COMPANY | AVERAGE ANNUAL RATE | Monthly Premium |
---|---|---|
Erie Insurance | $635 | $53 |
State Farm | $651 | $54 |
Nationwide | $744 | $62 |
North Carolina Farm Bureau | $769 | $64 |
USAA | $1,999 | $167 |
Why Compare Car Insurance Rates in New York:
New York offers numerous interesting, world-renowned places, whether you're commuting to the Big Apple, escaping to calm Saratoga Springs, or road traveling to the Catskills. But, before you go out again, remember that Way.com can provide trustworthy car insurance quotes for you and your car wherever in New York.
Before you get a quote, look at our auto coverage page to see which types of coverage are best for you.
While New York law mandates only a minimum amount of liability auto insurance, car insurance companies in New York recommend that you pay up to $100,000 in injury liability per person and $300,000 per accident.
If you are looking into New York insurance for your car, remember that New York is a no-fault auto insurance state. This means that even if the other person is at fault, your Personal Injury Protection (PIP) insurance will pay your benefits up to the policy limits.
Medical bills, lost wages, death benefits, and certain incidental expenditures originating from a traffic collision are covered by no-fault auto insurance in New York.
The following are the minimum auto insurance requirements for New York state insurance:
Coverage Type | Minimum Coverage Limit |
---|---|
Bodily Injury Liability Coverage (per person) | $25,000 ($50,000 for injuries resulting in death) |
Bodily Injury Liability Coverage (per accident) | $50,000 ($100,000 for injuries resulting in death) |
Property Damage Liability | $10,000 |
Uninsured Motorist | $25,000 bodily injury per person$50,000 bodily injury per accident |
Personal Injury Protection | $50,000 |
If you're looking for cheap car insurance in NY, it's worth shopping around. Getting various NYC quotes for your car insurance will help you get the most affordable option. The best car insurance in NY may not be the right one for you. Rates for the same coverage can differ significantly from company to company, which means you can risk a great deal by paying for the first quote you receive.
Progressive is the most affordable car insurance NY city has to offer. Progressive is a low-cost car insurance NYC citizens can afford with minimum liability. Progressive premiums cost 50% less than the national average.
If you are an active military member or a veteran, you would be eligible for insurance with the cheapest overall option: USAA. USAA spends about $300 less a year than Progressive and 48% less than the average cost of minimum coverage in New York.
The below table shows the cheapest insurance in NY.
CAR INSURANCE COMPANIES | AVERAGE ANNUAL RATE |
---|---|
Progressive | $694 |
Erie | $1020 |
USAA | $1,213 |
Allstate | $1,050 |
State Farm | $1,074 |
NYCM Insurance | $2,622 |
American Family Insurance | $750 |
Mercury | $1,625 |
Travelers | $1,942 |
Hanover | $2,105 |
Even though New York requires more forms of insurance than many other states, the limits are still very low. The $25000 limit might swiftly be exhausted if you gravely harm someone in an at-fault accident.
Furthermore, because $10000 in property damage is less than half the cost of a new car, you may be personally liable for the remaining losses.
It is strongly advised that you increase your insurance limits. Most insurance companies will enable you to do so for a little premium increase. Liability coverage levels of at least 50/100/50 are advised, though you should consider going even higher if you have assets such as a home. There are also many coverage kinds to select to give additional security for yourself and your car.
To drive legally in New York State, drivers must obtain car insurance and follow insurance requirements. Although the insurance limits in New York are higher than in many other states, the minimum requirements may not be sufficient to protect you effectively.
Because New York is a no-fault state, drivers must have personal injury protection (PIP) coverage in addition to liability insurance. The state also requires uninsured motorist coverage. The following is a complete list of New York auto insurance requirements:
Please remember that these are the bare minimums that your insurance coverage must meet. On the other hand, additional coverage can be purchased for more security.
Your auto insurance provides you with what is known as Proof of Financial Responsibility under the law. Your insurance card indicates to others that you are financially capable of covering damages or injuries sustained in an accident. When you present it after an accident, you demonstrate that you are capable of bearing the costs associated with the accident.
There is also a lesser-known option called an Alternative Proof of Financial Responsibility, accessible in some states. This option allows you to meet the state's criteria differently and receive a certificate instead of your insurance ID card.
The following are the three alternatives available to you:
Nobody likes paying their auto insurance bills. However, in a state like New York, where the roads are frequently congested, and the weather is unpredictable, paying for insurance is a prudent investment. It's also a legal necessity, with penalties for drivers in New York who don't have the bare minimum of coverage.
To register your car in New York, you must have liability insurance issued by the state of New York. Failure to do so could result in the suspension of your vehicle's registration as well as your New York driver's license.
For minimum requirement, refer section: ‘Minimum Required Auto Insurance Coverage in New York’ .
Even if you aren't driving the car, you must maintain this coverage during active registration. A car registered in New York must have New York State coverage. In addition, your insurance must be provided and maintained in the name of the vehicle registrant.
In New York, your car insurance coverage is divided into various sections. Liability coverage, at its most basic level, compensates for damages to the other car as well as medical and other costs if you hit someone and are at fault.
Your New York auto policy will also include statutory uninsured motorist bodily injury coverage to assist cover your injuries and the injuries of your passengers if someone hits your car without insurance.
Some states, such as New York, require PIP coverage in addition to liability and uninsured motorist coverage. Regardless of who was at fault in the accident, PIP normally covers medical expenses, missed earnings, and vital services for you and your passengers.
Suppose you have PIP coverage on your New York automobile insurance policy and are injured in an auto accident, regardless of responsibility. In that case, PIP coverage will pay your medical bills up to the policy's limit. Your PIP coverage kicks in first because New York is a no-fault state.
However, "no-fault" insurance does not rule out the possibility of determining fault in a car accident. While your PIP policy pays first, if the other driver caused the accident, their liability coverage should cover your medical fees once blame has been established.
It aids in reimbursing medical expenses and lost wages incurred as a result of an accident. It assists with the payment of essential services if you cannot execute home tasks due to an auto accident injury.
In New York, the minimum amount of PIP coverage is $50,000, but you can add Additional PIP and Optional Basic Economic Loss (OBEL) coverage. Additional PIP increases your PIP coverage by $50,000, and OBEL adds another $25,000 to your basic $50,000 coverage to cope with situations like lost wages
In New York, personal injury protection (PIP) insurance is required by law as part of your motor insurance coverage. Almost every state in the United States requires motorists to carry a particular level of minimum auto insurance, including liability coverage, to drive legally.
When you apply for auto insurance, your insurer will provide you with a quote that estimates the premium cost. These quotations contain information about your car, such as its age, make, and model, as well as personal information, such as your age, credit score, and marital status.
PIP coverage will be factored into the premium calculation, but the cost will vary depending on those and other factors. By checking at your policy's declarations page, which includes facts about your insurance, you should be able to figure out exactly how much you're paying for PIP.
There are various options for coverage you can incorporate in addition to the required liability, PIP, and uninsured motorist coverage in New York to be better protected. The insurance cost varies based on the insurer, your car's specifics, and even your driving abilities.
Simply put, proof of insurance is a document that proves you have the minimum amount of auto insurance coverage required to drive legally in your state. State-by-state liability insurance regulations vary, although auto insurance is required in every state.
In New York, drivers are required to have a minimal minimum amount of liability coverage to cover bodily injury or property damage caused by a car accident for which they are held responsible. This proof of coverage merely informs authorities that you have the necessary auto insurance to drive legally in your state.
Proof of insurance is one of the first documents a law enforcement officer would ask to see in the case of a car accident or traffic violation.
To be legal behind the wheel in New York, drivers must have car insurance. While driving, proof of insurance must also be carried at all times.
The annual driver's insurance premium depends on various primary factors, such as age, car model, and driving background. All this information varies from driver to driver, as do the prices. Way.com has ranked insurance providers with the most competitive average rates to help you find the best annual insurance rates available in New York. But to make sure you get the best offer, you can get various car insurance quotes in New York from a variety of firms.
Insurers base their premiums on a variety of factors. Rates can differ considerably depending on your risk profile. Take a look at the total annual cost of auto insurance for regular drivers and drivers with varying risk factors.
The average cost of a full auto insurance policy in New York is $2083 a year, or $174 a month, but drivers could find better rates by comparing car insurance providers. For cheap full-cover insurance in New York, Kemper is the most affordable choice for most people. Kemper prices are 15% less expensive than average for our sample driver.
However, drivers who apply for U.S.A. coverage will potentially get much cheaper content than what is provided by Progressive. Car insurance plans with maximum coverage provide liability insurance as well as comprehensive and collision coverage. This ensures that you are liable for damage caused by an accident where you are at fault. Collision compensation provides for injury to your car.
Car insurance companies | Insurance premium |
---|---|
Kemper | $890 |
Progressive | $1,090 |
American Family | $1,210 |
Erie | $1,723 |
State Farm | $1,763 |
Allstate | $1,787 |
Chubb | $2,414 |
Mercury | $3,010 |
Travelers | $3,130 |
Hanover | $3,815 |
Kemper offers the best rates for young drivers looking for the cheapest auto insurance in New York, with rates as low as $1201 per year.
In New York, the average annual cost of basic coverage car insurance for 18-year-old drivers is $3303, or $303 per month.
Car Insurance Company | 17-YEAR-OLD FEMALES | 17-YEAR-OLD MALES |
---|---|---|
Kemper | $1,201 | $1,295 |
Allstate | $2,379 | $2,956 |
Progressive | $2,687 | $3,142 |
State Farm | $4,273 | $4,743 |
Travelers | $5,323 | $6,153 |
Progressive offers the cheapest full coverage auto insurance in New York to drivers who have been fined for speeding. Progressive's rates are less expensive per year than the national average for customers who have received a speeding ticket.
A speeding ticket can raise your insurance rates by half as much as an accident. A ticket raises rates by 15% on average, and an at-fault collision raises rates by 38%.
