Best Connecticut Home Insurance (August 23)
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Are you looking to buy the best homeowners insurance in CT? We have analyzed all insurers in the state to give you a detailed review of Connecticut home insurance and the rates.
Why compare home insurance rates in Connecticut:
- On average, a homeowners insurance in CT costs around $1,425 yearly.
- The rate of homeowners insurance in Connecticut starts at $939 for a year.
- In Connecticut, wind, snow, and flooding can seriously harm property.
Connecticut homeowners insurance: what you need to know
On average, Connecticut homeowners insurance costs you around $1,425 yearly. The rate offers an affordable option as it is on par with the average national home insurance rate. The rate can vary based on your ZIP Code, the number of claims in your neighborhood, and the type of coverage you choose.
Are you still looking for homeowners insurance in CT with lower rates? Then it is best to find one by getting quotes from all insurers, comparing, and buying the one with the lowest quote.
What does a homeowners insurance policy cover?
Home insurance policies in every state offer ideal coverages like Dwelling, Personal Property, Liability, Medical Payments to Others, Other Structures, and Additional Living Expenses. Before buying homeowners insurance in CT, ensure the insurers offer these coverages. You can also purchase these extra coverages to increase the security of your home.
- Flood insurance: Typically, homeowners insurance does not cover damage brought on by flooding. So you must get a separate flood insurance policy through the National Flood Insurance Program of FEMA or a commercial insurer. However, some insurance providers can provide flood insurance coverage for your standard home insurance policy. You can check the FEMA flood map to determine if your house is in a high-risk flood zone.
- Identity theft coverage: This extra coverage might help cover the costs of recovering your identity if it gets stolen. Insurers frequently provide expert advice on how to deal with identity theft as well.
- Roof replacement coverage: The availability of this coverage may differ depending on how old your roof is and whose insurer you choose. If your roof is eligible, this insurance covers repair or replacement costs rather than deducting depreciation from your settlement if your roof gets damaged.
What isn't covered by a typical homeowners insurance policy?
Ideally, a home insurance policy doesn't cover damages due to earthquakes, power outages, floods, nuclear threats, sinkholes, insect and vermin infestations, conflict, wear and tear, or intentional loss. Therefore, it is essential to inspect your Connecticut home insurance before buying to ensure the coverages you receive.Therefore, it is essential to inspect your Connecticut home insurance before buying to ensure the coverages you receive.
The cheapest home insurance companies in Connecticut
The challenge is always to find low-cost home insurance in CT. With a yearly average rate of $939, MetLife offers the most affordable Connecticut homeowners insurance. State Farm has the next best home insurance policy with a yearly rate of $975.
The following are the rates of various home insurance companies in CT. To find cheap Connecticut home insurance, you must compare the quotes from various insurers and buy one.
| Insurer | Average annual rate |
|---|---|
| MetLife | $939 |
| State Farm | $975 |
| American Commerce | $1,059 |
| Amica | $1,138 |
| Merrimack Mutual | $1,142 |
The best homeowners insurance in Connecticut for poor credit
Because a low credit score frequently indicates a potential danger to insurance companies, it can also increase insurance premiums. Amica has the lowest Connecticut home insurance rate for a homeowner with poor credit, with an average yearly premium of $1,964.
| Insurer | Average annual rate |
|---|---|
| Amica | $1,964 |
| USAA | $2,180 |
| State Farm | $2,327 |
| Chubb | $4,989 |
| Travelers | $12,469 |
The best homeowners insurance in Connecticut for pool owners
If you have a pool in your house, insurers may charge a higher rate of homeowners insurance in CT. USAA offers the lowest yearly rate for Connecticut homes with swimming pools at $1,271.
| Insurer | Average annual rate |
|---|---|
| USAA | $1,271 |
| State Farm | $1,371 |
| Amica | $1,605 |
| Chubb | $2,322 |
| Travelers | $5,466 |
The best homeowners insurance in Connecticut for dog owners
Certain dog breeds are considered 'dangerous' by some insurers; hence many insurance firms will charge customers different rates. For a house with a 'dangerous' dog breed, USAA has the lowest home insurance in CT, with an average yearly premium of $1,271.
| Insurer | Average annual rate |
|---|---|
| USAA | $1,271 |
| State Farm | $1,371 |
| Amica | $1,605 |
| Chubb | $2,322 |
| Travelers | $4,970 |
Homeowners Insurance deductibles in Connecticut
When looking for home insurance coverage, homeowners have various options, including how much their deductible would be. Your homeowners insurance in CT will specify the amount of claim you must pay out of pocket. Therefore, how much you pay for homeowners insurance is significantly influenced by where you set your deductible. So, your premiums will be greater the smaller your deductible is.
