Best Delaware Home Insurance (August 23)
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On average, Delaware home insurance is around $792 yearly, which is lower than the national average rate.
Considering the threat of severe winter weather, coastal storms, and nor’easters, Delaware residents must buy a solid homeowners insurance policy to protect their homes. Despite these, the state’s cost of home insurance is much lower than the national average rate. Do you want an even cheaper policy? Our review will help you find the best homeowners insurance in Delaware.
Key Takeaways
- Delaware homeowners insurance costs around $792 annually.
- Insurers offer home insurance policies in the state starting at around $581 annually.
- Buy additional flood insurance as the state has frequent flooding.
What does a homeowners insurance policy cover?
A home insurance policy covers Dwelling, Liability, Other Structures, Personal Property, Medical Payments to Others, and Additional Living Expenses. But also, you can buy these coverages in the state.
- Flood insurance: A standard home insurance policy doesn't cover flood damage. Although some insurers provide flood insurance as an endorsement, you will usually need to purchase a separate flood insurance policy. You must ensure buying one as flooding is frequent in the state.
- Water backup coverage: You can add this coverage to your policy as an add-on. Many insurers provide this coverage. This endorsement protects your home and personal belongings from damage caused by drain or sewer line backups.
- Identity theft coverage: As more info is stored digitally, identity theft is becoming frequent. This optional coverage may assist in covering the costs of restoring your stolen identity.
What isn't covered by a typical homeowners insurance policy?
A home insurance policy doesn't cover earthquakes, power outages, war, wear and tear, flooding, nuclear threats, insect and vermin infestations, sinkholes, or intentional loss. You must carefully review your policy to ensure the coverages you get.
The cheapest home insurance companies in Delaware
The cost of homeowners insurance in Delaware differs depending on the insurer. Cumberland Mutual has the most affordable home insurance policies in Delaware, starting at $581 annually. You may even get a cheaper Delaware home insurance policy if you compare the rates of all insurers.
| Insurer | Average annual rate |
|---|---|
| Cumberland Mutual | $581 |
| State Farm | $691 |
| Allstate | $765 |
| Liberty Mutual | $846 |
| Nationwide | $961 |
The best homeowners insurance in Delaware for those with poor credit
Insurers assume your poor credit scores result from a higher frequency of home insurance claims. As a result, some insurers increase their rates on customers with poor credit to compensate for the risk. Nationwide has the most affordable home insurance rates in Delaware for a homeowner with bad credit, with an average yearly premium of $751. At the same time, American Family has the highest, with an average yearly premium of $2,302.
| Insurer | Average annual rate |
|---|---|
| Nationwide | $751 |
| State Farm | $1,580 |
| Travelers | $1,685 |
| Allstate | $1,837 |
| American Family | $2,302 |
The best homeowners insurance in Delaware for dog owners
Insurers consider some dog breeds as ‘dangerous.’ So if you own one such breed, your insurance premiums will go up. Nationwide has the most affordable homeowners insurance rates in the state for a home with a ‘dangerous’ dog breed, with an average yearly premium of $751. At the same time, American Family has the highest, with an average yearly premium of $1,715.
| Insurer | Average annual rate |
|---|---|
| Nationwide | $751 |
| State Farm | $938 |
| Allstate | $1,114 |
| Travelers | $1,227 |
| American Family | $1,715 |
Homeowners insurance deductibles in Delaware
While buying a home insurance policy in Delaware, homeowners must consider several factors, including the amount of their deductible. The deductible is the amount that one must pay toward a covered loss. The location of your deductible can significantly impact how much you pay for insurance. So a higher deductible means you pay lower insurance premiums. The following are typical deductibles most insurers offer and the corresponding average insurance premiums.
| Deductible Level | Average annual rate |
|---|---|
| $500 | $710 |
| $1,000 | $672 |
| $1,500 | $642 |
| $2,000 | $605 |
| $5,000 | $542 |
Delaware home insurance prices by coverage levels
The level of coverage you choose significantly impacts the cost of your homeowners insurance in Delaware. Carrying $100,000 in dwelling coverage costs an average of $371 annually, while carrying coverage up to $400K costs $1,018 annually.
| Dwelling coverage cost | Average annual rate |
|---|---|
| $100,000 | $371 |
| $200,000 | $626 |
| $250,000 | $672 |
| $400,000 | $1,018 |
Delaware homeowners insurance costs by city
The insurance premiums can differ depending on the area you live. Factors like ZIP Code, the theft rate in your area, and the cost of construction supplies can significantly increase or decrease the cost of homeowners insurance in Delaware. The following is the average rate of insurance in various cities.
| City | Average annual rate |
|---|---|
| Accord | $1,247 |
| Acra | $1,265 |
| Adams | $1,282 |
| Adams Basin | $1,055 |
| Adams Center | $1,281 |
| Addison | $1,166 |
| Adirondack | $1,282 |
| Afton | $1,183 |
| Airmont | $1,269 |
| Akron | $1,054 |
| Albany | $1,206 |
| Albertson | $1,889 |
| Albion | $1,132 |
| Alcove | $1,136 |
| Alden | $1,096 |
| Alder Creek | $1,273 |
| Alexander | $1,121 |
| Alexandria Bay | $1,264 |
| Alfred | $1,169 |
| Alfred Station | $1,166 |
| Allegany | $1,168 |
| Allentown | $1,168 |
| Alma | $1,173 |
| Almond | $1,166 |
| Alpine | $1,167 |
| Alplaus | $1,193 |
| Altamont | $1,143 |
| Altmar | $1,148 |
| Alton | $1,114 |
| Altona | $1,314 |
| Amagansett | $3,000 |
| Amawalk | $1,374 |
| Amenia | $1,148 |
| Amityville | $2,736 |
| Amsterdam | $1,231 |
| Ancram | $1,268 |
| Ancramdale | $1,261 |
| Andes | $1,198 |
| Andover | $1,169 |
| Angelica | $1,165 |
| Angola | $1,059 |
| Angola on the Lake | $1,057 |
| Annandale On Hudson | $1,159 |
| Antwerp | $1,268 |
| Apalachin | $1,141 |
| Appleton | $1,077 |
| Apulia Station | $1,076 |
| Aquebogue | $2,557 |
| Arcade | $1,159 |
| Arden | $1,241 |
| Ardsley | $1,431 |
| Ardsley On Hudson | $1,413 |
| Argyle | $1,282 |
| Arkport | $1,168 |
| Arkville | $1,207 |
| Arlington | $1,135 |
| Armonk | $1,419 |
| Arverne | $1,977 |
| Asharoken | $2,294 |
| Ashland | $1,286 |
| Ashville | $1,179 |
| Astoria | $1,865 |
| Athens | $1,281 |
| Athol | $1,275 |
| Athol Springs | $1,063 |
| Atlanta | $1,179 |
| Atlantic Beach | $2,228 |
| Attica | $1,158 |
| Au Sable Forks | $1,317 |
| Auburn | $1,168 |
| Auriesville | $1,193 |
| Aurora | $1,173 |
| Austerlitz | $1,265 |
| Ava | $1,290 |
| Averill Park | $1,183 |
| Avoca | $1,164 |
| Avon | $1,094 |
| Babylon | $2,724 |
| Bainbridge | $1,196 |