CAR INSURANCE COMPANY | AVERAGE ANNUAL RATE |
---|---|
Progressive | $1,125 |
Kemper | $1,137 |
American Family | $1,254 |
State Farm | $1,942 |
Erie | $2,112 |
Allstate | $2,184 |
Chubb | $2,725 |
Travelers | $3,545 |
Mercury | $3,695 |
New York drivers who have recently been in an accident should choose Progressive for the best rates. Progressive's full coverage auto insurance after a collision is 45% less expensive than New York's average cost of coverage after an accident, which is $1998 per year.
USAA is the only other car insurance company less expensive than the average for most people. Every other readily available insurer offered annual rates above $1355
CAR INSURANCE COMPANY | AVERAGE ANNUAL RATE |
---|---|
Progressive | $1,084 |
USAA | $1,355 |
Allstate | $1,806 |
State Farm | $1,943 |
Statewide Average | $1,974 |
NYCM Insurance | $2,737 |
Erie | $1,725 |
Travellers | $3,780 |
American Family Insurance | $1,575 |
After a DUI, we found the best rates in New York at Progressive, where the average annual cost is only $1135. That's about two-thirds less than the national average. DUIs can result in average premiums 88% more than what full coverage car insurance in New York generally costs.
CAR INSURANCE COMPANY | AVERAGE ANNUAL RATE |
---|---|
Progressive | $1,135 |
Kemper | $1,320 |
American Family | $1,498 |
State Farm | $1,937 |
Allstate | $2,473 |
Erie | $2,837 |
Travelers | $3,809 |
Mercury | $3,866 |
Hanover | $4,938 |
Chubb | $5,530 |
Progressive provides the lowest prices for full coverage on average for married drivers in New York. Its average annual rate of $1061 is $750 less than the second-cheapest choice.
Married drivers can save a modest amount on their vehicle insurance costs compared to single or unmarried drivers: $39 per year on average in New York compared to unmarried drivers.
Car Insurance Company | Annual Premium |
---|---|
Progressive | $1,061 |
State Farm | $1,841 |
Travelers | $2,837 |
Allstate | $3,185 |
USAA | $1,289 |
Progressive offers the best rates for young drivers looking for the cheapest auto insurance in New York, with premiums as low as $2373 per year for minimal coverage. Progressive provides the most affordable full coverage rates for young drivers at $4053 per year.
In New York, the average annual cost of basic coverage vehicle insurance for 18-year-old drivers is $5622, or $469 per month.
Car insurance company | Annual rates |
---|---|
Progressive | $4053 |
State Farm | $5877 |
Travelers | $7335 |
Allstate | $8346 |
USAA | $5580 |
Company | Avg. Annual Premium |
---|---|
Erie | $3,399 |
Travelers | $3,681 |
USAA | $3,817 |
Allstate | $4,418 |
State Farm | $5,431 |
Progressive | $10,596 |
Year | Avg, Annual Premium — New York | Yearly change — New York | Avg. Annual Premium — U.S. | Yearly change — U.S, |
---|---|---|---|---|
2021 | $1,610 | -$83 | $1,539 | $56 |
2020 | $1,703 | -$45 | $1,493 | -$51 |
2019 | $1,758 | $1 | $1,554 | $33 |
2018 | $1,759 | $41 | $1,531 | $94 |
2017 | $1,806 | $244 | $1,447 | $79 |
2016 | $1,662 | -$313 | $1,378 | $98 |
2015 | $1,895 | $226 | $1,290 | $61 |
2014 | $1,679 | $165 | $1,239 | $44 |
2013 | $1,524 | -$53 | $1,205 | -$70 |
2012 | $1,587 | $333 | $1,286 | $92 |
People who haven't had any claims or violations in the last 3-5 years are eligible for a good driver discount. Depending on the company, the amount of time they look back varies. Good driver discount was created to recognize and reward excellent drivers. The insurance sector isn't recognized for tailoring policies and discounts for individual customers.
However, one method is to take advantage of the good driver discount.
One way to get around this is to use the good driver discount, and it acknowledges and rewards individuals who drive safely. One of the most significant reductions offered by insurance providers is the excellent driver discount. The discount can be anywhere between 15% and 20%, which could be considerably higher in some companies.
If you already have a good driver discount and are involved in an accident, your insurance provider will not be able to remove it immediately. They'll have to wait till your coverage is renewed again. Companies cannot alter interest rates in the middle of a policy term.
City | Average Annual Cost |
---|---|
Accord | $2,033 |
Acra | $1,877 |
Adams | $1,529 |
Adams Basin | $1,505 |
Adams Center | $1,493 |
Addison | $1,553 |
Adirondack | $1,541 |
Afton | $1,625 |
Airmont | $2,657 |
Akron | $1,817 |
Albany | $1,673 |
Albertson | $3,149 |
Albion | $1,661 |
Alcove | $1,745 |
Alden | $1,793 |
Alder Creek | $1,625 |
Alexander | $1,613 |
Alexandria Bay | $1,481 |
Alfred | $1,565 |
Alfred Station | $1,565 |
Allegany | $1,529 |
Allentown | $1,553 |
Alma | $1,553 |
Almond | $1,529 |
Alpine | $1,565 |
Alplaus | $1,601 |
Altamont | $1,661 |
Altmar | $1,565 |
Alton | $1,565 |
Altona | $1,469 |
Amagansett | $2,261 |
Amawalk | $2,309 |
Amenia | $2,081 |
Amityville | $3,017 |
Amsterdam | $1,577 |
Ancram | $1,853 |
Ancramdale | $1,865 |
Andes | $1,841 |
Andover | $1,577 |
Angelica | $1,601 |
Angola | $1,757 |
Angola on the Lake | $1,757 |
Annandale On Hudson | $2,009 |
Antwerp | $1,529 |
Apalachin | $1,517 |
Appleton | $1,721 |
Apulia Station | $1,553 |
Aquebogue | $2,213 |
Arcade | $1,685 |
Arden | $2,537 |
Ardsley | $2,417 |
Ardsley On Hudson | $2,393 |
Argyle | $1,553 |
Arkport | $1,529 |
Arkville | $1,901 |
Arlington | $2,105 |
Armonk | $2,321 |
Arverne | $4,373 |
Asharoken | $2,789 |
Ashland | $1,949 |
Ashville | $1,565 |
Astoria | $3,605 |
Athens | $1,853 |
Athol | $1,565 |
Athol Springs | $1,781 |
Atlanta | $1,565 |
Atlantic Beach | $3,725 |
Attica | $1,673 |
Au Sable Forks | $1,505 |
Auburn | $1,565 |
Auriesville | $1,661 |
Aurora | $1,589 |
Austerlitz | $1,769 |
Ava | $1,637 |
Averill Park | $1,637 |
Avoca | $1,529 |
Avon | $1,553 |
Babylon | $3,005 |
Bainbridge | $1,625 |
Baiting Hollow | $2,429 |
Bakers Mills | $1,553 |
Baldwin | $3,545 |
Baldwin Harbor | $3,545 |
Baldwin Place | $2,321 |
Baldwinsville | $1,553 |
Ballston Lake | $1,541 |
Ballston Spa | $1,553 |
Balmville | $2,321 |
Bangall | $2,021 |
Bardonia | $2,609 |
Barker | $1,721 |
Barneveld | $1,637 |
Barnum Island | $3,473 |
Barrytown | $2,021 |
Barryville | $2,321 |
Barton | $1,517 |
Basom | $1,769 |
Batavia | $1,577 |
Bath | $1,529 |
Baxter Estates | $3,125 |
Bay Park | $3,449 |
Bay Shore | $3,113 |
Bayport | $2,705 |
Bayside | $3,833 |
Bayville | $2,957 |
Baywood | $3,113 |
Beacon | $2,129 |
Bear Mountain | $2,645 |
Bearsville | $1,973 |
Beaver Dam Lake | $2,309 |
Beaver Dams | $1,541 |
Beaver Falls | $1,541 |
Bedford | $2,333 |
Bedford Hills | $2,333 |
Belfast | $1,625 |
Belle Terre | $2,729 |
Bellerose | $3,605 |
Bellerose Terrace | $3,665 |
Belleville | $1,541 |
Bellmore | $3,185 |
Bellona | $1,529 |
Bellport | $2,681 |
Bellvale | $2,573 |
Belmont | $1,565 |
Bemus Point | $1,577 |
Bergen | $1,553 |
Berkshire | $1,553 |
Berlin | $1,637 |
Berne | $1,697 |
Bernhards Bay | $1,577 |
Bethel | $2,357 |
Bethpage | $2,933 |
Bible School Park | $1,565 |
Big Flats | $1,433 |
Big Indian | $1,985 |
Billings | $2,141 |
Billington Heights | $1,757 |
Binghamton | $1,553 |
Binghamton University | $1,541 |
Black Creek | $1,637 |
Black River | $1,493 |
Blasdell | $1,853 |
Blauvelt | $2,573 |
Bliss | $1,685 |
Blodgett Mills | $1,577 |
Bloomfield | $1,541 |
Bloomingburg | $2,429 |
Bloomingdale | $1,529 |
Bloomington | $1,997 |
Bloomville | $1,769 |
Blossvale | $1,625 |
Blue Mountain Lake | $1,577 |
Blue Point | $2,645 |
Bohemia | $2,801 |
Boiceville | $1,997 |
Bolivar | $1,553 |
