Best Texas Home Insurance (August 23)
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Are you looking to buy the cheapest home insurance in Texas? We have reviewed all the insurers to get you the best homeowners insurance in Texas.
Why compare home insurance rates in Texas
- The average cost of home insurance in Texas is around $2,395 yearly.
- The cost of homeowners insurance in Texas starts at $1,658 yearly.
- Texas is prone to hurricanes, tornadoes, and floods. So try to buy extra coverage to strengthen your home's protection.
Texas homeowners insurance: what you need to know
On average, home insurance in Texas costs you around $2,395 annually. The state homeowners insurance rate is higher than the national average.
The cost of the insured property and goods and the volume and cost of home insurance claims will all affect how much a state's house insurance policies cost. So the ideal way to obtain affordable homeowners insurance in Texas is to shop around and compare rates from many insurance providers. Our review will give you a detailed look into homeowners insurance quotes in Texas.
What does a homeowners insurance policy cover?
A few common house insurance policy coverages are Liability, Dwelling, Personal Property, Other Structures, Medical Payments to Others, and Additional Living Expenses. While buying TX homeowners insurance, you have to ensure that your insurer is offering these coverages or not. You can also purchase these additional coverages to boost your home's protection.
- Wind/hail coverage: Suppose you live in a coastal or wind-prone area. Then your policy may not include wind coverage because of the higher likelihood of home damage. The Texas Windstorm Insurance Association (TWIA) can assist you by providing coverage if your insurer cannot do so.
- Seepage and leakage: This coverage may cover damage caused by seepage from cracks or gradual leaks.
- Flood insurance: Normally, standard home insurance policies don't cover damages due to floods. Consider obtaining a separate flood insurance policy if you reside in or are close to a flood-prone area to help restore damage if your home floods. Before moving, it will be good to understand the flood insurance requirements to make an informed choice.
What isn't covered by a typical homeowners insurance policy?
Home insurance policies normally don't cover earthquakes, flooding, nuclear threats, power outages, sinkholes, insect and vermin infestations, war, wear, and tear, or purposeful loss. So to ensure the coverages you obtain, reviewing your Texas home insurance before buying is crucial.
The cheapest home insurance companies in Texas
The rate of homeowners insurance in Texas varies based on your chosen insurer. On average, Texas Farm Bureau offers the most affordable TX homeowners insurance with a yearly average rate of $1,658. With an annual average rate of $1,940, Farmers offer the second-best option for homeowners insurance in Texas.
| Insurer | Average annual rate |
|---|---|
| Texas Farm Bureau | $1,658 |
| Farmers | $1,940 |
| United | $2,222 |
| Liberty Mutual | $2,578 |
| USAA | $2,677 |
The best homeowners insurance in Texas for those with poor credit
Credit scores will greatly impact Texas homeowners insurance costs. Insurers will charge you greater premiums if you have a bad credit score. With a yearly average rate of $3,401, Texas Farm Bureau offers the cheapest home insurance in Texas for people with poor credit scores. The insurers with the lowest rates for Texas homeowners insurance are listed below.
| Insurer | Average annual rate |
|---|---|
| Texas Farm Bureau | $3,401 |
| Armed Forces Insurance | $3,762 |
| USAA | $4,496 |
| Mercury | $5,188 |
| American Strategic | $5,326 |
The best homeowners insurance in Texas for newer homes
If you own a new home, you should pay less for homeowners insurance in Texas. With a yearly average rate of $1,014, Nationwide offers the most affordable insurance in the state for people with new homes.
| Insurer | Average annual rate |
|---|---|
| Nationwide | $1,014 |
| Mercury | $1,246 |
| State Farm | $1,473 |
| Armed Forces Insurance | $1,357 |
| USAA | $1,419 |
The best homeowners insurance in Texas for those with a claims history
It's typical for insurers to increase your rate after you file a claim. Chubb offers the most affordable TX homeowners insurance with a yearly rate of $2,330 for those who file claims.
| Insurer | Average annual rate |
|---|---|
| Chubb | $2,330 |
| Texas Farm Bureau | $2,459 |
| Mercury | $2,729 |
| USAA | $2,644 |
| Armed Forces Insurance | $2,653 |
Homeowners Insurance deductibles in Texas
When buying a home insurance policy, Texas residents must select many choices, one of which is the deductible amount. A house owner must pay a deductible before their insurer pays for a claim. Therefore, the deductible you choose will impact the insurance cost you pay.
When choosing a deductible, remember that your rates will be less expensive the larger your deductible is. Therefore, you should only set your deductible as high as you can afford to pay in the case of a covered loss. Here are some of the typical deductibles that home insurance providers typically offer.
| Deductible Level | Average annual rate |
|---|---|
| $500 | $2,729 |
| $1,000 | $2,570 |
| $1,500 | $2,496 |
| $2,000 | $2,308 |
| $5,000 | $2,017 |
Texas home insurance prices by coverage levels
Your coverage impacts how much you pay for homeowners insurance in Texas. For instance, a $100K dwelling coverage averages $1,374 per year, while maintaining $400K in dwelling coverage averages $3,770 per year.
| Dwelling coverage cost | Average annual rate |
|---|---|
| $100,000 | $1,374 |
| $200,000 | $2,219 |
| $250,000 | $2,570 |
| $400,000 | $3,770 |
Texas Homeowners insurance costs by city
The area where you live affects the homeowners insurance quotes in Texas. Also, the rate of TX homeowners insurance depends on city-based factors, such as the volume of neighboring homeowners claims, ZIP Code, and the crime rate. The following are the rate of homeowners insurance in Texas for various cities.