The following are the typical homeowners deductibles in CT.
| Deductible Level | Average annual rate |
|---|---|
| $500 | $1,398 |
| $1,000 | $1,227 |
| $1,500 | $1,180 |
| $2,000 | $1,069 |
| $5,000 | $942 |
Connecticut home insurance prices by coverage levels
The level of homeowners coverage you choose affects the insurance costs you pay. In Connecticut, homeowners with $100,000 dwelling coverage pay an average of $636 yearly. In contrast, those with $400,000 in coverage spend about $1,818 annually.
| Dwelling coverage cost | Average annual rate |
|---|---|
| $100,000 | $636 |
| $200,000 | $1,068 |
| $250,000 | $1,227 |
| $400,000 | $1,818 |
Connecticut Homeowners insurance costs by city
The rate of homeowners insurance in CT varies by the city you live in. In addition, the rate of Connecticut home insurance you pay depends on factors like ZIP Code, the number of claims in your neighborhood, and the crime rate in your area. The following is the rate of home insurance in CT you must pay based on the city.
| City | Annual Average Rate |
|---|---|
| Abington | $2,270 |
| Amston | $1,295 |
| Andover | $1,333 |
| Ansonia | $1,642 |
| Ashford | $1,344 |
| Avon | $1,344 |
| Ballouville | $2,276 |
| Baltic | $1,525 |
| Bantam | $1,329 |
| Barkhamsted | $1,302 |
| Beacon Falls | $1,653 |
| Berlin | $1,401 |
| Bethany | $1,643 |
| Bethel | $1,368 |
| Bethlehem | $1,323 |
| Bethlehem Village | $1,322 |
| Bloomfield | $1,423 |
| Blue Hills | $1,415 |
| Bolton | $1,308 |
| Botsford | $2,442 |
| Bozrah | $1,632 |
| Branford | $1,910 |
| Branford Center | $1,910 |
| Bridgeport | $1,726 |
| Bridgewater | $1,331 |
| Bristol | $1,358 |
| Broad Brook | $1,378 |
| Brookfield | $1,374 |
| Brooklyn | $1,275 |
| Burlington | $1,362 |
| Byram | $1,516 |
| Canaan | $1,327 |
| Canterbury | $1,302 |
| Canton | $1,357 |
| Canton Center | $1,332 |
| Canton Valley | $1,353 |
| Centerbrook | $1,746 |
| Central Village | $2,306 |
| Chaplin | $1,297 |
| Cheshire | $1,604 |
| Cheshire Village | $1,600 |
| Chester | $1,765 |
| Chester Center | $1,765 |
| Clinton | $1,991 |
| Cobalt | $2,662 |
| Colchester | $1,554 |
| Colebrook | $1,328 |
| Collinsville | $1,357 |
| Columbia | $1,306 |
| Conning Towers Nautilus Park | $2,456 |
| Cornwall Bridge | $1,352 |
| Cos Cob | $1,493 |
| Coventry | $1,314 |
| Coventry Lake | $1,314 |
| Cromwell | $1,517 |
| Crystal Lake | $1,278 |
| Danbury | $1,362 |
| Danielson | $1,305 |
| Darien | $1,518 |
| Dayville | $1,306 |
| Deep River | $1,738 |
| Deep River Center | $1,738 |
| Derby | $1,605 |
| Durham | $1,620 |
| East Berlin | $1,393 |
| East Brooklyn | $1,275 |
| East Canaan | $1,322 |
| East Glastonbury | $2,422 |
| East Granby | $1,370 |
| East Haddam | $1,644 |
| East Hampton | $1,577 |
| East Hartford | $1,396 |
| East Hartland | $1,379 |
| East Haven | $1,840 |
| East Killingly | $1,276 |
| East Lyme | $2,034 |
| East Windsor | $1,369 |
| East Windsor Hill | $2,424 |
| East Woodstock | $2,341 |
| Eastford | $1,348 |
| Easton | $1,400 |
| Ellington | $1,279 |
| Enfield | $1,354 |
| Essex Village | $1,748 |