Bolton Landing | $1,565 |
Bombay | $1,517 |
Boonville | $1,625 |
Boston | $1,781 |
Bouckville | $1,625 |
Bovina Center | $1,853 |
Bowmansville | $1,793 |
Bradford | $1,565 |
Brainard | $1,685 |
Brainardsville | $1,517 |
Branchport | $1,565 |
Brant Lake | $1,565 |
Brantingham | $1,577 |
Brasher Falls | $1,517 |
Breesport | $1,493 |
Breezy Point | $4,373 |
Brentwood | $3,245 |
Brewerton | $1,541 |
Brewster | $2,309 |
Brewster Hill | $2,309 |
Briarcliff Manor | $2,309 |
Bridgehampton | $2,261 |
Bridgeport | $1,565 |
Brier Hill | $1,565 |
Brighton | $1,505 |
Brightwaters | $2,993 |
Brinckerhoff | $2,093 |
Broadalbin | $1,577 |
Brockport | $1,529 |
Brocton | $1,589 |
Bronxville | $2,585 |
Brookfield | $1,637 |
Brookhaven | $2,681 |
Brooklyn | $4,217 |
Brooktondale | $1,589 |
Brookville | $3,101 |
Brushton | $1,529 |
Buchanan | $2,309 |
Buffalo | $2,165 |
Bullville | $2,489 |
Burdett | $1,577 |
Burke | $1,505 |
Burlingham | $2,513 |
Burlington Flats | $1,709 |
Burnt Hills | $1,565 |
Burt | $1,745 |
Buskirk | $1,625 |
Busti | $1,565 |
Byron | $1,541 |
Cadyville | $1,445 |
Cairo | $1,889 |
Calcium | $1,505 |
Caledonia | $1,553 |
Callicoon | $2,237 |
Callicoon Center | $2,177 |
Calverton | $2,369 |
Cambria Heights | $4,517 |
Cambridge | $1,589 |
Camden | $1,625 |
Cameron | $1,565 |
Cameron Mills | $1,577 |
Camillus | $1,601 |
Campbell | $1,481 |
Campbell Hall | $2,429 |
Canaan | $1,769 |
Canajoharie | $1,577 |
Canandaigua | $1,505 |
Canaseraga | $1,553 |
Canastota | $1,577 |
Candor | $1,529 |
Caneadea | $1,625 |
Canisteo | $1,577 |
Canton | $1,541 |
Cape Vincent | $1,505 |
Carle Place | $3,125 |
Carlisle | $1,649 |
Carmel | $2,261 |
Carmel Hamlet | $2,261 |
Caroga Lake | $1,565 |
Carthage | $1,529 |
Cassadaga | $1,553 |
Cassville | $1,649 |
Castile | $1,649 |
Castle Creek | $1,565 |
Castle Point | $2,105 |
Castleton-on-Hudson | $1,601 |
Castorland | $1,565 |
Cato | $1,589 |
Catskill | $1,889 |
Cattaraugus | $1,649 |
Cayuga | $1,541 |
Cayuga Heights | $1,589 |
Cayuta | $1,541 |
Cazenovia | $1,601 |
Cedarhurst | $3,725 |
Celoron | $1,565 |
Center Moriches | $2,549 |
Centereach | $2,717 |
Centerport | $2,897 |
Central Bridge | $1,649 |
Central Islip | $3,233 |
Central Square | $1,529 |
Central Valley | $2,345 |
Centre Island | $2,981 |
Ceres | $1,565 |
Chadwicks | $1,673 |
Chaffee | $1,769 |
Champlain | $1,469 |
Chappaqua | $2,309 |
Charlotteville | $1,673 |
Chase Mills | $1,493 |
Chateaugay | $1,505 |
Chatham | $1,757 |
Chaumont | $1,493 |
Chautauqua | $1,625 |
Chazy | $1,469 |
Cheektowaga | $1,985 |
Chelsea | $2,105 |
Chemung | $1,565 |
Chenango Bridge | $1,541 |
Chenango Forks | $1,565 |
Cherry Creek | $1,625 |
Cherry Plain | $1,637 |
Cherry Valley | $1,673 |
Chester | $2,357 |
Chestertown | $1,565 |
Chestnut Ridge | $2,669 |
Chichester | $2,009 |
Childwold | $1,553 |
Chippewa Bay | $1,517 |
Chittenango | $1,577 |
Churchville | $1,505 |
Churubusco | $1,493 |
Cicero | $1,565 |
Cincinnatus | $1,601 |
Circleville | $2,417 |
Clarence | $1,805 |
Clarence Center | $1,781 |
Clark Mills | $1,673 |
Clarkson | $1,529 |
Clarksville | $1,637 |
Claryville | $2,201 |
Claverack | $1,805 |
Clay | $1,541 |
Clayton | $1,493 |
Clayville | $1,637 |
Clemons | $1,565 |
Cleveland | $1,565 |
Cleverdale | $1,529 |
Clifton Park | $1,517 |
Clifton Springs | $1,493 |
Climax | $1,829 |
Clinton | $1,661 |
Clinton Corners | $2,057 |
Clintondale | $2,105 |
Clockville | $1,601 |
Clyde | $1,541 |
Clymer | $1,637 |
Cobleskill | $1,649 |
Cochecton | $2,285 |
Cochecton Center | $2,297 |
Coeymans Hollow | $1,709 |
Cohocton | $1,565 |
Cohoes | $1,589 |
Cold Brook | $1,601 |
Cold Spring | $2,309 |
Cold Spring Harbor | $2,981 |
Colden | $1,781 |
College Point | $3,821 |
Colliersville | $1,673 |
Collins | $1,709 |
Collins Center | $1,769 |
Colonie | $1,637 |
Colton | $1,541 |
Columbiaville | $1,793 |
Commack | $2,813 |
Comstock | $1,565 |
Conesus | $1,625 |
Conewango Valley | $1,625 |
Congers | $2,597 |
Conklin | $1,541 |
Connelly | $1,985 |
Constable | $1,541 |
Constableville | $1,589 |
Constantia | $1,553 |
Coopers Plains | $1,445 |
Cooperstown | $1,685 |
Copake | $1,865 |
Copake Falls | $1,829 |
Copenhagen | $1,553 |
Copiague | $3,029 |
Coram | $2,729 |
Corbettsville | $1,565 |
Corfu | $1,709 |
Corinth | $1,505 |
Corning | $1,433 |
Cornwall | $2,309 |
Cornwall-on-Hudson | $2,297 |
Cornwallville | $1,853 |
Corona | $4,085 |
Cortland | $1,553 |
Cortland West | $1,553 |
Cortlandt Manor | $2,309 |
Cossayuna | $1,577 |
Cottekill | $1,997 |
Country Knolls | $1,529 |
Cowlesville | $1,709 |
Coxsackie | $1,829 |
Cragsmoor | $2,249 |
Cranberry Lake | $1,541 |
Craryville | $1,817 |
Crittenden | $1,781 |
Croghan | $1,541 |
Crompond | $2,297 |
Cropseyville | $1,637 |
Cross River | $2,333 |
Croton Falls | $2,345 |
Croton-on-Hudson | $2,321 |
Crown Heights | $2,129 |
Crown Point | $1,553 |
Crugers | $2,309 |
Cuba | $1,577 |
Cuddebackville | $2,321 |
Cumberland Head | $1,433 |
Cutchogue | $2,213 |
Dale | $1,661 |
Dalton | $1,589 |
Dannemora | $1,469 |
Dansville | $1,565 |
Darien Center | $1,733 |
Davenport | $1,769 |
Davenport Center | $1,781 |
Dayton | $1,661 |
De Kalb Junction | $1,541 |
De Peyster | $1,553 |
De Ruyter | $1,625 |
Deansboro | $1,637 |
Deer Park | $3,077 |
Deer River | $1,517 |
Deferiet | $1,517 |
Delancey | $1,805 |
Delanson | $1,649 |
Delevan | $1,661 |
Delhi | $1,709 |
Delmar | $1,613 |
Delphi Falls | $1,589 |
Denver | $1,829 |
Depauville | $1,505 |
Depew | $1,817 |
Deposit | $1,613 |
Derby | $1,805 |
Dewittville | $1,601 |
Dexter | $1,493 |
Diamond Point | $1,529 |
Dickinson Center | $1,529 |
Dix Hills | $3,005 |
Dobbs Ferry | $2,429 |
Dolgeville | $1,553 |
Dormansville | $1,733 |
Dover Plains | $2,201 |
Downsville | $1,793 |
Dresden | $1,553 |
Dryden | $1,565 |
Duane Lake | $1,649 |
Duanesburg | $1,649 |
Dundee | $1,553 |
Dunkirk | $1,565 |
Durham | $1,853 |
Durhamville | $1,613 |
Eagle Bay | $1,577 |
Eagle Bridge | $1,601 |
Earlton | $1,829 |
Earlville | $1,613 |
East Amherst | $1,805 |
East Atlantic Beach | $3,617 |
East Aurora | $1,757 |
East Berne | $1,721 |
East Bethany | $1,577 |
East Branch | $1,745 |
East Chatham | $1,769 |
East Concord | $1,781 |
East Durham | $1,853 |
East Elmhurst | $3,905 |
East Farmingdale | $2,885 |
East Garden City | $3,773 |
East Glenville | $1,601 |
East Greenbush | $1,637 |
East Hampton | $2,225 |
East Hampton North | $2,225 |
East Hills | $3,197 |
East Homer | $1,601 |
East Islip | $2,885 |
East Ithaca | $1,589 |
East Jewett | $1,925 |
East Marion | $2,225 |
East Massapequa | $2,897 |
East Meadow | $3,197 |
East Meredith | $1,745 |
East Moriches | $2,321 |
East Nassau | $1,673 |
East Northport | $2,801 |
East Norwich | $2,981 |
East Otto | $1,673 |
East Patchogue | $2,669 |
East Pembroke | $1,625 |
East Pharsalia | $1,697 |
East Quogue | $2,237 |
East Randolph | $1,613 |
East Rochester | $1,469 |
East Rockaway | $3,461 |
East Schodack | $1,649 |
East Setauket | $2,693 |
East Shoreham | $2,657 |
East Springfield | $1,697 |
East Syracuse | $1,565 |
East Williamson | $1,529 |
East Williston | $3,089 |
East Worcester | $1,685 |
Eastchester | $2,513 |
Eastport | $2,261 |
Eaton | $1,625 |
Eatons Neck | $2,789 |
Eden | $1,805 |
Edmeston | $1,709 |
Edwards | $1,565 |
Eggertsville | $1,877 |
Elba | $1,553 |
Elbridge | $1,541 |
Eldred | $2,297 |
Elizabethtown | $1,529 |
Elizaville | $1,853 |
Elka Park | $1,925 |
Ellenburg Center | $1,493 |
Ellenburg Depot | $1,481 |
Ellenville | $2,153 |
Ellicottville | $1,637 |
Ellington | $1,613 |
Ellisburg | $1,541 |
Elma | $1,793 |
Elma Center | $1,793 |
Elmhurst | $3,941 |
