Freeport$1,553
Frenchville$1,481
Friedens$1,553
Friedensburg$1,505
Friendsville$1,673
Fryburg$1,625
Fullerton$1,697
Furlong$1,817
Gaines$1,529
Galeton$1,517
Gallitzin$1,493
Gans$1,541
Gap$1,493
Garards Fort$1,553
Garden View$1,433
Gardners$1,325
Garland$1,565
Garnet Valley$1,973
Garrett$1,577
Gastonville$1,565
Geigertown$1,553
Geistown$1,469
Genesee$1,517
Georgetown$1,577
Germansville$1,601
Gettysburg$1,337
Gibbon Glade$1,589
Gibsonia$1,505
Gifford$1,469
Gilbert$1,745
Gilberton$1,493
Gilbertsville$1,649
Gillett$1,541
Gipsy$2,417
Girard$1,553
Girardville$1,517
Gladwyne$1,937
Glasgow$1,505
Glassport$1,589
Glen Campbell$1,565
Glen Hope$1,505
Glen Lyon$1,589
Glen Mills$1,901
Glen Osborne$1,481
Glen Richey$1,469
Glen Riddle Lima$1,949
Glen Rock$1,421
Glenburn$1,565
Glenfield$1,505
Glenmoore$1,721
Glenolden$2,105
Glenshaw$1,553
Glenside$1,949
Glenville$1,421
Gold Key Lake$1,961
Goodville$1,421
Gordon$1,469
Gordonville$1,445
Gouldsboro$1,733
Gradyville$1,937
Grampian$1,481
Grand Valley$1,613
Grantham$1,289
Grantley$1,445
Grantville$1,397
Granville$1,349
Granville Summit$1,553
Grapeville$1,565
Grassflat$1,457
Gratz$1,397
Gray$1,577
Graysville$1,589
Grazierville$1,469
Great Bend$1,649
Greeley$1,865
Green Hills$1,541
Green Lane$1,649
Green Tree$1,577
Greencastle$1,385
Greenfields$1,745
Greenock$1,565
Greens Landing$1,493
Greensboro$1,577
Greensburg$1,541
Greentown$1,997
Greenville$1,565
Greenwood$1,529
Grier City$1,505
Grill$1,565
Grindstone$1,577
Grove City$1,589
Grover$1,517
Guilford$1,373
Guys Mills$1,625
Gwynedd$1,745
Gwynedd Valley$1,805
Hadley$1,601
Halfway House$1,685
Halifax$1,421
Hallam$1,409
Hallstead$1,649
Hamburg$1,565
Hamilton$1,553
Hampton$1,349
Hannastown$1,541
Hanover$1,361
Harborcreek$1,541
Harford$1,661
Harleigh$1,613
Harleysville$1,721
Harmonsburg$1,589
Harmony$1,517
Harrisburg$1,421
Harrison City$1,517
Harrison Valley$1,517
Harrisonville$1,601
Harrisville$1,649
Hartleton$1,313
Hartstown$1,637
Harveys Lake$1,589
Harwick$1,613
Hasson Heights$1,685
Hastings$1,553
Hatboro$1,853
Hatfield$1,757
Haverford$1,961
Haverford College$1,949
Havertown$1,925
Hawk Run$1,445
Hawley$1,805
Hawthorn$1,613
Haysville$1,481
Hazel Hurst$1,481
Hazleton$1,625
Hebron$1,397
Hegins$1,529
Heidelberg$1,505
Heilwood$1,529
Hellertown$1,577
Hemlock Farms$1,853
Hendersonville$1,529
Henryville$1,973
Hereford$1,625
Herman$1,505
Herminie$1,517
Hermitage$1,505
Herndon$1,469
Herrick Center$1,709
Hershey$1,349
Hesston$1,433
Hibbs$1,565
Hickory$1,589
Hickory Hills$1,697
Hidden Valley$1,541
Highland Park$1,337
Highspire$1,361
Hilldale$1,565
Hiller$1,553
Hilliards$1,697
Hillsdale$1,541
Hillsgrove$1,517
Hillsville$1,565
Hilltown$1,709
Hokendauqua$1,685
Holbrook$1,613
Holicong$1,769
Hollidaysburg$1,493
Hollsopple$1,541
Holmes$1,985
Holtwood$1,517
Home$1,577
Homeacre-Lyndora$1,505
Homer City$1,541
Homestead$1,529
Hometown$1,529
Honesdale$1,745
Honey Brook$1,685
Honey Grove$1,433
Hookstown$1,601
Hooversville$1,553
Hop Bottom$1,649
Hopeland$1,409
Hopewell$1,589
Hopwood$1,541
Horsham$1,817
Hostetter$1,541
Houserville$1,277
Houston$1,529
Houtzdale$1,517
Howard$1,361
Hudson$1,565
Hughestown$1,505
Hughesville$1,421
Hulmeville$1,925
Hummels Wharf$1,301
Hummelstown$1,349
Hunker$1,541
Hunlock Creek$1,589
Huntingdon$1,433
Huntingdon Valley$2,069
Huntington Mills$1,577
Hustontown$1,601
Hutchinson$1,517
Hyde$1,445
Hyde Park$1,553
Hydetown$1,625
Hyndman$1,601
Ickesburg$1,433
Idaville$1,337
Imler$1,577
Immaculata$1,745
Imperial$1,493
Indian Head$1,601
Indian Lake$1,589
Indian Mountain Lake$1,889
Indiana$1,529
Indianola$1,577
Industry$1,529
Ingomar$1,445
Ingram$1,529
Inkerman$1,517
Intercourse$1,433
Irvine$1,577
Irvona$1,529
Irwin$1,529
Isabella$1,577
Jackson$1,673
Jackson Center$1,577
Jacksonville$1,565
Jacksonwald$1,637
Jacobs Creek$1,493
Jacobus$1,409
James City$1,493
James Creek$1,469
Jamestown$1,613
Jamison$1,829
Jeannette$1,553
Jefferson$1,553
Jefferson Hills$1,529
Jenkintown$2,093
Jenners$1,577
Jennerstown$1,577
Jermyn$1,577
Jerome$1,541
Jersey Mills$1,445
Jersey Shore$1,385
Jessup$1,565
Jim Thorpe$1,625
Joffre$1,577
Johnsonburg$1,517
Johnstown$1,481
Jones Mills$1,577
Jonestown$1,409
Josephine$1,553
Julian$1,313
Junedale$1,637
Kane$1,493
Kantner$1,577
Karns City$1,697
Karthaus$1,445
Keisterville$1,553
Kelayres$1,553
