Infiniti Refinancing (August 2025)

Save more money on your Infiniti auto loan

By refinancing your Infiniti with Way.com, you could:

• Lower the APRs on your Infiniti loan
• Lower your monthly Infiniti monthly payments
• Add or remove a co-signer/co-borrower
• Refinance and buy out an Infiniti lease
• Change your Infiniti car loan conditions
• Defer a payment or take payment vacations

What is Infiniti refinancing?

You could have many reasons for buying an Infiniti - whether it's the Nissan brand, its sleek and elegant design, or the status it represents. However, none of these means that you should end up overpaying on your Infiniti car loan. With interest rates running pretty high - it's best to look for a way to make the most savings!

Infiniti refinancing allows you to take a new loan from a new lender to replace your existing, high APR loan. The new lender will pay off your current loan and sign you on for a new one with a lower APR, a lower monthly payment, and better terms and conditions.

If you refinance with the right lender, you can slash your interest rates and save as much as $1850 annually.

Why should I refinance my Infiniti?

You may have financed your Infiniti through the brand's official financing arm, a bank, or a related dealership. However, all of these places will have likely charged you a high APR - even if you had a great credit score.

That doesn't mean you need to continue with the expensive loan payments. By choosing to refinance your Infiniti, you could:

• Lower your Infiniti interest rate: Reducing your rate by just 1-2% can save you thousands in the long run.
• Lower your Infiniti monthly payment: Save more every month to spend on student debt, household expenses, and more.
• Add or remove a co-borrower/co-signer: Repaying an Infiniti loan on your own can be hard. Add a co-borrower to quicken the process.
• Add more benefits to your loan: Insure your Infiniti vehicle against damages with GAP insurance, Vehicle Service Warranty, and more.
• Get cash-out refinancing: Want cash for a financial emergency? Borrow an amount based on the equity in your Infiniti
• Buy out your Infiniti lease at the end of the term.

How much can you save when refinancing your Infiniti with Way.com?

The savings for each applicant can vary based on the different criteria involved. However, refinancing your Infiniti with the right lender can save up to $1850 every year - which translates the more than $100 every month.

Why is this important, you ask? Well, with the average auto monthly payment in the US crossing $600, it's never been more important to save on your loan. In the long run, every penny counts!

You can also use cashback auto refinancing to borrow funds with your Infiniti as collateral.

When should you refinance your Infiniti?

Refinancing must only be done if you meet the following criteria:

• At least 6-12 months have passed since you took the original loan
• Your credit score has increased to more than it was when you first applied (or more than 650)
• You have built up a consistent payment history and cleared all pending dues
• You're facing a financial crunch shortly and want to save for a rainy day
• You want to change the loan terms and add a co-signer or co-borrower

Refinancing your vehicle at the wrong time can often do more harm than good - so be wary of

Infiniti Refinance Rates (June 2023)

What Infiniti models can I refinance?

You can refinance almost any Infiniti model in the market today. Some popular models in the country include:

• Infiniti QX60
• Infiniti QX55
• Infiniti QX50
• Infiniti Q60
• Infiniti QX80

What documents are required for Infiniti refinancing?

Keep these details and documents ready - it will help you breeze through the refinance process.

• Your credit score : Aim for a score above 650 to get good rates - but a score above 700 will get preferential rates and help you get pre-approved easily.
• 14-day payoff amount : Call your lender and ask for the remaining loan balance, including the next 14 days' principal and interest.
• Loan-to-value ratio : The LTV ratio will tell you whether you are 'upside-down' on the car loan. If you are, it will be harder to refinance.
• Loan term remaining : You should have at least a year left to repay the existing loan for refinancing to be effective.
• Prepayment penalty : Make sure that your existing loan provider does not have a clause penalizing you for paying off the loan early.

Also keep your personal details ready, like:

• Vehicle information: VIN, title, registration, number, and mileage
• Income information: Salary slips, pay stubs, and tax returns
• Personal information: Driver's license and Social Security Number

Will my Infiniti be eligible for refinancing?

Most lenders don't have very strict eligibility requirements. All you need to ensure is that your registration, licenses, and other details are in order. Other criteria include:

• The car must be less than 10 years old (can vary for some lenders)
• It must have a mileage of less than 125,000 (varies depending on the lender)
• You have a valid driving license
• You have a valid registration
• You have a consistent payment history on your current loan
• You have a verifiable income source
• You have full coverage insurance

How to refinance my Infiniti with Way.com

Step 1: Estimate the possible savings

Use an online auto refinance calculator to find your new monthly payment and whether it is worth it to refinance.

Step 2: Pre-qualify for multiple offers

Shop around, pre-qualify with multiple lenders, compare rates and shortlist the best.

Step 3: Choose an offer and start saving

Choose one that fits your budget the best, apply for refinance, and submit the required documents. If everything is in order, you will be approved in just a few hours.

Can you refinance an Infiniti with bad credit?

It's always good to refinance with good credit - that will benefit you most. However, if you are desperate to refinance, you can do so even with bad credit. This option is useful for applicants with previous bankruptcies, repossessions, defaults, or late payments on their credit records.

However, you may have to settle for conditions like:

• Making a larger down payment at the time of refinancing
• Onboarding a co-borrower or co-signer
• Searching for lenders specializing in bad credit loans
• Settle for a higher APR (which could affect your savings in the long run)

Why our Infiniti Refinance Program is great for you

At Way.com , we know that financing and maintaining an Infiniti isn't easy. It needs patience, dedication, and lots of money. But what if we told you we could bring down your expenses - especially the monthly loan amounts you're paying!

Way.com is simplifying vehicle ownership in America - starting with your car payments! Our AI-enabled fintech platform will help you:

• Get connected to the best refinance lenders
• Compare offers and rates from multiple lenders
• Refinance lease buyouts
• Include additional benefits like insurance, extended warranty, etc
• Refinance with a bad credit score

... and much more!

What is Way.com?

Way.com is the country's #1 auto super app and all-in-one car services marketplace, making vehicle ownership affordable to millions of Americans.

Whether you own a sedan, sports car, hatchback, truck, motorcycle, or RV, the Way.com auto super app can help you save up to $2000/year through our following services:

• Auto insurance and refinance
• Airport parking and city parking
• Car wash services
• Roadside assistance and Cashback on gas

Way.com has a 4.5 rating on Trustpilot, with more than 3 million satisfied customers. The Way app also has a 4.7 rating on Google Play and 4.9 on the iOS app store.