Elmira | $1,445 |
Elmira Heights | $1,433 |
Elmont | $3,737 |
Elmsford | $2,393 |
Elwood | $2,897 |
Endicott | $1,517 |
Endwell | $1,505 |
Erieville | $1,637 |
Erin | $1,517 |
Esperance | $1,625 |
Essex | $1,517 |
Etna | $1,613 |
Evans Mills | $1,529 |
Fabius | $1,577 |
Fair Haven | $1,601 |
Fairmount | $1,601 |
Fairport | $1,457 |
Fairview | $2,309 |
Falconer | $1,577 |
Fancher | $1,601 |
Far Rockaway | $4,373 |
Farmersville Station | $1,649 |
Farmingdale | $2,897 |
Farmington | $1,469 |
Farmingville | $2,705 |
Farnham | $1,805 |
Fayetteville | $1,589 |
Felts Mills | $1,493 |
Ferndale | $2,309 |
Feura Bush | $1,613 |
Fillmore | $1,637 |
Findley Lake | $1,637 |
Fine | $1,553 |
Fire Island | $3,029 |
Firthcliffe | $2,297 |
Fishers | $1,529 |
Fishers Island | $2,201 |
Fishers Landing | $1,481 |
Fishkill | $2,105 |
Fishs Eddy | $1,781 |
Flanders | $2,213 |
Fleischmanns | $1,877 |
Floral Park | $3,569 |
Florida | $2,381 |
Flower Hill | $3,161 |
Flushing | $4,001 |
Fly Creek | $1,685 |
Fonda | $1,589 |
Forest Hills | $3,797 |
Forestburgh | $2,321 |
Forestport | $1,613 |
Forestville | $1,637 |
Fort Ann | $1,529 |
Fort Covington Hamlet | $1,517 |
Fort Drum | $1,517 |
Fort Edward | $1,529 |
Fort Hunter | $1,577 |
Fort Johnson | $1,589 |
Fort Montgomery | $2,369 |
Fort Plain | $1,577 |
Fort Salonga | $2,789 |
Frankfort | $1,589 |
Franklin | $1,697 |
Franklin Springs | $1,673 |
Franklin Square | $3,665 |
Franklinville | $1,649 |
Fredonia | $1,565 |
Freedom | $1,661 |
Freehold | $1,889 |
Freeport | $3,701 |
Freeville | $1,589 |
Fremont Center | $2,201 |
Fresh Meadows | $3,917 |
Frewsburg | $1,565 |
Friendship | $1,577 |
Fulton | $1,565 |
Fultonham | $1,673 |
Fultonville | $1,589 |
Gabriels | $1,529 |
Gainesville | $1,685 |
Galeville | $1,553 |
Gallupville | $1,661 |
Galway | $1,541 |
Gang Mills | $1,445 |
Gansevoort | $1,517 |
Garden City | $3,317 |
Garden City Park | $3,125 |
Garden City South | $3,497 |
Gardiner | $2,153 |
Gardnertown | $2,321 |
Garnerville | $2,609 |
Garrattsville | $1,709 |
Garrison | $2,309 |
Gasport | $1,745 |
Gates | $1,553 |
Geneseo | $1,577 |
Geneva | $1,481 |
Genoa | $1,589 |
Georgetown | $1,601 |
Germantown | $1,841 |
Gerry | $1,553 |
Getzville | $1,805 |
Ghent | $1,793 |
Gilbertsville | $1,697 |
Gilboa | $1,733 |
Glasco | $1,889 |
Glen Aubrey | $1,505 |
Glen Cove | $2,993 |
Glen Head | $3,041 |
Glen Oaks | $3,593 |
Glen Spey | $2,345 |
Glen Wild | $2,357 |
Glenfield | $1,589 |
Glenford | $1,985 |
Glenham | $2,117 |
Glenmont | $1,625 |
Glens Falls | $1,517 |
Glens Falls North | $1,493 |
Glenwood | $1,817 |
Glenwood Landing | $3,089 |
Gloversville | $1,589 |
Golden's Bridge | $2,333 |
Gordon Heights | $2,741 |
Goshen | $2,369 |
Gouverneur | $1,541 |
Gowanda | $1,685 |
Grahamsville | $2,261 |
Grand Gorge | $1,733 |
Grand Island | $1,805 |
Grandyle Village | $1,805 |
Granite Springs | $2,297 |
Granville | $1,589 |
Great Bend | $1,517 |
Great Neck | $3,269 |
Great Neck Estates | $3,281 |
Great Neck Gardens | $3,269 |
Great Neck Plaza | $3,281 |
Great River | $2,837 |
Great Valley | $1,601 |
Greece | $1,517 |
Green Island | $1,601 |
Greene | $1,613 |
Greenfield Center | $1,541 |
Greenfield Park | $2,117 |
Greenhurst | $1,589 |
Greenlawn | $2,957 |
Greenport | $2,213 |
Greenport West | $2,213 |
Greenvale | $3,113 |
Greenville | $2,129 |
Greenwich | $1,565 |
Greenwood | $1,625 |
Greenwood Lake | $2,453 |
Greig | $1,589 |
Groton | $1,589 |
Groveland | $1,589 |
Guilderland | $1,649 |
Guilderland Center | $1,673 |
Guilford | $1,637 |
Hadley | $1,553 |
Hagaman | $1,589 |
Hague | $1,565 |
Hailesboro | $1,541 |
Haines Falls | $1,961 |
Halcottsville | $1,805 |
Halesite | $2,981 |
Hall | $1,529 |
Hamburg | $1,793 |
Hamden | $1,733 |
Hamilton | $1,625 |
Hamlin | $1,553 |
Hammond | $1,553 |
Hammondsport | $1,565 |
Hampton | $1,565 |
Hampton Bays | $2,237 |
Hampton Manor | $1,625 |
Hancock | $1,769 |
Hankins | $2,225 |
Hannacroix | $1,817 |
Hannawa Falls | $1,541 |
Hannibal | $1,565 |
Harbor Hills | $3,269 |
Harbor Isle | $3,473 |
Harpersfield | $1,793 |
Harpursville | $1,577 |
Harriman | $2,369 |
Harris | $2,333 |
Harris Hill | $1,841 |
Harrison | $2,393 |
Harrisville | $1,541 |
Hartford | $1,541 |
Hartsdale | $2,405 |
Hartwick | $1,685 |
Hastings | $1,541 |
Hastings-on-Hudson | $2,501 |
Hauppauge | $2,849 |
Haverstraw | $2,621 |
Haviland | $2,105 |
Hawthorne | $2,309 |
Head of the Harbor | $2,765 |
Hector | $1,565 |
Helena | $1,505 |
Hemlock | $1,601 |
Hempstead | $4,205 |
Henderson | $1,541 |
Henderson Harbor | $1,541 |
Henrietta | $1,505 |
Hensonville | $1,937 |
Heritage Hills | $2,297 |
Herkimer | $1,541 |
Hermon | $1,553 |
Herricks | $3,101 |
Heuvelton | $1,565 |
Hewlett | $3,581 |
Hewlett Bay Park | $3,665 |
Hewlett Harbor | $3,665 |
Hicksville | $3,017 |
High Falls | $2,033 |
Highland | $2,057 |
Highland Falls | $2,357 |
Highland Lake | $2,333 |
Highland Mills | $2,333 |
Highmount | $1,985 |
Hillburn | $2,657 |
Hillcrest | $2,693 |
Hillsdale | $1,817 |
Hillside | $1,985 |
Hillside Lake | $2,105 |
Hilton | $1,529 |
Himrod | $1,565 |
Hinckley | $1,613 |
Hinsdale | $1,529 |
Hobart | $1,817 |
Hoffmeister | $1,589 |
Hogansburg | $1,481 |
Holbrook | $2,717 |
Holland | $1,757 |
Holland Patent | $1,625 |
Holley | $1,661 |
Hollis | $4,445 |
Hollowville | $1,793 |
Holmes | $2,213 |
Holtsville | $2,717 |
Homer | $1,565 |
Honeoye | $1,601 |
Honeoye Falls | $1,541 |
Hoosick Falls | $1,625 |
Hopewell Junction | $2,129 |
Hornell | $1,517 |
Horseheads | $1,457 |
Horseheads North | $1,433 |
Hortonville | $2,249 |
Houghton | $1,625 |
Howard Beach | $4,517 |
Howells | $2,405 |
Howes Cave | $1,661 |
Hubbardsville | $1,625 |
Hudson | $1,793 |
Hudson Falls | $1,517 |
Hughsonville | $2,105 |
Huguenot | $2,381 |
Huletts Landing | $1,589 |
Hunt | $1,625 |
Hunter | $1,949 |
Huntington | $2,981 |
Huntington Bay | $2,981 |
Huntington Station | $2,993 |
Hurley | $1,997 |
Hurleyville | $2,381 |
Hyde Park | $2,081 |
Ilion | $1,577 |
Indian Lake | $1,565 |
Inlet | $1,565 |
Interlaken | $1,553 |
Inwood | $3,797 |
Ionia | $1,577 |
Irondequoit | $1,577 |
Irving | $1,769 |
Irvington | $2,405 |
Island Park | $3,473 |
Islandia | $3,029 |
Islip | $3,113 |
Islip Terrace | $2,981 |
Ithaca | $1,589 |
Jackson Heights | $3,941 |
Jacksonville | $1,577 |
Jamaica | $4,541 |
Jamesport | $2,225 |
Jamestown | $1,565 |
Jamestown West | $1,565 |
Jamesville | $1,637 |
Jasper | $1,613 |
Java Center | $1,745 |
Java Village | $1,733 |
Jay | $1,541 |
Jefferson | $1,721 |
Jefferson Heights | $1,889 |
Jefferson Valley | $2,333 |
Jefferson Valley-Yorktown | $2,297 |
Jeffersonville | $2,285 |
Jericho | $3,125 |
Jewett | $1,937 |
Johnsburg | $1,577 |
Johnson | $2,405 |
Johnson City | $1,529 |
Johnsonville | $1,625 |
Johnstown | $1,589 |
Jordan | $1,565 |
Jordanville | $1,637 |
Kanona | $1,541 |
Kaser | $2,669 |
Katonah | $2,333 |
Kattskill Bay | $1,529 |
Kauneonga Lake | $2,297 |
Keene | $1,541 |
Keene Valley | $1,541 |
Keeseville | $1,493 |
Kendall | $1,661 |
Kenmore | $1,913 |
Kennedy | $1,589 |
Kenoza Lake | $2,285 |
Kensington | $3,281 |
Kent | $1,673 |
Kerhonkson | $2,045 |
Keuka Park | $1,541 |
Kew Gardens | $4,313 |
Kiamesha Lake | $2,333 |
Kill Buck | $1,565 |
Killawog | $1,541 |
Kinderhook | $1,745 |
King Ferry | $1,577 |
Kings Park | $2,765 |
Kings Point | $3,269 |
Kingston | $1,985 |
Kirkville | $1,565 |
Kirkwood | $1,541 |
Kiryas Joel | $2,393 |
Knowlesville | $1,673 |
Knoxboro | $1,637 |
La Fargeville | $1,493 |
La Fayette | $1,601 |
Lackawanna | $1,997 |
Lacona | $1,577 |
Lagrangeville | $2,129 |
Lake Carmel | $2,261 |
Lake Clear | $1,529 |