Kelton$1,733
Kemblesville$1,721
Kempton$1,613
Kenhorst$1,565
Kenilworth$1,697
Kenmar$1,421
Kennerdell$1,637
Kennett Square$1,769
Kent$1,541
Kersey$1,469
Kimberton$1,685
King of Prussia$1,805
Kingsley$1,661
Kingston$1,541
Kintnersville$1,685
Kinzers$1,469
Kirkwood$1,505
Kittanning$1,601
Kleinfeltersville$1,409
Klingerstown$1,517
Knox$1,613
Knox Dale$1,529
Knoxville$1,541
Koppel$1,481
Kossuth$1,625
Kreamer$1,289
Kresgeville$1,733
Kulpmont$1,505
Kulpsville$1,769
Kunkletown$1,757
Kutztown$1,577
Kutztown University$1,577
Kylertown$1,445
La Belle$1,601
La Jose$1,541
Laceyville$1,589
Lackawaxen$1,877
Lafayette Hill$1,937
Laflin$1,565
Lahaska$1,781
Lairdsville$1,457
Lake Ariel$1,733
Lake City$1,553
Lake Como$1,757
Lake Harmony$1,865
Lake Lynn$1,577
Lake Meade$1,373
Lake Winola$1,625
Lake Wynonah$1,553
Lakemont$1,505
Lakeville$1,781
Lakewood$1,793
Lamartine$1,601
Lampeter$1,445
Lancaster$1,433
Landenberg$1,721
Landisburg$1,457
Landisville$1,421
Lanesboro$1,661
Langeloth$1,625
Langhorne$1,901
Langhorne Manor$1,901
Lansdale$1,805
Lansdowne$2,585
Lanse$1,457
Lansford$1,565
Larimer$1,529
Larksville$1,541
Latrobe$1,541
Lattimer$1,589
Lattimer Mines$1,589
Laughlintown$1,589
Laurel Run$1,577
Laureldale$1,541
Laurelton$1,337
Laurys Station$1,601
Lavelle$1,493
Lawn$1,361
Lawnton$1,373
Lawrence$1,553
Lawrence Park$1,577
Lawrenceville$1,529
Lawson Heights$1,529
Lawton$1,673
Le Raysville$1,661
Lebanon$1,397
Lebanon South$1,397
Leck Kill$1,457
Leckrone$1,565
Lecontes Mills$1,457
Lederach$1,721
Leechburg$1,577
Leeper$1,625
Leesport$1,517
Leetsdale$1,481
Lehigh Valley$1,601
Lehighton$1,565
Leisenring$1,541
Leith-Hatfield$1,541
Lemasters$1,409
Lemont$1,289
Lemont Furnace$1,541
Lemoyne$1,373
Lenhartsville$1,613
Lenni$2,009
Lenoxville$1,661
Leola$1,433
Level Green$1,529
Levittown$1,925
Lewis Run$1,481
Lewisberry$1,361
Lewisburg$1,301
Lewistown$1,361
Lewisville$1,733
Liberty$1,565
Lickingville$1,625
Lightstreet$1,361
Ligonier$1,601
Lilly$1,445
Lima$1,913
Lime Ridge$1,361
Limekiln$1,625
Limeport$1,625
Lincoln$1,577
Lincoln Park$1,541
Lincoln University$1,709
Linden$1,373
Line Lexington$1,745
Linesville$1,625
Linglestown$1,349
Linntown$1,301
Linwood$1,973
Lionville$1,733
Listie$1,553
Lititz$1,397
Little Meadows$1,661
Littlestown$1,349
Liverpool$1,397
Llewellyn$1,493
Lock Haven$1,325
Locust Gap$1,481
Locustdale$1,469
Loganton$1,373
Loganville$1,397
Long Branch$1,553
Long Pond$1,853
Lopez$1,493
Lorain$1,505
Lorane$1,649
Loretto$1,469
Lost Creek$1,505
Lowber$1,517
Lower Allen$1,349
Lower Burrell$1,565
Loyalhanna$1,541
Loysburg$1,565
Loysville$1,433
Lucernemines$1,541
Lucinda$1,589
Ludlow$1,517
Lumberville$1,793
Lurgan$1,361
Luthersburg$1,505
Luxor$1,541
Luzerne$1,541
Lykens$1,409
Lyndell$1,697
Lyndora$1,517
Lynnwood-Pricedale$1,541
Lyon Station$1,589
Mackeyville$1,337
Macungie$1,565
Madera$1,529
Madisonburg$1,385
Mahaffey$1,601
Mahanoy City$1,505
Mahanoy Plane$1,505
Mainesburg$1,541
Mainland$1,721
Malvern$1,745
Mammoth$1,529
Manchester$1,361
Manheim$1,397
Manns Choice$1,589
Manor$1,529
Manorville$1,613
Mansfield$1,517
Maple Glen$1,793
Mapleton$1,421
Mapleton Depot$1,433
Mar Lin$1,493
Marble$1,613
Marchand$1,541
Marcus Hook$1,961
Marianna$1,637
Marianne$1,577
Marienville$1,589
Marietta$1,409
Marion$1,361
Marion Center$1,565
Marion Heights$1,505
Markleton$1,601
Markleysburg$1,637
Marlin$1,469
Mars$1,505
Marshalls Creek$1,997
Marshallton$1,493
Marsteller$1,529
Martin$1,553
Martindale$1,397
Martins Creek$1,553
Martinsburg$1,481
Mary D$1,505
Marysville$1,397
Masontown$1,553
Masthope$1,817
Matamoras$1,853
Mather$1,565
Mattawana$1,373
Mayfield$1,577
Mayport$1,613
Maytown$1,409
McAdoo$1,505
McAlisterville$1,385
McClellandtown$1,565
McClure$1,349
McConnellsburg$1,565
McConnellstown$1,421
McDonald$1,517
McElhattan$1,325
McEwensville$1,373
McGovern$1,529
McGrann$1,601
McIntyre$1,565
McKean$1,601
McKees Rocks$1,553
McKeesport$1,577
McKnightstown$1,337
McMurray$1,493
McSherrystown$1,349
McVeytown$1,385
Meadow Lands$1,565
Meadowood$1,505
Meadville$1,613
Mechanicsburg$1,289
Mechanicsville$1,757
Media$1,913
Mehoopany$1,613
Melcroft$1,589
Mendenhall$1,757
Mentcle$1,553
Mercer$1,541
Mercersburg$1,445
Meridian$1,505
Merion Station$2,081
Merrittstown$1,565
Mertztown$1,613
Meshoppen$1,577
Messiah College$1,289
Mexico$1,361