| Fabyan | $2,294 |
| Fairfield | $1,837 |
| Falls Village | $1,348 |
| Farmington | $1,811 |
| Gales Ferry | $1,821 |
| Gaylordsville | $1,278 |
| Georgetown | $2,490 |
| Gilman | $1,655 |
| Glastonbury | $1,358 |
| Glastonbury Center | $1,366 |
| Glenville | $1,470 |
| Goshen | $1,342 |
| Granby | $1,371 |
| Greens Farms | $2,469 |
| Greenwich | $1,495 |
| Grosvenor Dale | $2,294 |
| Groton | $2,513 |
| Groton Long Point | $2,519 |
| Guilford | $1,837 |
| Guilford Center | $1,869 |
| Haddam | $1,588 |
| Hadlyme | $2,667 |
| Hamden | $1,628 |
| Hampton | $1,295 |
| Hanover | $2,640 |
| Hartford | $1,749 |
| Harwinton | $1,287 |
| Hawleyville | $2,444 |
| Hazardville | $1,354 |
| Hebron | $1,285 |
| Heritage Village | $1,558 |
| Higganum | $1,605 |
| Ivoryton | $1,799 |
| Jewett City | $1,575 |
| Kensington | $1,401 |
| Kent | $1,339 |
| Killingworth | $1,749 |
| Lake Pocotopaug | $1,577 |
| Lakeside | $1,340 |
| Lakeville | $1,337 |
| Lebanon | $1,579 |
| Ledyard | $1,793 |
| Litchfield | $1,332 |
| Long Hill | $2,487 |
| Madison | $1,876 |
| Madison Center | $1,911 |
| Manchester | $1,383 |
| Mansfield Center | $1,289 |
| Mansfield Depot | $2,311 |
| Marion | $2,417 |
| Marlborough | $1,381 |
| Mashantucket | $2,668 |
| Meriden | $1,596 |
| Middle Haddam | $2,586 |
| Middlebury | $1,604 |
| Middlefield | $1,577 |
| Middletown | $1,562 |
| Milford | $1,878 |
| Milldale | $2,405 |
| Monroe | $1,405 |
| Montville | $1,684 |
| Moodus | $1,647 |
| Moosup | $1,282 |
| Morris | $1,340 |
| Mystic | $2,006 |
| Naugatuck | $1,585 |
| New Britain | $1,406 |
| New Canaan | $1,364 |
| New Fairfield | $1,377 |
| New Hartford | $1,312 |
| New Hartford Center | $1,309 |
| New Haven | $1,987 |
| New London | $2,115 |
| New Milford | $1,280 |
| New Preston | $1,343 |
| New Preston Marble Dale | $1,343 |
| Newington | $1,363 |
| Newtown | $1,417 |
| Niantic | $2,763 |
| Noank | $2,491 |
| Norfolk | $1,347 |
| North Branford | $1,772 |
| North Canton | $1,335 |
| North Franklin | $1,578 |
| North Granby | $1,356 |
| North Grosvenor Dale | $1,265 |
| North Haven | $1,615 |
| North Stonington | $1,712 |
| North Westchester | $2,730 |
| North Windham | $1,283 |
| Northfield | $1,325 |
| Northford | $1,663 |
| Northwest Harwinton | $1,287 |
| Norwalk | $1,695 |
| Norwich | $1,589 |
| Oakdale | $1,622 |
| Oakville | $1,307 |
| Old Greenwich | $1,503 |
| Old Lyme | $1,911 |
| Old Mystic | $1,963 |
| Old Saybrook | $2,112 |
| Old Saybrook Center | $2,132 |
| Oneco | $1,265 |
| Orange | $1,838 |
| Oxford | $1,593 |
| Oxoboxo River | $1,628 |
| Pawcatuck | $2,056 |
| Pemberwick | $1,467 |
| Pequabuck | $2,373 |
| Pine Meadow | $2,336 |
| Plainfield | $1,285 |
| Plainfield Village | $1,285 |
| Plainville | $1,346 |
| Plantsville | $1,399 |
| Plymouth | $1,326 |
| Pomfret Center | $1,266 |
| Poquonock | $2,408 |
| Poquonock Bridge | $2,487 |
| Portland | $1,570 |
| Preston | $1,637 |
| Prospect | $1,622 |
| Putnam | $1,263 |
| Quaker Hill | $1,904 |
| Quinebaug | $1,254 |
| Redding | $1,371 |
| Redding Center | $2,399 |
| Redding Ridge | $2,399 |