Lake Erie Beach | $1,757 |
Lake George | $1,565 |
Lake Grove | $2,741 |
Lake Hill | $1,961 |
Lake Huntington | $2,285 |
Lake Katrine | $1,973 |
Lake Luzerne | $1,517 |
Lake Mohegan | $2,261 |
Lake Peekskill | $2,297 |
Lake Placid | $1,517 |
Lake Pleasant | $1,565 |
Lake Ronkonkoma | $2,729 |
Lake Success | $3,281 |
Lake View | $1,817 |
Lakeland | $1,589 |
Lakemont | $1,553 |
Lakeview | $3,569 |
Lakeville | $1,541 |
Lakewood | $1,553 |
Lancaster | $1,781 |
Lanesville | $1,997 |
Lansing | $1,589 |
Larchmont | $2,441 |
Latham | $1,613 |
Lattingtown | $2,993 |
Laurel | $2,213 |
Laurel Hollow | $3,005 |
Laurens | $1,673 |
Lawrence | $3,761 |
Lawrenceville | $1,541 |
Lawtons | $1,697 |
Le Roy | $1,553 |
Lee Center | $1,613 |
Leeds | $1,841 |
Leicester | $1,589 |
Leonardsville | $1,625 |
Levittown | $2,921 |
Lewis | $1,505 |
Lewiston | $1,769 |
Liberty | $2,261 |
Lido Beach | $3,593 |
Lily Dale | $1,565 |
Lima | $1,553 |
Lime Lake | $1,661 |
Limerick | $1,493 |
Limestone | $1,565 |
Lincoln Park | $1,985 |
Lincolndale | $2,297 |
Lindenhurst | $2,993 |
Lindley | $1,529 |
Linwood | $1,565 |
Lisbon | $1,565 |
Lisle | $1,541 |
Little Falls | $1,553 |
Little Genesee | $1,541 |
Little Neck | $3,737 |
Little Valley | $1,613 |
Little York | $1,589 |
Liverpool | $1,553 |
Livingston Manor | $2,129 |
Livonia | $1,565 |
Livonia Center | $1,589 |
Lloyd Harbor | $2,969 |
Loch Sheldrake | $2,333 |
Locke | $1,577 |
Lockport | $1,733 |
Lockwood | $1,541 |
Locust Valley | $2,981 |
Lodi | $1,553 |
Long Beach | $3,581 |
Long Eddy | $1,949 |
Long Island City | $3,641 |
Long Lake | $1,589 |
Lorenz Park | $1,793 |
Lorraine | $1,517 |
Lowman | $1,493 |
Lowville | $1,553 |
Lycoming | $1,601 |
Lynbrook | $3,485 |
Lyncourt | $1,769 |
Lyndonville | $1,685 |
Lyon Mountain | $1,493 |
Lyons | $1,493 |
Lyons Falls | $1,589 |
Macedon | $1,469 |
Machias | $1,661 |
Madison | $1,625 |
Madrid | $1,565 |
Mahopac | $2,333 |
Mahopac Falls | $2,357 |
Maine | $1,517 |
Malden Bridge | $1,757 |
Malden On Hudson | $1,937 |
Mallory | $1,541 |
Malone | $1,505 |
Malverne | $3,437 |
Malverne Park Oaks | $3,437 |
Mamaroneck | $2,441 |
Manchester | $1,481 |
Manhasset | $3,245 |
Manhasset Hills | $3,125 |
Manlius | $1,601 |
Mannsville | $1,541 |
Manorhaven | $3,125 |
Manorville | $2,357 |
Maple Springs | $1,601 |
Maple View | $1,565 |
Maplecrest | $1,937 |
Marathon | $1,589 |
Marcellus | $1,541 |
Marcy | $1,673 |
Margaretville | $1,877 |
Mariaville Lake | $1,625 |
Marietta | $1,589 |
Marilla | $1,793 |
Marion | $1,517 |
Marlboro | $2,213 |
Martville | $1,601 |
Maryknoll | $2,309 |
Maryland | $1,685 |
Masonville | $1,697 |
Maspeth | $3,761 |
Massapequa | $2,885 |
Massapequa Park | $2,885 |
Massena | $1,481 |
Mastic | $2,681 |
Mastic Beach | $2,693 |
Matinecock | $2,993 |
Mattituck | $2,225 |
Mattydale | $1,649 |
Maybrook | $2,393 |
Mayfield | $1,577 |
Mayville | $1,613 |
Mc Connellsville | $1,625 |
Mc Donough | $1,649 |
Mc Graw | $1,565 |
Mc Lean | $1,589 |
Mechanicstown | $2,405 |
Mechanicville | $1,553 |
Mecklenburg | $1,553 |
Medford | $2,717 |
Medina | $1,685 |
Medusa | $1,733 |
Mellenville | $1,853 |
Melrose | $1,613 |
Melrose Park | $1,565 |
Melville | $2,981 |
Memphis | $1,601 |
Menands | $1,697 |
Mendon | $1,517 |
Meridale | $1,709 |
Meridian | $1,625 |
Merrick | $3,233 |
Merritt Park | $2,105 |
Mexico | $1,553 |
Middle Falls | $1,577 |
Middle Granville | $1,589 |
Middle Grove | $1,553 |
Middle Island | $2,753 |
Middle Village | $3,785 |
Middleburgh | $1,709 |
Middleport | $1,721 |
Middlesex | $1,565 |
Middletown | $2,405 |
Middleville | $1,577 |
Milford | $1,673 |
Mill Neck | $2,957 |
Millbrook | $2,069 |
Miller Place | $2,753 |
Millerton | $2,021 |
Millport | $1,493 |
Millwood | $2,321 |
Milton | $1,877 |
Mineola | $3,113 |
Minerva | $1,577 |
Minetto | $1,565 |
Mineville | $1,529 |
Minoa | $1,565 |
Model City | $1,769 |
Modena | $2,129 |
Mohawk | $1,553 |
Mohegan Lake | $2,261 |
Moira | $1,529 |
Mongaup Valley | $2,309 |
Monroe | $2,393 |
Monsey | $2,669 |
Montauk | $2,237 |
Montebello | $2,645 |
Montgomery | $2,381 |
Monticello | $2,321 |
Montour Falls | $1,541 |
Montrose | $2,309 |
Mooers | $1,469 |
Mooers Forks | $1,481 |
Moravia | $1,613 |
Moriah | $1,553 |
Moriah Center | $1,553 |
Moriches | $2,585 |
Morris | $1,697 |
Morrisonville | $1,445 |
Morristown | $1,553 |
Morrisville | $1,601 |
Morton | $1,541 |
Mottville | $1,589 |
Mount Ivy | $2,645 |
Mount Kisco | $2,333 |
Mount Marion | $1,877 |
Mount Morris | $1,577 |
Mount Sinai | $2,753 |
Mount Tremper | $2,009 |
Mount Upton | $1,625 |
Mount Vernon | $3,305 |
Mount Vision | $1,697 |
Mountain Dale | $2,417 |
Mountain Lodge Park | $2,393 |
Mountainville | $2,501 |
Mumford | $1,529 |
Munnsville | $1,613 |
Munsey Park | $3,197 |
Munsons Corners | $1,553 |
Muttontown | $3,041 |
Myers Corner | $2,093 |
Nanuet | $2,633 |
Napanoch | $2,045 |
Napeague | $2,261 |
Naples | $1,589 |
Narrowsburg | $2,285 |
Nassau | $1,661 |
Natural Bridge | $1,529 |
Nedrow | $1,757 |
Nelliston | $1,589 |
Nelsonville | $2,309 |
Nesconset | $2,777 |
Neversink | $2,237 |
New Berlin | $1,673 |
New Cassel | $3,221 |
New City | $2,633 |
New Hampton | $2,393 |
New Hartford | $1,673 |
New Hempstead | $2,693 |
New Hyde Park | $3,137 |
New Kingston | $1,865 |
New Lebanon | $1,769 |
New Lisbon | $1,697 |
New Milford | $2,441 |
New Paltz | $2,033 |
New Rochelle | $2,513 |
New Russia | $1,565 |
New Square | $2,693 |
New Suffolk | $2,321 |
New Windsor | $2,333 |
New Woodstock | $1,601 |
New York | $3,749 |
New York Mills | $1,649 |
Newark | $1,505 |
Newark Valley | $1,517 |
Newburgh | $2,321 |
Newcomb | $1,565 |
Newfane | $1,745 |
Newfield | $1,601 |
Newport | $1,613 |
Newton Falls | $1,565 |
Newtonville | $1,661 |
Niagara Falls | $1,841 |
Niagara University | $1,781 |
Nichols | $1,505 |
Nicholville | $1,541 |
Nineveh | $1,541 |
Niobe | $1,649 |
Niskayuna | $1,625 |
Nissequogue | $2,765 |
Niverville | $1,745 |
Norfolk | $1,481 |
North Amityville | $3,041 |
North Babylon | $3,065 |
North Ballston Spa | $1,553 |
North Bangor | $1,565 |
North Bay | $1,613 |
North Bay Shore | $3,113 |
North Bellmore | $3,209 |
North Bellport | $2,693 |
North Blenheim | $1,685 |
North Boston | $1,769 |
North Branch | $2,261 |
North Brookfield | $1,637 |
North Chatham | $1,745 |
North Chili | $1,481 |
North Collins | $1,757 |
North Creek | $1,565 |
North Evans | $1,829 |
North Gates | $1,565 |
North Granville | $1,577 |
North Great River | $2,993 |
North Greece | $1,493 |
North Haven | $2,237 |
North Hills | $3,185 |
North Hoosick | $1,649 |
North Hudson | $1,565 |
North Java | $1,733 |
North Lawrence | $1,529 |
North Lindenhurst | $2,993 |
North Lynbrook | $3,485 |
North Massapequa | $2,885 |
North Merrick | $3,233 |
North New Hyde Park | $3,125 |
North Patchogue | $2,657 |
North Pitcher | $1,661 |
North River | $1,553 |
North Rose | $1,541 |
North Salem | $2,357 |
North Sea | $2,237 |
North Syracuse | $1,589 |
North Tonawanda | $1,769 |
North Valley Stream | $3,749 |
North Wantagh | $2,921 |
Northampton | $2,225 |
Northeast Ithaca | $1,589 |
Northport | $2,789 |
Northville | $1,781 |
Northwest Harbor | $2,225 |
Northwest Ithaca | $1,589 |
Norwich | $1,613 |
Norwood | $1,553 |
Noyack | $2,225 |
Nunda | $1,601 |
Nyack | $2,573 |
Oak Hill | $1,841 |
Oakdale | $2,813 |
Oakfield | $1,649 |
Oakland Gardens | $3,869 |
Oaks Corners | $1,529 |
Obernburg | $2,261 |
Ocean Beach | $2,873 |
Oceanside | $3,521 |
Odessa | $1,565 |
Ogdensburg | $1,553 |
Olcott | $1,745 |
Old Bethpage | $2,945 |
Old Brookville | $3,089 |
Old Chatham | $1,757 |
Old Field | $2,693 |
Old Forge | $1,577 |
