Why Compare Car Insurance Rates in Illinois:
How safe are you as a driver in Illinois? Illinois has counted more than 300,000 accidents since 2015. Of those, 20%, the drivers died or were wounded. There are many other cars to look out for on the road in a state of 8.5 million licensed drivers.
A variety of factors impact the ability to find affordable car insurance in Illinois. Based on comprehensive and accident coverage for the average driver, we at Way.com has ranked the cheap car insurance in Illinois. You can compare various car insurance quotes in Illinois from a variety of companies to get a picture of the price you're going to have to pay.
Read on to choose the best car insurance in Illinois.
When looking for auto insurance in Illinois, search for a policy that satisfies the state's bodily injury minimum provisions of $25000 per person or $50000 in total per accident and a property damage liability limit of at least $20000 per accident. You are often expected to provide uninsured and under-insured motorists coverage, depending on the insurance restrictions.
Here is the minimum amount of insurance that Illinois drivers need:
| Coverage Type | Minimum Coverage Limit |
|---|---|
| Bodily Injury Liability Coverage (per person) | $25,000 ($50,000 for injuries resulting in death) |
| Bodily Injury Liability Coverage (per accident) | $50,000 ($100,000 for injuries resulting in death) |
| Property Damage Liability | $10,000 |
The cost of car insurance is significantly individualized. For pricing plans, car insurance insurers depend on details such as age, sex, venue, car model, and driving history. Since the cost of premiums is different for everyone, the cheapest car insurance in Illinois would rely on the customer.
To find a decent deal for reliable auto coverage, obtain quotes from a few suppliers. After comparing quotes in terms of price and coverage, you should be able to find a cheap policy that offers the coverage you need.
| Company | Annual Premium |
|---|---|
| Mercury | $245 |
| Country Financial | $256 |
| State Farm | $352 |
| Erie | $396 |
| American Family | $413 |
| Travelers | $459 |
| Progressive | $478 |
| AAA | $517 |
| Hanover | $543 |
| Allstate | $578 |
| Westfield | $305 |
| Auto-Owners Insurance Co | $347 |
| Grange Insurance | $550 |
If you have Illinois car insurance, then you must have the following coverages as a bare minimum in terms of car insurance:
Comprehensive insurance is not required. We recommend that you get comprehensive insurance coverage if you are involved in a more serious accident requiring extensive repairs and medical fees.
Illinois is an at fault state. That is, Illinois uses a 'fault' system when it comes to financial liability for injuries, vehicle damage, and other losses resulting from an automobile accident, Illinois uses a "fault" system. This means that the person who caused the car accident is responsible for compensating anyone injured as a result of the crash (although, in practice, the at-fault driver's insurance company will normally cover these losses, up to policy limits).
In Illinois, a person who is injured or damages their property as a result of an auto accident has three options:
Note that claimants in no-fault vehicle insurance states do not have the same options. Regardless of who caused the accident, if you are wounded in a car accident in a no-fault state, you must rely on your car insurance coverage to cover medical bills and other out-of-pocket expenses.
You can only go outside of no-fault and file a claim against the at-fault motorist if your claim meets certain statutory standards. However, Illinois drivers do not have to worry about no-fault coverage in an accident that occurs within the state.
You could risk the punishment of at least $500 if you operate a registered vehicle without car insurance in Illinois. If you're spotted driving a car whose registration has been suspended due to a lack of insurance, you'll be fined at least $1,000. Note that these fines will almost certainly be insignificant compared to the financial consequences of not having auto insurance if you are involved in a car accident.
Illinois stipulates that all vehicles registered in the state must be covered by liability insurance.
Up to the coverage limits, this basic liability coverage pays the medical bills, property damage bills, and other costs of drivers, passengers, and pedestrians who are hurt or whose cars are damaged in a car accident you cause. You can (and in some cases should) carry more coverage to protect yourself in the event of a catastrophic car accident resulting in serious injuries and car damage.
Remember that you are personally responsible for the remaining balance after your policy limits have been reached. Thus larger insurance coverage can assist in protecting your assets in the event of a major accident.
If a member of your family drives your car or if you've permitted someone else to drive it, your liability coverage kicks in. It will almost certainly protect you if you are involved in an accident while driving a rented car.
Finally, keep in mind that liability insurance does not cover your injuries or vehicle damage in the event of a car accident. If you're in an automobile accident and no one else's insurance covers your losses, you'll need alternative (extra) coverage. For example, Personal injury protection (PIP) or MedPay coverage can pay for medical expenditures resulting from an automobile accident. In contrast, collision coverage might pay for repairs to (or replacement of) your damaged car.
Personal Injury Protection (PIP) is a type of car insurance that pays for your medical care if you are hurt in an accident, no matter who was at fault. In no-fault states, you have to have PIP coverage. Illinois, on the other hand, is not a "no-fault" state.
So, it's up to you to decide whether you want PIP coverage. PIP coverage is also a choice in Illinois. Even if you caused the accident, PIP insurance would help pay for your medical bills and lost wages. It may even pay for accidents that your health insurance won't cover.
If you have PIP coverage, you'll likely go there first if you get hurt in an accident. But there are limits to what PIP will cover. The most you can be covered for is anywhere from $1,500 to $250,000.
If your medical bills and missed wages add up to more than your PIP limit, you must file a personal injury claim against the driver who caused the accident to get the extra money. You can start making PIP claims with your insurance company as soon as you get medical bills.
You don't have to wait until the end of your treatment. Before they take care of your claim, your insurance company may make you see a doctor of their choosing.
Once you've reached the limit of your personal injury protection limit, you can use your health insurance to pay for more medical care. Remember that if you win a personal injury claim and get money from the other driver, you will have to pay back both your health insurance company and your PIP insurance company.
| Coverage type | What it does |
|---|---|
| Liability coverage | Your legal defense is covered if a lawsuit is filed against you due to an accident. Property damage and bodily injury are two forms of liability coverage that must be included in your insurance policy if you live in Washington. |
| Property damage | If you are held legally responsible for an accident, this policy protects your assets, and it protects you against certain types of harm to another person's property or car. |
| Bodily injury | If you're held legally responsible for an accident, it protects your assets, including some expenses related to bodily harm suffered by the other parties. |
| Comprehensive | When non-collision-related accidents cause physical damage to your car, this sort of Washington auto insurance coverage is used to fix it (subject to deductible). |
| Collision | When your car sustains physical damage due to a collision with another car or item, collision coverage is utilized to fix it (subject to deductible). |
| Uninsured/underinsured motorist | Protects you if the other party is at fault in an accident and either does not have insurance or is underinsured. |
Failure to show evidence of insurance might result in hefty fines. A random selection procedure is also used in Illinois. The state will ask you to present proof of insurance coverage:
If you receive a notification in the mail, you have 30 days to show evidence of insurance. Failure to provide proof within this time frame may result in the same penalties as driving without insurance.
It can be costly to drive without insurance or a license. If you continue to drive while your license is suspended, you may be charged with a class A misdemeanor, which carries a penalty of up to one year in prison and a $2500 fine.
It's also a good idea to be informed of any additional Illinois driving rules. You could face fines and increase your insurance costs if you break these regulations. All drivers in Illinois are prohibited from texting while driving. Drivers cannot chat on their phones or use them while driving. A $75 fine can be imposed if these laws are broken.
According to the Insurance Information Institute, the total annual rate of car insurance in Illinois is $1047. Illinois ranks 25th in the country with the most expensive car insurance on average. That ensures that the Prairie State is in the center of what U.S. people should expect to pay for car insurance.
| COMPANY | AVERAGE RATE |
|---|---|
| American Family | $703 |
| Country Financial | $718 |
| Auto-Owners Insurance Co | $857 |
| Westfield | $870 |
| State Farm | $890 |
| Mercury | $915 |
| Travelers | $917 |
| Erie | $968 |
| Progressive | $1,145 |
| AAA | $1,187 |
| Grange Insurance | $1,191 |
| Allstate | $1,210 |
| Hanover | $1,819 |
| USAA | $1270 |
State Farm, American Family, and Progressive are the cheapest full coverage auto insurance firms in Illinois. Together, the three cheapest car insurers have an annual premium of $1518, 32 percent less than the total Illinois state average of $2229.