Meyersdale$1,589
Middleburg$1,313
Middlebury Center$1,541
Middleport$1,481
Middletown$1,397
Midland$1,541
Midway$1,433
Mifflin$1,373
Mifflinburg$1,301
Mifflintown$1,385
Mifflinville$1,421
Milan$1,529
Milanville$1,769
Mildred$1,481
Milesburg$1,289
Milford$1,949
Milford Square$1,685
Mill Creek$1,409
Mill Hall$1,337
Mill Run$1,589
Mill Village$1,601
Millbourne$2,501
Millersburg$1,397
Millerstown$1,409
Millersville$1,433
Millerton$1,565
Millheim$1,361
Millmont$1,349
Millrift$1,841
Mills$1,517
Millsboro$1,613
Millvale$1,577
Millville$1,445
Milnesville$1,589
Milroy$1,373
Milton$1,349
Mineral Point$1,469
Mineral Springs$1,445
Minersville$1,493
Mingoville$1,289
Minisink Hills$1,973
Mocanaqua$1,553
Modena$1,781
Mohnton$1,553
Mohrsville$1,565
Monaca$1,457
Monessen$1,553
Monocacy Station$1,553
Monongahela$1,613
Monroeton$1,553
Monroeville$1,589
Mont Alto$1,373
Mont Clare$1,721
Montandon$1,349
Montgomery$1,373
Montgomeryville$1,733
Montoursville$1,397
Montrose$1,661
Montrose Manor$1,541
Moosic$1,565
Morann$1,481
Morgan$1,493
Morgantown$1,565
Morris$1,553
Morris Run$1,529
Morrisdale$1,457
Morrisville$1,745
Morton$1,949
Moscow$1,673
Moshannon$1,385
Mount Aetna$1,433
Mount Bethel$1,613
Mount Braddock$1,553
Mount Carmel$1,505
Mount Cobb$1,697
Mount Gretna$1,385
Mount Holly Springs$1,289
Mount Jewett$1,505
Mount Joy$1,385
Mount Morris$1,577
Mount Oliver$1,721
Mount Penn$1,685
Mount Pleasant$1,565
Mount Pleasant Mills$1,301
Mount Pocono$1,985
Mount Union$1,409
Mount Wolf$1,361
Mountain Top$1,601
Mountainhome$1,973
Mountville$1,421
Muhlenberg Park$1,541
Muir$1,529
Muncy$1,397
Muncy Valley$1,493
Mundys Corner$1,457
Munhall$1,529
Munson$1,421
Murrysville$1,553
Muse$1,517
Myerstown$1,421
Nanticoke$1,577
Nanty-Glo$1,481
Narberth$1,961
Narvon$1,457
Natrona Heights$1,481
Nazareth$1,577
Needmore$1,601
Neelyton$1,493
Neffs$1,565
Nelson$1,553
Nemacolin$1,553
Nescopeck$1,493
Nesquehoning$1,577
New Albany$1,589
New Alexandria$1,577
New Baltimore$1,553
New Beaver$1,589
New Bedford$1,529
New Berlin$1,313
New Berlinville$1,613
New Bethlehem$1,637
New Bloomfield$1,409
New Brighton$1,481
New Britain$1,757
New Buffalo$1,409
New Castle$1,577
New Castle Northwest$1,589
New Columbia$1,301
New Cumberland$1,325
New Derry$1,565
New Eagle$1,613
New Enterprise$1,577
New Florence$1,577
New Freedom$1,433
New Freeport$1,601
New Galilee$1,565
New Geneva$1,553
New Germantown$1,421
New Holland$1,445
New Hope$1,817
New Kensington$1,565
New Kingstown$1,289
New Milford$1,649
New Millport$1,517
New Oxford$1,349
New Paris$1,517
New Park$1,481
New Philadelphia$1,493
New Providence$1,445
New Ringgold$1,565
New Salem$1,505
New Stanton$1,517
New Tripoli$1,577
New Wilmington$1,541
Newburg$1,325
Newell$1,505
Newfoundland$1,865
Newmanstown$1,433
Newport$1,397
Newry$1,481
Newton Hamilton$1,409
Newtown$1,841
Newtown Grant$1,841
Newtown Square$1,913
Newville$1,325
Nicholson$1,613
Nicktown$1,529
Nineveh$1,589
Nixon$1,517
Normalville$1,589
Norristown$1,877
North Apollo$1,601
North Belle Vernon$1,541
North Bend$1,409
North Braddock$1,637
North Catasauqua$1,589
North Charleroi$1,601
North East$1,601
North Springfield$1,577
North Versailles$1,589
North Wales$1,733
North Warren$1,541
North Washington$1,673
North York$1,409
Northampton$1,553
Northern Cambria$1,553
Northpoint$1,565
Northumberland$1,361
Northwest Harborcreek$1,553
Norvelt$1,553
Norwood$2,069
Nottingham$1,649
Noxen$1,577
Nu Mine$1,625
Nuangola$1,601
Numidia$1,433
Nuremberg$1,589
Oak Hills$1,505
Oak Ridge$2,465
Oakdale$1,493
Oakland$1,577
Oakland Mills$1,373
Oakmont$1,577
Oaks$1,697
Oakwood$1,577
Oberlin$1,409
Ohiopyle$1,577
Ohioville$1,541
Oil City$1,685
Oklahoma$1,541
Olanta$1,493
Old Forge$1,565
Old Orchard$1,589
Old Zionsville$1,601
Oley$1,625
Oliveburg$1,529
Oliver$1,541
Olyphant$1,577
Ono$1,373
Orangeville$1,433
Orbisonia$1,505
Orchard Hills$1,613
Orefield$1,577
Oreland$1,913
Orrstown$1,373
Orrtanna$1,373
Orson$2,513
Orviston$1,397
Orwigsburg$1,541
Osceola$1,541
Osceola Mills$1,469
Osterburg$1,577
Ottsville$1,709
Oval$1,385
Oxford$1,685
Paint$1,469
Palm$1,661
Palmdale$1,349
Palmer Heights$1,589
Palmerton$1,565
Palmyra$1,349
Paoli$1,745
Paradise$1,493
Paris$1,637
Park Forest Village$1,289
Parker$1,697
Parker Ford$1,661
Parkesburg$1,709
Parkhill$1,493
Parkside$1,985