Old Westbury | $3,173 |
Olean | $1,541 |
Olivebridge | $1,985 |
Olmstedville | $1,565 |
Oneida | $1,601 |
Oneonta | $1,673 |
Ontario | $1,469 |
Ontario Center | $1,505 |
Orange Lake | $2,321 |
Orangeburg | $2,573 |
Orchard Park | $1,817 |
Orient | $2,225 |
Oriskany | $1,673 |
Oriskany Falls | $1,649 |
Ossining | $2,309 |
Oswegatchie | $1,565 |
Oswego | $1,565 |
Otego | $1,673 |
Otisville | $2,429 |
Ouaquaga | $1,541 |
Ovid | $1,553 |
Owego | $1,517 |
Owls Head | $1,505 |
Oxbow | $1,529 |
Oxford | $1,613 |
Oyster Bay | $2,981 |
Oyster Bay Cove | $2,981 |
Ozone Park | $4,529 |
Painted Post | $1,457 |
Palatine Bridge | $1,565 |
Palenville | $1,901 |
Palisades | $2,585 |
Palmyra | $1,505 |
Panama | $1,613 |
Paradox | $1,553 |
Parish | $1,589 |
Parishville | $1,541 |
Parksville | $2,237 |
Patchogue | $2,657 |
Patterson | $2,309 |
Pattersonville | $1,625 |
Paul Smiths | $1,529 |
Pavilion | $1,565 |
Pawling | $2,189 |
Peach Lake | $2,345 |
Pearl River | $2,573 |
Peconic | $2,225 |
Peekskill | $2,297 |
Pelham | $2,681 |
Pelham Manor | $2,621 |
Penfield | $1,457 |
Penn Yan | $1,541 |
Pennellville | $1,529 |
Perkinsville | $1,589 |
Perry | $1,625 |
Perrysburg | $1,637 |
Peru | $1,445 |
Peterboro | $1,577 |
Petersburg | $1,637 |
Phelps | $1,469 |
Philadelphia | $1,529 |
Phillipsport | $2,477 |
Philmont | $1,793 |
Phoenicia | $2,021 |
Phoenix | $1,541 |
Piercefield | $1,565 |
Piermont | $2,561 |
Pierrepont Manor | $1,553 |
Piffard | $1,565 |
Pine Bush | $2,381 |
Pine City | $1,457 |
Pine Hill | $1,973 |
Pine Island | $2,429 |
Pine Plains | $1,961 |
Pine Valley | $1,553 |
Piseco | $1,577 |
Pitcher | $1,661 |
Pittsford | $1,493 |
Plainedge | $2,873 |
Plainview | $3,005 |
Plainville | $1,589 |
Plandome | $3,197 |
Plandome Heights | $3,209 |
Plandome Manor | $3,209 |
Plattekill | $2,225 |
Plattsburgh | $1,433 |
Plattsburgh West | $1,433 |
Pleasant Valley | $2,117 |
Pleasantville | $2,309 |
Plessis | $1,529 |
Plymouth | $1,625 |
Poestenkill | $1,625 |
Point Lookout | $3,461 |
Poland | $1,625 |
Pomona | $2,645 |
Pond Eddy | $2,357 |
Poplar Ridge | $1,577 |
Poquott | $2,693 |
Port Byron | $1,553 |
Port Chester | $2,405 |
Port Crane | $1,553 |
Port Dickinson | $1,541 |
Port Ewen | $1,985 |
Port Gibson | $1,565 |
Port Henry | $1,529 |
Port Jefferson | $2,729 |
Port Jefferson Station | $2,693 |
Port Jervis | $2,357 |
Port Kent | $1,517 |
Port Leyden | $1,589 |
Port Washington | $3,113 |
Port Washington North | $3,113 |
Portageville | $1,661 |
Porter Corners | $1,553 |
Portlandville | $1,673 |
Portville | $1,553 |
Potsdam | $1,541 |
Pottersville | $1,553 |
Poughkeepsie | $2,105 |
Poughquag | $2,213 |
Pound Ridge | $2,357 |
Prattsburgh | $1,577 |
Prattsville | $1,937 |
Preble | $1,565 |
Preston Hollow | $1,733 |
Prospect | $1,613 |
Pulaski | $1,577 |
Pulteney | $1,577 |
Pultneyville | $1,541 |
Purchase | $2,405 |
Purdys | $2,345 |
Purling | $1,901 |
Putnam Lake | $2,309 |
Putnam Station | $1,565 |
Putnam Valley | $2,309 |
Pyrites | $1,541 |
Quaker Street | $1,625 |
Queens Village | $4,169 |
Queensbury | $1,493 |
Quiogue | $2,237 |
Quogue | $2,273 |
Rainbow Lake | $1,517 |
Randolph | $1,589 |
Ransomville | $1,733 |
Rapids | $1,745 |
Raquette Lake | $1,577 |
Ravena | $1,697 |
Ray Brook | $1,493 |
Raymondville | $1,481 |
Reading Center | $1,565 |
Red Creek | $1,565 |
Red Hook | $1,973 |
Red Oaks Mill | $2,105 |
Redfield | $1,553 |
Redford | $1,481 |
Redwood | $1,529 |
Rego Park | $3,917 |
Remsen | $1,625 |
Remsenburg | $2,345 |
Rensselaer | $1,637 |
Rensselaer Falls | $1,565 |
Rensselaerville | $1,733 |
Retsof | $1,601 |
Rexford | $1,529 |
Rexville | $1,613 |
Rhinebeck | $1,997 |
Rhinecliff | $2,057 |
Richburg | $1,541 |
Richfield Springs | $1,685 |
Richford | $1,553 |
Richland | $1,553 |
Richmond Hill | $4,493 |
Richmondville | $1,661 |
Richville | $1,553 |
Ridge | $2,645 |
Ridgewood | $3,917 |
Rifton | $1,997 |
Riparius | $1,553 |
Ripley | $1,601 |
Riverhead | $2,225 |
Riverside | $2,225 |
Rochester | $1,589 |
Rock City Falls | $1,565 |
Rock Hill | $2,333 |
Rock Stream | $1,553 |
Rock Tavern | $2,357 |
Rockaway Park | $4,385 |
Rockville Centre | $3,437 |
Rocky Point | $2,753 |
Rodman | $1,493 |
Rome | $1,613 |
Romulus | $1,529 |
Ronkonkoma | $2,729 |
Roosevelt | $3,917 |
Rooseveltown | $1,529 |
Roscoe | $2,057 |
Roseboom | $1,697 |
Rosedale | $4,529 |
Rosendale | $2,021 |
Rosendale Hamlet | $1,985 |
Roslyn | $3,161 |
Roslyn Estates | $3,161 |
Roslyn Harbor | $3,161 |
Roslyn Heights | $3,221 |
Rotterdam | $1,649 |
Rotterdam Junction | $1,613 |
Round Lake | $1,541 |
Round Top | $1,925 |
Rouses Point | $1,469 |
Roxbury | $1,733 |
Ruby | $1,985 |
Rush | $1,529 |
Rushford | $1,649 |
Rushville | $1,553 |
Russell | $1,565 |
Russell Gardens | $3,269 |
Rye | $2,393 |
Rye Brook | $2,405 |
Sabael | $1,541 |
Sackets Harbor | $1,493 |
Saddle Rock | $3,269 |
Sag Harbor | $2,225 |
Sagaponack | $2,321 |
Saint Albans | $4,685 |
Saint Johnsville | $1,577 |
Saint Regis Falls | $1,565 |
Salamanca | $1,601 |
Salem | $1,577 |
Salisbury | $3,233 |
Salisbury Center | $1,577 |
Salisbury Mills | $2,369 |
Salt Point | $2,081 |
Saltaire | $3,089 |
Sanborn | $1,769 |
Sand Lake | $1,637 |
Sand Ridge | $1,529 |
Sands Point | $3,113 |
Sandusky | $1,661 |
Sandy Creek | $1,577 |
Saranac | $1,481 |
Saranac Lake | $1,517 |
Saratoga Springs | $1,541 |
Sardinia | $1,769 |
Saugerties | $1,889 |
Saugerties South | $1,889 |
Sauquoit | $1,625 |
Savannah | $1,565 |
Savona | $1,541 |
Sayville | $2,729 |
Scarsdale | $2,429 |
Schaghticoke | $1,601 |
Schenectady | $1,649 |
Schenevus | $1,685 |
Schodack Landing | $1,661 |
Schoharie | $1,673 |
Schroon Lake | $1,553 |
Schuyler Falls | $1,445 |
Schuyler Lake | $1,685 |
Schuylerville | $1,541 |
Scio | $1,541 |
Scipio Center | $1,565 |
Scotchtown | $2,393 |
Scotia | $1,601 |
Scotts Corners | $2,369 |
Scottsburg | $1,601 |
Scottsville | $1,505 |
Sea Cliff | $2,993 |
Seaford | $2,885 |
Searingtown | $3,113 |
Selden | $2,717 |
Selkirk | $1,625 |
Seneca Castle | $1,553 |
Seneca Falls | $1,505 |
Seneca Knolls | $1,589 |
Setauket-East Setauket | $2,693 |
Severance | $1,553 |
Shandaken | $1,973 |
Sharon Springs | $1,649 |
Shelter Island | $2,213 |
Shelter Island Heights | $2,225 |
Shenorock | $2,297 |
Sherburne | $1,625 |
Sherman | $1,637 |
Sherrill | $1,613 |
Shinnecock Hills | $2,237 |
Shirley | $2,693 |
Shokan | $1,985 |
Shoreham | $2,657 |
Shortsville | $1,469 |
Shrub Oak | $2,273 |
Shushan | $1,601 |
Sidney | $1,697 |
Sidney Center | $1,697 |
Silver Bay | $1,553 |
Silver Creek | $1,685 |
Silver Lake | $1,613 |
Silver Springs | $1,661 |
Sinclairville | $1,577 |
Skaneateles | $1,577 |
Skaneateles Falls | $1,541 |
Slate Hill | $2,393 |
Slaterville Springs | $1,601 |
Sleepy Hollow | $2,345 |
Slingerlands | $1,625 |
Sloan | $2,033 |
Sloansville | $1,649 |
Sloatsburg | $2,645 |
Smallwood | $2,381 |
Smithboro | $1,553 |
Smithtown | $2,789 |
Smithville Flats | $1,625 |
Smyrna | $1,625 |
Sodus | $1,529 |
Sodus Point | $1,541 |
Solsville | $1,625 |
Solvay | $1,589 |
Somers | $2,297 |
Sonyea | $1,577 |
Sound Beach | $2,765 |
South Bethlehem | $1,637 |
South Blooming Grove | $2,393 |
South Butler | $1,565 |
South Byron | $1,541 |
South Cairo | $1,901 |
South Colton | $1,541 |
South Dayton | $1,637 |
South Fallsburg | $2,405 |
South Farmingdale | $2,885 |
South Floral Park | $3,557 |
South Glens Falls | $1,505 |
South Hempstead | $3,881 |
South Hill | $1,589 |
South Huntington | $3,005 |
South Jamesport | $2,237 |
South Kortright | $1,781 |
South Lima | $1,541 |
South Lockport | $1,745 |
South New Berlin | $1,649 |
South Nyack | $2,573 |