| City | Annual Average Rate |
|---|---|
| Abbott | $2,517 |
| Abernathy | $3,001 |
| Abilene | $3,104 |
| Abram | $2,097 |
| Ace | $2,290 |
| Ackerly | $2,960 |
| Addison | $3,004 |
| Adkins | $1,648 |
| Adrian | $3,167 |
| Afton | $3,056 |
| Agua Dulce | $2,165 |
| Aiken | $4,074 |
| Alamo | $2,126 |
| Alamo Heights | $1,717 |
| Alanreed | $3,329 |
| Alba | $2,534 |
| Albany | $3,423 |
| Albert | $1,714 |
| Aldine | $2,365 |
| Aledo | $3,331 |
| Alice | $2,188 |
| Alief | $3,235 |
| Allen | $2,977 |
| Alleyton | $2,113 |
| Allison | $3,408 |
| Alma | $2,544 |
| Alpine | $1,893 |
| Altair | $2,170 |
| Alto | $2,071 |
| Alton | $2,134 |
| Alvarado | $2,898 |
| Alvin | $3,146 |
| Alvord | $3,292 |
| Amargosa | $2,284 |
| Amarillo | $3,348 |
| Amherst | $2,940 |
| Anahuac | $3,601 |
| Anderson | $2,218 |
| Andrews | $2,672 |
| Angleton | $3,438 |
| Anna | $2,911 |
| Annetta | $3,327 |
| Annetta North | $3,326 |
| Annona | $2,607 |
| Anson | $3,348 |
| Anthony | $1,437 |
| Anton | $2,886 |
| Apple Springs | $1,998 |
| Aquilla | $2,594 |
| Aransas Pass | $3,077 |
| Archer City | $3,590 |
| Argyle | $3,461 |
| Arlington | $3,125 |
| Armstrong | $2,504 |
| Arp | $2,188 |
| Art | $2,008 |
| Artesia Wells | $1,843 |
| Arthur City | $2,670 |
| Asherton | $1,782 |
| Aspermont | $3,193 |
| Atascocita | $2,335 |
| Atascosa | $1,695 |
| Athens | $2,343 |
| Atlanta | $2,424 |
| Aubrey | $3,272 |
| Austin | $1,719 |
| Austwell | $3,851 |
| Avalon | $3,445 |
| Avery | $2,557 |
| Avinger | $2,435 |
| Avoca | $3,417 |
| Axtell | $2,231 |
| Azle | $3,239 |
| Bacliff | $4,662 |
| Bagwell | $2,503 |
| Bailey | $2,823 |
| Baird | $3,145 |
| Balch Springs | $2,793 |
| Balcones Heights | $1,636 |
| Ballinger | $2,903 |
| Balmorhea | $1,950 |
| Bandera | $1,694 |
| Bangs | $2,746 |
| Banquete | $2,868 |
| Bardwell | $2,590 |
| Barker | $3,128 |
| Barksdale | $1,981 |
| Barnhart | $2,609 |
| Barrett | $2,638 |
| Barry | $2,339 |
| Barstow | $2,310 |
| Bartlett | $1,819 |
| Barton Creek | $1,663 |
| Bartonville | $3,462 |
| Bastrop | $1,709 |
| Batesville | $1,819 |
| Batson | $2,668 |
| Bay City | $4,222 |
| Bayou Vista | $4,684 |
| Bayside | $2,980 |
| Baytown | $2,971 |
| Beasley | $3,120 |
| Beaumont | $2,617 |
| Bebe | $1,905 |
| Beckville | $2,117 |
| Bedford | $3,130 |
| Bedias | $2,096 |
| Bee Cave | $1,685 |
| Bee House | $2,011 |
| Beeville | $2,398 |
| Bellaire | $2,346 |
| Bellevue | $3,516 |
| Bellmead | $2,150 |
| Bells | $3,145 |
| Bellville | $2,115 |
| Belmont | $2,952 |
| Belton | $1,841 |
| Ben Arnold | $1,946 |
| Ben Bolt | $3,232 |
| Ben Franklin | $2,663 |
| Ben Wheeler | $2,440 |
| Benavides | $2,961 |
| Benbrook | $3,020 |
| Bend | $2,075 |
| Benjamin | $3,631 |
| Berclair | $2,309 |
| Bergheim | $1,701 |
| Bertram | $1,825 |
| Beverly Hills | $2,098 |
| Bevil Oaks | $2,617 |
| Big Bend National Park | $1,788 |
| Big Lake | $2,559 |
| Big Sandy | $2,499 |
| Big Spring | $2,903 |
| Big Wells | $1,887 |
| Bigfoot | $1,842 |
| Biggs Field | $1,441 |
| Birome | $2,638 |
| Bishop | $2,990 |
| Bivins | $2,421 |
| Blackwell | $3,040 |
| Blanco | $1,668 |
| Blanket | $2,776 |
| Bledsoe | $2,811 |
| Bleiblerville | $2,055 |
| Blessing | $3,107 |
| Bloomburg | $2,505 |
| Blooming Grove | $2,370 |
| Bloomington | $2,900 |
| Blossom | $2,711 |
| Blue Mound | $3,111 |
| Blue Ridge | $2,920 |
| Bluegrove | $4,376 |
| Bluff Dale | $2,841 |
| Bluffton | $1,858 |
| Blum | $2,825 |
| Boerne | $1,580 |
| Bogata | $2,556 |
| Boling | $3,070 |
| Bolivar Peninsula | $5,805 |
| Bon Wier | $2,337 |
| Bonham | $2,938 |
| Booker | $3,437 |
| Borger | $3,355 |
| Bovina | $2,987 |
| Bowie | $3,477 |
| Boyd | $3,356 |
| Boys Ranch | $3,273 |
| Brackettville | $1,876 |
| Brady | $2,586 |
| Brandon | $2,655 |
| Brashear | $2,601 |
| Brazoria | $4,368 |
| Breckenridge | $3,211 |