| Baiting Hollow | $2,538 |
| Bakers Mills | $1,281 |
| Baldwin | $2,249 |
| Baldwin Harbor | $2,247 |
| Baldwin Place | $1,369 |
| Baldwinsville | $1,065 |
| Ballston Lake | $1,170 |
| Ballston Spa | $1,172 |
| Balmville | $1,235 |
| Bangall | $1,152 |
| Bardonia | $1,266 |
| Barker | $1,078 |
| Barneveld | $1,266 |
| Barnum Island | $2,245 |
| Barrytown | $1,144 |
| Barryville | $1,280 |
| Barton | $1,145 |
| Basom | $1,103 |
| Batavia | $1,138 |
| Bath | $1,166 |
| Baxter Estates | $1,908 |
| Bay Park | $2,246 |
| Bay Shore | $2,737 |
| Bayport | $2,741 |
| Bayside | $1,875 |
| Bayville | $1,830 |
| Baywood | $2,739 |
| Beacon | $1,162 |
| Bear Mountain | $1,278 |
| Bearsville | $1,233 |
| Beaver Dam Lake | $1,223 |
| Beaver Dams | $1,135 |
| Beaver Falls | $1,250 |
| Bedford | $1,449 |
| Bedford Hills | $1,352 |
| Belfast | $1,162 |
| Belle Terre | $2,296 |
| Bellerose | $1,956 |
| Bellerose Terrace | $2,055 |
| Belleville | $1,296 |
| Bellmore | $2,263 |
| Bellona | $1,163 |
| Bellport | $2,750 |
| Bellvale | $1,250 |
| Belmont | $1,164 |
| Bemus Point | $1,184 |
| Bergen | $1,122 |
| Berkshire | $1,134 |
| Berlin | $1,189 |
| Berne | $1,174 |
| Bernhards Bay | $1,146 |
| Bethel | $1,280 |
| Bethpage | $1,876 |
| Bible School Park | $1,148 |
| Big Flats | $1,133 |
| Big Indian | $1,235 |
| Billings | $1,132 |
| Billington Heights | $1,047 |
| Binghamton | $1,146 |
| Binghamton University | $1,145 |
| Black Creek | $1,166 |
| Black River | $1,273 |
| Blasdell | $1,051 |
| Blauvelt | $1,264 |
| Bliss | $1,158 |
| Blodgett Mills | $1,152 |
| Bloomfield | $1,099 |
| Bloomingburg | $1,252 |
| Bloomingdale | $1,322 |
| Bloomington | $1,225 |
| Bloomville | $1,197 |
| Blossvale | $1,262 |
| Blue Mountain Lake | $1,309 |
| Blue Point | $2,742 |
| Bohemia | $2,748 |
| Boiceville | $1,223 |
| Bolivar | $1,165 |
| Bolton Landing | $1,299 |
| Bombay | $1,322 |
| Boonville | $1,260 |
| Boston | $1,052 |
| Bouckville | $1,108 |
| Bovina Center | $1,200 |
| Bowmansville | $1,045 |
| Bradford | $1,168 |
| Brainard | $1,212 |
| Brainardsville | $1,346 |
| Branchport | $1,144 |
| Brant Lake | $1,280 |
| Brantingham | $1,285 |
| Brasher Falls | $1,249 |
| Breesport | $1,133 |
| Breezy Point | $1,964 |
| Brentwood | $2,747 |
| Brewerton | $1,084 |
| Brewster | $1,303 |
| Brewster Hill | $1,304 |
| Briarcliff Manor | $1,420 |
| Bridgehampton | $2,976 |
| Bridgeport | $1,068 |
| Brier Hill | $1,274 |
| Brighton | $1,035 |
| Brightwaters | $2,737 |
| Brinckerhoff | $1,181 |
| Broadalbin | $1,267 |
| Brockport | $1,037 |
| Brocton | $1,193 |
| Bronxville | $1,437 |
| Brookfield | $1,110 |
| Brookhaven | $2,755 |
| Brooklyn | $2,098 |
| Brooktondale | $1,144 |
| Brookville | $1,847 |
| Brushton | $1,329 |
| Buchanan | $1,345 |
| Buffalo | $1,278 |
| Bullville | $1,238 |
| Burdett | $1,144 |
| Burke | $1,326 |
| Burlingham | $1,275 |
| Burlington Flats | $1,180 |
| Burnt Hills | $1,168 |
| Burt | $1,074 |
| Buskirk | $1,296 |
| Busti | $1,180 |
| Byron | $1,127 |
| Cadyville | $1,315 |
| Cairo | $1,283 |
| Calcium | $1,263 |
| Caledonia | $1,098 |
| Callicoon | $1,287 |
| Callicoon Center | $1,285 |
| Calverton | $2,545 |
| Cambria Heights | $1,962 |
| Cambridge | $1,323 |
| Camden | $1,289 |
| Cameron | $1,167 |
| Cameron Mills | $1,173 |
| Camillus | $1,082 |
| Campbell | $1,164 |
| Campbell Hall | $1,227 |
| Canaan | $1,262 |
| Canajoharie | $1,189 |
| Canandaigua | $1,091 |
| Canaseraga | $1,171 |
| Canastota | $1,099 |
| Candor | $1,136 |
| Caneadea | $1,172 |
| Canisteo | $1,166 |
| Canton | $1,249 |
| Cape Vincent | $1,291 |
| Carle Place | $1,856 |
| Carlisle | $1,232 |
| Carmel | $1,293 |
| Carmel Hamlet | $1,294 |
| Caroga Lake | $1,285 |
| Carthage | $1,271 |
| Cassadaga | $1,181 |
| Cassville | $1,230 |
| Castile | $1,160 |
| Castle Creek | $1,148 |
| Castle Point | $1,166 |
| Castleton-on-Hudson | $1,174 |
| Castorland | $1,284 |
| Cato | $1,167 |
| Catskill | $1,279 |
| Cattaraugus | $1,164 |
| Cayuga | $1,165 |
| Cayuga Heights | $1,140 |
| Cayuta | $1,160 |
| Cazenovia | $1,090 |
| Cedarhurst | $2,244 |
| Celoron | $1,176 |
| Center Moriches | $2,799 |
| Centereach | $2,351 |
| Centerport | $2,275 |
| Central Bridge | $1,231 |
| Central Islip | $2,745 |
| Central Square | $1,126 |
| Central Valley | $1,222 |
| Centre Island | $1,843 |
| Ceres | $1,175 |
| Chadwicks | $1,242 |
| Chaffee | $1,059 |
| Champlain | $1,310 |
| Chappaqua | $1,425 |
| Charlotteville | $1,243 |
| Chase Mills | $1,270 |
| Chateaugay | $1,323 |
| Chatham | $1,270 |
| Chaumont | $1,276 |
| Chautauqua | $1,189 |
| Chazy | $1,314 |
| Cheektowaga | $1,062 |
| Chelsea | $1,169 |
| Chemung | $1,138 |
| Chenango Bridge | $1,148 |
| Chenango Forks | $1,163 |
| Cherry Creek | $1,181 |
| Cherry Plain | $1,209 |
| Cherry Valley | $1,183 |
| Chester | $1,223 |
| Chestertown | $1,282 |
| Chestnut Ridge | $1,265 |
| Chichester | $1,221 |
| Childwold | $1,264 |
| Chippewa Bay | $1,283 |
| Chittenango | $1,084 |
| Churchville | $1,029 |
| Churubusco | $1,315 |
| Cicero | $1,070 |
| Cincinnatus | $1,180 |
| Circleville | $1,239 |
| Clarence | $1,044 |
| Clarence Center | $1,045 |
| Clark Mills | $1,238 |
| Clarkson | $1,037 |
| Clarksville | $1,132 |
| Claryville | $1,279 |
| Claverack | $1,265 |
| Clay | $1,081 |
| Clayton | $1,292 |
| Clayville | $1,252 |
| Clemons | $1,311 |
| Cleveland | $1,111 |
| Cleverdale | $1,293 |
| Clifton Park | $1,171 |
| Clifton Springs | $1,100 |
| Climax | $1,290 |
| Clinton | $1,246 |
| Clinton Corners | $1,150 |
| Clintondale | $1,224 |
| Clockville | $1,108 |
| Clyde | $1,131 |
| Clymer | $1,185 |
| Cobleskill | $1,234 |
| Cochecton | $1,278 |
| Cochecton Center | $1,275 |
| Coeymans Hollow | $1,131 |
| Cohocton | $1,170 |
| Cohoes | $1,142 |
| Cold Brook | $1,257 |
| Cold Spring | $1,293 |
| Cold Spring Harbor | $2,277 |
| Colden | $1,060 |
| College Point | $1,869 |
| Colliersville | $1,169 |
| Collins | $1,055 |
| Collins Center | $1,052 |
| Colonie | $1,149 |
| Colton | $1,244 |
| Columbiaville | $1,265 |
| Commack | $2,288 |
| Comstock | $1,289 |
| Conesus | $1,107 |
| Conewango Valley | $1,171 |
| Congers | $1,268 |
| Conklin | $1,147 |
| Connelly | $1,233 |
| Constable | $1,330 |
| Constableville | $1,274 |
| Constantia | $1,121 |
| Coopers Plains | $1,157 |
| Cooperstown | $1,189 |
| Copake | $1,278 |
| Copake Falls | $1,270 |
| Copenhagen | $1,269 |
| Copiague | $2,723 |
| Coram | $2,267 |
| Corbettsville | $1,154 |
| Corfu | $1,127 |
| Corinth | $1,170 |
| Corning | $1,158 |
| Cornwall | $1,230 |
| Cornwall-on-Hudson | $1,225 |
| Cornwallville | $1,304 |
| Corona | $1,866 |
| Cortland | $1,157 |
| Cortland West | $1,158 |
| Cortlandt Manor | $1,341 |
| Cossayuna | $1,311 |
| Cottekill | $1,236 |
| Country Knolls | $1,166 |
| Cowlesville | $1,145 |
| Coxsackie | $1,261 |
| Cragsmoor | $1,240 |
| Cranberry Lake | $1,264 |
| Craryville | $1,270 |
| Crittenden | $1,047 |
| Croghan | $1,269 |
| Crompond | $1,365 |
| Cropseyville | $1,192 |
| Cross River | $1,378 |
| Croton Falls | $1,357 |