South Otselic | $1,661 |
South Ozone Park | $4,661 |
South Plymouth | $1,649 |
South Richmond Hill | $4,601 |
South Salem | $2,357 |
South Valley Stream | $3,797 |
South Wales | $1,745 |
Southampton | $2,237 |
Southfields | $2,417 |
Southold | $2,225 |
Southport | $1,457 |
Spackenkill | $2,105 |
Sparkill | $2,561 |
Sparrow Bush | $2,321 |
Speculator | $1,577 |
Spencer | $1,553 |
Spencerport | $1,505 |
Spencertown | $1,793 |
Speonk | $2,345 |
Sprakers | $1,589 |
Spring Brook | $1,745 |
Spring Glen | $2,141 |
Spring Valley | $2,681 |
Springfield Center | $1,661 |
Springfield Gardens | $4,505 |
Springs | $2,225 |
Springville | $1,697 |
Springwater | $1,613 |
St. Bonaventure | $1,541 |
St. James | $2,777 |
Staatsburg | $2,009 |
Stafford | $1,529 |
Stamford | $1,721 |
Stanfordville | $2,069 |
Stanley | $1,505 |
Star Lake | $1,565 |
Staten Island | $3,365 |
Steamburg | $1,613 |
Stella Niagara | $1,661 |
Stephentown | $1,649 |
Sterling | $1,589 |
Sterling Forest | $2,489 |
Stewart Manor | $3,209 |
Stillwater | $1,565 |
Stittville | $1,685 |
Stockton | $1,565 |
Stone Ridge | $2,009 |
Stony Brook | $2,705 |
Stony Brook University | $2,705 |
Stony Creek | $1,565 |
Stony Point | $2,609 |
Stormville | $2,225 |
Stottville | $1,793 |
Stow | $1,601 |
Stratford | $1,577 |
Strykersville | $1,721 |
Stuyvesant | $1,757 |
Stuyvesant Falls | $1,769 |
Suffern | $2,645 |
Sugar Loaf | $2,369 |
Summit | $1,709 |
Summitville | $2,453 |
Sunnyside | $3,653 |
Sunset Bay | $1,733 |
SUNY Oswego | $1,565 |
Surprise | $1,877 |
Swain | $1,589 |
Swan Lake | $2,297 |
Sylvan Beach | $1,613 |
Syosset | $3,005 |
Syracuse | $1,697 |
Taberg | $1,613 |
Tallman | $2,549 |
Tannersville | $1,913 |
Tappan | $2,561 |
Tarrytown | $2,369 |
Terryville | $2,693 |
Thendara | $1,565 |
Theresa | $1,541 |
Thiells | $2,633 |
Thomaston | $3,269 |
Thompson Ridge | $2,369 |
Thompsonville | $2,345 |
Thornwood | $2,309 |
Thousand Island Park | $1,493 |
Three Mile Bay | $1,505 |
Ticonderoga | $1,553 |
Tillson | $2,021 |
Tioga Center | $1,529 |
Titusville | $2,105 |
Tivoli | $1,985 |
Tomkins Cove | $2,597 |
Tonawanda | $1,925 |
Town Line | $1,805 |
Treadwell | $1,781 |
Tribes Hill | $1,589 |
Troupsburg | $1,613 |
Trout Creek | $1,781 |
Troy | $1,613 |
Trumansburg | $1,589 |
Truxton | $1,589 |
Tuckahoe | $2,381 |
Tully | $1,553 |
Tunnel | $1,649 |
Tupper Lake | $1,517 |
Turin | $1,589 |
Tuxedo Park | $2,381 |
Ulster Park | $1,997 |
Unadilla | $1,709 |
Union Hill | $1,517 |
Union Springs | $1,541 |
Uniondale | $3,809 |
Unionville | $2,417 |
University at Buffalo | $1,853 |
University Gardens | $3,305 |
Upper Brookville | $2,969 |
Upper Jay | $1,541 |
Upper Nyack | $2,573 |
Upton | $2,513 |
Utica | $1,697 |
Vails Gate | $2,333 |
Valatie | $1,745 |
Valhalla | $2,357 |
Valley Cottage | $2,585 |
Valley Falls | $1,625 |
Valley Stream | $3,725 |
Van Buren Point | $1,577 |
Van Etten | $1,577 |
Van Hornesville | $1,625 |
Varysburg | $1,697 |
Verbank | $2,117 |
Vermontville | $1,517 |
Vernon | $1,625 |
Vernon Center | $1,613 |
Verona | $1,613 |
Verona Beach | $1,601 |
Verplanck | $2,309 |
Versailles | $1,649 |
Vestal | $1,517 |
Victor | $1,469 |
Victory | $1,541 |
Victory Mills | $1,565 |
Village Green | $1,553 |
Village of the Branch | $2,777 |
Viola | $2,669 |
Voorheesville | $1,625 |
Waccabuc | $2,357 |
Waddington | $1,505 |
Wading River | $2,537 |
Wainscott | $2,261 |
Walden | $2,369 |
Wales Center | $1,769 |
Walker Valley | $2,225 |
Wallkill | $2,225 |
Walton | $1,733 |
Walton Park | $2,393 |
Walworth | $1,481 |
Wampsville | $1,601 |
Wanakah | $1,793 |
Wanakena | $1,553 |
Wantagh | $2,945 |
Wappingers Falls | $2,105 |
Warners | $1,589 |
Warnerville | $1,661 |
Warrensburg | $1,541 |
Warsaw | $1,673 |
Warwick | $2,429 |
Washington Heights | $2,417 |
Washington Mills | $1,613 |
Washingtonville | $2,381 |
Wassaic | $2,093 |
Water Mill | $2,237 |
Waterford | $1,529 |
Waterloo | $1,505 |
Waterport | $1,685 |
Watertown | $1,493 |
Waterville | $1,649 |
Watervliet | $1,613 |
Watkins Glen | $1,553 |
Waverly | $1,553 |
Wawarsing | $2,045 |
Wayland | $1,589 |
Webster | $1,481 |
Weedsport | $1,589 |
Wellesley Island | $1,493 |
Wells | $1,589 |
Wells Bridge | $1,721 |
Wellsburg | $1,445 |
Wellsville | $1,529 |
Wesley Hills | $2,681 |
West Babylon | $3,017 |
West Bay Shore | $3,089 |
West Bloomfield | $1,529 |
West Burlington | $1,721 |
West Camp | $1,961 |
West Carthage | $1,517 |
West Chazy | $1,445 |
West Clarksville | $1,541 |
West Coxsackie | $1,829 |
West Davenport | $1,709 |
West Eaton | $1,637 |
West Edmeston | $1,673 |
West Elmira | $1,445 |
West End | $1,673 |
West Falls | $1,769 |
West Fulton | $1,673 |
West Glens Falls | $1,493 |
West Harrison | $2,429 |
West Haverstraw | $2,621 |
West Hempstead | $3,713 |
West Henrietta | $1,505 |
West Hills | $2,981 |
West Hurley | $2,021 |
West Islip | $3,053 |
West Kill | $1,973 |
West Lebanon | $1,781 |
West Leyden | $1,601 |
West Monroe | $1,553 |
West Nyack | $2,573 |
West Oneonta | $1,685 |
West Park | $2,009 |
West Point | $2,297 |
West Sand Lake | $1,613 |
West Sayville | $2,801 |
West Seneca | $1,961 |
West Shokan | $1,985 |
West Stockholm | $1,529 |
West Valley | $1,685 |
West Winfield | $1,697 |
Westbrookville | $2,381 |
Westbury | $3,221 |
Westdale | $1,625 |
Westerlo | $1,733 |
Westernville | $1,613 |
Westfield | $1,589 |
Westford | $1,685 |
Westhampton | $2,249 |
Westhampton Beach | $2,237 |
Westmere | $1,649 |
Westmoreland | $1,625 |
Weston Mills | $1,541 |
Westport | $1,529 |
Westtown | $2,393 |
Westvale | $1,613 |
Wevertown | $1,565 |
Wheatley Heights | $3,137 |
Whippleville | $1,529 |
White Lake | $2,357 |
White Plains | $2,429 |
White Sulphur Springs | $2,273 |
Whitehall | $1,565 |
Whitesboro | $1,673 |
Whitestone | $3,809 |
Whitesville | $1,565 |
Whitney Point | $1,541 |
Willard | $1,565 |
Willet | $1,589 |
Williamson | $1,505 |
Williamstown | $1,577 |
Williamsville | $1,865 |
Williston Park | $3,089 |
Willow | $1,973 |
Willsboro | $1,517 |
Willseyville | $1,541 |
Wilmington | $1,517 |
Wilson | $1,745 |
Windham | $1,877 |
Windsor | $1,541 |
Wingdale | $2,189 |
Winthrop | $1,541 |
Witherbee | $1,553 |
Wolcott | $1,553 |
Woodbourne | $2,381 |
Woodbury | $3,005 |
Woodgate | $1,625 |
Woodhaven | $4,529 |
Woodhull | $1,613 |
Woodmere | $3,797 |
Woodridge | $2,381 |
Woodsburgh | $3,809 |
Woodside | $3,725 |
Woodstock | $1,949 |
Worcester | $1,673 |
Wurtsboro | $2,453 |
Wyandanch | $3,149 |
Wynantskill | $1,625 |
Wyoming | $1,637 |
Yaphank | $2,729 |
Yonkers | $2,849 |
Yorktown Heights | $2,297 |
Yorkville | $1,697 |
Youngstown | $1,733 |
Youngsville | $2,261 |
Yulan | $2,321 |
Zena | $1,949 |
Finding the best New York insurance for your car will be highly dependent on your unique needs as well as local considerations. There are, however, things you can do to help the process of shopping for affordable car insurance quotes in NY.
Consider New York's minimum insurance requirements
In New York, auto insurance is required. The New York Department of Motor Vehicles (DMV) will not allow you to register your vehicle until you have purchased a policy. Liability, personal injury protection (PIP), and uninsured motorist coverage are all included in the statutory minimum limitations.
You won't be allowed to purchase coverage that does not meet the minimal limitations, so don't worry about memorizing New York's car insurance requirements. Knowing the state's minimal level of coverage, on the other hand, may assist you in determining whether you require greater limits or extra coverage options.
Consider the needs of the lender