| Bremond | $1,946 |
| Brenham | $1,947 |
| Briar | $3,291 |
| Briarcliff | $1,753 |
| Bridge City | $3,653 |
| Bridgeport | $3,435 |
| Briggs | $1,779 |
| Briscoe | $3,408 |
| Broaddus | $2,061 |
| Bronson | $2,048 |
| Bronte | $2,899 |
| Brookeland | $2,289 |
| Brookesmith | $2,686 |
| Brookshire | $2,536 |
| Brookside Village | $2,889 |
| Brookston | $2,657 |
| Brownfield | $2,905 |
| Brownsboro | $2,361 |
| Brownsville | $2,413 |
| Brownwood | $2,815 |
| Bruceville | $2,180 |
| Bruni | $1,646 |
| Brushy Creek | $1,622 |
| Bryan | $1,781 |
| Bryson | $3,308 |
| Buchanan Dam | $1,852 |
| Buchanan Lake Village | $1,837 |
| Buckholts | $1,812 |
| Buda | $1,663 |
| Buffalo | $2,128 |
| Buffalo Gap | $3,012 |
| Bullard | $2,229 |
| Bulverde | $1,635 |
| Buna | $2,452 |
| Bunker Hill Village | $2,372 |
| Burkburnett | $3,429 |
| Burkett | $2,807 |
| Burkeville | $2,306 |
| Burleson | $2,996 |
| Burlington | $1,919 |
| Burnet | $1,826 |
| Burton | $2,052 |
| Bushland | $3,348 |
| Byers | $3,574 |
| Bynum | $2,524 |
| Cactus | $3,267 |
| Caddo | $3,158 |
| Caddo Mills | $2,891 |
| Caldwell | $1,872 |
| Call | $2,447 |
| Calliham | $1,950 |
| Calvert | $1,873 |
| Camden | $2,216 |
| Cameron | $1,879 |
| Cameron Park | $2,227 |
| Camp Swift | $1,713 |
| Camp Wood | $1,854 |
| Campbell | $2,850 |
| Campbellton | $1,865 |
| Canadian | $3,544 |
| Canton | $2,578 |
| Canutillo | $1,446 |
| Canyon | $3,401 |
| Canyon Lake | $1,717 |
| Carbon | $2,934 |
| Carlsbad | $2,828 |
| Carlton | $2,705 |
| Carmine | $1,974 |
| Carrizo Springs | $1,817 |
| Carrollton | $3,150 |
| Carthage | $2,046 |
| Cason | $2,477 |
| Castell | $1,922 |
| Castle Hills | $1,658 |
| Castroville | $1,841 |
| Cat Spring | $2,031 |
| Catarina | $1,790 |
| Cayuga | $3,182 |
| Cedar Creek | $1,674 |
| Cedar Hill | $2,950 |
| Cedar Lane | $4,220 |
| Cedar Park | $1,650 |
| Cedar Point | $2,297 |
| Cee Vee | $3,211 |
| Celeste | $2,829 |
| Celina | $3,195 |
| Center | $2,041 |
| Center Point | $1,770 |
| Centerville | $2,077 |
| Central Gardens | $2,762 |
| Centralia | $2,090 |
| Chandler | $2,343 |
| Channelview | $2,713 |
| Channing | $3,218 |
| Chapman Ranch | $3,019 |
| Chappell Hill | $2,065 |
| Charlotte | $1,786 |
| Chatfield | $2,423 |
| Cherokee | $1,951 |
| Chester | $2,272 |
| Chico | $3,315 |
| Chicota | $3,576 |
| Childress | $3,313 |
| Chillicothe | $3,644 |
| Chilton | $1,917 |
| China | $2,747 |
| China Spring | $2,264 |
| Chireno | $2,009 |
| Chriesman | $2,995 |
| Christine | $1,813 |
| Christoval | $2,697 |
| Chula Vista | $1,708 |
| Cibolo | $1,610 |
| Cienegas Terrace | $1,781 |
| Cinco Ranch | $2,602 |
| Circle D-KC Estates | $1,713 |
| Cisco | $2,963 |
| Clarendon | $3,448 |
| Clarksville | $2,565 |
| Clarksville City | $2,119 |
| Claude | $3,474 |
| Clayton | $3,158 |
| Clear Lake Shores | $4,201 |
| Cleburne | $2,906 |
| Cleveland | $2,499 |
| Clifton | $2,484 |
| Clint | $1,415 |
| Cloverleaf | $2,739 |
| Clute | $3,486 |
| Clyde | $3,107 |
| Coahoma | $2,982 |
| Cockrell Hill | $2,836 |
| Coldspring | $2,445 |
| Coleman | $2,839 |
| College Station | $1,748 |
| Collegeport | $3,811 |
| Colleyville | $3,165 |
| Collinsville | $3,179 |
| Colmesneil | $2,285 |
| Colorado City | $3,042 |
| Columbus | $2,077 |
| Comanche | $2,823 |
| Combes | $3,160 |
| Combine | $2,749 |
| Comfort | $1,600 |
| Commerce | $2,861 |
| Como | $2,481 |
| Comstock | $1,869 |
| Concan | $1,931 |
| Concepcion | $1,966 |
| Concord | $2,091 |
| Conroe | $2,157 |
| Converse | $1,639 |
| Cookville | $2,509 |
| Coolidge | $2,196 |
| Cooper | $2,699 |
| Copeville | $2,929 |
| Coppell | $3,282 |
| Copper Canyon | $3,326 |
| Copperas Cove | $1,895 |
| Corinth | $3,062 |
| Corpus Christi | $3,235 |
| Corrigan | $2,141 |
| Corsicana | $2,326 |
| Cost | $1,905 |
| Cotton Center | $3,013 |