| Croton-on-Hudson | $1,343 |
| Crown Heights | $1,138 |
| Crown Point | $1,314 |
| Crugers | $1,344 |
| Cuba | $1,164 |
| Cuddebackville | $1,267 |
| Cumberland Head | $1,315 |
| Cutchogue | $2,607 |
| Dale | $1,175 |
| Dalton | $1,137 |
| Dannemora | $1,313 |
| Dansville | $1,121 |
| Darien Center | $1,129 |
| Davenport | $1,188 |
| Davenport Center | $1,194 |
| Dayton | $1,181 |
| De Kalb Junction | $1,252 |
| De Peyster | $1,291 |
| De Ruyter | $1,135 |
| Deansboro | $1,231 |
| Deer Park | $2,712 |
| Deer River | $1,285 |
| Deferiet | $1,291 |
| Delancey | $1,196 |
| Delanson | $1,193 |
| Delevan | $1,166 |
| Delhi | $1,194 |
| Delmar | $1,135 |
| Delphi Falls | $1,052 |
| Denver | $1,209 |
| Depauville | $1,297 |
| Depew | $1,054 |
| Deposit | $1,170 |
| Derby | $1,052 |
| Dewittville | $1,183 |
| Dexter | $1,281 |
| Diamond Point | $1,301 |
| Dickinson Center | $1,324 |
| Dix Hills | $2,292 |
| Dobbs Ferry | $1,431 |
| Dolgeville | $1,267 |
| Dormansville | $1,141 |
| Dover Plains | $1,153 |
| Downsville | $1,206 |
| Dresden | $1,165 |
| Dryden | $1,144 |
| Duane Lake | $1,200 |
| Duanesburg | $1,202 |
| Dundee | $1,157 |
| Dunkirk | $1,167 |
| Durham | $1,268 |
| Durhamville | $1,276 |
| Eagle Bay | $1,272 |
| Eagle Bridge | $1,277 |
| Earlton | $1,277 |
| Earlville | $1,122 |
| East Amherst | $1,046 |
| East Atlantic Beach | $2,235 |
| East Aurora | $1,046 |
| East Berne | $1,134 |
| East Bethany | $1,146 |
| East Branch | $1,211 |
| East Chatham | $1,263 |
| East Concord | $1,064 |
| East Durham | $1,275 |
| East Elmhurst | $1,940 |
| East Farmingdale | $2,560 |
| East Garden City | $2,231 |
| East Glenville | $1,195 |
| East Greenbush | $1,175 |
| East Hampton | $2,982 |
| East Hampton North | $2,982 |
| East Hills | $1,878 |
| East Homer | $1,129 |
| East Islip | $2,762 |
| East Ithaca | $1,137 |
| East Jewett | $1,285 |
| East Marion | $2,638 |
| East Massapequa | $2,094 |
| East Meadow | $2,241 |
| East Meredith | $1,188 |
| East Moriches | $2,913 |
| East Nassau | $1,175 |
| East Northport | $2,285 |
| East Norwich | $1,844 |
| East Otto | $1,140 |
| East Patchogue | $2,744 |
| East Pembroke | $1,135 |
| East Pharsalia | $1,196 |
| East Quogue | $2,918 |
| East Randolph | $1,163 |
| East Rochester | $1,023 |
| East Rockaway | $2,237 |
| East Schodack | $1,174 |
| East Setauket | $2,304 |
| East Shoreham | $2,274 |
| East Springfield | $1,190 |
| East Syracuse | $1,067 |
| East Williamson | $1,127 |
| East Williston | $1,889 |
| East Worcester | $1,195 |
| Eastchester | $1,433 |
| Eastport | $2,908 |
| Eaton | $1,118 |
| Eatons Neck | $2,291 |
| Eden | $1,057 |
| Edmeston | $1,178 |
| Edwards | $1,251 |
| Eggertsville | $1,062 |
| Elba | $1,143 |
| Elbridge | $1,067 |
| Eldred | $1,280 |
| Elizabethtown | $1,318 |
| Elizaville | $1,255 |
| Elka Park | $1,275 |
| Ellenburg Center | $1,311 |
| Ellenburg Depot | $1,309 |
| Ellenville | $1,269 |
| Ellicottville | $1,181 |
| Ellington | $1,172 |
| Ellisburg | $1,300 |
| Elma | $1,047 |
| Elma Center | $1,047 |
| Elmhurst | $1,860 |
| Elmira | $1,129 |
| Elmira Heights | $1,128 |
| Elmont | $2,166 |
| Elmsford | $1,414 |
| Elwood | $2,284 |
| Endicott | $1,145 |
| Endwell | $1,145 |
| Erieville | $1,102 |
| Erin | $1,134 |
| Esperance | $1,191 |
| Essex | $1,311 |
| Etna | $1,166 |
| Evans Mills | $1,266 |
| Fabius | $1,063 |
| Fair Haven | $1,161 |
| Fairmount | $1,081 |
| Fairport | $1,026 |
| Fairview | $1,338 |
| Falconer | $1,174 |
| Fancher | $1,119 |
| Far Rockaway | $1,959 |
| Farmersville Station | $1,169 |
| Farmingdale | $1,994 |
| Farmington | $1,084 |
| Farmingville | $2,402 |
| Farnham | $1,080 |
| Fayetteville | $1,060 |
| Felts Mills | $1,294 |
| Ferndale | $1,285 |
| Feura Bush | $1,132 |
| Fillmore | $1,168 |
| Findley Lake | $1,179 |
| Fine | $1,260 |
| Fire Island | $2,749 |
| Firthcliffe | $1,227 |
| Fishers | $1,094 |
| Fishers Island | $2,453 |
| Fishers Landing | $1,304 |
| Fishkill | $1,180 |
| Fishs Eddy | $1,208 |
| Flanders | $2,557 |
| Fleischmanns | $1,210 |
| Floral Park | $2,003 |
| Florida | $1,227 |
| Flower Hill | $1,884 |
| Flushing | $1,871 |
| Fly Creek | $1,179 |
| Fonda | $1,203 |
| Forest Hills | $1,870 |
| Forestburgh | $1,281 |
| Forestport | $1,255 |
| Forestville | $1,170 |
| Fort Ann | $1,292 |
| Fort Covington Hamlet | $1,326 |
| Fort Drum | $1,262 |
| Fort Edward | $1,223 |
| Fort Hunter | $1,211 |
| Fort Johnson | $1,247 |
| Fort Montgomery | $1,214 |
| Fort Plain | $1,195 |
| Fort Salonga | $2,293 |
| Frankfort | $1,262 |
| Franklin | $1,197 |
| Franklin Springs | $1,260 |
| Franklin Square | $2,193 |
| Franklinville | $1,169 |
| Fredonia | $1,171 |
| Freedom | $1,162 |
| Freehold | $1,269 |
| Freeport | $2,253 |
| Freeville | $1,142 |
| Fremont Center | $1,287 |
| Fresh Meadows | $1,875 |
| Frewsburg | $1,175 |
| Friendship | $1,166 |
| Fulton | $1,128 |
| Fultonham | $1,228 |
| Fultonville | $1,191 |
| Gabriels | $1,328 |
| Gainesville | $1,158 |
| Galeville | $1,061 |
| Gallupville | $1,270 |
| Galway | $1,181 |
| Gang Mills | $1,157 |
| Gansevoort | $1,169 |
| Garden City | $1,915 |
| Garden City Park | $1,938 |
| Garden City South | $2,063 |
| Gardiner | $1,231 |
| Gardnertown | $1,236 |
| Garnerville | $1,268 |
| Garrattsville | $1,184 |
| Garrison | $1,296 |
| Gasport | $1,058 |
| Gates | $1,040 |
| Geneseo | $1,122 |
| Geneva | $1,144 |
| Genoa | $1,172 |
| Georgetown | $1,087 |
| Germantown | $1,258 |
| Gerry | $1,170 |
| Getzville | $1,042 |
| Ghent | $1,271 |
| Gilbertsville | $1,195 |
| Gilboa | $1,242 |
| Glasco | $1,230 |
| Glen Aubrey | $1,140 |
| Glen Cove | $1,828 |
| Glen Head | $1,836 |
| Glen Oaks | $1,870 |
| Glen Spey | $1,280 |
| Glen Wild | $1,278 |
| Glenfield | $1,257 |
| Glenford | $1,232 |
| Glenham | $1,189 |
| Glenmont | $1,132 |
| Glens Falls | $1,261 |
| Glens Falls North | $1,266 |
| Glenwood | $1,051 |
| Glenwood Landing | $1,833 |
| Gloversville | $1,282 |
| Golden's Bridge | $1,376 |
| Gordon Heights | $2,483 |
| Goshen | $1,221 |
| Gouverneur | $1,251 |
| Gowanda | $1,093 |
| Grahamsville | $1,292 |
| Grand Gorge | $1,215 |
| Grand Island | $1,067 |
| Grandyle Village | $1,064 |
| Granite Springs | $1,374 |
| Granville | $1,304 |
| Great Bend | $1,292 |
| Great Neck | $1,908 |
| Great Neck Estates | $1,907 |
| Great Neck Gardens | $1,912 |
| Great Neck Plaza | $1,913 |
| Great River | $2,761 |
| Great Valley | $1,181 |
| Greece | $1,037 |
| Green Island | $1,140 |
| Greene | $1,196 |
| Greenfield Center | $1,166 |
| Greenfield Park | $1,248 |
| Greenhurst | $1,181 |
| Greenlawn | $2,279 |
| Greenport | $2,634 |
| Greenport West | $2,636 |
| Greenvale | $1,886 |
| Greenville | $1,324 |
| Greenwich | $1,310 |
| Greenwood | $1,169 |
| Greenwood Lake | $1,228 |
| Greig | $1,286 |
| Groton | $1,161 |
| Groveland | $1,111 |
| Guilderland | $1,144 |
| Guilderland Center | $1,143 |
| Guilford | $1,187 |
| Hadley | $1,184 |
| Hagaman | $1,200 |
| Hague | $1,285 |
| Hailesboro | $1,250 |
| Haines Falls | $1,285 |
| Halcottsville | $1,211 |
| Halesite | $2,276 |