Parkville$1,361
Parryville$1,553
Patton$1,541
Paupack$1,877
Paxinos$1,493
Paxtang$1,385
Paxtonia$1,349
Paxtonville$1,289
Peach Bottom$1,529
Peach Glen$1,337
Peckville$1,565
Pen Argyl$1,517
Penbrook$1,493
Penfield$1,529
Penn$1,517
Penn Estates$1,961
Penn Run$1,553
Penn State Erie (Behrend)$1,541
Penn Wynne$1,973
Penndel$1,901
Penns Creek$1,289
Penns Park$1,805
Pennsburg$1,649
Pennsbury Village$1,529
Pennside$1,649
Pennsylvania Furnace$1,373
Pennville$1,361
Penryn$1,397
Pequea$1,481
Perkasie$1,685
Perkiomenville$1,673
Perryopolis$1,553
Petersburg$1,433
Petrolia$1,709
Philipsburg$1,385
Phoenixville$1,697
Picture Rocks$1,433
Pillow$1,397
Pine Forge$1,613
Pine Grove$1,529
Pine Grove Mills$1,277
Pine Ridge$2,045
Pineville$1,817
Pipersville$1,793
Pitcairn$1,601
Pitman$1,517
Pittsburgh$1,613
Pittsfield$1,589
Pittston$1,517
Plains$1,565
Platea$1,565
Pleasant Gap$1,289
Pleasant Hall$1,397
Pleasant Hill$1,397
Pleasant Hills$1,481
Pleasant Mount$1,781
Pleasant Unity$1,541
Pleasant View$1,613
Pleasantville$1,613
Plum$1,589
Plumsteadville$1,805
Plumville$1,553
Plymouth$1,529
Plymouth Meeting$1,877
Plymptonville$1,469
Pocono Lake$1,949
Pocono Lake Preserve$1,937
Pocono Manor$1,985
Pocono Pines$1,973
Pocono Ranch Lands$2,033
Pocono Springs$1,757
Pocono Summit$1,973
Pocono Woodland Lakes$1,949
Point Marion$1,577
Point Pleasant$1,805
Polk$1,733
Pomeroy$1,757
Port Allegany$1,505
Port Carbon$1,481
Port Clinton$1,553
Port Matilda$1,301
Port Royal$1,385
Port Trevorton$1,325
Port Vue$1,589
Portage$1,457
Porters Sideling$1,361
Portersville$1,529
Portland$1,601
Pottersdale$1,445
Potts Grove$1,361
Pottsgrove$1,685
Pottstown$1,685
Pottsville$1,469
Poyntelle$1,769
Presto$1,517
Preston Park$1,745
Pricedale$1,529
Pringle$1,529
Progress$1,373
Prompton$1,721
Prospect$1,541
Prospect Park$1,997
Prosperity$1,613
Pulaski$1,529
Punxsutawney$1,565
Pymatuning Central$1,625
Pymatuning South$1,637
Quakake$1,529
Quakertown$1,673
Quarryville$1,493
Quecreek$1,541
Queen$1,589
Queens Gate$1,433
Quentin$1,385
Railroad$1,409
Ralston$1,493
Ramblewood$1,373
Ramey$1,505
Rankin$1,637
Ransom$1,565
Raubsville$1,565
Ravine$1,529
Reading$1,601
Reamstown$1,469
Rebersburg$1,385
Rebuck$1,469
Rector$1,601
Red Hill$1,685
Red Lion$1,397
Reeders$1,757
Reedsville$1,361
Refton$1,421
Rehrersburg$1,529
Reiffton$1,649
Reinerton$1,457
Reinholds$1,445
Renfrew$1,517
Rennerdale$1,505
Renningers$1,517
Reno$1,625
Renovo$1,433
Republic$1,553
Revere$1,697
Revloc$1,481
Rew$1,493
Rexmont$1,385
Reynolds Heights$1,553
Reynoldsville$1,577
Rheems$1,373
Rices Landing$1,565
Riceville$1,673
Richboro$1,889
Richeyville$1,589
Richfield$1,361
Richland$1,409
Richlandtown$1,673
Riddlesburg$1,589
Ridgway$1,517
Ridley Park$2,105
Riegelsville$1,649
Rillton$1,529
Rimersburg$1,637
Ringgold$1,565
Ringtown$1,529
Riverside$1,385
Riverview Park$1,529
Rixford$1,493
Roaring Branch$1,553
Roaring Spring$1,493
Robertsdale$1,517
Robesonia$1,553
Robinson$1,577
Rochester$1,469
Rochester Mills$1,565
Rock Glen$1,565
Rockhill$1,493
Rockhill Furnace$1,493
Rockledge$2,117
Rockton$1,505
Rockwood$1,589
Rogersville$1,565
Rome$1,613
Ronco$1,553
Ronks$1,457
Roscoe$1,565
Rose Valley$1,961
Roseto$1,541
Rossiter$1,577
Rosslyn Farms$1,529
Rossville$1,373
Rothsville$1,409
Roulette$1,493
Rouseville$1,685
Rouzerville$1,373
Rowland$1,865
Roxbury$1,385
Royalton$1,337
Royersford$1,709
Ruffs Dale$1,541
Rural Ridge$1,565
Rural Valley$1,637
Rushland$1,781
Russell$1,565
Russellton$1,577
Rutherford$1,361
Rutledge$1,973
Sabinsville$1,553
Sacramento$1,517
Sadsburyville$1,697
Saegertown$1,613
Sagamore$1,589
Saint Benedict$1,505
Saint Boniface$1,529
Saint Johns$1,577
Saint Michael$1,445
Saint Peters$1,673
Saint Thomas$1,385
Salfordville$1,733
Salina$1,565
Salisbury$1,577
Salix$1,457
Salladasburg$1,385
Salona$1,349
Saltillo$1,493
Saltsburg$1,613
Salunga$1,409
Sanatoga$1,685
Sand Hill$1,397
Sandy$1,505
Sandy Lake$1,613
Sandy Ridge$1,361
Sankertown$1,469
Sarver$1,541
Sassamansville$1,661
Saw Creek$2,033
Saxonburg$1,553
Saxton$1,529
Saylorsburg$1,757
Sayre$1,481
Scalp Level$1,469
Scenery Hill$1,613
Schaefferstown$1,409
Schellsburg$1,577
Schenley$1,577
Schlusser$1,289
Schnecksville$1,553
Schoeneck$1,445
Schuylkill Haven$1,505
Schwenksville$1,745
Sciota$1,769
Scotland$1,373
Scotrun$1,937
Scottdale$1,553