| Cottonwood Shores | $1,841 |
| Cotulla | $1,707 |
| Coupland | $1,625 |
| Covington | $2,823 |
| Coyanosa | $2,048 |
| Crandall | $2,636 |
| Crane | $2,510 |
| Cranfills Gap | $2,490 |
| Crawford | $2,181 |
| Cresson | $2,901 |
| Crockett | $2,065 |
| Crosby | $2,626 |
| Crosbyton | $3,074 |
| Cross Mountain | $1,649 |
| Cross Plains | $3,068 |
| Cross Roads | $3,274 |
| Crowell | $3,502 |
| Crowley | $3,073 |
| Crystal Beach | $5,621 |
| Crystal City | $1,764 |
| Cuero | $1,918 |
| Cumby | $2,642 |
| Cuney | $2,210 |
| Cunningham | $2,688 |
| Cushing | $2,050 |
| Cypress | $2,188 |
| Cypress Mill | $1,870 |
| D Hanis | $1,856 |
| Daingerfield | $2,510 |
| Daisetta | $2,944 |
| Dale | $1,672 |
| Dalhart | $3,132 |
| Dallardsville | $3,305 |
| Dallas | $2,934 |
| Dalworthington Gardens | $3,085 |
| Damon | $3,185 |
| Danbury | $3,518 |
| Danciger | $3,962 |
| Danevang | $3,130 |
| Darrouzett | $3,401 |
| Dawn | $3,123 |
| Dawson | $2,234 |
| Dayton | $3,002 |
| De Berry | $2,042 |
| De Kalb | $2,533 |
| De Leon | $2,797 |
| Deanville | $2,993 |
| Decatur | $3,336 |
| DeCordova | $3,065 |
| Deer Park | $2,897 |
| Del Rio | $1,831 |
| Del Valle | $1,691 |
| Dell City | $1,869 |
| Delmita | $1,991 |
| Denison | $3,195 |
| Dennis | $4,049 |
| Denton | $3,017 |
| Denver City | $2,752 |
| Deport | $2,666 |
| Desdemona | $2,925 |
| DeSoto | $3,022 |
| Detroit | $2,610 |
| Devers | $3,188 |
| Devine | $1,858 |
| Deweyville | $2,872 |
| Diana | $2,370 |
| Diboll | $2,018 |
| Dickens | $3,168 |
| Dickinson | $4,715 |
| Dike | $2,573 |
| Dilley | $1,715 |
| Dime Box | $1,823 |
| Dimmitt | $3,036 |
| Dinero | $3,498 |
| Dobbin | $2,099 |
| Dodd City | $2,810 |
| Dodge | $2,292 |
| Dodson | $3,438 |
| Doffing | $2,119 |
| Donie | $2,181 |
| Donna | $2,252 |
| Doole | $2,582 |
| Doolittle | $2,231 |
| Doss | $1,730 |
| Double Oak | $3,088 |
| Doucette | $2,317 |
| Dougherty | $3,033 |
| Douglass | $2,009 |
| Douglassville | $2,524 |
| Driftwood | $1,655 |
| Dripping Springs | $1,659 |
| Driscoll | $2,841 |
| Dryden | $2,009 |
| Dublin | $2,749 |
| Dumas | $3,276 |
| Duncanville | $2,869 |
| Dunn | $3,940 |
| Dyess AFB | $3,082 |
| Eagle Lake | $2,354 |
| Eagle Pass | $1,708 |
| Early | $2,793 |
| Earth | $2,962 |
| East Bernard | $2,914 |
| Eastland | $2,886 |
| Easton | $2,236 |
| Ecleto | $1,868 |
| Ector | $2,839 |
| Edcouch | $2,194 |
| Eddy | $2,121 |
| Eden | $2,642 |
| Edgecliff Village | $3,051 |
| Edgewood | $2,477 |
| Edinburg | $2,188 |
| Edmonson | $3,027 |
| Edna | $2,987 |
| Edroy | $2,658 |
| Egypt | $3,786 |
| Eidson Road | $1,707 |
| El Campo | $3,055 |
| El Cenizo | $1,596 |
| El Indio | $1,793 |
| El Lago | $4,385 |
| El Paso | $1,431 |
| Eldorado | $2,373 |
| Electra | $3,428 |
| Elgin | $1,724 |
| Eliasville | $3,283 |
| Elkhart | $2,151 |
| Ellinger | $1,993 |
| Elm Creek | $1,712 |
| Elm Mott | $2,263 |
| Elmaton | $3,041 |
| Elmendorf | $1,694 |
| Elmo | $2,688 |
| Elsa | $2,195 |
| Elysian Fields | $3,449 |
| Emerald Bay | $2,232 |
| Emory | $2,574 |
| Encinal | $1,699 |
| Encino | $2,197 |
| Energy | $2,709 |
| Enloe | $2,642 |
| Ennis | $2,545 |
| Enochs | $2,931 |
| Eola | $2,763 |
| Era | $3,262 |
| Escobares | $1,817 |
| Etoile | $2,056 |
| Euless | $3,146 |
| Eustace | $2,480 |
| Evadale | $2,458 |
| Evant | $2,011 |
| Everman | $3,058 |
| Fabens | $1,437 |
| Fair Oaks Ranch | $1,692 |
| Fairfield | $2,196 |
| Fairview | $2,889 |
| Falcon Heights | $1,924 |
| Falcon Mesa | $1,584 |
| Falfurrias | $2,224 |
| Falls City | $1,825 |
| Fannett | $2,718 |
| Fannin | $2,574 |
| Farmers Branch | $3,125 |
| Farmersville | $3,034 |
| Farnsworth | $3,377 |
| Farwell | $2,980 |
| Fate | $2,847 |
| Fayetteville | $2,018 |
| Fentress | $1,784 |
| Ferris | $2,624 |
| Fieldton | $2,924 |
| Fischer | $1,824 |
| Flatonia | $1,896 |
| Flint | $2,166 |