| Ridgefield | $1,327 |
| Riverside | $1,509 |
| Riverton | $1,317 |
| Rockfall | $1,565 |
| Rockville | $1,291 |
| Rocky Hill | $1,364 |
| Rogers | $2,277 |
| Roxbury | $1,316 |
| Salem | $1,654 |
| Salisbury | $1,337 |
| Salmon Brook | $1,366 |
| Sandy Hook | $1,430 |
| Saybrook Manor | $2,132 |
| Scotland | $1,299 |
| Seymour | $1,615 |
| Sharon | $1,337 |
| Shelton | $1,412 |
| Sherman | $1,394 |
| Sherwood Manor | $1,354 |
| Simsbury | $1,339 |
| Simsbury Center | $1,339 |
| Somers | $1,268 |
| Somersville | $2,308 |
| South Britain | $2,591 |
| South Coventry | $1,314 |
| South Glastonbury | $1,368 |
| South Kent | $1,281 |
| South Lyme | $1,909 |
| South Willington | $2,326 |
| South Windham | $1,295 |
| South Windsor | $1,394 |
| South Woodstock | $1,328 |
| Southbury | $1,567 |
| Southington | $1,383 |
| Southport | $1,596 |
| Southwood Acres | $1,354 |
| Stafford Springs | $1,297 |
| Staffordville | $2,317 |
| Stamford | $1,544 |
| Sterling | $1,318 |
| Stevenson | $2,418 |
| Stonington | $2,347 |
| Storrs | $1,803 |
| Storrs Mansfield | $1,803 |
| Stratford | $1,839 |
| Suffield | $1,357 |
| Taconic | $2,373 |
| Taftville | $1,592 |
| Tariffville | $1,344 |
| Terramuggus | $1,381 |
| Terryville | $1,347 |
| Thomaston | $1,329 |
| Thompson | $1,266 |
| Thompsonville | $1,354 |
| Tolland | $1,285 |
| Torrington | $1,283 |
| Trumbull | $1,414 |
| Uncasville | $1,636 |
| Unionville | $1,309 |
| Vernon Rockville | $1,290 |
| Versailles | $2,598 |
| Voluntown | $1,620 |
| Wallingford | $1,601 |
| Wallingford Center | $1,601 |
| Washington | $1,349 |
| Washington Depot | $1,341 |
| Waterbury | $1,803 |
| Waterford | $2,728 |
| Watertown | $1,305 |
| Wauregan | $1,310 |
| Weatogue | $1,346 |
| West Cornwall | $1,360 |
| West Granby | $1,362 |
| West Hartford | $1,357 |
| West Hartland | $1,393 |
| West Haven | $1,822 |
| West Mystic | $2,754 |
| West Simsbury | $1,340 |
| West Suffield | $1,358 |
| Westbrook | $2,090 |
| Westbrook Center | $2,112 |
| Weston | $1,326 |
| Westport | $1,589 |
| Wethersfield | $1,386 |
| Willimantic | $1,253 |
| Willington | $1,305 |
| Wilton | $1,305 |
| Wilton Center | $1,304 |
| Winchester Center | $2,339 |
| Windham | $1,278 |
| Windsor | $1,396 |
| Windsor Locks | $1,361 |
| Winsted | $1,329 |
| Wolcott | $1,610 |
| Woodbridge | $1,619 |
| Woodbury | $1,324 |
| Woodbury Center | $1,324 |
| Woodmont | $1,988 |
| Woodstock | $1,324 |
| Woodstock Valley | $1,318 |
| Yantic | $2,700 |
Home and auto insurance bundling in Connecticut
How can you reduce the rate of homeowners insurance in Connecticut? The ideal way is by bundling your auto insurance and house insurance policies. Bundling these policies will reduce the cost of your Connecticut home insurance by $111 yearly.
| Average annual rate (without bundling) | Average annual rate (with bundling) | Yearly savings (in $) | Yearly savings (in percent) |
|---|---|---|---|
| $1,425 | $1,314 | $111 | 7.9% |
Home Insurance Discounts in Connecticut
Using the discounts offered by your insurer reduces the cost of homeowners insurance in CT.