Scranton$1,589
Seanor$1,541
Selinsgrove$1,301
Sellersville$1,685
Seltzer$1,493
Seminole$1,613
Seneca$1,673
Seven Fields$1,505
Seven Valleys$1,421
Seward$1,553
Sewickley$1,481
Sewickley Heights$1,481
Sewickley Hills$1,481
Shade Gap$1,493
Shady Grove$1,385
Shamokin$1,457
Shamokin Dam$1,313
Shanksville$1,553
Shanor-Northvue$1,517
Sharon$1,517
Sharon Hill$2,573
Sharpsburg$1,589
Sharpsville$1,517
Shartlesville$1,565
Shavertown$1,613
Shawanese$1,577
Shawnee on Delaware$1,961
Shawville$1,445
Sheakleyville$1,577
Sheffield$1,541
Shelocta$1,589
Shenandoah$1,505
Sheppton$1,553
Shermans Dale$1,373
Shickshinny$1,565
Shillington$1,553
Shiloh$1,397
Shinglehouse$1,505
Shippensburg$1,325
Shippensburg University$1,337
Shippenville$1,601
Shippingport$1,553
Shiremanstown$1,349
Shirleysburg$1,433
Shoemakersville$1,613
Shohola$1,877
Shrewsbury$1,433
Shunk$1,493
Sidman$1,457
Sierra View$1,925
Sigel$1,565
Silkworth$1,613
Silverdale$1,697
Sinking Spring$1,505
Sinnamahoning$1,517
Sipesville$1,541
Six Mile Run$1,601
Skippack$1,721
Skyline View$1,361
Skytop$1,961
Slabtown$1,445
Slate Run$1,421
Slatedale$1,589
Slatington$1,589
Slickville$1,565
Sligo$1,613
Slippery Rock$1,649
Slippery Rock University$1,661
Slovan$1,589
Smethport$1,505
Smicksburg$1,589
Smithfield$1,553
Smithmill$1,505
Smithton$1,481
Smock$1,553
Smokerun$1,481
Smoketown$1,469
Snow Shoe$1,385
Snydersburg$1,577
Snydertown$1,469
Somerset$1,565
Soudersburg$1,469
Souderton$1,661
South Canaan$1,733
South Coatesville$1,769
South Connellsville$1,553
South Fork$1,457
South Gibson$1,709
South Greensburg$1,553
South Heights$1,481
South Montrose$1,661
South Mountain$1,349
South New Castle$1,577
South Park Township$1,481
South Philipsburg$1,373
South Pottstown$1,697
South Renovo$1,433
South Sterling$1,877
South Temple$1,541
South Uniontown$1,541
South Waverly$1,481
South Williamsport$1,433
Southampton$1,961
Southeastern$1,733
Southmont$1,481
Southview$1,517
Southwest$1,529
Southwest Greensburg$1,553
Spangler$1,529
Spartansburg$1,625
Speers$1,589
Spinnerstown$1,673
Spraggs$1,589
Sprankle Mills$1,541
Spring Church$1,625
Spring City$1,721
Spring Creek$1,601
Spring Glen$1,505
Spring Grove$1,397
Spring Hill$1,457
Spring House$1,793
Spring Mills$1,349
Spring Mount$1,745
Spring Ridge$1,529
Spring Run$1,385
Springboro$1,625
Springdale$1,589
Springfield$1,997
Springmont$1,541
Springs$1,601
Springtown$1,613
Springville$1,661
Sproul$1,505
Spruce Creek$1,433
Spry$1,385
St. Clair$1,457
St. Lawrence$1,649
St. Marys$1,469
St. Petersburg$1,637
St. Vincent College$1,529
Stahlstown$1,589
Star Junction$1,553
Starford$1,553
Starlight$1,745
Starrucca$1,781
State College$1,289
State Line$1,385
Steelton$1,421
Sterling$1,781
Stevens$1,457
Stevensville$1,637
Stewartstown$1,457
Stiles$1,673
Stillwater$1,469
Stockdale$1,553
Stockertown$1,553
Stoneboro$1,589
Stonerstown$1,541
Stony Creek Mills$1,649
Stonybrook$1,385
Stormstown$1,301
Stouchsburg$1,553
Stowe$1,685
Stoystown$1,589
Strabane$1,553
Strasburg$1,445
Strattanville$1,577
Strausstown$1,565
Strongstown$1,565
Stroudsburg$1,745
Stump Creek$1,541
Sturgeon$1,505
Sugar Grove$1,565
Sugar Notch$1,577
Sugar Run$1,577
Sugarcreek$1,685
Sugarloaf$1,565
Summerdale$1,325
Summerhill$1,493
Summerville$1,577
Summit Hill$1,565
Summit Station$1,541
Sumneytown$1,661
Sun Valley$1,925
Sunbury$1,433
Suplee$1,697
Susquehanna$1,673
Susquehanna Depot$1,673
Susquehanna Trails$1,493
Sutersville$1,541
Swarthmore$1,961
Swartzville$1,445
Sweet Valley$1,649
Swengel$1,325
Swiftwater$1,841
Swissvale$1,637
Swoyersville$1,529
Sybertsville$1,565
Sycamore$1,565
Sykesville$1,553
Sylvania$1,541
Tafton$1,841
Talmage$1,421
Tamaqua$1,529
Tamiment$1,997
Tannersville$1,781
Tarentum$1,589
Tarrs$1,541
Tatamy$1,577
Taylor$1,565
Taylorstown$1,601
Telford$1,649
Temple$1,541
Templeton$1,637
Terre Hill$1,457
The Hideout$1,745
Thomasville$1,349
Thompson$1,733
Thompsontown$1,397
Thompsonville$1,505
Thornburg$1,517
Thorndale$1,721
Thornton$1,853
Three Springs$1,517
Throop$1,589
Tidioute$1,601
Timblin$1,565
Tioga$1,541
Tiona$1,529
Tionesta$1,613
Tipton$1,469
Tire Hill$1,493
Titusville$1,625
Tobyhanna$2,021
Todd$1,493
Toftrees$1,289
Topton$1,613
Torrance$1,553
Toughkenamon$1,793
Towamensing Trails$1,865
Towanda$1,541
Tower City$1,469
Townville$1,637
Trafford$1,553
Trainer$2,021