| Flomot | $3,174 |
| Florence | $1,679 |
| Floresville | $1,683 |
| Flower Mound | $3,114 |
| Floydada | $3,088 |
| Fluvanna | $3,094 |
| Flynn | $2,023 |
| Follett | $3,448 |
| Forest Hill | $3,023 |
| Forestburg | $3,398 |
| Forney | $2,799 |
| Forreston | $2,596 |
| Forsan | $2,851 |
| Fort Bliss | $1,429 |
| Fort Clark Springs | $1,877 |
| Fort Davis | $1,848 |
| Fort Hancock | $1,739 |
| Fort Hood | $1,839 |
| Fort Mc Kavett | $2,085 |
| Fort Sam Houston | $1,795 |
| Fort Stockton | $2,122 |
| Fort Worth | $3,113 |
| Four Corners | $2,819 |
| Fowlerton | $1,769 |
| Francitas | $3,449 |
| Franklin | $1,859 |
| Frankston | $2,356 |
| Fred | $2,309 |
| Fredericksburg | $1,646 |
| Fredonia | $2,005 |
| Freeport | $4,326 |
| Freer | $1,980 |
| Fresno | $3,227 |
| Friendswood | $3,237 |
| Friona | $3,014 |
| Frisco | $3,043 |
| Fritch | $3,370 |
| Frost | $2,401 |
| Fruitvale | $2,533 |
| Fulshear | $2,676 |
| Fulton | $3,821 |
| Gail | $3,104 |
| Gainesville | $3,305 |
| Galena Park | $2,670 |
| Gallatin | $2,251 |
| Galveston | $6,419 |
| Ganado | $2,893 |
| Garciasville | $1,938 |
| Garden City | $2,887 |
| Garden Ridge | $1,653 |
| Gardendale | $2,662 |
| Garfield | $1,743 |
| Garland | $2,992 |
| Garrison | $2,029 |
| Garwood | $2,233 |
| Gary | $2,033 |
| Gatesville | $2,020 |
| Gause | $1,773 |
| George West | $2,235 |
| Georgetown | $1,668 |
| Geronimo | $2,825 |
| Gholson | $2,169 |
| Giddings | $1,763 |
| Gilchrist | $5,423 |
| Gillett | $1,858 |
| Gilmer | $2,503 |
| Girard | $3,118 |
| Girvin | $2,178 |
| Gladewater | $2,184 |
| Glen Flora | $2,947 |
| Glen Rose | $2,915 |
| Glenn Heights | $2,851 |
| Glidden | $2,109 |
| Gober | $3,632 |
| Godley | $2,884 |
| Golden | $2,591 |
| Goldsboro | $2,931 |
| Goldsmith | $2,590 |
| Goldthwaite | $2,602 |
| Goliad | $2,351 |
| Gonzales | $1,914 |
| Goodfellow AFB | $2,607 |
| Goodrich | $2,340 |
| Gordon | $3,209 |
| Gordonville | $3,197 |
| Goree | $3,566 |
| Gorman | $2,868 |
| Gouldbusk | $2,778 |
| Graford | $3,299 |
| Graham | $3,428 |
| Granbury | $3,029 |
| Grand Prairie | $3,131 |
| Grand Saline | $2,532 |
| Grandfalls | $2,335 |
| Grandview | $2,935 |
| Granger | $1,670 |
| Granite Shoals | $1,812 |
| Grape Creek | $2,649 |
| Grapeland | $2,112 |
| Grapevine | $3,069 |
| Greatwood | $3,019 |
| Green Valley Farms | $2,286 |
| Greenville | $2,839 |
| Greenwood | $3,286 |
| Gregory | $3,004 |
| Groesbeck | $2,167 |
| Groom | $3,421 |
| Groves | $3,124 |
| Groveton | $2,008 |
| Grulla | $1,987 |
| Gruver | $3,349 |
| Guerra | $1,648 |
| Gun Barrel City | $2,422 |
| Gunter | $3,158 |
| Gustine | $2,652 |
| Guthrie | $3,302 |
| Guy | $3,168 |
| Hackberry | $3,052 |
| Hale Center | $3,080 |
| Hallettsville | $2,060 |
| Hallsville | $2,378 |
| Haltom City | $3,042 |
| Hamilton | $2,474 |
| Hamlin | $3,313 |
| Hamshire | $2,747 |
| Hankamer | $2,863 |
| Happy | $3,140 |
| Hardin | $3,055 |
| Hargill | $2,225 |
| Harker Heights | $1,840 |
| Harleton | $2,426 |
| Harlingen | $2,191 |
| Harper | $1,629 |
| Harrold | $3,526 |
| Hart | $3,041 |
| Hartley | $3,162 |
| Harwood | $1,872 |
| Haskell | $3,473 |
| Haslet | $3,190 |
| Hawk Cove | $2,773 |
| Hawkins | $2,472 |
| Hawley | $3,291 |
| Hearne | $1,865 |
| Heath | $2,914 |
| Hebbronville | $1,730 |
| Hedley | $3,459 |
| Hedwig Village | $2,371 |
| Heidenheimer | $2,932 |
| Helotes | $1,649 |
| Hemphill | $2,150 |
| Hempstead | $2,418 |
| Henderson | $2,190 |
| Henrietta | $3,605 |
| Hereford | $3,107 |
| Hermleigh | $3,073 |
| Hewitt | $2,229 |
| Hext | $2,139 |
| Hickory Creek | $2,980 |
| Hico | $2,708 |
| Hidalgo | $2,151 |
| Hideaway | $2,306 |
| Higgins | $3,428 |
| High Island | $5,423 |
| Highland Park | $2,744 |
| Highland Village | $3,089 |
| Highlands | $2,724 |
| Hill Country Village | $1,648 |
| Hillcrest | $3,098 |
| Hillister | $2,320 |