Younger drivers typically pay far more for car insurance than older drivers, especially if they purchase their policy. According to our research, the average cost of auto insurance for an 17-year-old on their policy is $1689 for full coverage and $998 for minimal coverage.
Some car insurance, however, offers discounts to 18-year-old drivers. Travelers offers the most economical complete coverage ($998 per year).
| COMPANY | 17-YEAR-OLD FEMALE | 17-YEAR-OLD MALE |
|---|---|---|
| Travelers | $998 | $1,246 |
| Progressive | $1,664 | $1,807 |
| State Farm | $1,807 | $3123 |
| Allstate | $1,934 | $1937 |
| Auto-Owners Insurance Co | $2,043 | $2519 |
Speeding penalties have a detrimental influence on rates in general, which is no exception for younger drivers. On the other hand, American Family has the cheapest rate for most teenagers, at $840 per year on average. This is 34% less expensive than the national average.
That's almost three times cheaper than the state average.
| COMPANY | AVERAGE ANNUAL RATE |
|---|---|
| American Family | $840 |
| Country Financial | $925 |
| Auto-Owners Insurance Co | $943 |
| State Farm | $968 |
| Westfield | $1,031 |
| Erie | $1,049 |
| Travelers | $1,275 |
| AAA | $1,337 |
| Mercury | $1,387 |
| Progressive | $1,547 |
| Allstate | $1,585 |
| Hanover | $1,823 |
Car insurance providers prefer to raise premiums after getting a fast ticket, although some insurers increase their costs more than others.
After an accident, drivers pay extra for auto insurance, especially if they're young. We discovered that a young driver who had been in an accident paid 42% more for car insurance. Erie has the best overall rate, which has increased to $1297 per year.
| COMPANY | AVERAGE ANNUAL RATE |
|---|---|
| Erie | $1,297 |
| Travelers | $1,323 |
| AAA | $1,447 |
| Grange Insurance | $1,769 |
| Progressive | $1,809 |
| Mercury | $1,876 |
| Allstate | $1,998 |
| Hanover | $2,802 |
| American Family | $825 |
| Country Financial | $1,025 |
| State Farm | $1,046 |
| Auto-Owners Insurance Co | $1,083 |
| Westfield | $1,217 |
For a full auto insurance policy with one previous accident, the cheapest insurance providers in Illinois are State Farm, Travelers, and Country Financial. Together, these businesses deliver an annual cost of $2089, or 37% cheaper than the overall Illinois state average of $3340. Drivers with an accident on their driving record appear to have higher rates than those without previous accident history.
Of note, the most costly policy is $7018 from Allstate or more than four times the cheapest at State Farm ($1292). Given the variations in insurance premiums for various driver profiles, we still recommend shopping for car insurance.
Some insurers provide better rates for drivers with a DUI on their record than others. A full-coverage policy from State Farm costs only $978 per year, and no other insurance came close to matching that price.
One of the most serious driving-related violations is being caught driving under the influence, and the penalties are severe. After one DUI conviction, we discovered that rates climb by an average of 57% among Illinois' most popular insurers.
| COMPANY | AVERAGE ANNUAL RATE |
|---|---|
| American Family | $852 |
| State Farm | $978 |
| Country Financial | $1,074 |
| Progressive | $1,304 |
| Mercury | $1,309 |
| Travelers | $1,476 |
| Erie | $1,553 |
| Auto-Owners Insurance Co | $1,608 |
| AAA | $1,853 |
| Allstate | $1,890 |
| Westfield | $2,017 |
| Grange Insurance | $2,118 |
| Hanover | $2,998 |
Being caught driving under the influence is one of the most severe driving-related crimes, and the consequences are profound. Across the most common insurers in Illinois, we found that premiums increased by an average of 53% based on one DUI conviction.
Some insurers, however, offer better rates than others in this case. State Farm just raised the auto insurance premium of our sample driver by 9%, for a total of $1572 per year. No other insurer has even given a quote similar to that number.
Married people frequently have reduced car insurance rates since insurers have discovered less prone to file claims. When comparing single and married Illinois drivers, we discovered that married Illinois drivers save roughly 9% on their insurance price.
Even though its prices for married drivers have remained unchanged, State Farm offers the lowest rates. Married drivers get the greatest savings from Progressive and Country Financial, which give 16% and 13% reductions, respectively
| Company | Annual Premium |
|---|---|
| State Farm | $965 |
| Country Financial | $1,133 |
| Travelers | $1,493 |
| Progressive | $1,589 |
| American Family | $1,661 |
| Farmers | $2,069 |
| Allstate | $2,345 |
| USAA | $1,301 |
After an accident, drivers pay extra for auto insurance, especially if they're young. We discovered that a young driver who had been in an accident paid 42% more for car insurance. State Farm has the best overall rate, which has increased to $1551 per year. Sharing insurance coverage with an older adult, such as a parent or sibling, might save money for younger drivers.
| Company | Average Annual rate |
|---|---|
| American Family | $825 |
| Country Financial | $1,025 |
| State Farm | $1,046 |
| Auto-Owners Insurance Co | $1,083 |
| Erie | $1,304 |
| Travelers | $1,323 |
| AAA | $1,453 |
| Grange Insurance | $1,772 |
| Progressive | $1,808 |
| Mercury | $1,872 |
| Allstate | $1,997 |
| Hanover | $2,799 |
| Company | Avg. Annual Premium |
|---|---|
| Country Financial | $1,034 |
| American Family | $1,276 |
| Travelers | $1,398 |
| Mercury | $1,415 |
| Westfield | $1,549 |
| Grange Insurance | $1,577 |
| AAA | $1,663 |
| Allstate | $1,829 |
| Progressive | $1,907 |
| State Farm | $1,928 |
| Erie | $2,193 |
| Hanover | $2,263 |
| Accident/Violation | Avg. Annual Premium | % Rate Increase | $ Rate Increase |
|---|---|---|---|
| None | $1,524 | 1% | $1 |
| One Med/PIP claim | $1,533 | 2% | $10 |
| Not-at-fault accident | $1,604 | 6% | $90 |
| One comp claim | $1,632 | 8% | $118 |
| Two Med/PIP claims | $1,635 | 8% | $121 |
| Two comp claims | $1,764 | 17% | $250 |
| Driving without lights | $1,772 | 17% | $258 |
| Child safety restraint | $1,776 | 18% | $262 |
| Failure to show documents | $1,809 | 20% | $295 |
| Failure to wear a seat belt | $1,834 | 21% | $320 |
| Driving with expired registration | $1,842 | 22% | $328 |
| Speeding 6 - 10 MPH over limit | $1,861 | 23% | $347 |
| Speeding 11 - 15 MPH over limit | $1,908 | 26% | $394 |
| Driving too slowly | $1,917 | 27% | $403 |
| Illegal turn | $1,921 | 27% | $407 |
| Failure to yield | $1,924 | 27% | $410 |
| At-fault accident - less than $1000 | $1,924 | 27% | $410 |
| Failure to stop at a red light | $1,928 | 28% | $414 |
| Speeding 16 - 20 MPH over limit | $1,930 | 28% | $416 |
| Speeding in school zone | $1,932 | 28% | $418 |
| Following too closely | $1,946 | 29% | $322 |
| Improper passing | $1,948 | 29% | $434 |
| Wrong way/wrong lane | $1,966 | 30% | $453 |
| Texting while driving | $1,976 | 31% | $462 |
| Cell phone violation | $1,976 | 31% | $462 |
| Passing school bus | $1,999 | 32% | $485 |
| Speeding 21 - 25 MPH over limit | $2,035 | 35% | $521 |
| In 65 MPH zone | $2,113 | 41% | $599 |
| Operating a vehicle without permission | $2,120 | 40% | $606 |
| At-fault accident - $1000-$2000 | $2,180 | 44% | $666 |
| At-fault accident - greater than $2000 | $2,204 | 46% | $690 |
| Open container | $2,360 | 56% | $846 |
| Reckless driving | $2,688 | 78% | $1,174 |
| Racing | $2,707 | 79% | $1,193 |
| Driving with a suspended license | $2,764 | 83% | $1,250 |
| Refusal to submit to a chemical test | $2,778 | 84% | $1,265 |
| DUI | $2,785 | 84% | $1,271 |
| Leaving scene of an accident/hit and run | $2,837 | 88% | $1,323 |
| Year | Avg. Annual Premium — Illinois | Yearly Change — Illinois | Avg. Annual Premium — US | Yearly Change — US |
|---|---|---|---|---|
| 2021 | $1,405 | $120 | $1,539 | $56 |
| 2020 | $1,295 | -$14 | $1,493 | -$71 |
| 2019 | $1,299 | $42 | $1,554 | $33 |
| 2018 | $1,267 | -$549 | $1,531 | $94 |
| 2017 | $1,806 | $244 | $1,447 | $79 |
| 2016 | $1,572 | -$333 | $1,378 | $98 |
| 2015 | $1,895 | $226 | $1,290 | $61 |
| 2014 | $1,679 | $165 | $1,239 | $44 |
| 2013 | $1,524 | -$73 | $1,205 | -$90 |
| 2012 | $1,587 | $333 | $1,286 | $92 |
Do you think you're a capable driver? Do you always check your blind spot before merging, use your indicator, and stop at stop signs? These characteristics (and many more!) can help you stay safe on the road, and a clean driving record may qualify you for a discount on your car insurance.
