If you’re wondering how to cancel Progressive car insurance, don’t worry, it’s pretty easy. Progressive is one of the customer-friendly providers, offering its customers huge discounts. While it is easy to get insurance, it is easier to cancel Progressive car insurance in no time. The best part of Progressive’s cancellation policy is that you can withdraw your auto insurance policy anytime.
However, as you may know, you need a reliable auto insurance policy if you drive or own a car. Therefore, you have a backup policy when you cancel Progressive car insurance. Also, compare the rates of your new policy to those of Progressive before switching to a new policy. In addition, it is wise to take an expert opinion and examine the benefits of your new policy before you go ahead with your purchase.
The process to cancel Progressive car insurance
The process to terminate your Progressive car insurance is quite simple. You can cancel your insurance easily by following the proper steps and acting at the right time. Here are some important steps you’ll need to follow:
Find out the validity of your insurance
Before you call off your Progressive car insurance, you can just find out the validity of your existing insurance. If you suddenly plan to close your existing insurance, you may have to pay the cancellation fee. There are some easy ways to know the validity of your present insurance.
Firstly, you can find these details on your Progressive car insurance declaration form when you submit it online and start your auto insurance. Secondly, check your Progressive ID card. It will precisely show your insurance validity. Finally, make sure to jot down the coverages. You can save these for later while comparing your new policy benefits.
Compare quotes from other providers
Visit the websites of other major auto insurance providers and get quotes. Also, check these providers’ discount rates and decide if you still wish to continue. Before you compare, make a note of the information you’ll need.
Some of the major information is the coverage, your coverage start date (make sure to start your new auto insurance, and the day your existing insurance ends. Also, remember to add the VIN, make, and model of all cars you’ve insured with Progressive. Additionally, add your name, license number, and date to get all your insurance details together.
Further steps to cancel Progressive car insurance
Here’s what you’ll need to take to cancel your Progressive car insurance:
Ask Progressive for better coverage
Progressive is one of the providers of wide coverage. Therefore, think twice before you cancel your auto insurance with Progressive and see if you can get an equally good provider. You can always get better coverage through Progressive by using bundling discounts. See if you can bundle your auto insurance and home insurance policies through them.
Opt for a reliable insurance provider
If you think you can find a better insurance provider than Progressive, go ahead with your decision. However, contact your new insurer and enquire about the coverages and perks you’ll get. Most importantly, before you cancel Progressive car insurance, you should use it until the last date before switching to your new provider.
Cancellation charges of Progressive car insurance in each state
Before you cancel Progressive car insurance, you must also know the cancellation charge in each state:
| State | Average Annual Insurance Rates |
| Alabama | $696 |
| Alaska | $972 |
| Arizona | $936 |
| Arkansas | $708 |
| California | $852 |
| Colorado | $840 |
| Connecticut | $1008 |
| Delaware | $1044 |
| Florida | $1080 |
| Georgia | $792 |
| Hawaii | $852 |
| Idaho | $588 |
| Illinois | $756 |
| Indiana | $672 |
| Iowa | $564 |
| Kansas | $600 |
| Kentucky | $768 |
| Louisiana | $1092 |
| Maine | $660 |
| Maryland | $960 |
| Massachusetts | $1128 |
| Michigan | $948 |
| Minnesota | $804 |
| Mississippi | $756 |
| Missouri | $696 |
| Montana | $696 |
| Nebraska | $624 |
| Nevada | $996 |
| New Hampshire | $804 |
| New Jersey | $1200 |
| New Mexico | $744 |
| New York | $1140 |
| North Carolina | $612 |
| North Dakota | $564 |
| Ohio | $684 |
| Oklahoma | $744 |
| Oregon | $744 |
| Pennsylvania | $864 |
| Rhode Island | $1068 |
| South Carolina | $768 |
| South Dakota | $576 |
| Tennessee | $672 |
| Texas | $852 |
| Utah | $720 |
| Vermont | $708 |
| Virginia | $708 |
| Washington, D.C. | $1200 |
| Wisconsin | $624 |
| Wyoming | $648 |
North Dakota offers the lowest Progressive cancellation charges across the U.S.
What happens after canceling Progressive car insurance?
Once you cancel your Progressive car insurance, you’ll be given a refund, provided you don’t have any pending service cancellation fees to pay. This cancellation amount depends on your use of Progressive’s services. They may charge you less if you are a long-term user of Progressive’s services. Make sure you go for new auto insurance as soon as you close the older one. Many insurance companies disagree on offering services to inconsistent customers.
Ways to save on Progressive car insurance
- Increase your deductible every month.
- Club your auto insurance policy with other types (home insurance, motorcycle insurance, etc.)
- Sign up for Progressive’s safe driver program and get the best benefits.
- Use only the coverages that you think you need.
- Use all the discounts that are available at hand.
To Summarize
While you plan to cancel Progressive car insurance, please ensure your new auto insurance is equally good. The best way to cancel is to call Progressive directly or send a mail request. Just to remind you, your cancellation charges depend on your location.
Sara Sam may not look like your typical car and finance expert, but don’t let that fool you. With over four years of experience in the industry, she knows all the ins and outs of cars, car insurance, and refinancing. You can trust Sara to help you navigate the often-confusing world of automobiles and financing.