| Hillsboro | $2,456 |
| Hilltop Lakes | $2,033 |
| Hilshire Village | $2,386 |
| Hitchcock | $4,342 |
| Hobson | $1,923 |
| Hochheim | $3,059 |
| Hockley | $2,276 |
| Holiday Lakes | $3,429 |
| Holland | $1,838 |
| Holliday | $3,568 |
| Holly Lake Ranch | $2,466 |
| Hollywood Park | $1,647 |
| Homestead Meadows North | $1,416 |
| Homestead Meadows South | $1,414 |
| Hondo | $1,866 |
| Honey Grove | $2,847 |
| Hooks | $2,398 |
| Horizon City | $1,433 |
| Horseshoe Bay | $1,842 |
| Houston | $2,506 |
| Howe | $3,222 |
| Hubbard | $2,584 |
| Hudson | $2,027 |
| Hudson Bend | $1,653 |
| Hudson Oaks | $3,205 |
| Huffman | $2,498 |
| Hufsmith | $3,177 |
| Hughes Springs | $2,554 |
| Hull | $2,907 |
| Humble | $2,297 |
| Hungerford | $2,864 |
| Hunt | $1,795 |
| Hunters Creek Village | $2,371 |
| Huntington | $2,021 |
| Huntsville | $2,208 |
| Hurst | $3,207 |
| Hutchins | $2,827 |
| Hutto | $1,605 |
| Hye | $1,802 |
| Idalou | $3,029 |
| Iglesia Antigua | $2,040 |
| Imperial | $2,055 |
| Indian Hills | $2,188 |
| Indian Lake | $2,376 |
| Indian Springs | $2,301 |
| Industry | $2,031 |
| Inez | $2,792 |
| Ingleside | $3,056 |
| Ingram | $1,788 |
| Iola | $2,024 |
| Iowa Park | $3,481 |
| Ira | $3,083 |
| Iraan | $2,176 |
| Iredell | $2,571 |
| Irene | $3,437 |
| Irving | $3,117 |
| Italy | $2,508 |
| Itasca | $2,880 |
| Ivanhoe | $2,636 |
| Jacinto City | $2,593 |
| Jacksboro | $3,316 |
| Jacksonville | $2,117 |
| Jamaica Beach | $5,788 |
| Jarrell | $1,788 |
| Jasper | $2,307 |
| Jayton | $3,132 |
| Jbsa Lackland | $1,756 |
| Jbsa Randolph | $1,782 |
| Jefferson | $2,379 |
| Jermyn | $3,237 |
| Jersey Village | $2,325 |
| Jewett | $2,086 |
| Joaquin | $2,056 |
| Johnson City | $1,717 |
| Joinerville | $3,183 |
| Jollyville | $1,596 |
| Jones Creek | $4,263 |
| Jonesboro | $2,040 |
| Jonesville | $3,365 |
| Josephine | $2,776 |
| Joshua | $2,841 |
| Jourdanton | $1,821 |
| Juarez | $2,216 |
| Judson | $3,183 |
| Junction | $2,001 |
| Justiceburg | $3,047 |
| Justin | $3,124 |
| Kamay | $4,253 |
| Karnack | $2,367 |
| Karnes City | $1,882 |
| Katy | $2,459 |
| Kaufman | $2,697 |
| Keene | $2,909 |
| Keller | $3,136 |
| Kemah | $4,363 |
| Kemp | $2,489 |
| Kempner | $1,846 |
| Kendalia | $1,753 |
| Kendleton | $2,948 |
| Kenedy | $2,050 |
| Kennard | $2,007 |
| Kennedale | $2,969 |
| Kenney | $3,187 |
| Kerens | $2,322 |
| Kermit | $2,593 |
| Kerrick | $3,026 |
| Kerrville | $1,734 |
| Kildare | $2,507 |
| Kilgore | $2,132 |
| Killeen | $1,817 |
| Kingsbury | $1,658 |
| Kingsland | $1,816 |
| Kingsville | $2,580 |
| Kingwood | $2,310 |
| Kirby | $1,682 |
| Kirbyville | $2,323 |
| Kirvin | $2,249 |
| Klondike | $2,641 |
| Knickerbocker | $3,601 |
| Knippa | $1,877 |
| Knott | $2,745 |
| Knox City | $3,564 |
| Kopperl | $2,768 |
| Kosse | $2,143 |
| Kountze | $2,539 |
| Kress | $3,115 |
| Krugerville | $3,271 |
| Krum | $3,022 |
| Kurten | $2,951 |
| Kyle | $1,650 |
| La Blanca | $2,194 |
| La Coste | $1,845 |
| La Feria | $2,041 |
| La Grange | $1,967 |
| La Grulla | $1,929 |
| La Homa | $2,129 |
| La Joya | $2,121 |
| La Marque | $4,334 |
| La Porte | $4,049 |
| La Pryor | $1,812 |
| La Puerta | $1,928 |
| La Salle | $2,929 |
| La Vernia | $1,646 |
| La Villa | $2,189 |
| La Ward | $3,196 |
| Lackland AFB | $1,658 |
| LaCoste | $1,808 |
| Lacy-Lakeview | $2,153 |
| Ladonia | $2,838 |
| Lago Vista | $1,695 |
| Laguna Heights | $3,109 |
| Laguna Park | $2,497 |
| Laguna Vista | $3,107 |
| Laird Hill | $3,190 |
| Lake Brownwood | $2,820 |
| Lake Bryan | $1,780 |
| Lake Cherokee | $2,213 |
| Lake Creek | $2,688 |
| Lake Dallas | $2,979 |
| Lake Dunlap | $1,579 |
| Lake Jackson | $3,377 |
| Lake Kiowa | $3,309 |
| Lake Medina Shores | $1,690 |
| Lake Worth | $3,160 |
| Lakehills | $1,719 |
| Lakeside | $3,232 |
| Lakeview | $3,230 |
| Lakeway | $1,654 |