| Hall | $1,102 |
| Hamburg | $1,057 |
| Hamden | $1,196 |
| Hamilton | $1,099 |
| Hamlin | $1,036 |
| Hammond | $1,249 |
| Hammondsport | $1,169 |
| Hampton | $1,308 |
| Hampton Bays | $2,921 |
| Hampton Manor | $1,166 |
| Hancock | $1,206 |
| Hankins | $1,300 |
| Hannacroix | $1,247 |
| Hannawa Falls | $1,248 |
| Hannibal | $1,134 |
| Harbor Hills | $1,905 |
| Harbor Isle | $2,250 |
| Harpersfield | $1,200 |
| Harpursville | $1,159 |
| Harriman | $1,224 |
| Harris | $1,284 |
| Harris Hill | $1,043 |
| Harrison | $1,435 |
| Harrisville | $1,269 |
| Hartford | $1,285 |
| Hartsdale | $1,437 |
| Hartwick | $1,179 |
| Hastings | $1,130 |
| Hastings-on-Hudson | $1,460 |
| Hauppauge | $2,283 |
| Haverstraw | $1,269 |
| Haviland | $1,142 |
| Hawthorne | $1,416 |
| Head of the Harbor | $2,307 |
| Hector | $1,161 |
| Helena | $1,281 |
| Hemlock | $1,098 |
| Hempstead | $2,197 |
| Henderson | $1,281 |
| Henderson Harbor | $1,296 |
| Henrietta | $1,026 |
| Hensonville | $1,296 |
| Heritage Hills | $1,371 |
| Herkimer | $1,261 |
| Hermon | $1,250 |
| Herricks | $1,890 |
| Heuvelton | $1,255 |
| Hewlett | $2,238 |
| Hewlett Bay Park | $2,246 |
| Hewlett Harbor | $2,244 |
| Hicksville | $1,841 |
| High Falls | $1,236 |
| Highland | $1,222 |
| Highland Falls | $1,210 |
| Highland Lake | $1,292 |
| Highland Mills | $1,224 |
| Highmount | $1,241 |
| Hillburn | $1,272 |
| Hillcrest | $1,271 |
| Hillsdale | $1,273 |
| Hillside | $1,222 |
| Hillside Lake | $1,152 |
| Hilton | $1,020 |
| Himrod | $1,156 |
| Hinckley | $1,283 |
| Hinsdale | $1,172 |
| Hobart | $1,195 |
| Hoffmeister | $1,316 |
| Hogansburg | $1,323 |
| Holbrook | $2,650 |
| Holland | $1,060 |
| Holland Patent | $1,265 |
| Holley | $1,102 |
| Hollis | $1,887 |
| Hollowville | $1,267 |
| Holmes | $1,150 |
| Holtsville | $2,669 |
| Homer | $1,164 |
| Honeoye | $1,105 |
| Honeoye Falls | $1,031 |
| Hoosick Falls | $1,200 |
| Hopewell Junction | $1,149 |
| Hornell | $1,170 |
| Horseheads | $1,134 |
| Horseheads North | $1,128 |
| Hortonville | $1,296 |
| Houghton | $1,169 |
| Howard Beach | $1,947 |
| Howells | $1,235 |
| Howes Cave | $1,211 |
| Hubbardsville | $1,113 |
| Hudson | $1,263 |
| Hudson Falls | $1,271 |
| Hughsonville | $1,147 |
| Huguenot | $1,269 |
| Huletts Landing | $1,304 |
| Hunt | $1,134 |
| Hunter | $1,274 |
| Huntington | $2,278 |
| Huntington Bay | $2,284 |
| Huntington Station | $2,278 |
| Hurley | $1,225 |
| Hurleyville | $1,287 |
| Hyde Park | $1,139 |
| Ilion | $1,258 |
| Indian Lake | $1,305 |
| Inlet | $1,291 |
| Interlaken | $1,167 |
| Inwood | $2,209 |
| Ionia | $1,078 |
| Irondequoit | $1,040 |
| Irving | $1,066 |
| Irvington | $1,429 |
| Island Park | $2,245 |
| Islandia | $2,451 |
| Islip | $2,739 |
| Islip Terrace | $2,739 |
| Ithaca | $1,143 |
| Jackson Heights | $1,862 |
| Jacksonville | $1,160 |
| Jamaica | $1,937 |
| Jamesport | $2,559 |
| Jamestown | $1,175 |
| Jamestown West | $1,174 |
| Jamesville | $1,061 |
| Jasper | $1,172 |
| Java Center | $1,139 |
| Java Village | $1,143 |
| Jay | $1,311 |
| Jefferson | $1,217 |
| Jefferson Heights | $1,273 |
| Jefferson Valley | $1,355 |
| Jefferson Valley-Yorktown | $1,370 |
| Jeffersonville | $1,288 |
| Jericho | $1,862 |
| Jewett | $1,296 |
| Johnsburg | $1,293 |
| Johnson | $1,234 |
| Johnson City | $1,145 |
| Johnsonville | $1,196 |
| Johnstown | $1,253 |
| Jordan | $1,113 |
| Jordanville | $1,251 |
| Kanona | $1,168 |
| Kaser | $1,270 |
| Katonah | $1,353 |
| Kattskill Bay | $1,268 |
| Kauneonga Lake | $1,296 |
| Keene | $1,316 |
| Keene Valley | $1,332 |
| Keeseville | $1,326 |
| Kendall | $1,105 |
| Kenmore | $1,071 |
| Kennedy | $1,169 |
| Kenoza Lake | $1,287 |
| Kensington | $1,912 |
| Kent | $1,113 |
| Kerhonkson | $1,245 |
| Keuka Park | $1,152 |
| Kew Gardens | $1,885 |
| Kiamesha Lake | $1,280 |
| Kill Buck | $1,182 |
| Killawog | $1,166 |
| Kinderhook | $1,246 |
| King Ferry | $1,172 |
| Kings Park | $2,305 |
| Kings Point | $1,911 |
| Kingston | $1,223 |
| Kirkville | $1,070 |
| Kirkwood | $1,155 |
| Kiryas Joel | $1,227 |
| Knowlesville | $1,136 |
| Knoxboro | $1,246 |
| La Fargeville | $1,269 |
| La Fayette | $1,062 |
| Lackawanna | $1,051 |
| Lacona | $1,131 |
| Lagrangeville | $1,150 |
| Lake Carmel | $1,289 |
| Lake Clear | $1,319 |
| Lake Erie Beach | $1,059 |
| Lake George | $1,306 |
| Lake Grove | $2,275 |
| Lake Hill | $1,232 |
| Lake Huntington | $1,282 |
| Lake Katrine | $1,252 |
| Lake Luzerne | $1,274 |
| Lake Mohegan | $1,344 |
| Lake Peekskill | $1,294 |
| Lake Placid | $1,308 |
| Lake Pleasant | $1,298 |
| Lake Ronkonkoma | $2,357 |
| Lake Success | $1,909 |
| Lake View | $1,052 |
| Lakeland | $1,080 |
| Lakemont | $1,168 |
| Lakeview | $2,217 |
| Lakeville | $1,103 |
| Lakewood | $1,173 |
| Lancaster | $1,045 |
| Lanesville | $1,278 |
| Lansing | $1,149 |
| Larchmont | $1,438 |
| Latham | $1,143 |
| Lattingtown | $1,836 |
| Laurel | $2,582 |
| Laurel Hollow | $1,848 |
| Laurens | $1,185 |
| Lawrence | $2,226 |
| Lawrenceville | $1,285 |
| Lawtons | $1,064 |
| Le Roy | $1,121 |
| Lee Center | $1,281 |
| Leeds | $1,278 |
| Leicester | $1,108 |
| Leonardsville | $1,098 |
| Levittown | $2,192 |
| Lewis | $1,318 |
| Lewiston | $1,070 |
| Liberty | $1,291 |
| Lido Beach | $2,244 |
| Lily Dale | $1,192 |
| Lima | $1,084 |
| Lime Lake | $1,162 |
| Limerick | $1,283 |
| Limestone | $1,178 |
| Lincoln Park | $1,222 |
| Lincolndale | $1,374 |
| Lindenhurst | $2,721 |
| Lindley | $1,162 |
| Linwood | $1,116 |
| Lisbon | $1,249 |
| Lisle | $1,153 |
| Little Falls | $1,268 |
| Little Genesee | $1,167 |
| Little Neck | $1,881 |
| Little Valley | $1,184 |
| Little York | $1,143 |
| Liverpool | $1,060 |
| Livingston Manor | $1,282 |
| Livonia | $1,100 |
| Livonia Center | $1,112 |
| Lloyd Harbor | $2,284 |
| Loch Sheldrake | $1,291 |
| Locke | $1,170 |
| Lockport | $1,056 |
| Lockwood | $1,158 |
| Locust Valley | $1,836 |
| Lodi | $1,170 |
| Long Beach | $2,240 |
| Long Eddy | $1,232 |
| Long Island City | $1,863 |
| Long Lake | $1,312 |
| Lorenz Park | $1,263 |
| Lorraine | $1,296 |
| Lowman | $1,136 |
| Lowville | $1,270 |
| Lycoming | $1,155 |
| Lynbrook | $2,228 |
| Lyncourt | $1,112 |
| Lyndonville | $1,132 |
| Lyon Mountain | $1,319 |
| Lyons | $1,120 |
| Lyons Falls | $1,256 |
| Macedon | $1,094 |
| Machias | $1,165 |
| Madison | $1,102 |
| Madrid | $1,247 |
| Mahopac | $1,302 |
| Mahopac Falls | $1,316 |
| Maine | $1,154 |
| Malden Bridge | $1,266 |
| Malden On Hudson | $1,262 |
| Mallory | $1,145 |
| Malone | $1,324 |
| Malverne | $2,225 |
| Malverne Park Oaks | $2,225 |
| Mamaroneck | $1,440 |
| Manchester | $1,095 |
| Manhasset | $1,894 |
| Manhasset Hills | $1,890 |
| Manlius | $1,061 |
| Mannsville | $1,281 |
| Manorhaven | $1,904 |
| Manorville | $2,764 |
| Maple Springs | $1,187 |
| Maple View | $1,127 |
| Maplecrest | $1,299 |
| Marathon | $1,163 |
| Marcellus | $1,077 |
| Marcy | $1,249 |
| Margaretville | $1,209 |
| Mariaville Lake | $1,211 |
| Marietta | $1,068 |
| Marilla | $1,043 |
| Marion | $1,096 |
| Marlboro | $1,220 |