| Insurer | Bundling Discounts | Loyalty Discounts | Military Discounts | New Home Credit Discounts | Claim-Free Discounts | Protective Devices Discounts |
|---|---|---|---|---|---|---|
| Farmers | ✓ | ✓ | - | ✓ | ✓ | ✓ |
| Allstate | ✓ | ✓ | - | ✓ | ✓ | - |
| State Farm | ✓ | - | - | - | ✓ | ✓ |
| USAA | ✓ | ✓ | ✓ | - | ✓ | ✓ |
| Nationwide | ✓ | - | - | ✓ | ✓ | ✓ |
| Liberty Mutual | ✓ | - | - | - | - | - |
| Progressive | ✓ | - | - | ✓ | - | ✓ |
| Amica | ✓ | - | - | ✓ | ✓ | ✓ |
| Chubb | ✓ | - | - | ✓ | ✓ | ✓ |
| Lemonade | ✓ | ✓ | - | - | - | ✓ |
| American Family | ✓ | ✓ | - | ✓ | - | ✓ |
Comparing Common Features Across Top Companies
Are you planning to buy the best homeowners insurance in Connecticut? Then check out if your insurer offers the following features.
| Insurer | Identity Theft Protection | Valuable Possessions | Water Backup | Other Structures Coverage | Dwelling /Personal Property Replacement |
|---|---|---|---|---|---|
| Farmers | Optional | ✓ | No | Optional | Optional |
| Allstate | Optional | Optional | Optional | ✓ | Optional |
| State Farm | Optional | Optional | Optional | ✓ | Optional |
| USAA | ✓ | Optional | No | ✓ | ✓ |
| Nationwide | Optional | Optional | Optional | ✓ | Optional |
| Liberty Mutual | Optional | Optional | Optional | ✓ | Optional |
| Progressive | No | Optional | Optional | ✓ | ✓ |
| Amica | Optional | Optional | Optional | ✓ | Optional |
| Chubb | Optional | Optional | ✓ | ✓ | ✓ |
| Lemonade | ✓ | Optional | Optional | ✓ | ✓ |
| American Family | ✓ | Optional | Optional | ✓ | No |
Common Causes of Home Insurance Claims in Connecticut
Your Connecticut house could sustain damage from factors like fire, theft, or other events. Additionally, the state is susceptible to flooding due to its coastal location. These are some causes that lead to home insurance claims in CT.
- Wind damage: High storm winds can blow flying items, tree branches, or even entire trees into your home, damaging siding and roofs.
- Roof damage: Due to the significant amounts of snow and ice that accumulate in Connecticut during the winter, damage to the roof is a frequent cause of loss for homeowners.
- Flooding: Due to Connecticut's proximity to the Atlantic Ocean, flooding is a frequent cause of damage.
- Identity theft: As our society depends more and more on digital technology, identity theft has become a bigger concern for all consumers.
Does homeowners insurance cover hurricanes in Connecticut?
Suppose you live close to a coastal area. In that case, it's crucial to check your homeowners insurance policy because a standard policy won't be enough to cover damage from hurricanes. Instead, you would need to supplement it with flood and windstorm insurance, which would work together to pay for repairs or replacements.
Insurers are hesitant to assume the risks provided by hurricanes since they can leave behind severe wreckage and destroy houses. However, your risk of hurricane damage may be higher if you live in Connecticut. In Connecticut. If you live somewhere at high risk for storms, your insurer may require you to have a separate deductible for hurricanes.
Does homeowners insurance cover flooding in Connecticut?
No. Typically, flooding-related damages are not covered by homeowners insurance. You must therefore purchase additional coverage to protect your house from flooding. Through the FEMA National Flood Insurance Program (NFIP) or a commercial insurer, you can get coverage for it. NFIP provides the following coverage; however, commercial flood insurance may provide different coverage.
- Your home's structure - $250,000
- Personal property - $100,000
Factors that Affect Home Insurance Rates in Connecticut
Consider these factors if you're seeking the best homeowners insurance in CT.
- Your location: The cost of your homeowners insurance in CT is influenced by your area's crime rate.
- Replacement cost: Your insurance premiums will vary depending on the cost of labor and building materials in your location.