| Lamar | $3,841 |
| Lamesa | $2,982 |
| Lampasas | $1,879 |
| Lancaster | $3,021 |
| Lane City | $3,908 |
| Laneville | $2,067 |
| Langtry | $2,899 |
| Lantana | $3,462 |
| Laredo | $1,717 |
| Larue | $2,273 |
| Las Lomas | $1,923 |
| Las Palmas II | $2,167 |
| Las Quintas Fronterizas | $1,707 |
| Lasara | $3,414 |
| Latexo | $2,153 |
| Laughlin AFB | $1,833 |
| Laureles | $2,282 |
| Lavon | $2,995 |
| Lawn | $2,989 |
| Lazbuddie | $2,996 |
| Leaday | $2,754 |
| League City | $4,315 |
| Leakey | $1,857 |
| Leander | $1,686 |
| Ledbetter | $1,949 |
| Leesburg | $2,510 |
| Leesville | $1,841 |
| Lefors | $3,401 |
| Leggett | $3,290 |
| Lelia Lake | $3,395 |
| Leming | $1,741 |
| Lenorah | $2,889 |
| Leon Valley | $1,630 |
| Leona | $2,097 |
| Leonard | $2,776 |
| Leroy | $3,307 |
| Levelland | $2,924 |
| Lewisville | $3,063 |
| Lexington | $1,755 |
| Liberty | $3,007 |
| Liberty City | $2,111 |
| Liberty Hill | $1,684 |
| Lillian | $2,995 |
| Lincoln | $1,783 |
| Lindale | $2,286 |
| Linden | $2,531 |
| Lindsay | $3,253 |
| Lingleville | $3,891 |
| Linn | $2,209 |
| Lipan | $3,052 |
| Lipscomb | $3,416 |
| Lissie | $2,783 |
| Little Elm | $3,130 |
| Little River Academy | $1,815 |
| Little River-Academy | $1,802 |
| Littlefield | $2,938 |
| Live Oak | $1,646 |
| Liverpool | $3,883 |
| Livingston | $2,299 |
| Llano | $1,845 |
| Llano Grande | $2,213 |
| Lockhart | $1,702 |
| Lockney | $3,168 |
| Lodi | $2,431 |
| Log Cabin | $2,331 |
| Lohn | $2,604 |
| Lolita | $3,544 |
| Lometa | $1,903 |
| London | $2,093 |
| Lone Oak | $2,753 |
| Lone Star | $2,461 |
| Long Branch | $2,069 |
| Longview | $2,202 |
| Loop | $2,901 |
| Lopeno | $1,553 |
| Lopezville | $2,213 |
| Loraine | $3,027 |
| Lorena | $2,135 |
| Lorenzo | $3,078 |
| Los Ebanos | $2,134 |
| Los Fresnos | $2,384 |
| Los Indios | $3,237 |
| Lost Creek | $1,612 |
| Lott | $1,973 |
| Louise | $3,024 |
| Lovelady | $2,040 |
| Loving | $3,350 |
| Lowake | $3,589 |
| Lozano | $3,246 |
| Lubbock | $3,051 |
| Lucas | $2,970 |
| Lueders | $3,417 |
| Lufkin | $2,025 |
| Luling | $1,659 |
| Lumberton | $2,547 |
| Lyford | $2,767 |
| Lyons | $3,028 |
| Lytle | $1,781 |
| Mabank | $2,509 |
| Macdona | $2,779 |
| Madisonville | $2,014 |
| Magnolia | $2,199 |
| Malakoff | $2,331 |
| Malone | $2,650 |
| Manchaca | $1,681 |
| Manor | $1,741 |
| Mansfield | $3,148 |
| Manvel | $2,915 |
| Maple | $2,940 |
| Marathon | $1,971 |
| Marble Falls | $1,808 |
| Marfa | $1,689 |
| Marietta | $2,595 |
| Marion | $1,595 |
| Markham | $3,097 |
| Marlin | $1,925 |
| Marquez | $2,086 |
| Marshall | $2,351 |
| Mart | $2,240 |
| Martindale | $1,682 |
| Martinsville | $3,086 |
| Maryneal | $3,000 |
| Mason | $1,932 |
| Masterson | $3,256 |
| Matador | $3,250 |
| Matagorda | $4,330 |
| Mathis | $2,548 |
| Maud | $2,430 |
| Mauriceville | $2,833 |
| Maxwell | $1,625 |
| May | $2,785 |
| Maydelle | $3,314 |
| Maypearl | $2,629 |
| Mc Camey | $2,504 |
| Mc Caulley | $3,106 |
| Mc Dade | $1,685 |
| Mc Gregor | $2,165 |
| Mc Leod | $2,470 |
| Mc Neil | $2,904 |
| Mc Queeney | $1,752 |
| Mcadoo | $3,086 |
| McAllen | $2,140 |
| McCamey | $2,535 |
| Mcfaddin | $2,739 |
| McGregor | $2,162 |
| McKinney | $3,072 |
| McLean | $3,418 |
| McLendon-Chisholm | $2,911 |
| McQueeney | $1,632 |
| Meadow | $2,851 |
| Meadowlakes | $1,804 |
| Meadows Place | $2,935 |
| Medina | $1,653 |
| Megargel | $3,576 |
| Melissa | $2,942 |
| Melvin | $2,543 |
| Memphis | $3,320 |
| Menard | $2,191 |
| Mentone | $2,093 |
| Mercedes | $2,189 |
| Mereta | $2,672 |
| Meridian | $2,477 |
| Merit | $3,640 |
| Merkel | $3,043 |
| Mertens | $2,575 |
| Mertzon | $2,665 |
| Mesquite | $2,986 |
| Mexia | $2,156 |
| Meyersville | $1,981 |
| Miami | $3,460 |
| Mico | $1,768 |
| Midfield | $2,816 |
| Midkiff | $2,552 |
| Midland | $2,780 |
| Midlothian | $2,707 |