| Martville | $1,166 |
| Maryknoll | $1,347 |
| Maryland | $1,190 |
| Masonville | $1,194 |
| Maspeth | $1,862 |
| Massapequa | $2,098 |
| Massapequa Park | $2,086 |
| Massena | $1,245 |
| Mastic | $2,711 |
| Mastic Beach | $2,734 |
| Matinecock | $1,838 |
| Mattituck | $2,584 |
| Mattydale | $1,065 |
| Maybrook | $1,224 |
| Mayfield | $1,313 |
| Mayville | $1,187 |
| Mc Connellsville | $1,267 |
| Mc Donough | $1,187 |
| Mc Graw | $1,161 |
| Mc Lean | $1,143 |
| Mechanicstown | $1,223 |
| Mechanicville | $1,192 |
| Mecklenburg | $1,158 |
| Medford | $2,619 |
| Medina | $1,124 |
| Medusa | $1,133 |
| Mellenville | $1,249 |
| Melrose | $1,192 |
| Melrose Park | $1,167 |
| Melville | $2,277 |
| Memphis | $1,074 |
| Menands | $1,146 |
| Mendon | $1,030 |
| Meridale | $1,189 |
| Meridian | $1,166 |
| Merrick | $2,251 |
| Merritt Park | $1,180 |
| Mexico | $1,129 |
| Middle Falls | $1,311 |
| Middle Granville | $1,305 |
| Middle Grove | $1,167 |
| Middle Island | $2,272 |
| Middle Village | $1,867 |
| Middleburgh | $1,207 |
| Middleport | $1,081 |
| Middlesex | $1,136 |
| Middletown | $1,232 |
| Middleville | $1,252 |
| Milford | $1,188 |
| Mill Neck | $1,835 |
| Millbrook | $1,152 |
| Miller Place | $2,306 |
| Millerton | $1,152 |
| Millport | $1,129 |
| Millwood | $1,329 |
| Milton | $1,199 |
| Mineola | $1,966 |
| Minerva | $1,338 |
| Minetto | $1,122 |
| Mineville | $1,317 |
| Minoa | $1,068 |
| Model City | $1,088 |
| Modena | $1,231 |
| Mohawk | $1,262 |
| Mohegan Lake | $1,342 |
| Moira | $1,334 |
| Mongaup Valley | $1,283 |
| Monroe | $1,211 |
| Monsey | $1,270 |
| Montauk | $2,969 |
| Montebello | $1,273 |
| Montgomery | $1,233 |
| Monticello | $1,275 |
| Montour Falls | $1,162 |
| Montrose | $1,345 |
| Mooers | $1,313 |
| Mooers Forks | $1,316 |
| Moravia | $1,169 |
| Moriah | $1,312 |
| Moriah Center | $1,315 |
| Moriches | $2,796 |
| Morris | $1,193 |
| Morrisonville | $1,314 |
| Morristown | $1,264 |
| Morrisville | $1,105 |
| Morton | $1,029 |
| Mottville | $1,099 |
| Mount Ivy | $1,271 |
| Mount Kisco | $1,348 |
| Mount Marion | $1,234 |
| Mount Morris | $1,127 |
| Mount Sinai | $2,294 |
| Mount Tremper | $1,218 |
| Mount Upton | $1,192 |
| Mount Vernon | $1,565 |
| Mount Vision | $1,179 |
| Mountain Dale | $1,277 |
| Mountain Lodge Park | $1,227 |
| Mountainville | $1,234 |
| Mumford | $1,021 |
| Munnsville | $1,110 |
| Munsey Park | $1,876 |
| Munsons Corners | $1,156 |
| Muttontown | $1,854 |
| Myers Corner | $1,149 |
| Nanuet | $1,263 |
| Napanoch | $1,269 |
| Napeague | $3,005 |
| Naples | $1,139 |
| Narrowsburg | $1,282 |
| Nassau | $1,171 |
| Natural Bridge | $1,274 |
| Nedrow | $1,069 |
| Nelliston | $1,187 |
| Nelsonville | $1,292 |
| Nesconset | $2,283 |
| Neversink | $1,295 |
| New Berlin | $1,172 |
| New Cassel | $1,920 |
| New City | $1,269 |
| New Hampton | $1,228 |
| New Hartford | $1,233 |
| New Hempstead | $1,273 |
| New Hyde Park | $1,890 |
| New Kingston | $1,206 |
| New Lebanon | $1,261 |
| New Lisbon | $1,184 |
| New Milford | $1,228 |
| New Paltz | $1,224 |
| New Rochelle | $1,516 |
| New Russia | $1,332 |
| New Square | $1,273 |
| New Suffolk | $2,621 |
| New Windsor | $1,228 |
| New Woodstock | $1,088 |
| New York | $2,158 |
| New York Mills | $1,231 |
| Newark | $1,101 |
| Newark Valley | $1,144 |
| Newburgh | $1,232 |
| Newcomb | $1,332 |
| Newfane | $1,073 |
| Newfield | $1,139 |
| Newport | $1,254 |
| Newton Falls | $1,255 |
| Newtonville | $1,153 |
| Niagara Falls | $1,238 |
| Niagara University | $1,084 |
| Nichols | $1,141 |
| Nicholville | $1,277 |
| Nineveh | $1,159 |
| Niobe | $1,187 |
| Niskayuna | $1,195 |
| Nissequogue | $2,305 |
| Niverville | $1,247 |
| Norfolk | $1,249 |
| North Amityville | $2,727 |
| North Babylon | $2,721 |
| North Ballston Spa | $1,171 |
| North Bangor | $1,328 |
| North Bay | $1,254 |
| North Bay Shore | $2,738 |
| North Bellmore | $2,259 |
| North Bellport | $2,726 |
| North Blenheim | $1,254 |
| North Boston | $1,060 |
| North Branch | $1,286 |
| North Brookfield | $1,113 |
| North Chatham | $1,262 |
| North Chili | $1,016 |
| North Collins | $1,064 |
| North Creek | $1,302 |
| North Evans | $1,055 |
| North Gates | $1,040 |
| North Granville | $1,281 |
| North Great River | $2,743 |
| North Greece | $1,016 |
| North Haven | $2,794 |
| North Hills | $1,866 |
| North Hoosick | $1,227 |
| North Hudson | $1,327 |
| North Java | $1,138 |
| North Lawrence | $1,250 |
| North Lindenhurst | $2,722 |
| North Lynbrook | $2,232 |
| North Massapequa | $2,099 |
| North Merrick | $2,251 |
| North New Hyde Park | $1,893 |
| North Patchogue | $2,744 |
| North Pitcher | $1,200 |
| North River | $1,307 |
| North Rose | $1,132 |
| North Salem | $1,372 |
| North Sea | $2,983 |
| North Syracuse | $1,075 |
| North Tonawanda | $1,061 |
| North Valley Stream | $2,199 |
| North Wantagh | $2,259 |
| Northampton | $2,554 |
| Northeast Ithaca | $1,140 |
| Northport | $2,291 |
| Northville | $1,710 |
| Northwest Harbor | $2,978 |
| Northwest Ithaca | $1,143 |
| Norwich | $1,171 |
| Norwood | $1,249 |
| Noyack | $2,797 |
| Nunda | $1,135 |
| Nyack | $1,260 |
| Oak Hill | $1,301 |
| Oakdale | $2,761 |
| Oakfield | $1,142 |
| Oakland Gardens | $1,879 |
| Oaks Corners | $1,106 |
| Obernburg | $1,285 |
| Ocean Beach | $2,744 |
| Oceanside | $2,244 |
| Odessa | $1,160 |
| Ogdensburg | $1,240 |
| Olcott | $1,074 |
| Old Bethpage | $1,905 |
| Old Brookville | $1,844 |
| Old Chatham | $1,258 |
| Old Field | $2,303 |
| Old Forge | $1,258 |
| Old Westbury | $1,898 |
| Olean | $1,163 |
| Olivebridge | $1,233 |
| Olmstedville | $1,320 |
| Oneida | $1,189 |
| Oneonta | $1,181 |
| Ontario | $1,101 |
| Ontario Center | $1,106 |
| Orange Lake | $1,229 |
| Orangeburg | $1,259 |
| Orchard Park | $1,054 |
| Orient | $2,641 |
| Oriskany | $1,251 |
| Oriskany Falls | $1,233 |
| Ossining | $1,344 |
| Oswegatchie | $1,282 |
| Oswego | $1,134 |
| Otego | $1,198 |
| Otisville | $1,238 |
| Ouaquaga | $1,173 |
| Ovid | $1,179 |
| Owego | $1,149 |
| Owls Head | $1,317 |
| Oxbow | $1,291 |
| Oxford | $1,187 |
| Oyster Bay | $1,846 |
| Oyster Bay Cove | $1,846 |
| Ozone Park | $1,945 |
| Painted Post | $1,155 |
| Palatine Bridge | $1,190 |
| Palenville | $1,277 |
| Palisades | $1,259 |
| Palmyra | $1,093 |
| Panama | $1,184 |
| Paradox | $1,332 |
| Parish | $1,133 |
| Parishville | $1,259 |
| Parksville | $1,294 |
| Patchogue | $2,744 |
| Patterson | $1,311 |
| Pattersonville | $1,208 |
| Paul Smiths | $1,332 |
| Pavilion | $1,149 |
| Pawling | $1,144 |
| Peach Lake | $1,330 |
| Pearl River | $1,261 |
| Peconic | $2,608 |
| Peekskill | $1,341 |
| Pelham | $1,444 |
| Pelham Manor | $1,436 |
| Penfield | $1,024 |
| Penn Yan | $1,154 |
| Pennellville | $1,121 |
| Perkinsville | $1,173 |
| Perry | $1,156 |
| Perrysburg | $1,150 |
| Peru | $1,316 |
| Peterboro | $1,114 |
| Petersburg | $1,187 |
| Phelps | $1,121 |
| Philadelphia | $1,272 |
| Phillipsport | $1,275 |
| Philmont | $1,271 |
| Phoenicia | $1,237 |
| Phoenix | $1,111 |
| Piercefield | $1,259 |
| Piermont | $1,257 |