The following are the prerequisites for this discount:
You must have held a valid driver's license in the United States for at least three years and not have:
To obtain a 20% discount on your car insurance premiums, you must meet certain eligibility requirements. Whether you have a spotless driving record or a spotty driving record, Obtaining quality auto insurance will allow you to secure your vehicle and your finances!
To get started on your policy in Illinois, contact the insurance experts at Way.com now.
| City | Annual Premium |
|---|---|
| Chicago | $2,345 |
| Rockford | $1,805 |
| Abingdon | $1,625 |
| Adair | $1,649 |
| Addieville | $1,697 |
| Addison | $1,901 |
| Albany | $1,589 |
| Albers | $1,685 |
| Albion | $1,637 |
| Aledo | $1,613 |
| Alexander | $1,673 |
| Alexis | $1,601 |
| Algonquin | $1,733 |
| Allendale | $1,637 |
| Allerton | $1,601 |
| Alorton | $2,333 |
| Alpha | $1,589 |
| Alsey | $1,721 |
| Alsip | $2,261 |
| Altamont | $1,565 |
| Alto Pass | $1,793 |
| Alton | $1,949 |
| Altona | $1,601 |
| Alvin | $1,601 |
| Amboy | $1,577 |
| Anchor | $1,577 |
| Ancona | $1,589 |
| Andalusia | $1,673 |
| Andover | $1,601 |
| Anna | $1,781 |
| Annapolis | $1,625 |
| Annawan | $1,577 |
| Antioch | $1,817 |
| Apple River | $1,625 |
| Arcola | $1,541 |
| Argenta | $1,613 |
| Arlington | $1,577 |
| Arlington Heights | $1,817 |
| Armington | $1,661 |
| Armstrong | $1,613 |
| Aroma Park | $1,805 |
| Arrowsmith | $1,589 |
| Arthur | $1,565 |
| Ashland | $1,697 |
| Ashley | $1,673 |
| Ashmore | $1,565 |
| Ashton | $1,613 |
| Assumption | $1,661 |
| Athens | $1,745 |
| Atkinson | $1,577 |
| Atlanta | $1,637 |
| Atwood | $1,553 |
| Auburn | $1,685 |
| Augusta | $1,637 |
| Aurora | $1,769 |
| Ava | $1,829 |
| Aviston | $1,661 |
| Avon | $1,649 |
| Baileyville | $1,625 |
| Bannockburn | $1,949 |
| Bardolph | $1,613 |
| Barnhill | $1,685 |
| Barrington | $1,853 |
| Barrington Hills | $1,817 |
| Barry | $1,721 |
| Barstow | $1,601 |
| Bartelso | $1,685 |
| Bartlett | $1,889 |
| Bartonville | $1,721 |
| Basco | $1,649 |
| Batavia | $1,721 |
| Batchtown | $1,805 |
| Bay View Gardens | $1,649 |
| Baylis | $1,709 |
| Beach Park | $1,841 |
| Beardstown | $1,661 |
| Beason | $1,649 |
| Beckemeyer | $1,697 |
| Bedford Park | $2,273 |
| Beecher | $1,853 |
| Beecher City | $1,589 |
| Belknap | $1,805 |
| Belle Rive | $1,733 |
| Belleville | $1,865 |
| Bellevue | $1,709 |
| Bellmont | $1,661 |
| Bellwood | $2,429 |
| Belvidere | $1,709 |
| Bement | $1,553 |
| Benld | $1,697 |
| Bensenville | $1,889 |
| Benson | $1,613 |
| Benton | $1,793 |
| Berkeley | $2,117 |
| Berwick | $1,601 |
| Berwyn | $2,261 |
| Bethalto | $1,817 |
| Bethany | $1,577 |
| Bingham | $1,625 |
| Bishop Hill | $1,577 |
| Bismarck | $1,637 |
| Blackstone | $1,589 |
| Blandinsville | $1,661 |
| Bloomingdale | $1,853 |
| Bloomington | $1,589 |
| Blue Island | $2,393 |
| Blue Mound | $1,625 |
| Bluff Springs | $1,793 |
| Bluffs | $1,721 |
| Bluford | $1,709 |
| Boles | $1,901 |
| Bolingbrook | $1,925 |
| Bolivia | $1,757 |
| Bondville | $1,577 |
| Bone Gap | $1,649 |
| Bonfield | $1,757 |
| Bonnie | $1,721 |
| Boody | $1,625 |
| Boulder Hill | $1,793 |
| Bourbonnais | $1,781 |
| Bowen | $1,637 |
| Braceville | $1,745 |
| Bradford | $1,625 |
| Bradley | $1,793 |
| Braidwood | $1,757 |
| Breese | $1,685 |
| Bridgeport | $1,649 |
| Bridgeview | $2,213 |
| Brighton | $1,733 |
| Brimfield | $1,733 |
| Bristol | $1,769 |
| Broadlands | $1,589 |
| Broadview | $2,381 |
| Brocton | $1,589 |
| Brookfield | $1,985 |
| Brooklyn | $2,297 |
| Brookport | $1,889 |
| Broughton | $1,769 |
| Browns | $1,625 |
| Brownstown | $1,577 |
| Brussels | $1,817 |
| Bryant | $1,649 |
| Buckingham | $1,709 |
| Buckley | $1,649 |
| Buckner | $1,793 |
| Buda | $1,577 |
| Buffalo | $1,757 |
| Buffalo Grove | $1,973 |
| Buffalo Prairie | $1,733 |
| Bulpitt | $1,721 |
| Buncombe | $1,793 |
| Bunker Hill | $1,769 |
| Burbank | $2,189 |
| Bureau | $1,577 |
| Burlington | $1,697 |
| Burnham | $2,453 |
| Burnt Prairie | $1,709 |
| Burr Ridge | $1,925 |
| Bushnell | $1,661 |
| Butler | $1,685 |
| Byron | $1,661 |
| Cabery | $1,601 |
| Cahokia | $2,261 |
| Cairo | $1,901 |
| Calhoun | $1,637 |
| Calumet City | $2,537 |
| Calumet Park | $2,429 |
| Camargo | $1,565 |
| Cambria | $1,769 |
| Cambridge | $1,577 |
| Camden | $1,697 |
| Cameron | $1,589 |
| Camp Grove | $1,637 |
| Camp Point | $1,697 |
| Campbell Hill | $1,793 |
| Campton Hills | $1,721 |
| Campus | $1,613 |
| Canton | $1,661 |
| Cantrall | $1,721 |
| Capron | $1,721 |
| Carbon Cliff | $1,613 |
| Carbondale | $1,769 |
| Carlinville | $1,697 |
| Carlock | $1,613 |
| Carlyle | $1,697 |
| Carmi | $1,685 |
| Carol Stream | $1,805 |
| Carpentersville | $1,829 |
| Carrier Mills | $1,829 |
| Carterville | $1,769 |
| Carthage | $1,637 |
| Cary | $1,733 |
| Casey | $1,613 |
| Caseyville | $2,189 |
| Castleton | $1,637 |
| Catlin | $1,601 |
| Cedar Point | $1,589 |
| Cedarville | $1,613 |
| Central City | $1,685 |
| Centralia | $1,685 |
| Centreville | $2,321 |
| Cerro Gordo | $1,565 |
| Chadwick | $1,601 |
| Chambersburg | $1,709 |
| Champaign | $1,577 |
| Chana | $1,637 |
| Channahon | $1,793 |
| Channel Lake | $1,817 |
| Charleston | $1,541 |
| Chatham | $1,649 |
| Chenoa | $1,541 |
| Cherry | $1,577 |
| Cherry Valley | $1,745 |
| Chester | $1,793 |
| Chesterfield | $1,733 |
| Chestnut | $1,649 |
| Chicago Heights | $2,201 |
| Chicago Ridge | $2,105 |
| Chillicothe | $1,697 |
| Chrisman | $1,613 |
| Christopher | $1,793 |
| Cicero | $2,441 |
| Cisco | $1,565 |
| Cisne | $1,673 |
| Cissna Park | $1,661 |
| Clare | $1,673 |