Transfer$1,565
Trappe$1,697
Treasure Lake$1,517
Treichlers$1,565
Tremont$1,517
Tresckow$1,613
Trevorton$1,517
Trevose$2,021
Trexlertown$1,589
Trooper$1,805
Trout Run$1,457
Troutville$1,481
Troxelville$1,313
Troy$1,577
Trucksville$1,601
Trumbauersville$1,685
Tullytown$1,913
Tunkhannock$1,577
Turbotville$1,397
Turkey City$2,453
Turtle Creek$1,637
Turtlepoint$1,505
Tuscarora$1,493
Twin Rocks$1,505
Tyler Hill$1,757
Tyler Run$1,421
Tylersburg$1,613
Tylersport$1,637
Tyrone$1,469
Uledi$1,553
Ulster$1,541
Ulysses$1,529
Union City$1,661
Union Dale$1,721
Uniontown$1,541
Unionville$1,745
United$1,541
Unity House$1,961
Unityville$1,469
University of Pittsburgh Johnstown$1,481
University Park$1,301
Upland$1,973
Upper Black Eddy$1,673
Upper Darby$2,489
Upper St. Clair$1,493
Upperstrasburg$1,385
Ursina$1,577
Utica$1,733
Uwchlan$1,733
Valencia$1,529
Valier$1,541
Valley Forge$1,697
Valley Green$1,349
Valley View$1,493
Van Voorhis$1,589
Vanderbilt$1,529
Vandergrift$1,601
Venango$1,625
Venetia$1,481
Venus$1,637
Verona$1,625
Versailles$1,589
Vestaburg$1,601
Vicksburg$2,213
Villa Maria$1,529
Village Green-Green Ridge$1,949
Village Shires$1,961
Villanova$1,937
Vinco$1,469
Vintondale$1,505
Virginville$1,565
Volant$1,565
Vowinckel$1,601
Wagner$1,373
Wagontown$1,793
Wall$1,601
Wallaceton$1,445
Wallingford$1,949
Walnut Bottom$1,301
Walnutport$1,553
Walston$1,529
Waltersburg$1,553
Wampum$1,553
Wapwallopen$1,565
Warfordsburg$1,625
Warminster$1,853
Warminster Heights$1,865
Warren$1,541
Warren Center$1,613
Warrendale$1,493
Warrington$1,829
Warrior Run$1,577
Warriors Mark$1,445
Washington$1,553
Washington Boro$1,445
Washington Crossing$1,829
Washingtonville$1,373
Waterfall$1,589
Waterford$1,625
Waterville$1,433
Watsontown$1,361
Wattsburg$1,613
Waverly$1,577
Waymart$1,733
Wayne$1,829
Waynesboro$1,373
Waynesburg$1,553
Weatherly$1,649
Webster$1,517
Weedville$1,493
Weigelstown$1,373
Weikert$1,325
Weissport East$1,565
Wellersburg$1,565
Wells Tannery$1,601
Wellsboro$1,505
Wellsville$1,361
Wendel$1,517
Wernersville$1,505
Wescosville$1,577
Wesleyville$1,565
West Alexander$1,601
West Brownsville$1,589
West Chester$1,733
West Conshohocken$1,889
West Decatur$1,457
West Easton$1,577
West Elizabeth$1,493
West Fairview$1,325
West Falls$1,577
West Finley$1,637
West Grove$1,745
West Hazleton$1,553
West Hickory$1,589
West Hills$1,601
West Homestead$1,529
West Kittanning$1,601
West Lawn$1,541
West Leechburg$1,565
West Leisenring$1,553
West Mayfield$1,445
West Middlesex$1,505
West Middletown$1,601
West Mifflin$1,493
West Milton$1,313
West Newton$1,529
West Pittsburg$1,565
West Pittston$1,529
West Point$1,769
West Reading$1,589
West Salisbury$1,565
West Springfield$1,589
West Sunbury$1,697
West View$1,577
West Willow$1,445
West Wyoming$1,529
West Wyomissing$1,541
West York$1,409
Westfield$1,541
Westland$1,565
Westmont$1,493
Westmoreland City$1,529
Weston$1,601
Westover$1,577
Westport$1,421
Westwood$1,769
Wexford$1,517
Wheatland$1,517
Whitaker$1,541
White$1,553
White Deer$1,289
White Haven$1,697
White Mills$1,745
White Oak$1,577
Whitehall$1,577
Whitfield$1,529
Whitney$1,541
Wickerham Manor-Fisher$1,625
Wickhaven$1,529
Wiconsico$1,409
Widnoon$1,637
Wilburton$1,457
Wilcox$1,529
Wildwood$1,481
Wilkes-Barre$1,565
Wilkinsburg$1,709
Williamsburg$1,517
Williamsport$1,433
Williamstown$1,409
Willow Grove$1,889
Willow Hill$1,373
Willow Street$1,445
Wilmerding$1,589
Wilmore$1,481
Wilson$1,577
Winburne$1,433
Wind Gap$1,553
Wind Ridge$1,601
Windber$1,469
Windsor$1,409
Winfield$1,313
Winterstown$1,397
Witmer$1,445
Wolfdale$1,541
Womelsdorf$1,541
Woodbourne$1,913
Woodbury$1,565
Woodland$1,445
Woodland Heights$1,685
Woodlyn$2,009
Woodside$1,805
Woodward$1,385
Woolrich$1,349
Wormleysburg$1,361
Worthington$1,565
Worthville$1,541
Woxall$1,733
Woxhall$1,721
Wrightsville$1,397
Wyalusing$1,589
Wyano$1,517
Wycombe$1,829
Wyncote$2,201
Wyndmoor$1,973
Wynnewood$1,961
Wyoming$1,517
Wyomissing$1,541
Wysox$1,601
Yardley$1,805
Yatesboro$1,613
Yatesville$1,553
Yeadon$2,621
Yeagertown$1,337
Yoe$1,385
York$1,409
York Haven$1,361
York New Salem$1,397
York Springs$1,361
Yorklyn$1,385
Youngstown$1,529
Youngsville$1,553
Youngwood$1,517
Yukon$1,553
Zelienople$1,493
Zieglerville$1,697
Zion$1,289
Zion Grove$1,553
Zionhill$1,697
Zionsville$1,613
Zullinger$1,373