| Pierrepont Manor | $1,291 |
| Piffard | $1,107 |
| Pine Bush | $1,241 |
| Pine City | $1,136 |
| Pine Hill | $1,260 |
| Pine Island | $1,233 |
| Pine Plains | $1,186 |
| Pine Valley | $1,129 |
| Piseco | $1,297 |
| Pitcher | $1,200 |
| Pittsford | $1,024 |
| Plainedge | $2,007 |
| Plainview | $1,853 |
| Plainville | $1,086 |
| Plandome | $1,876 |
| Plandome Heights | $1,874 |
| Plandome Manor | $1,876 |
| Plattekill | $1,226 |
| Plattsburgh | $1,312 |
| Plattsburgh West | $1,313 |
| Pleasant Valley | $1,148 |
| Pleasantville | $1,415 |
| Plessis | $1,298 |
| Plymouth | $1,177 |
| Poestenkill | $1,194 |
| Point Lookout | $2,245 |
| Poland | $1,274 |
| Pomona | $1,273 |
| Pond Eddy | $1,298 |
| Poplar Ridge | $1,153 |
| Poquott | $2,300 |
| Port Byron | $1,158 |
| Port Chester | $1,435 |
| Port Crane | $1,160 |
| Port Dickinson | $1,146 |
| Port Ewen | $1,232 |
| Port Gibson | $1,093 |
| Port Henry | $1,315 |
| Port Jefferson | $2,296 |
| Port Jefferson Station | $2,278 |
| Port Jervis | $1,268 |
| Port Kent | $1,343 |
| Port Leyden | $1,252 |
| Port Washington | $1,903 |
| Port Washington North | $1,906 |
| Portageville | $1,164 |
| Porter Corners | $1,165 |
| Portlandville | $1,190 |
| Portville | $1,168 |
| Potsdam | $1,246 |
| Pottersville | $1,272 |
| Poughkeepsie | $1,138 |
| Poughquag | $1,147 |
| Pound Ridge | $1,453 |
| Prattsburgh | $1,167 |
| Prattsville | $1,282 |
| Preble | $1,165 |
| Preston Hollow | $1,144 |
| Prospect | $1,283 |
| Pulaski | $1,146 |
| Pulteney | $1,165 |
| Pultneyville | $1,123 |
| Purchase | $1,436 |
| Purdys | $1,357 |
| Purling | $1,303 |
| Putnam Lake | $1,305 |
| Putnam Station | $1,312 |
| Putnam Valley | $1,305 |
| Pyrites | $1,278 |
| Quaker Street | $1,202 |
| Queens Village | $1,895 |
| Queensbury | $1,269 |
| Quiogue | $2,910 |
| Quogue | $2,911 |
| Rainbow Lake | $1,341 |
| Randolph | $1,172 |
| Ransomville | $1,069 |
| Rapids | $1,057 |
| Raquette Lake | $1,316 |
| Ravena | $1,127 |
| Ray Brook | $1,315 |
| Raymondville | $1,271 |
| Reading Center | $1,167 |
| Red Creek | $1,161 |
| Red Hook | $1,191 |
| Red Oaks Mill | $1,139 |
| Redfield | $1,166 |
| Redford | $1,323 |
| Redwood | $1,262 |
| Rego Park | $1,866 |
| Remsen | $1,254 |
| Remsenburg | $2,898 |
| Rensselaer | $1,167 |
| Rensselaer Falls | $1,256 |
| Rensselaerville | $1,130 |
| Retsof | $1,135 |
| Rexford | $1,177 |
| Rexville | $1,168 |
| Rhinebeck | $1,139 |
| Rhinecliff | $1,123 |
| Richburg | $1,145 |
| Richfield Springs | $1,210 |
| Richford | $1,141 |
| Richland | $1,144 |
| Richmond Hill | $1,947 |
| Richmondville | $1,232 |
| Richville | $1,287 |
| Ridge | $2,261 |
| Ridgewood | $1,865 |
| Rifton | $1,222 |
| Riparius | $1,282 |
| Ripley | $1,163 |
| Riverhead | $2,554 |
| Riverside | $2,554 |
| Rochester | $1,138 |
| Rock City Falls | $1,182 |
| Rock Hill | $1,276 |
| Rock Stream | $1,160 |
| Rock Tavern | $1,220 |
| Rockaway Park | $1,970 |
| Rockville Centre | $2,246 |
| Rocky Point | $2,296 |
| Rodman | $1,301 |
| Rome | $1,281 |
| Romulus | $1,188 |
| Ronkonkoma | $2,518 |
| Roosevelt | $2,234 |
| Rooseveltown | $1,255 |
| Roscoe | $1,249 |
| Roseboom | $1,195 |
| Rosedale | $1,960 |
| Rosendale | $1,225 |
| Rosendale Hamlet | $1,228 |
| Roslyn | $1,869 |
| Roslyn Estates | $1,869 |
| Roslyn Harbor | $1,872 |
| Roslyn Heights | $1,876 |
| Rotterdam | $1,202 |
| Rotterdam Junction | $1,197 |
| Round Lake | $1,177 |
| Round Top | $1,270 |
| Rouses Point | $1,323 |
| Roxbury | $1,205 |
| Ruby | $1,243 |
| Rush | $1,014 |
| Rushford | $1,170 |
| Rushville | $1,121 |
| Russell | $1,249 |
| Russell Gardens | $1,910 |
| Rye | $1,438 |
| Rye Brook | $1,433 |
| Sabael | $1,297 |
| Sackets Harbor | $1,271 |
| Saddle Rock | $1,905 |
| Sag Harbor | $2,798 |
| Sagaponack | $2,969 |
| Saint Albans | $1,952 |
| Saint Johnsville | $1,247 |
| Saint Regis Falls | $1,287 |
| Salamanca | $1,186 |
| Salem | $1,322 |
| Salisbury | $1,961 |
| Salisbury Center | $1,270 |
| Salisbury Mills | $1,224 |
| Salt Point | $1,148 |
| Saltaire | $2,742 |
| Sanborn | $1,068 |
| Sand Lake | $1,196 |
| Sand Ridge | $1,115 |
| Sands Point | $1,903 |
| Sandusky | $1,165 |
| Sandy Creek | $1,128 |
| Saranac | $1,321 |
| Saranac Lake | $1,320 |
| Saratoga Springs | $1,168 |
| Sardinia | $1,063 |
| Saugerties | $1,233 |
| Saugerties South | $1,230 |
| Sauquoit | $1,232 |
| Savannah | $1,134 |
| Savona | $1,166 |
| Sayville | $2,765 |
| Scarsdale | $1,432 |
| Schaghticoke | $1,192 |
| Schenectady | $1,185 |
| Schenevus | $1,186 |
| Schodack Landing | $1,183 |
| Schoharie | $1,206 |
| Schroon Lake | $1,323 |
| Schuyler Falls | $1,323 |
| Schuyler Lake | $1,179 |
| Schuylerville | $1,173 |
| Scio | $1,166 |
| Scipio Center | $1,165 |
| Scotchtown | $1,238 |
| Scotia | $1,195 |
| Scotts Corners | $1,452 |
| Scottsburg | $1,125 |
| Scottsville | $1,021 |
| Sea Cliff | $1,832 |
| Seaford | $2,255 |
| Searingtown | $1,883 |
| Selden | $2,258 |
| Selkirk | $1,136 |
| Seneca Castle | $1,107 |
| Seneca Falls | $1,166 |
| Seneca Knolls | $1,079 |
| Setauket-East Setauket | $2,292 |
| Severance | $1,337 |
| Shandaken | $1,251 |
| Sharon Springs | $1,227 |
| Shelter Island | $2,662 |
| Shelter Island Heights | $2,616 |
| Shenorock | $1,371 |
| Sherburne | $1,171 |
| Sherman | $1,184 |
| Sherrill | $1,253 |
| Shinnecock Hills | $2,971 |
| Shirley | $2,732 |
| Shokan | $1,229 |
| Shoreham | $2,277 |
| Shortsville | $1,095 |
| Shrub Oak | $1,346 |
| Shushan | $1,324 |
| Sidney | $1,185 |
| Sidney Center | $1,195 |
| Silver Bay | $1,279 |
| Silver Creek | $1,149 |
| Silver Lake | $1,152 |
| Silver Springs | $1,156 |
| Sinclairville | $1,177 |
| Skaneateles | $1,095 |
| Skaneateles Falls | $1,062 |
| Slate Hill | $1,232 |
| Slaterville Springs | $1,142 |
| Sleepy Hollow | $1,427 |
| Slingerlands | $1,136 |
| Sloan | $1,076 |
| Sloansville | $1,267 |
| Sloatsburg | $1,276 |
| Smallwood | $1,282 |
| Smithboro | $1,163 |
| Smithtown | $2,297 |
| Smithville Flats | $1,204 |
| Smyrna | $1,177 |
| Sodus | $1,105 |
| Sodus Point | $1,104 |
| Solsville | $1,113 |
| Solvay | $1,079 |
| Somers | $1,374 |
| Sonyea | $1,109 |
| Sound Beach | $2,297 |
| South Bethlehem | $1,148 |
| South Blooming Grove | $1,230 |
| South Butler | $1,122 |
| South Byron | $1,130 |
| South Cairo | $1,301 |
| South Colton | $1,250 |
| South Dayton | $1,168 |
| South Fallsburg | $1,283 |
| South Farmingdale | $2,025 |
| South Floral Park | $2,109 |
| South Glens Falls | $1,167 |
| South Hempstead | $2,222 |
| South Hill | $1,137 |
| South Huntington | $2,280 |
| South Jamesport | $2,610 |
| South Kortright | $1,195 |
| South Lima | $1,108 |
| South Lockport | $1,057 |
| South New Berlin | $1,184 |
| South Nyack | $1,257 |
| South Otselic | $1,190 |
| South Ozone Park | $1,947 |
| South Plymouth | $1,179 |
| South Richmond Hill | $1,947 |
| South Salem | $1,380 |
| South Valley Stream | $2,231 |
| South Wales | $1,047 |
| Southampton | $2,975 |
| Southfields | $1,222 |
| Southold | $2,634 |
| Southport | $1,129 |
| Spackenkill | $1,137 |
| Sparkill | $1,258 |