| Claremont | $1,637 |
| Clarendon Hills | $1,841 |
| Clayton | $1,709 |
| Claytonville | $1,661 |
| Clifton | $1,673 |
| Clinton | $1,589 |
| Coal City | $1,733 |
| Coal Valley | $1,601 |
| Coatsburg | $1,685 |
| Cobden | $1,781 |
| Coello | $1,793 |
| Coffeen | $1,685 |
| Colchester | $1,649 |
| Colfax | $1,589 |
| Collinsville | $1,817 |
| Collison | $1,613 |
| Colona | $1,613 |
| Colp | $1,757 |
| Columbia | $1,805 |
| Colusa | $1,757 |
| Compton | $1,625 |
| Congerville | $1,637 |
| Cooksville | $1,577 |
| Cornell | $1,565 |
| Cornland | $1,709 |
| Cortland | $1,625 |
| Cottage Hills | $1,853 |
| Coulterville | $1,805 |
| Country Club Hills | $2,213 |
| Countryside | $1,973 |
| Cowden | $1,625 |
| Crainville | $1,769 |
| Crescent City | $1,637 |
| Crest Hill | $1,913 |
| Creston | $1,649 |
| Crestwood | $2,093 |
| Crete | $1,889 |
| Creve Coeur | $1,709 |
| Cropsey | $1,577 |
| Crossville | $1,709 |
| Crystal Lake | $1,697 |
| Crystal Lawns | $1,901 |
| Cuba | $1,673 |
| Cullom | $1,589 |
| Cutler | $1,745 |
| Cypress | $1,793 |
| Dahinda | $1,613 |
| Dakota | $1,613 |
| Dalton City | $1,589 |
| Dalzell | $1,577 |
| Dana | $1,625 |
| Danvers | $1,589 |
| Danville | $1,613 |
| Darien | $1,877 |
| Davis | $1,637 |
| Davis Junction | $1,661 |
| Dawson | $1,745 |
| De Land | $1,541 |
| DePue | $1,577 |
| De Soto | $1,793 |
| DeWitt | $1,589 |
| Decatur | $1,697 |
| Deer Grove | $1,541 |
| Deer Park | $1,841 |
| Deerfield | $1,949 |
| DeKalb | $1,625 |
| Delavan | $1,661 |
| Dennison | $1,613 |
| Des Plaines | $2,069 |
| Dewey | $1,541 |
| Diamond | $1,733 |
| Dieterich | $1,577 |
| Dix | $1,733 |
| Dixmoor | $2,501 |
| Dixon | $1,589 |
| Dolton | $2,597 |
| Dongola | $1,793 |
| Donnellson | $1,697 |
| Donovan | $1,661 |
| Dorsey | $1,805 |
| Dover | $1,577 |
| Dow | $1,817 |
| Dowell | $1,769 |
| Downers Grove | $1,817 |
| Downs | $1,577 |
| Du Quoin | $1,733 |
| Dundas | $1,637 |
| Dunfermline | $1,661 |
| Dunlap | $1,721 |
| Dupo | $1,949 |
| Durand | $1,661 |
| Dwight | $1,589 |
| Eagarville | $1,757 |
| Earlville | $1,649 |
| East Alton | $1,913 |
| East Carondelet | $1,901 |
| East Dubuque | $1,649 |
| East Dundee | $1,805 |
| East Galesburg | $1,565 |
| East Hazel Crest | $2,393 |
| East Lynn | $1,637 |
| East Moline | $1,601 |
| East Peoria | $1,625 |
| East St. Louis | $2,309 |
| Easton | $1,697 |
| Eddyville | $1,841 |
| Edelstein | $1,709 |
| Edgewood | $1,589 |
| Edinburg | $1,757 |
| Edwards | $1,733 |
| Edwardsville | $1,829 |
| Effingham | $1,565 |
| Elburn | $1,649 |
| Eldena | $1,589 |
| Eldorado | $1,817 |
| Eldred | $1,721 |
| Eleroy | $1,745 |
| Elgin | $1,829 |
| Elizabeth | $1,649 |
| Elizabethtown | $1,865 |
| Elk Grove Village | $1,793 |
| Elkville | $1,805 |
| Ellery | $1,625 |
| Elliott | $1,577 |
| Ellisville | $1,685 |
| Ellsworth | $1,601 |
| Elmhurst | $1,817 |
| Elmwood | $1,745 |
| Elmwood Park | $2,369 |
| Elvaston | $1,649 |
| Elwin | $1,697 |
| Elwood | $1,817 |
| Emden | $1,649 |
| Emington | $1,601 |
| Emma | $1,805 |
| Energy | $1,793 |
| Eola | $1,745 |
| Esmond | $1,613 |
| Essex | $1,709 |
| Eureka | $1,613 |
| Evanston | $2,009 |
| Evansville | $1,817 |
| Evergreen Park | $2,213 |
| Ewing | $1,805 |
| Fairbury | $1,553 |
| Fairfield | $1,661 |
| Fairmont | $1,853 |
| Fairmont City | $2,321 |
| Fairmount | $1,625 |
| Fairview Heights | $1,889 |
| Farina | $1,589 |
| Farmer City | $1,565 |
| Farmersville | $1,709 |
| Farmington | $1,673 |
| Fenton | $1,553 |
| Ferris | $1,637 |
| Fiatt | $1,673 |
| Fidelity | $1,793 |
| Fieldon | $1,781 |
| Findlay | $1,589 |
| Fisher | $1,529 |
| Fithian | $1,625 |
| Flanagan | $1,577 |
| Flat Rock | $1,637 |
| Flora | $1,601 |
| Flossmoor | $2,069 |
| Foosland | $1,553 |
| Ford Heights | $2,213 |
| Forest City | $1,685 |
| Forest Lake | $1,853 |
| Forest Park | $2,273 |
| Forest View | $2,249 |
| Forrest | $1,565 |
| Forreston | $1,625 |
| Forsyth | $1,637 |
| Fort Sheridan | $1,889 |
| Fowler | $1,697 |
| Fox Lake | $1,829 |
| Fox Lake Hills | $1,841 |
| Fox River Grove | $1,733 |
| Fox Valley | $1,745 |
| Frankfort | $1,817 |
| Frankfort Heights | $1,865 |
| Frankfort Square | $1,829 |
| Franklin Grove | $1,637 |
| Franklin Park | $2,189 |
| Frederick | $1,709 |
| Freeburg | $1,781 |
| Freeman Spur | $1,925 |
| Freeport | $1,613 |
| Fulton | $1,577 |
| Fults | $1,817 |
| Gages Lake | $1,793 |
| Galatia | $1,817 |
| Galena | $1,625 |
| Galesburg | $1,529 |
| Galt | $1,589 |
| Galva | $1,565 |
| Garden Prairie | $1,709 |
| Gardner | $1,709 |
| Gays | $1,577 |
| Geff | $1,673 |
| Geneseo | $1,577 |
| Geneva | $1,697 |
| Genoa | $1,637 |
| Georgetown | $1,613 |
| Gerlaw | $1,589 |
| German Valley | $1,613 |
| Germantown | $1,697 |
| Germantown Hills | $1,649 |
| Gibson City | $1,577 |
| Gifford | $1,553 |
| Gilberts | $1,745 |
| Gillespie | $1,685 |
| Gilman | $1,637 |
| Gilson | $1,637 |
| Girard | $1,733 |
| Glasford | $1,745 |
| Glen Carbon | $1,781 |
| Glen Ellyn | $1,769 |
| Glenarm | $1,697 |
| Glencoe | $2,009 |
| Glendale Heights | $1,901 |
| Glenview | $2,045 |
| Glenwood | $2,141 |
| Godfrey | $1,901 |
| Golconda | $1,865 |
| Golden | $1,709 |
| Golden Eagle | $1,817 |
| Golden Gate | $1,673 |
| Golf | $2,069 |
| Good Hope | $1,649 |
| Goodfield | $1,613 |
| Goodwine | $1,757 |
| Goreville | $1,817 |
| Gorham | $1,805 |
| Grafton | $1,805 |
| Grand Ridge | $1,661 |
| Grandview | $1,721 |
| Grandwood Park | $1,793 |
| Granite City | $2,033 |
| Grant Park | $1,793 |
| Grantsburg | $1,829 |
| Granville | $1,661 |
| Graymont | $1,565 |
| Grayslake | $1,793 |
| Grayville | $1,649 |
| Great Lakes | $1,901 |