Your lender will almost certainly want comprehensive coverage if you have a loan or a lease. Optional comprehensive and collision coverage, which provide coverage for damage to your car, are not included in the minimum coverage limitations. You'll need to purchase a full coverage policy to get them.
You might also want to look into gap insurance.
Gap insurance is meant to reimburse the difference if your new car is totaled and the claim amount is less than the balance on your loan.
Take into account your unique requirements
Consider a few aspects when evaluating your car insurance needs, such as whether you have a youngster who is about to start driving, the brand and model of your vehicle, your credit history, and your driving record.
Each of these elements has the potential to affect your New York auto insurance price, so it's crucial to think about them all. Many New York auto insurance, for example, give a new vehicle or an electrical car discount if you recently purchased a brand new electric car. You could save money if you know which insurance companies provide these reductions.
According to our team's expert analysis, the average car insurance rate in New York for a driver age 30 is $177 per month or $2070 per year for full coverage. That's an extra $300 per year over the national average ($1770). New York drivers will pay $81 per month ($972 yearly) for liability limits of 50/100/50. The average monthly car insurance premium for state-mandated coverage is $78, or $936 annually.
Use our average car insurance rates tool to compare rates when shopping for car insurance. Enter your ZIP code to find out the typical premium in your area. You'll also see the highest and lowest rates from the six main car insurance companies surveyed to get a sense of what the most cost-effective option is in your location.
In the United States, the average motorist costs $1434 per year for a full coverage policy with limits of 100/300/100. On the other hand, car insurance is substantially more expensive in New York, where the average driver pays $3438 per year for coverage. Only Michigan beats it out for the most expensive insurance premiums in the country. With a 15% increase in rates over the last six years, insurance premiums in New York show no signs of slowing down.
Car insurance in New York is expensive due to high healthcare costs and additional insurance regulations. As a result, Way.com advises drivers to compare prices and shop around for low-cost auto insurance in New York.
The average cost of car insurance has steadily grown across the United States in recent years, and New York is no exception. This tendency is influenced by several factors, including roadway density, driver demographics, and the effects of harsh weather.
The average car insurance rate in Rochester, NY, is $1305. You can get cheap car insurance in Rochester, NY, from Progressive, and the average rate would come up to $1056.
The average rate of Brooklyn car insurance is $1011 annually.
State of No-Fault
New York is a no-fault state, which means you can file a claim with your insurance company regardless of who caused the accident. Personal injury protection (PIP) insurance — often known as no-fault insurance — is commonly required in no-fault jurisdictions to ensure that drivers are fully insured in the event of an accident.
Healthcare costs are expensive
Healthcare is costly in the United States, but it is considerably more so in New York. Insurance companies pay out more claims to cover the expense of treating injuries when healthcare costs are high. To compensate for these higher-than-average healthcare costs, insurance companies raise policy rates.
Requirements for additional insurance
In most states, including New York, auto insurance is necessary to register and drive a car. In addition, drivers must have personal injury protection (PIP) and uninsured motorist coverage in the state.
These coverage requirements are more stringent than those found in other states, which normally merely demand liability coverage. These rules contribute to why automobile insurance in New York is so expensive because the amount of coverages included in your policy boosts your rate.
Risks of Severe Weather
New York and New Jersey, Pennsylvania, Maryland, Delaware, and Washington, DC, make up the Mid-Atlantic area. Hurricanes and winter storms pose a significant threat to this area.
Winter storms, which usually occur between the end of October and April, can make even the safest roadways perilous. Flooding is more likely during hurricanes, resulting in a total loss. Both serious accidents and total losses are expensive for insurance companies to pay out; carriers reduce the financial risk of these disasters by charging higher premiums.
A high possibility of theft or vandalism
Crime rates influence the cost of car insurance in New York in the neighborhood. Theft and vandalism are more common in areas where people are more inclined to make claims, so rates are higher. New York City is currently rated as safer than only 26% of all cities in the United States. Only 6% and 7% of other cities, respectively, are rated safer than Buffalo and Rochester, the state's second and third largest cities.
New York City has inspired painters, novelists, musicians, poets, and other varied dreamers throughout its history. It's known as Gotham, the Big Apple, The City That Never Sleeps, or simply The City. Although it is not New York's capital, it was formerly the United States' capital and is probably the world's financial capital.
To get around New York City, you don't need a car. Because public transportation is great and parking is rare and expensive, many inhabitants (especially those in Manhattan) live without a car. You'll need New York State minimum auto insurance if you have a car.
Before registering your car in New York, you must show proof of insurance. You can compare auto insurance prices for New York City here.
Aside from having a clean driving record and a strong credit history, taking advantage of insurance company discounts can help you save money on your auto insurance.
Most insurers will give you a discount if you combine your homeowner's or renter's insurance with your car insurance or if you complete a driver's education course. Check with your insurance company or agent to see if you qualify for any savings.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Way.com’s Insurance Broker Quote Data
The average car insurance rate in New York is $177 a month, or $2070 a year for drivers aged 30 for maximum coverage, based on our team's expert research. New York drivers can pay $80 per month ($960 per year) for liability caps of 50/100/50.
State Farm has the cheapest auto insurance in New York, costing an average of $1010 a year for minimum insurance coverage.
In New York, car insurance is more expensive than the national average. The car insurance in New York is about $1500 a year for full coverage and about $600 per year for minimum coverage.
State Farm has the cheapest auto insurance in New York, costing an average of $1010 a year for minimum insurance coverage. The average cost of car insurance in New York is $1380 a year for a minimum insurance package, although the premiums can vary considerably depending on the company and location.
Follow the below tips to lower your car insurance in NY:
In New York, car insurance is expensive because it's a non-fault state with a high rate of insurance fraud.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.