How to find the best car insurance in Pennsylvania

Apart from business incentives, there are other options to get affordable auto insurance in Pennsylvania.

  • Shop for your options: Don't presume that big-name corporations are always the best or cheapest. Make sure you're browsing their pages, see what plans they're selling, and compare pricing and discounts.
  • Don't forget about your local and regional insurers: These smaller companies can also have lower premiums with higher satisfaction scores.
  • Consider the credit score: Your credit score can positively or negatively impact your insurance quote, so make sure you pay your bills on time and keep track of your credit score.
  • When it comes to cost, not all cars are the same: When looking for a new car, bear in mind that some of the vehicles would be more costly to cover than others. If you have an older vehicle, you might want to waive extensive crash coverage if that car's market value is insufficient. The expense may not be worth paying for this form of coverage.

Reasons Why Auto Insurance Costs More in Pennsylvania

Pennsylvania is a no-fault state with a dense population, car insurance is expensive. In Pennsylvania, full coverage vehicle insurance costs around $1284 per year, while minimal coverage costs around $414 per year. Pennsylvania car insurance is less expensive than the national average, roughly $1,500 for full coverage and around $600 for basic coverage per year.

Car insurance premiums are also continuously rising in Pennsylvania and around the country. As the cost of providing insurance rises, so do the premiums charged by insurers. The rising cost of insurance affects all insured drivers. That's why, regardless of whether any individual factors—like your driving record or location—have changed, your premiums tend to go up every time your policy is renewed.

Things to Know About Car Insurance When Moving to Pennsylvania

If you are moving to Pennsylvania, please bear in mind that all new residents are expected to apply for a Pennsylvania title and registration of their vehicle(s) and a Pennsylvania license within a defined number of residence days.

Drivers in Pennsylvania have two choices for auto insurance: full tort or limited tort. Limited tort, also known as no-fault insurance, pays up no matter who causes an accident. However, it also limits your rights to sue another driver for pain and suffering (except for catastrophic injuries).

With full-tort insurance, you maintain your right to sue, but your premiums will be higher. Either way, you'll have to buy liability coverage to cover the cost of injuries or damages in an accident.

These are the state minimums:

  • Bodily Injury: $15000 per person $30000 per accident
  • Property Damage: $5000
  • Medical Benefits: $5000

Uninsured and underinsured motorist insurance is not required in Pennsylvania but is offered by all insurers. You must decline in writing if desired.

You will need to present the following items to a Pennsylvania DMV office to register your car:

A legitimate title from your former state, issued in your name, for all cars you want to register in Pennsylvania.

For all of the cars you will be registering, proof of Pennsylvania insurance, such as a valid insurance identity card, declaration page of an insurance policy, a copy of a valid binder, or a copy of an application for insurance to the Pennsylvania Assigned Risk Plan is required. Both the effective and expiration dates must be included in these documents.

  • Personal identity card
  • Form MV-1: This is a restricted form that cannot be completed online, and you can get one from a messenger, a tag agency, or any Driver and Vehicle Service Center.
  • A vehicle identifying number (VIN) tracing or verification at a dealership or issuing agent by an inspection mechanic or notary public.
  • Title, lien, registration fees, and sales tax are all in order (if applicable). Pay the Commonwealth of Pennsylvania via checks or money orders. Please do not send money via mail.
  • If you're titling and registering a leased car, you'll also need the leasing firm to fill out Form MV-1L. NOTE: The leasing company may require a Power of Attorney.

How to Get Discounts on Car Insurance in Pennsylvania

Discount How It Works
Customer Loyalty Customer loyalty discounts are not available in Pennsylvania because state laws prevent insurance companies from adjusting rates based on the likelihood a customer will not switch companies.
Good Driver Drivers with a clean record and no claims history save on insurance.
Driver Education Insurance companies are required by state law to provide a discount to older drivers who complete an approved defensive driving course. Drivers must be 50 years of age or older to qualify.
Continuously Insured Drivers who have been insured for 6 months or more save on insurance.
Billing and Payments If you pay for your policy in full, set up automatic payments, pay online, or go paperless, you can save.
Policy Bundling Insure multiple vehicles or get different policy types (like home and auto) from the same company can earn a discount.
Good Student Young drivers with a “B” average or higher are eligible for discounts.
Usage-Based Some insurance companies offer discounts for drivers who are willing to have their driving habits monitored by an electronic device attached to your car and/or your smartphone.
Safety Features Cars featuring multiple airbags, anti-lock brakes, daytime running lights, and other safety add-ons can save on car insurance.
Anti-Theft Systems Car alarms, LoJack, steering wheel locks, or other anti-theft features can make comprehensive coverage more affordable.

See what you could save on auto insurance

Pennsylvania Car Insurance Laws

Are you following Pennsylvania's auto insurance laws?

A car accident can be quite damaging. The primary goal of car insurance is to reduce the amount of damage caused by protecting both the at-fault party and the injured party from financial loss.

Car insurance regulations exist in every state, and they cover everything from minimum coverage requirements to what happens if you get into an accident with an uninsured motorist. Pennsylvania, on the other hand, has some genuine one-of-a-kind insurance laws.

Let's look at it more closely. Pennsylvania is unique in that it does not have a fault-based or no-fault system. Rather, it is up to each motorist to choose whether to obtain no-fault insurance (also known as "limited tort") or fault-based insurance (sometimes known as "full tort" insurance coverage).

Pennsylvania is a no-fault state for car insurance, and drivers must carry their protection under no-fault insurance law. When you're in an accident, your insurance pays the price, regardless of who is blamed. Because each motorist is responsible for their expenses, the possibilities of someone suing over guilt are supposedly lowered. This ensures that if a driver is wounded in a car accident, they will receive quick medical attention.

Even though liability insurance is required in Pennsylvania, not every driver complies with the law.

So, what if you're in an accident and the other motorist isn't covered by insurance? In Pennsylvania, vehicle insurance providers are required to offer you the choice of acquiring uninsured motorist (UM) and underinsured motorist (UIM) coverage as part of your policy.

All car owners must prove auto liability coverage to register a car or truck for legal road use in Pennsylvania. You need to carry proof with you on the road: either your insurance ID card, a digital version on a mobile device, or a copy of your policy.

Pennsylvania auto insurance requirements

FPB (First Party Benefit) is a must for drivers in Pennsylvania. FPB (First Party Benefit) pays for medical expenses you and your passengers incurred in an accident, regardless of who is to blame. Medical expenses like hospital bills, medical, dental, and nursing services incurred as a result of an accident will be covered by FPB. In Pennsylvania, your policy must have a minimum FPB coverage of $5,000 per person.

In Pennsylvania, the tort option determines the policyholder's ability to sue another driver for pain and suffering. In exchange for a lower premium, you can choose a limited tort option, limiting your ability to sue another motorist for non-monetary damages except in extreme cases such as death or permanent deformity. Full tort coverage allows the policyholder to sue for any post-accident pain and suffering, although it normally comes at a greater cost.

What is PIP insurance in Pennsylvania?

If you've acquired car insurance in Pennsylvania, you've probably been asked to confirm coverage levels for various coverage options, including personal injury protection or PIP. All drivers in Pennsylvania are required to obtain PIP coverage.

Personal Injury Protection (PIP) is a first-party insurance benefit.

If you are involved in a car accident, you will receive reimbursement directly from your own insurance company. On the other hand, Third-party benefits are those paid by the other driver's insurance carrier to wounded parties.

PIP is a vital part of the Pennsylvania personal injury system, but it does not cover all. Because of the limits of PIP, it is frequently insufficient to cover the entire extent of your damages.

As previously stated, personal Injury Protection is designed to be used as a first-party benefit. It ensures that a person wounded in a car accident can receive medical treatment and reimbursement for other expenses in this way.

Pennsylvania is a "no-fault" state when it comes to accidents, and this does not exclude you from pursuing a claim against another driver who causes a collision.