| Green Oaks | $1,817 |
| Green Valley | $1,673 |
| Greenfield | $1,709 |
| Greenup | $1,589 |
| Greenview | $1,733 |
| Greenville | $1,625 |
| Greenwood | $1,697 |
| Griggsville | $1,721 |
| Gurnee | $1,805 |
| Hagaman | $1,733 |
| Hagarstown | $1,733 |
| Hainesville | $1,805 |
| Hamburg | $1,793 |
| Hamel | $1,805 |
| Hamilton | $1,649 |
| Hammond | $1,577 |
| Hampshire | $1,733 |
| Hampton | $1,625 |
| Hanna City | $1,745 |
| Hanover Park | $1,901 |
| Hardin | $1,805 |
| Harrisburg | $1,817 |
| Harrison | $1,805 |
| Harristown | $1,661 |
| Hartford | $1,973 |
| Hartsburg | $1,673 |
| Harvard | $1,709 |
| Harvey | $2,585 |
| Harwood Heights | $2,225 |
| Havana | $1,697 |
| Hawthorn Woods | $1,865 |
| Hazel Crest | $2,381 |
| Hebron | $1,757 |
| Hecker | $1,841 |
| Hennepin | $1,661 |
| Henning | $1,601 |
| Henry | $1,637 |
| Heritage Lake | $1,661 |
| Herod | $1,841 |
| Herrin | $1,793 |
| Herscher | $1,709 |
| Hettick | $1,757 |
| Heyworth | $1,577 |
| Hickory Hills | $2,141 |
| Hidalgo | $1,613 |
| Highland | $1,757 |
| Highland Park | $1,925 |
| Highwood | $1,913 |
| Hillsboro | $1,685 |
| Hillsdale | $1,637 |
| Hillside | $1,973 |
| Hillview | $1,709 |
| Hinckley | $1,625 |
| Hindsboro | $1,553 |
| Hines | $2,189 |
| Hinsdale | $1,841 |
| Hodgkins | $1,973 |
| Hoffman | $1,661 |
| Hoffman Estates | $1,913 |
| Holcomb | $1,757 |
| Holiday Shores | $1,793 |
| Homer | $1,565 |
| Homer Glen | $1,841 |
| Hometown | $2,213 |
| Homewood | $2,165 |
| Hoopeston | $1,601 |
| Hooppole | $1,577 |
| Hopkins Park | $1,757 |
| Hoyleton | $1,661 |
| Hudson | $1,565 |
| Huey | $1,793 |
| Hull | $1,745 |
| Humboldt | $1,589 |
| Hume | $1,613 |
| Huntley | $1,721 |
| Hurst | $1,805 |
| Hutsonville | $1,625 |
| Illinois City | $1,649 |
| Illiopolis | $1,721 |
| Ina | $1,721 |
| Indian Head Park | $1,973 |
| Indianola | $1,625 |
| Ingalls Park | $2,009 |
| Ingleside | $1,817 |
| Ingraham | $1,625 |
| Inverness | $1,841 |
| Ipava | $1,649 |
| Iroquois | $1,685 |
| Irvington | $1,697 |
| Island Lake | $1,793 |
| Itasca | $1,841 |
| Ivesdale | $1,553 |
| Jacksonville | $1,613 |
| Jacob | $1,805 |
| Janesville | $1,721 |
| Jerome | $1,709 |
| Jerseyville | $1,721 |
| Jewett | $1,577 |
| Johnsburg | $1,769 |
| Johnsonville | $1,673 |
| Johnston City | $1,805 |
| Joliet | $1,901 |
| Jonesboro | $1,817 |
| Joppa | $1,853 |
| Joy | $1,601 |
| Junction | $1,829 |
| Justice | $2,261 |
| Kampsville | $1,769 |
| Kane | $1,721 |
| Kaneville | $1,817 |
| Kankakee | $1,829 |
| Kansas | $1,589 |
| Karbers Ridge | $1,865 |
| Kasbeer | $1,601 |
| Keenes | $1,709 |
| Keensburg | $1,625 |
| Keithsburg | $1,625 |
| Kell | $1,697 |
| Kempton | $1,589 |
| Kenilworth | $2,009 |
| Kenney | $1,577 |
| Kent | $1,649 |
| Kewanee | $1,553 |
| Keyesport | $1,625 |
| Kildeer | $1,865 |
| Kincaid | $1,721 |
| Kinderhook | $1,733 |
| Kingston Mines | $1,685 |
| Kinmundy | $1,673 |
| Kinsman | $1,697 |
| Kirkland | $1,625 |
| Kirkwood | $1,589 |
| Knollwood | $1,817 |
| Knoxville | $1,577 |
| La Fayette | $1,625 |
| La Grange | $1,961 |
| La Grange Park | $1,949 |
| La Place | $1,565 |
| La Prairie | $1,709 |
| La Rose | $1,625 |
| Laclede | $1,589 |
| Lacon | $1,649 |
| Ladd | $1,577 |
| Lafox | $1,817 |
| Lake Barrington | $1,853 |
| Lake Bluff | $1,829 |
| Lake Forest | $1,853 |
| Lake Fork | $1,709 |
| Lake Holiday | $1,661 |
| Lake in the Hills | $1,745 |
| Lake of the Woods | $1,541 |
| Lake Petersburg | $1,721 |
| Lake Villa | $1,829 |
| Lake Zurich | $1,853 |
| Lakemoor | $1,769 |
| Lakewood | $1,697 |
| Lakewood Shores | $1,769 |
| Lanark | $1,613 |
| Lane | $1,577 |
| Lansing | $2,105 |
| LaSalle | $1,589 |
| Latham | $1,673 |
| Laura | $1,697 |
| Lawndale | $1,757 |
| Lawrenceville | $1,649 |
| Le Roy | $1,553 |
| Lebanon | $1,769 |
| Lee | $1,661 |
| Lee Center | $1,589 |
| Leland | $1,709 |
| Leland Grove | $1,709 |
| Lemont | $1,913 |
| Lena | $1,625 |
| Lenzburg | $1,757 |
| Leonore | $1,649 |
| Lerna | $1,601 |
| Lewistown | $1,661 |
| Lexington | $1,553 |
| Libertyville | $1,805 |
| Lima | $1,709 |
| Lincoln | $1,613 |
| Lincoln's New Salem | $1,697 |
| Lincolnshire | $1,889 |
| Lincolnwood | $2,261 |
| Lindenhurst | $1,829 |
| Lindenwood | $1,625 |
| Lisle | $1,757 |
| Litchfield | $1,673 |
| Literberry | $1,757 |
| Little York | $1,601 |
| Littleton | $1,697 |
| Liverpool | $1,685 |
| Livingston | $1,757 |
| Loami | $1,697 |
| Lockport | $1,841 |
| Loda | $1,661 |
| Logan | $1,877 |
| Lomax | $1,577 |
| Lombard | $1,781 |
| London Mills | $1,697 |
| Long Grove | $1,865 |
| Long Lake | $1,817 |
| Long Point | $1,577 |
| Longview | $1,565 |
| Loraine | $1,709 |
| Lostant | $1,637 |
| Louisville | $1,625 |
| Lovejoy | $2,285 |
| Loves Park | $1,721 |
| Lowder | $1,793 |
| Lowpoint | $1,625 |
| Lynn Center | $1,589 |
| Lynwood | $2,201 |
| Lyons | $2,009 |
| Macedonia | $1,781 |
| Machesney Park | $1,769 |
| Mackinaw | $1,661 |
| Macomb | $1,613 |
| Macon | $1,625 |
| Madison | $2,273 |
| Maeystown | $1,889 |
| Magnolia | $1,673 |
| Mahomet | $1,529 |
| Malden | $1,589 |
| Malta | $1,637 |
| Manchester | $1,721 |
| Manhattan | $1,769 |
| Manito | $1,709 |
| Manlius | $1,577 |
| Mansfield | $1,553 |
| Manteno | $1,757 |
| Maple Park | $1,673 |
| Mapleton | $1,721 |
| Marengo | $1,709 |
| Marietta | $1,685 |
| Marine | $1,793 |
| Marion | $1,817 |
| Marissa | $1,745 |
| Mark | $1,661 |
| Markham | $2,573 |
| Maroa | $1,613 |
| Marquette Heights | $1,613 |
| Marseilles | $1,673 |
| Marshall | $1,601 |
| Martinsville | $1,613 |
| Maryville | $1,793 |
| Mascoutah | $1,769 |
| Mason | $1,577 |
| Mason City | $1,685 |