- Age/condition: Newer homes in Connecticut always cost less to insure than older ones.
- Claims history: If you file claims regularly, insurers may consider you risky. Be prepared to pay a higher insurance premium if you regularly make claims in Connecticut.
- Credit history: Most insurance companies will check your credit score before purchasing a home insurance policy. If your credit score is poor, your premium costs will be higher.
- Dog breed: Some insurers classify some dog breeds as 'dangerous.' If your dog is classified as 'dangerous' by your insurance company, the cost of Connecticut home insurance will be higher.
Tips for Buying Homeowners Insurance
Are you planning to buy the best homeowners insurance in Connecticut? Then follow these tips.
- Assess your rebuilding costs: Contact an insurance agent or a reputed builder to see how much it may cost to rebuild your house with affordable materials and local labor.
- Review the advantage of replacement cost over actual cash value: For your home and personal property, you might want to buy replacement cost insurance.
- Consider add-on coverage for your expensive items: Personal property coverage could be necessary if you own expensive possessions like high-end electronics, sporting equipment, musical instruments, or even antique items.
- Evaluate your liability coverage needs: Assess the limit of liability insurance you require.
- Assess coverage gaps: Many insurers have higher coverage limits for landscaping items like trees and bushes.
- Check financial ratings: All home insurers might have insurance ratings from organizations like AM Best and Standard & Poor's. For instance, if your insurer doesn't have a minimum 'A' financial strength rating, some firms won't allow you to apply for a mortgage.
- Check for discounts: Always ensure you're using all the discounts your insurer offers.
- Compare quotes from various insurance companies: Homeowners insurance in CT may vary depending on the insurer. To get the best home insurance in Connecticut, you should compare rates from numerous insurers.
Most Common Disasters in Connecticut
The state's most frequently reported natural disasters are hurricanes, powerful storms, floods, and snowfall.
Disasters by month
According to FEMA, Connecticut experienced the most declared disasters in March, August, and October.
| Month | Number of disasters |
|---|---|
| January | 2 |
| February | 3 |
| March | 6 |
| April | 2 |
| May | 2 |
| June | 2 |
| July | 1 |
| August | 5 |
| September | 4 |
| October | 5 |
| November | 1 |
| December | 3 |
Disasters by year
A declared disaster affects Connecticut residents on average once a year. However, according to FEMA, 2011 was one of the busiest years for disasters, with five.
| Year | Number of disasters |
|---|---|
| 2001 | 0 |
| 2002 | 0 |
| 2003 | 1 |
| 2004 | 1 |
| 2005 | 3 |
| 2006 | 1 |
| 2007 | 1 |
| 2008 | 0 |
| 2009 | 0 |
| 2010 | 1 |
| 2011 | 5 |
| 2012 | 2 |
| 2013 | 2 |
| 2014 | 0 |
| 2015 | 1 |
| 2016 | 0 |
| 2017 | 0 |
| 2018 | 2 |
| 2019 | 0 |
| 2020 | 3 |
How to Get Connecticut Home Insurance with Way.com
The average home insurance cost in CT is on par with the national average rate. Still, are you looking for cheaper homeowners insurance in CT? How can you buy it?
That's where Way.com becomes your savior. Use our website or app to get insurance quotes, compare, and buy a homeowner insurance policy with the cheapest quote. Additionally, our home insurance agents in Connecticut can help you. They will help you understand the state's most complex home insurance rules, terms, coverages, and discounts. So, contact our agents if you want to buy the best homeowners insurance in Connecticut.
Home Insurance Data Methodology
The home insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
FAQs
How much is homeowners insurance in CT?
On average, Connecticut home insurance costs nearly $1,425 yearly.
Is homeowners insurance required in Connecticut?
The state law doesn't mandate homeowners insurance. But if you have a loan, your lender will probably insist on having an insurance policy until you repay the loan.
How long do I need to keep homeowners insurance policies?
The kind of policy and document determines how long to retain insurance records and other important papers. One should maintain their insurance record for at least as long as the policy is in effect.
Why is homeowners insurance so expensive in CT?
Connecticut's closeness to the Atlantic coast makes homeowners insurance costs expensive.
Do I need hazard insurance on my Connecticut homeowners insurance policy?
Hazard insurance is a part of a home insurance policy, not a different kind of coverage. Hazard insurance is crucial for the safety of you, your family, and your home.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
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