| Sparrow Bush | $1,263 |
| Speculator | $1,308 |
| Spencer | $1,144 |
| Spencerport | $1,031 |
| Spencertown | $1,268 |
| Speonk | $2,910 |
| Sprakers | $1,189 |
| Spring Brook | $1,049 |
| Spring Glen | $1,266 |
| Spring Valley | $1,270 |
| Springfield Center | $1,184 |
| Springfield Gardens | $1,956 |
| Springs | $2,982 |
| Springville | $1,054 |
| Springwater | $1,113 |
| St. Bonaventure | $1,165 |
| St. James | $2,296 |
| Staatsburg | $1,138 |
| Stafford | $1,127 |
| Stamford | $1,217 |
| Stanfordville | $1,159 |
| Stanley | $1,125 |
| Star Lake | $1,254 |
| Staten Island | $1,700 |
| Steamburg | $1,185 |
| Stella Niagara | $1,053 |
| Stephentown | $1,191 |
| Sterling | $1,172 |
| Sterling Forest | $1,231 |
| Stewart Manor | $1,938 |
| Stillwater | $1,195 |
| Stittville | $1,269 |
| Stockton | $1,194 |
| Stone Ridge | $1,231 |
| Stony Brook | $2,304 |
| Stony Brook University | $2,308 |
| Stony Creek | $1,274 |
| Stony Point | $1,268 |
| Stormville | $1,156 |
| Stottville | $1,263 |
| Stow | $1,182 |
| Stratford | $1,275 |
| Strykersville | $1,138 |
| Stuyvesant | $1,246 |
| Stuyvesant Falls | $1,240 |
| Suffern | $1,272 |
| Sugar Loaf | $1,228 |
| Summit | $1,235 |
| Summitville | $1,295 |
| Sunnyside | $1,859 |
| Sunset Bay | $1,158 |
| SUNY Oswego | $1,131 |
| Surprise | $1,267 |
| Swain | $1,170 |
| Swan Lake | $1,284 |
| Sylvan Beach | $1,253 |
| Syosset | $1,855 |
| Syracuse | $1,162 |
| Taberg | $1,285 |
| Tallman | $1,255 |
| Tannersville | $1,268 |
| Tappan | $1,260 |
| Tarrytown | $1,427 |
| Terryville | $2,275 |
| Thendara | $1,277 |
| Theresa | $1,275 |
| Thiells | $1,273 |
| Thomaston | $1,912 |
| Thompson Ridge | $1,247 |
| Thompsonville | $1,284 |
| Thornwood | $1,418 |
| Thousand Island Park | $1,298 |
| Three Mile Bay | $1,288 |
| Ticonderoga | $1,320 |
| Tillson | $1,225 |
| Tioga Center | $1,158 |
| Titusville | $1,141 |
| Tivoli | $1,158 |
| Tomkins Cove | $1,266 |
| Tonawanda | $1,076 |
| Town Line | $1,050 |
| Treadwell | $1,190 |
| Tribes Hill | $1,206 |
| Troupsburg | $1,169 |
| Trout Creek | $1,205 |
| Troy | $1,184 |
| Trumansburg | $1,158 |
| Truxton | $1,164 |
| Tuckahoe | $2,205 |
| Tully | $1,091 |
| Tunnel | $1,172 |
| Tupper Lake | $1,327 |
| Turin | $1,273 |
| Tuxedo Park | $1,228 |
| Ulster Park | $1,225 |
| Unadilla | $1,196 |
| Union Hill | $1,116 |
| Union Springs | $1,168 |
| Uniondale | $2,200 |
| Unionville | $1,240 |
| University at Buffalo | $1,050 |
| University Gardens | $1,910 |
| Upper Brookville | $1,841 |
| Upper Jay | $1,330 |
| Upper Nyack | $1,257 |
| Upton | $2,585 |
| Utica | $1,265 |
| Vails Gate | $1,228 |
| Valatie | $1,251 |
| Valhalla | $1,436 |
| Valley Cottage | $1,264 |
| Valley Falls | $1,198 |
| Valley Stream | $2,233 |
| Van Buren Point | $1,160 |
| Van Etten | $1,139 |
| Van Hornesville | $1,276 |
| Varysburg | $1,138 |
| Verbank | $1,151 |
| Vermontville | $1,336 |
| Vernon | $1,260 |
| Vernon Center | $1,251 |
| Verona | $1,273 |
| Verona Beach | $1,261 |
| Verplanck | $1,346 |
| Versailles | $1,161 |
| Vestal | $1,147 |
| Victor | $1,048 |
| Victory | $1,170 |
| Victory Mills | $1,189 |
| Village Green | $1,063 |
| Village of the Branch | $2,286 |
| Viola | $1,268 |
| Voorheesville | $1,131 |
| Waccabuc | $1,352 |
| Waddington | $1,248 |
| Wading River | $2,386 |
| Wainscott | $2,999 |
| Walden | $1,224 |
| Wales Center | $1,058 |
| Walker Valley | $1,240 |
| Wallkill | $1,226 |
| Walton | $1,200 |
| Walton Park | $1,226 |
| Walworth | $1,094 |
| Wampsville | $1,114 |
| Wanakah | $1,058 |
| Wanakena | $1,286 |
| Wantagh | $2,256 |
| Wappingers Falls | $1,150 |
| Warners | $1,081 |
| Warnerville | $1,254 |
| Warrensburg | $1,286 |
| Warsaw | $1,156 |
| Warwick | $1,225 |
| Washington Heights | $1,229 |
| Washington Mills | $1,282 |
| Washingtonville | $1,223 |
| Wassaic | $1,151 |
| Water Mill | $2,972 |
| Waterford | $1,184 |
| Waterloo | $1,170 |
| Waterport | $1,110 |
| Watertown | $1,267 |
| Waterville | $1,233 |
| Watervliet | $1,133 |
| Watkins Glen | $1,155 |
| Waverly | $1,160 |
| Wawarsing | $1,248 |
| Wayland | $1,153 |
| Webster | $1,029 |
| Weedsport | $1,158 |
| Wellesley Island | $1,277 |
| Wells | $1,301 |
| Wells Bridge | $1,207 |
| Wellsburg | $1,132 |
| Wellsville | $1,166 |
| Wesley Hills | $1,275 |
| West Babylon | $2,722 |
| West Bay Shore | $2,737 |
| West Bloomfield | $1,079 |
| West Burlington | $1,182 |
| West Camp | $1,225 |
| West Carthage | $1,270 |
| West Chazy | $1,310 |
| West Clarksville | $1,166 |
| West Coxsackie | $1,252 |
| West Davenport | $1,189 |
| West Eaton | $1,135 |
| West Edmeston | $1,088 |
| West Elmira | $1,127 |
| West End | $1,186 |
| West Falls | $1,049 |
| West Fulton | $1,240 |
| West Glens Falls | $1,269 |
| West Harrison | $1,441 |
| West Haverstraw | $1,268 |
| West Hempstead | $2,188 |
| West Henrietta | $1,008 |
| West Hills | $2,278 |
| West Hurley | $1,229 |
| West Islip | $2,729 |
| West Kill | $1,279 |
| West Lebanon | $1,255 |
| West Leyden | $1,295 |
| West Monroe | $1,125 |
| West Nyack | $1,263 |
| West Oneonta | $1,180 |
| West Park | $1,242 |
| West Point | $1,216 |
| West Sand Lake | $1,173 |
| West Sayville | $2,764 |
| West Seneca | $1,076 |
| West Shokan | $1,229 |
| West Stockholm | $1,276 |
| West Valley | $1,146 |
| West Winfield | $1,218 |
| Westbrookville | $1,277 |
| Westbury | $1,918 |
| Westdale | $1,294 |
| Westerlo | $1,138 |
| Westernville | $1,281 |
| Westfield | $1,193 |
| Westford | $1,186 |
| Westhampton | $2,913 |
| Westhampton Beach | $2,908 |
| Westmere | $1,147 |
| Westmoreland | $1,255 |
| Weston Mills | $1,167 |
| Westport | $1,318 |
| Westtown | $1,226 |
| Westvale | $1,086 |
| Wevertown | $1,307 |
| Wheatley Heights | $2,501 |
| Whippleville | $1,349 |
| White Lake | $1,296 |
| White Plains | $1,435 |
| White Sulphur Springs | $1,285 |
| Whitehall | $1,310 |
| Whitesboro | $1,250 |
| Whitestone | $1,873 |
| Whitesville | $1,171 |
| Whitney Point | $1,162 |
| Willard | $1,187 |
| Willet | $1,180 |
| Williamson | $1,105 |
| Williamstown | $1,137 |
| Williamsville | $1,043 |
| Williston Park | $1,890 |
| Willow | $1,231 |
| Willsboro | $1,322 |
| Willseyville | $1,144 |
| Wilmington | $1,317 |
| Wilson | $1,067 |
| Windham | $1,276 |
| Windsor | $1,158 |
| Wingdale | $1,153 |
| Winthrop | $1,256 |
| Witherbee | $1,327 |
| Wolcott | $1,142 |
| Woodbourne | $1,288 |
| Woodbury | $1,874 |
| Woodgate | $1,256 |
| Woodhaven | $1,942 |
| Woodhull | $1,167 |
| Woodmere | $2,212 |
| Woodridge | $1,287 |
| Woodsburgh | $2,245 |
| Woodside | $1,863 |
| Woodstock | $1,227 |
| Worcester | $1,186 |
| Wurtsboro | $1,253 |
| Wyandanch | $2,726 |
| Wynantskill | $1,172 |
| Wyoming | $1,157 |
| Yaphank | $2,694 |
| Yonkers | $1,544 |
| Yorktown Heights | $1,373 |
| Yorkville | $1,246 |
| Youngstown | $1,076 |
| Youngsville | $1,286 |
| Yulan | $1,296 |
| Zena | $1,227 |
Home and auto insurance bundling in Delaware
How can you reduce the average cost of homeowners insurance in Delaware? One way is by bundling your home and auto insurance policies.