| Matherville | $1,601 |
| Matteson | $2,225 |
| Mattoon | $1,541 |
| Maunie | $1,709 |
| Maywood | $2,429 |
| Mazon | $1,685 |
| McConnell | $1,637 |
| McHenry | $1,757 |
| McLean | $1,589 |
| McLeansboro | $1,757 |
| McNabb | $1,673 |
| Mechanicsburg | $1,757 |
| Medinah | $1,865 |
| Medora | $1,733 |
| Melrose Park | $2,297 |
| Melvin | $1,577 |
| Menard | $1,913 |
| Mendon | $1,709 |
| Mendota | $1,589 |
| Meredosia | $1,685 |
| Merna | $1,589 |
| Merrionette Park | $2,165 |
| Metamora | $1,637 |
| Metcalf | $1,613 |
| Metropolis | $1,853 |
| Mettawa | $1,853 |
| Michael | $1,793 |
| Middletown | $1,673 |
| Midlothian | $2,105 |
| Milan | $1,613 |
| Milford | $1,625 |
| Mill Shoals | $1,709 |
| Millbrook | $1,721 |
| Milledgeville | $1,601 |
| Miller City | $1,901 |
| Millington | $1,721 |
| Millstadt | $1,841 |
| Milmine | $1,565 |
| Mineral | $1,601 |
| Minier | $1,685 |
| Minonk | $1,601 |
| Minooka | $1,781 |
| Mitchell | $2,033 |
| Mode | $1,613 |
| Modesto | $1,721 |
| Modoc | $1,829 |
| Mokena | $1,793 |
| Moline | $1,577 |
| Momence | $1,781 |
| Monee | $1,877 |
| Monmouth | $1,589 |
| Monroe Center | $1,661 |
| Montgomery | $1,805 |
| Monticello | $1,541 |
| Montrose | $1,577 |
| Mooseheart | $1,769 |
| Morris | $1,709 |
| Morrison | $1,553 |
| Morrisonville | $1,709 |
| Morton | $1,613 |
| Morton Grove | $2,129 |
| Mossville | $1,721 |
| Mound City | $1,853 |
| Mounds | $1,841 |
| Mount Auburn | $1,745 |
| Mount Carmel | $1,613 |
| Mount Carroll | $1,637 |
| Mount Erie | $1,697 |
| Mount Morris | $1,613 |
| Mount Olive | $1,685 |
| Mount Prospect | $1,961 |
| Mount Pulaski | $1,697 |
| Mount Sterling | $1,685 |
| Mount Vernon | $1,709 |
| Mount Zion | $1,601 |
| Moweaqua | $1,613 |
| Mozier | $1,841 |
| Muddy | $1,901 |
| Mulberry Grove | $1,613 |
| Mulkeytown | $1,793 |
| Muncie | $1,625 |
| Mundelein | $1,817 |
| Murdock | $1,565 |
| Murphysboro | $1,805 |
| Nachusa | $1,589 |
| Naperville | $1,769 |
| Nashville | $1,661 |
| Nason | $1,721 |
| National Stock Yards | $2,369 |
| Nauvoo | $1,661 |
| Nebo | $1,745 |
| Neoga | $1,565 |
| Neponset | $1,577 |
| New Athens | $1,793 |
| New Baden | $1,685 |
| New Bedford | $1,577 |
| New Berlin | $1,697 |
| New Burnside | $1,853 |
| New Canton | $1,733 |
| New Douglas | $1,781 |
| New Haven | $1,817 |
| New Holland | $1,673 |
| New Lenox | $1,781 |
| New Memphis | $1,685 |
| New Milford | $1,781 |
| New Salem | $1,709 |
| New Windsor | $1,601 |
| Newark | $1,709 |
| Newman | $1,589 |
| Newton | $1,601 |
| Niantic | $1,637 |
| Niles | $2,153 |
| Nilwood | $1,721 |
| Niota | $1,661 |
| Noble | $1,625 |
| Nokomis | $1,673 |
| Nora | $1,637 |
| Normal | $1,589 |
| Norridge | $2,237 |
| Norris | $1,757 |
| Norris City | $1,697 |
| North Aurora | $1,721 |
| North Barrington | $1,853 |
| North Chicago | $1,877 |
| North City | $1,793 |
| North Pekin | $1,613 |
| North Riverside | $2,021 |
| North Utica | $1,601 |
| Northbrook | $2,009 |
| Northfield | $1,961 |
| Northlake | $2,201 |
| O'Fallon | $1,781 |
| Oak Brook | $1,853 |
| Oak Forest | $2,021 |
| Oak Lawn | $2,129 |
| Oak Park | $2,165 |
| Oakbrook Terrace | $1,805 |
| Oakdale | $1,673 |
| Oakford | $1,733 |
| Oakland | $1,577 |
| Oakwood | $1,613 |
| Oakwood Hills | $1,745 |
| Odell | $1,565 |
| Odin | $1,697 |
| Oglesby | $1,601 |
| Ohlman | $1,829 |
| Okawville | $1,673 |
| Olive Branch | $1,877 |
| Olivet | $1,601 |
| Olmsted | $1,841 |
| Olney | $1,637 |
| Olympia Fields | $2,189 |
| Onarga | $1,637 |
| Oneida | $1,601 |
| Opdyke | $1,721 |
| Ophiem | $1,589 |
| Oquawka | $1,601 |
| Orangeville | $1,637 |
| Oraville | $1,901 |
| Oreana | $1,625 |
| Oregon | $1,649 |
| Orient | $1,769 |
| Orion | $1,589 |
| Orland Hills | $1,925 |
| Orland Park | $1,925 |
| Oswego | $1,721 |
| Ottawa | $1,589 |
| Owaneco | $1,709 |
| Palatine | $1,829 |
| Palestine | $1,625 |
| Palmer | $1,721 |
| Palmyra | $1,745 |
| Paloma | $1,709 |
| Palos Heights | $2,033 |
| Palos Hills | $2,081 |
| Palos Park | $2,105 |
| Pana | $1,673 |
| Panama | $1,673 |
| Papineau | $1,805 |
| Paris | $1,613 |
| Park City | $1,853 |
| Park Forest | $2,093 |
| Park Ridge | $2,117 |
| Parkersburg | $1,661 |
| Patoka | $1,673 |
| Patterson | $1,745 |
| Paw Paw | $1,637 |
| Pawnee | $1,721 |
| Paxton | $1,565 |
| Payson | $1,721 |
| Pearl | $1,745 |
| Pearl City | $1,625 |
| Pecatonica | $1,661 |
| Pekin | $1,613 |
| Pembroke Township | $1,781 |
| Penfield | $1,553 |
| Peoria | $1,733 |
| Peoria Heights | $1,685 |
| Peotone | $1,805 |
| Percy | $1,805 |
| Perks | $1,949 |
| Perry | $1,721 |
| Peru | $1,577 |
| Petersburg | $1,721 |
| Philo | $1,565 |
| Phoenix | $2,585 |
| Piasa | $1,733 |
| Pierron | $1,685 |
| Pinckneyville | $1,733 |
| Piper City | $1,589 |
| Pistakee Highlands | $1,781 |
| Pittsburg | $1,841 |
| Pittsfield | $1,709 |
| Plainfield | $1,865 |
| Plainville | $1,721 |
| Plano | $1,697 |
| Plato Center | $1,925 |
| Pleasant Hill | $1,733 |
| Pleasant Plains | $1,733 |
| Plymouth | $1,637 |
| Pocahontas | $1,673 |
| Polo | $1,625 |
| Pomona | $1,829 |
| Pontiac | $1,553 |
| Pontoon Beach | $2,033 |
| Poplar Grove | $1,721 |
| Port Barrington | $1,853 |
| Port Byron | $1,625 |
| Posen | $2,477 |
| Potomac | $1,613 |
| Prairie du Rocher | $1,829 |
| Prairie Grove | $1,709 |
| Preemption | $1,601 |
| Prestbury | $1,709 |
| Preston Heights | $1,973 |
| Princeton | $1,577 |
| Prophetstown | $1,553 |
| Prospect Heights | $1,985 |
| Putnam | $1,673 |
| Quincy | $1,541 |
| Radom | $1,685 |
| Raleigh | $1,817 |
| Rankin | $1,601 |
| Ransom | $1,673 |
| Rantoul | $1,529 |
| Rapids City | $1,757 |