Importantly, using your PIP will have no impact on your insurance rate.

Because you filed a PIP claim, your auto insurance rates will not go up.

Your insurance company may decide to raise your rates in response to claims paid out in your state or area, but it cannot do so merely because you filed a PIP claim.

In Pennsylvania, there is a minimum level of PIP coverage.

Drivers in Pennsylvania must have a specified amount of Personal Injury Protection insurance. Driving a car in Pennsylvania without PIP and other types of insurance coverage is illegal.

What is PIP coverage? How does it work?

Personal Injury Protection (PIP) is a complicated topic, especially when another driver is at fault. Isn't it reasonable to expect the other motorist to compensate you for your losses? In Pennsylvania, the answer is a little more complicated because PIP only provides a basic level of protection.

According to a Philadelphia car accident lawyer, if you have PIP coverage, the at-fault driver is not responsible for your medical expenditures or other losses until your PIP insurance limitations have been spent.

If a car has numerous occupants, each with their PIP, coverage is determined based on "priority of coverage." First and foremost, your coverage will take effect. Then, a policy from a relative will be used (if you are a member of their household).

The policy that covered the car you were riding in will cover you. Finally, if you were a pedestrian or a bike rider, you would be covered by the policy of any car involved in the collision.

There are specific circumstances in which Personal Injury Protection will not be applicable. If you were driving or riding a recreational vehicle or a motorcycle, your private health insurance would cover your medical expenditures. If another party was to blame for the crash, a qualified Philadelphia automobile accident lawyer could assist you in seeking compensation for your injuries.

PIP functions similarly to medical insurance when it comes to medical benefits. Present your auto insurance information and claim number at the doctor's office or hospital. Your insurance company will be billed directly by them. You won't be charged for co-pays or deductibles, unlike your health insurance.

What is the minimum coverage of PIP in Pennsylvania?

Suppose the Pennsylvania Department of Transportation (or PennDOT, as it is more popularly known) discovers that you have traveled without Personal Injury Protection. In that case, your driver's license, car license plate, and registration may all be suspended. You will be unable to drive until the suspension time has ended, costs have been paid, and evidence of insurance has been provided.

The following is the minimum PIP coverage required in Pennsylvania:

  • $5,000 medical benefits;
  • $15,000 per person/$30,000 per accident bodily injury liability; and
  • $5,000 property damage.

These are, of course, the bare minimums for coverage. Individuals can acquire larger coverage limits to match their needs, and they can speak with their insurance agent directly about the policy limitations that are ideal for them.

Proof of Auto Insurance in Pennsylvania

One option for getting car insurance in PA is to become a self-insurer. Drivers must, however, meet certain requirements and demonstrate that they have the financial wherewithal to cover themselves. The Pennsylvania Department of Transportation (PennDOT) will offer a certificate as verification once they've been approved.

In most circumstances, getting PA insurance through an insurer is convenient and cost-effective.

You'll need to produce financial records from the preceding year, such as a balance sheet or income statement, as well as a bond or security to act as a deposit for any future responsibility claims for an accident you caused.

The amount of security or bond required will be determined by the number of cars you own: $50,000 for the first car, $10,000 for each additional vehicle, and up to $1,000,000. The following are examples of acceptable forms of bond or security:

  • US Currency: Cash or US Treasury bills or notes are examples of US currency.
  • Escrow Deposit: in a federal or state-chartered bank, credit union, or savings association federally insured. This is true as long as the deposit's sole aim is to provide security as a self-insurer.
  • Irrevocable Letter of Credit: An irrevocable letter of credit is a guarantee letter issued by any Pennsylvania bank or a bank approved by the PennDOT.
  • Surety Bond: Surety Bonds are issued by surety companies licensed to do business in the state.
  • Corporate Bond: Bonds issued by other corporations with a Moody's rating of A or better.
  • Additional Securities: You may petition the PennDOT for approval of other securities.

INSURANCE AGENT EXPERTS

Wilson Mathew Nechikat

Wilson Mathew Nechikat

Principal

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Anthony Luu

Anthony Luu

Sr. Director of Insurance Operations

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Ezra Peterson

Ezra Peterson

Sr. Director of Insurance

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Danny Herrera

Danny Herrera

Head of Commercial Insurance

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Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

Frequently Asked Questions

Who has the cheapest car insurance in PA?

Erie with an annual premium of $328 has the cheapest car insurance in PA.

How much is car insurance in Pennsylvania?

Car insurance in Pennsylvania is relatively costly. The average automobile insurance premium in Pennsylvania is $1433 a year—just 0.4 percent higher than the national average.

How much is car insurance in PA a month?

In Pennsylvania, car insurance costs around $88 a month, or an average of $1053 a year. That's more than drivers in other states currently pay for auto insurance.

Does Pennsylvania require car insurance?

As a Pennsylvania driver, your vehicle must have at least the minimum amount of coverage when on the lane. If you are found without vehicle insurance, you may be charged as much as $300, and your driver's license, registration, and license plate may be revoked for three months.

What is the best car insurance in PA?

Of all the car insurance companies in PA, Progressive is the best car insurance. The others like Esurance, Allstate, and Erie are best in the following categories respectively best online technology, the best rewards for drivers, and the most affordable car insurance.

What is the minimum car insurance in PA?

The minimum limits for Pennsylvania auto insurance are: Bodily injury liability (per person) - $15000 Bodily injury liability (per accident) - $30000 Property damage liability - $5000 Uninsured motorist (per person) - $15000 Uninsured motorist (per accident) - $30000

What is full coverage in PA?

Complete insurance coverage in Pennsylvania is generally defined as a policy that offers more than a national minimum insurance coverage of 15000 bodily injury coverage per person, up to 30000 per accident, and up to 5000 for property damage coverage.

Is car insurance mandatory in Pennsylvania?

Yes, car insurance is mandatory in the state of Pennsylvania. If you are a driver in the state of Pennsylvania you must pay a minimum of $15000 per person and $30000 per accident for bodily injury liability insurance, $5000 for first-party medical coverage, and $5000 for property damage liability insurance.

Can I make changes to my car insurance policy in Pennsylvania?

At any time, you can make adjustments to your auto insurance policy. Everything you need to do is call your car insurance company and inform them that you want to change your coverage options.

Does the state of Pennsylvania have special winter driving laws?

Pennsylvania allows all drivers to clear their snow and ice vehicles or face heavy penalties (up to $1,000) if the snow and ice fall off their cars and causes injuries to pedestrians or other motorists. Pennsylvania often allows drivers to light their headlamps if they have their windshield wipers on (even if they are only on intermittently) or if visibility is impaired by conditions such as dusk, snow, rain, or fog.

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