| Average annual rate (without bundling) | Average annual rate (with bundling) | Yearly savings (in $) | Yearly savings (in percent) |
|---|---|---|---|
| $792 | $591 | $201 | 25.38% |
Home insurance discounts in Delaware
Using the discounts provided by your insurance company is another way by which you can buy cheap homeowners insurance in Delaware. But ensure to check which discounts you qualify for.
| Insurer | Bundling Discounts | Loyalty Discounts | Military Discounts | New Home Credit Discounts | Claim-Free Discounts | Protective Devices Discounts |
|---|---|---|---|---|---|---|
| Farmers | ✓ | ✓ | - | ✓ | ✓ | ✓ |
| Allstate | ✓ | ✓ | - | ✓ | ✓ | - |
| State Farm | ✓ | - | - | - | ✓ | ✓ |
| USAA | ✓ | ✓ | ✓ | - | ✓ | ✓ |
| Nationwide | ✓ | - | - | ✓ | ✓ | ✓ |
| Liberty Mutual | ✓ | - | - | - | - | - |
| Progressive | ✓ | - | - | ✓ | - | ✓ |
| Chubb | ✓ | - | - | ✓ | ✓ | ✓ |
Comparing common features across top companies
Do you want to buy the best homeowners insurance in Delaware? Then check whether your insurer offers these features.
| Insurer | Identity Theft Protection | Valuable Possessions | Water Backup | Other Structures Coverage | Dwelling /Personal Property Replacement |
|---|---|---|---|---|---|
| Farmers | Optional | ✓ | No | Optional | Optional |
| Allstate | Optional | Optional | Optional | ✓ | Optional |
| State Farm | Optional | Optional | Optional | ✓ | Optional |
| USAA | ✓ | Optional | No | ✓ | ✓ |
| Liberty Mutual | Optional | Optional | Optional | ✓ | Optional |
| Progressive | No | Optional | Optional | ✓ | ✓ |
| Chubb | Optional | Optional | ✓ | ✓ | ✓ |
Common causes of home insurance claims in Delaware
These are a few factors that lead to home insurance claims in the state.
- Water damage: Other than flooding, water damage can occur for many reasons. Severe rain, hurricanes, backed-up water, and burst pipes can all cause damage to homes. Preparing to face water damage is crucial if you're a Delaware resident.
- Wind damage: It can occur throughout the year in Delaware. Summer storm winds can be strong, and the state also experiences cold and windy winters. Wind causes damage to a home's roof and windows, thereby leading to damage to the interiors.
- Flooding: It is the most common issue that troubles the residents. Homes close to the beach are especially vulnerable to rising water. The counties in the state are all at higher-than-average risk of flooding.
Does homeowners insurance cover flooding in Delaware?
Residents require flood insurance because flood damage, whether caused by a downpour or a hurricane, doesn’t get coverage by home insurance policies. You must buy flood insurance through FEMA’s National Flood Insurance Program (NFIP) or a private insurer to protect your home from flood damage. The coverage from private insurers may differ, but NFIP flood insurance offers the following coverage.
- Your home's structure - $250,000
- Personal property - $100,000
Does homeowners insurance cover hurricanes in Delaware?
As hurricanes can cause such catastrophic damage and completely damage properties, insurers are still reluctant to take on the high risks posed by hurricanes. If you live in Delaware, you may be at risk of hurricane damage. Around 8,901 single-family homes in Delaware are extremely susceptible to hurricane damage.
If you live in a coastal area, it’s critical to check and understand your insurance policy. Because a basic home policy won't cover the costs of repairing hurricane damage — you must complement your policy with windstorm and flood insurance. Suppose you live in an area that is very much vulnerable to hurricanes. In that case, your insurer may require you to have a separate hurricane deductible. The following are the common hurricane deductible in the state.
| Insurer | Average annual rate with a hurricane deductible |
|---|---|
| Allstate | $481 |
| Cumberland Mutual | $499 |
| Nationwide | $605 |
| Liberty Mutual | $645 |
| State Farm | $652 |
Factors that affect home insurance rates in Delaware
Are you seeking the best homeowners insurance in Delaware? Then check for these factors before buying one.
- Your location: Factors like ZIP Code and crime rate in your area can affect the cost of homeowners insurance in Delaware.
- Replacement cost: Delaware home insurance rates varies based on local labor and construction material costs.
- Age/condition: Insuring older properties will cost more than insuring newer properties.
- Claims history: If you file claims frequently, insurers will consider you a risk. Expect your insurance premiums to increase then.
- Credit history: Most insurers will check your credit score before providing you with a policy. If you have a lesser credit score, you should expect to pay more for Delaware homeowners insurance.
- Dog breed: Many insurers classify certain dog breeds as 'dangerous.' If your insurer regards your dog in this manner, the cost of Delaware home insurance will increase.
Tips for buying homeowners insurance
Are you looking for cheap homeowners insurance in Delaware? Then follow these tips!
- Assess your rebuilding costs: Talk with an insurance agent or a builder to determine how much it would cost to rebuild your house using low-cost building materials and local labor.
- Review the advantage of replacement cost over actual cash value: Consider buying replacement cost insurance for your house and other possessions.
- Consider add-on coverage for your expensive items: Buy personal property coverage if you own expensive items like athletic gear, high-end electronics, musical instruments, or old antiquities.
- Evaluate your liability coverage needs: Calculate your required minimum liability insurance limit.
- Assess coverage gaps: Many insurers offer high coverage limits for landscaping elements like trees and bushes.
- Check financial ratings: All home insurers may have ratings from organizations like AM Best and Standard & Poor’s. Some companies, for example, will not allow you to apply for a mortgage if your insurer does not have a minimum 'A' financial strength rating.
- Check for discounts: Use all the discounts your insurer offers.
- Compare quotes from various insurance companies: The cost of Delaware homeowners insurance varies depending on the insurer. You must compare quotes from several insurers to find the best home insurance policy in Delaware.
Most common disasters in Delaware
Severe storms and snow are the most frequent disasters that trouble Delaware.
Disasters by month
According to FEMA, with seven and five disasters, March and September have been the busiest for declared disasters in Delaware.
| Month | Number of disasters |
|---|---|
| January | 2 |
| February | 2 |
| March | 7 |
| April | 1 |
| July | 1 |
| August | 2 |
| September | 5 |
| October | 1 |
| November | 2 |
Disasters by year
According to FEMA, on average, Delaware residents face one declared disaster yearly. 2003 was the busiest year in the state, with three declared three disasters.
| Year | Number of disasters |
|---|---|
| 2001 | 0 |
| 2002 | 0 |
| 2003 | 3 |
| 2004 | 1 |
| 2005 | 1 |
| 2006 | 1 |
| 2007 | 0 |
| 2008 | 0 |
| 2009 | 0 |
| 2010 | 1 |
| 2011 | 2 |
| 2012 | 2 |
| 2013 | 0 |
| 2014 | 0 |
| 2015 | 0 |
| 2016 | 1 |
| 2017 | 0 |
| 2018 | 0 |
| 2019 | 0 |
| 2020 | 2 |
How to get Delaware home insurance with Way.com
The average cost of homeowners insurance in Delaware is around $792 annually. But you can get an even cheap home insurance policy in the state. But how’s that possible? That’s where Way.com helps you!
You must use our website or app app to find quotes from all the insurers. Then you must compare the quotes and buy a home insurance policy with the cheapest rate. Do you need additional help? Then our insurance agents in the state can guide you. They will help you understand the most complex Delaware home insurance laws, terms, coverages, and discounts.
FAQs
How much does homeowners insurance cost in Delaware?
On average, Delaware home insurance costs around $792 yearly.
Do you have to have homeowners insurance in Delaware?
No, the state doesn’t mandate that. But it is almost certain that your mortgage company will need to obtain a loan. .
Digital Insurance Card
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Get reminders & quotes
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Share with family
Keep everyone on your policy up to date by sharing your insurance information.
Manage your policy
Make changes to your policy right from the app (coming soon) and ask for expert advice.
Get the App:
Find the best home insurance rates on-the-go
For the best user experience, please download our Way app.
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