| Raritan | $1,589 |
| Raymond | $1,697 |
| Red Bud | $1,829 |
| Reddick | $1,685 |
| Redmon | $1,589 |
| Renault | $1,829 |
| Reynolds | $1,625 |
| Richmond | $1,757 |
| Richton Park | $2,141 |
| Ridge Farm | $1,601 |
| Rinard | $1,661 |
| Ringwood | $1,769 |
| River Forest | $2,153 |
| River Grove | $2,297 |
| Riverdale | $2,441 |
| Riverside | $2,009 |
| Riverton | $1,709 |
| Riverwoods | $1,949 |
| Robbins | $2,405 |
| Roberts | $1,577 |
| Robinson | $1,613 |
| Roby | $1,757 |
| Rochelle | $1,577 |
| Rochester | $1,661 |
| Rock City | $1,625 |
| Rock Falls | $1,553 |
| Rock Island | $1,601 |
| Rockbridge | $1,709 |
| Rockdale | $1,937 |
| Rockport | $1,721 |
| Rockton | $1,649 |
| Rockwood | $1,817 |
| Rolling Meadows | $1,805 |
| Rome | $1,697 |
| Romeoville | $1,877 |
| Roodhouse | $1,709 |
| Rosamond | $1,721 |
| Roscoe | $1,649 |
| Roselle | $1,805 |
| Rosemont | $2,081 |
| Roseville | $1,589 |
| Rosewood Heights | $1,913 |
| Rosiclare | $1,853 |
| Rossville | $1,613 |
| Round Lake | $1,817 |
| Round Lake Beach | $1,829 |
| Round Lake Heights | $1,829 |
| Round Lake Park | $1,829 |
| Roxana | $1,925 |
| Royal | $1,541 |
| Royalton | $1,781 |
| Rushville | $1,685 |
| Russell | $1,901 |
| Rutland | $1,625 |
| Sailor Springs | $1,637 |
| Saint Augustine | $1,625 |
| Saint David | $1,661 |
| Saint Libory | $1,769 |
| Salem | $1,673 |
| San Jose | $1,697 |
| Sandoval | $1,697 |
| Sandwich | $1,649 |
| Sauk Village | $2,213 |
| Savanna | $1,637 |
| Savoy | $1,577 |
| Sawyerville | $1,697 |
| Saybrook | $1,565 |
| Scales Mound | $1,637 |
| Schaumburg | $1,877 |
| Scheller | $1,733 |
| Schiller Park | $2,261 |
| Schram City | $1,685 |
| Sciota | $1,649 |
| Scott AFB | $1,745 |
| Seaton | $1,625 |
| Seatonville | $1,577 |
| Secor | $1,613 |
| Seneca | $1,685 |
| Sesser | $1,793 |
| Seward | $1,673 |
| Seymour | $1,553 |
| Shannon | $1,613 |
| Shawneetown | $1,829 |
| Sheffield | $1,589 |
| Shelbyville | $1,577 |
| Sheldon | $1,673 |
| Sheridan | $1,685 |
| Sherman | $1,709 |
| Sherrard | $1,601 |
| Shiloh | $1,793 |
| Shirland | $1,757 |
| Shirley | $1,565 |
| Shobonier | $1,589 |
| Shorewood | $1,877 |
| Shumway | $1,589 |
| Sibley | $1,577 |
| Sidell | $1,601 |
| Sidney | $1,589 |
| Silvis | $1,601 |
| Sims | $1,673 |
| Skokie | $2,285 |
| Sleepy Hollow | $1,805 |
| Smithboro | $1,637 |
| Smithfield | $1,673 |
| Smithshire | $1,601 |
| Smithton | $1,841 |
| Somonauk | $1,673 |
| Sorento | $1,649 |
| South Barrington | $1,865 |
| South Beloit | $1,637 |
| South Chicago Heights | $2,201 |
| South Elgin | $1,781 |
| South Holland | $2,249 |
| South Jacksonville | $1,613 |
| South Pekin | $1,649 |
| South Roxana | $1,889 |
| South Suburban | $2,297 |
| South Wilmington | $1,673 |
| Southern View | $1,769 |
| Sparland | $1,637 |
| Sparta | $1,805 |
| Speer | $1,637 |
| Spring Grove | $1,757 |
| Spring Valley | $1,601 |
| Springerton | $1,721 |
| Springfield | $1,721 |
| St. Anne | $1,805 |
| St. Charles | $1,721 |
| St. Elmo | $1,589 |
| St. Francisville | $1,625 |
| St. Joseph | $1,541 |
| St. Peter | $1,601 |
| Standard | $1,661 |
| Stanford | $1,589 |
| Staunton | $1,709 |
| Ste. Marie | $1,601 |
| Steeleville | $1,817 |
| Steger | $2,093 |
| Sterling | $1,553 |
| Steward | $1,625 |
| Stewardson | $1,613 |
| Stickney | $2,345 |
| Stillman Valley | $1,661 |
| Stockland | $1,661 |
| Stockton | $1,637 |
| Stone Park | $2,393 |
| Stonington | $1,721 |
| Stoy | $1,721 |
| Strasburg | $1,577 |
| Strawn | $1,589 |
| Streamwood | $1,901 |
| Streator | $1,625 |
| Stronghurst | $1,589 |
| Sugar Grove | $1,697 |
| Sullivan | $1,553 |
| Summerfield | $1,757 |
| Summit | $2,237 |
| Summit Argo | $2,249 |
| Sumner | $1,649 |
| Sun River Terrace | $1,793 |
| Sutter | $1,649 |
| Swansea | $1,829 |
| Sycamore | $1,601 |
| Table Grove | $1,697 |
| Tallula | $1,733 |
| Tamaroa | $1,745 |
| Tampico | $1,541 |
| Taylor Ridge | $1,637 |
| Taylor Springs | $1,685 |
| Taylorville | $1,697 |
| Techny | $2,033 |
| Teutopolis | $1,565 |
| Texico | $1,721 |
| Thawville | $1,649 |
| Thayer | $1,685 |
| The Galena Territory | $1,625 |
| Thebes | $1,877 |
| Thomasboro | $1,553 |
| Thompsonville | $1,793 |
| Thomson | $1,601 |
| Thornton | $2,129 |
| Tilden | $1,817 |
| Tilton | $1,601 |
| Timewell | $1,673 |
| Tinley Park | $1,925 |
| Tiskilwa | $1,577 |
| Toledo | $1,589 |
| Tolono | $1,565 |
| Toluca | $1,613 |
| Tonica | $1,637 |
| Topeka | $1,709 |
| Toulon | $1,637 |
| Tovey | $1,709 |
| Tower Hill | $1,601 |
| Tower Lakes | $1,853 |
| Tremont | $1,649 |
| Trenton | $1,685 |
| Trilla | $1,613 |
| Triumph | $1,733 |
| Troy | $1,793 |
| Troy Grove | $1,613 |
| Tuscola | $1,541 |
| Twin Grove | $1,565 |
| Ullin | $1,841 |
| Union | $1,733 |
| Union Hill | $1,709 |
| Unity | $1,841 |
| University Park | $2,033 |
| Urbana | $1,577 |
| Valier | $1,745 |
| Valmeyer | $1,841 |
| Van Orin | $1,589 |
| Vandalia | $1,577 |
| Varna | $1,625 |
| Venetian Village | $1,829 |
| Venice | $2,273 |
| Vermilion | $1,721 |
| Vermont | $1,649 |
| Vernon | $1,661 |
| Vernon Hills | $1,829 |
| Verona | $1,685 |
| Vienna | $1,817 |
| Villa Grove | $1,565 |
| Villa Park | $1,805 |
| Viola | $1,601 |
| Virden | $1,721 |
| Virginia | $1,697 |
| Wadsworth | $1,853 |
| Waggoner | $1,697 |
| Walnut Hill | $1,709 |
| Walsh | $1,829 |
| Walshville | $1,697 |
| Waltonville | $1,733 |
| Wamac | $1,685 |
| Warren | $1,637 |
| Warrensburg | $1,613 |
| Warrenville | $1,757 |
| Warsaw | $1,661 |
| Wasco | $1,853 |
| Washburn | $1,637 |
| Washington | $1,601 |
| Washington Park | $2,321 |
| Wataga | $1,589 |
| Waterloo | $1,793 |
| Waterman | $1,613 |
| Watseka | $1,661 |
| Watson | $1,577 |
| Wauconda | $1,805 |
| Waukegan | $1,853 |
| Waverly | $1,661 |
| Wayne | $1,817 |
| Wayne City | $1,685 |
| Wedron | $1,661 |
| Weldon | $1,589 |
| Wellington | $1,649 |
| Wenona | $1,625 |
| West Brooklyn | $1,589 |
| West Chicago | $1,793 |
| West City | $1,793 |
| West Dundee | $1,793 |
| West Frankfort | $1,769 |
| West Liberty | $1,613 |
| West Peoria | $1,721 |
| West Point | $1,661 |
| West Salem | $1,649 |
| West Union | $1,625 |
| West York | $1,637 |
| Westchester | $1,961 |
| Western Springs | $1,937 |
| Westfield | $1,613 |
| Westmont | $1,841 |
| Westville | $1,613 |
| Wheaton | $1,757 |
| Wheeler | $1,577 |
| Wheeling | $1,997 |
| White Hall | $1,697 |
| White Heath | $1,565 |
| Whittington | $1,793 |
| Williamsfield | $1,637 |
| Williamsville | $1,685 |
| Willisville | $1,757 |
| Willow Springs | $2,033 |
| Willowbrook | $1,889 |
| Wilmette | $2,021 |
| Wilmington | $1,769 |
| Wilsonville | $1,745 |
| Winchester | $1,697 |
| Winfield | $1,745 |
| Winnebago | $1,649 |
| Winnetka | $1,961 |
| Winthrop Harbor | $1,901 |
| Witt | $1,673 |
| Wolf Lake | $1,817 |
| Wonder Lake | $1,697 |
| Wood Dale | $1,853 |
| Wood River | $1,889 |
| Woodhull | $1,577 |
| Woodland | $1,661 |
| Woodlawn | $1,733 |
| Woodridge | $1,805 |
| Woodson | $1,637 |
| Woodstock | $1,709 |
| Woosung | $1,625 |
| Worden | $1,793 |
| Worth | $2,117 |
| Wrights | $1,829 |
| Wyanet | $1,577 |
| Wyoming | $1,637 |
| Yale | $1,613 |
| Yates City | $1,649 |
| Yorkville | $1,769 |
| Zeigler | $1,793 |
| Zion | $1,841 |
Consider the following when selecting an auto insurance policy for Illinois:
Many drivers have learned from personal experience that auto insurance costs rise every year. However, a lot goes into determining car insurance rates, and not every region has the same tendencies. There has been a recent trend toward more expensive auto insurance in Illinois. Year-over-year rate adjustments vary greatly by the state due to the complexity of auto insurance pricing.
Insurance companies utilize the location as one of the key rating variables when determining premiums. Auto insurance premiums are influenced by the location and state of a car due to state rules and the varying degrees of risk associated with insuring cars in different parts of the country.
Your car, your driving habits, demographic characteristics, and the coverages, limitations, and deductibles you select are all elements that may influence your auto insurance prices. These considerations could include your age, your car's anti-theft measures, and your driving record.
Consider switching to a new insurance provider if your coverage does not match the trend in your state. Get started with Way.com.
There are a lot of auto insurance discounts you can get in Illinois. Many insurance providers can give discounts if you bundle your house, vehicle, life, and other insurance plans. You may also get points for good deeds, such as a clean driving record or a high credit score. If you're a veteran or a current member of the armed forces, don't hesitate to ask for military discounts.
Many of the insurers mentioned in this article have these types of discounts, but insurance providers give some special discounts. Here are a few highlights on the exclusive discounts available from the profiled providers:
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
State Farm has the cheapest rates for drivers with a minimum coverage rate of $436.
The average car insurance rate in Illinois is $1120 per year—21.6 percent lower than the national average. Your car insurance premiums are affected by factors other than the state in which you live.
State Farm has the best rates for drivers with a minimum coverage rate of $436.
The minimum amount of Illinois car insurance coverage is $2,5000/$50,000/$20,000. In the event of a covered accident, your limit for bodily injury is $25000 per person, with a total maximum of $50000 per incident. It also covers up to $20000 for damage to the property of another person.
Yes, driving without insurance in Illinois and across 48 of the 50 United States is illegal. In Illinois, liability insurance must be purchased at a minimum and must cover: $25000 per person for bodily injury. $50000 in bodily injury per accident.
In Illinois, all motorists are required by law to be covered by liability insurance to cover the cost of injury or damage caused to others or their property in the event of an accident. Without coverage, a single-vehicle collision could result in significant financial losses and cause you to lose your driving privileges.
The average auto insurance premium in Illinois is $1120 a year—21.6 percent lower than the national average. Your car insurance rates are influenced by factors other than the state in which you work.
Getting found without an auto insurance policy in Illinois means a fine of at least $500 and suspended registration. You would have to pay extra fees to re-register and could also face a waiting period of several months if you are a repeat offender.
In most cases, the Illinois new-car insurance grace period is 2 to 30 days. The new-car grace period is how long the insured drivers can drive a newly acquired vehicle before it is added to the current car insurance policy.
Failure to have sufficient insurance is considered a petty crime, which means that only a fine—no prison time—is punishable. If you're caught driving uninsured, you might face a $1000 fine.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
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