| Midway | $2,039 |
| Midway North | $2,235 |
| Midway South | $2,253 |
| Mila Doce | $2,187 |
| Milam | $2,074 |
| Milano | $1,871 |
| Miles | $2,815 |
| Milford | $2,478 |
| Millersview | $2,614 |
| Millican | $1,967 |
| Millsap | $3,194 |
| Minden | $2,183 |
| Mineola | $2,376 |
| Mineral | $2,279 |
| Mineral Wells | $3,306 |
| Mingus | $3,208 |
| Mirando City | $1,728 |
| Mission | $2,130 |
| Mission Bend | $2,617 |
| Missouri City | $3,026 |
| Mobeetie | $3,408 |
| Monahans | $2,378 |
| Mont Belvieu | $3,128 |
| Montague | $3,431 |
| Montalba | $2,164 |
| Monte Alto | $2,198 |
| Montgomery | $2,137 |
| Moody | $1,974 |
| Moore | $1,786 |
| Moran | $3,344 |
| Morgan | $2,672 |
| Morgan Mill | $3,893 |
| Morgan's Point Resort | $1,844 |
| Morse | $3,334 |
| Morton | $2,942 |
| Moscow | $2,214 |
| Moulton | $2,030 |
| Mound | $3,009 |
| Mount Calm | $2,638 |
| Mount Enterprise | $2,024 |
| Mount Pleasant | $2,511 |
| Mount Vernon | $2,524 |
| Mountain Home | $1,767 |
| Muenster | $3,289 |
| Muldoon | $1,966 |
| Muleshoe | $2,994 |
| Mullin | $2,723 |
| Mumford | $1,991 |
| Munday | $3,566 |
| Murchison | $2,336 |
| Murillo | $2,242 |
| Murphy | $2,964 |
| Myra | $3,252 |
| Myrtle Springs | $2,579 |
| Nacogdoches | $1,975 |
| Nada | $3,305 |
| Naples | $2,498 |
| Nash | $2,480 |
| Nassau Bay | $3,431 |
| Natalia | $1,871 |
| Naval Air Station Jrb | $3,019 |
| Navasota | $2,100 |
| Nazareth | $3,001 |
| Neches | $3,332 |
| Nederland | $2,791 |
| Needville | $3,163 |
| Nemo | $2,804 |
| Nevada | $2,825 |
| New Baden | $2,054 |
| New Boston | $2,532 |
| New Braunfels | $1,783 |
| New Caney | $2,468 |
| New Deal | $3,021 |
| New Fairview | $3,244 |
| New Home | $3,049 |
| New London | $2,257 |
| New Territory | $2,952 |
| New Ulm | $2,083 |
| New Waverly | $2,298 |
| Newark | $3,406 |
| Newcastle | $3,412 |
| Newton | $2,394 |
| Nixon | $1,853 |
| Nocona | $3,486 |
| Nolan | $3,076 |
| Nolanville | $1,813 |
| Nome | $2,612 |
| Nordheim | $1,890 |
| Normangee | $2,032 |
| Normanna | $2,408 |
| North Alamo | $2,125 |
| North Cleveland | $2,606 |
| North Houston | $2,232 |
| North Richland Hills | $3,115 |
| North San Pedro | $2,879 |
| North Zulch | $2,004 |
| Northlake | $3,123 |
| Norton | $2,855 |
| Notrees | $2,615 |
| Novice | $2,912 |
| Nursery | $3,673 |
| O Brien | $3,503 |
| Oak Grove | $2,700 |
| Oak Leaf | $2,732 |
| Oak Point | $3,133 |
| Oak Ridge North | $2,180 |
| Oak Trail Shores | $3,010 |
| Oakhurst | $2,328 |
| Oakland | $3,132 |
| Oakville | $2,312 |
| Oakwood | $2,166 |
| Odell | $3,550 |
| Odem | $2,633 |
| Odessa | $2,635 |
| Odonnell | $3,045 |
| Oglesby | $1,880 |
| Oilton | $1,770 |
| Oklaunion | $3,540 |
| Old Glory | $3,171 |
| Old Ocean | $3,027 |
| Olden | $2,947 |
| Olivarez | $2,218 |
| Olmito | $2,237 |
| Olmos Park | $1,677 |
| Olney | $3,478 |
| Olton | $2,973 |
| Omaha | $2,476 |
| Onalaska | $2,249 |
| Orange | $3,143 |
| Orange Grove | $2,294 |
| Orangefield | $4,143 |
| Orchard | $2,944 |
| Ore City | $2,497 |
| Orla | $3,067 |
| Ottine | $1,911 |
| Ovalo | $2,984 |
| Overton | $2,253 |
| Ovilla | $2,742 |
| Oyster Creek | $4,460 |
| Ozona | $2,236 |
| Paducah | $3,244 |
| Paige | $1,719 |
| Paint Rock | $2,666 |
| Palacios | $3,533 |
| Palestine | $2,223 |
| Palm Valley | $2,165 |
| Palmer | $2,567 |
| Palmhurst | $2,132 |
| Palmview | $2,109 |
| Palmview South | $2,094 |
| Palo Pinto | $3,229 |
| Paloma Creek | $3,272 |
| Paloma Creek South | $3,136 |
| Paluxy | $3,918 |
| Pampa | $3,400 |
| Pandora | $1,776 |
| Panhandle | $3,361 |
| Panna Maria | $1,917 |
| Panola | $3,138 |
| Panorama Village | $2,155 |
| Pantego | $3,031 |
| Paradise | $3,350 |
| Paris | $2,707 |
| Parker | $2,974 |
| Pasadena | $3,077 |
| Pattison | $2,476 |
| Pattonville | $2,666 |
| Pawnee | $2,231 |
| Pearland | $3,033 |
| Pearsall | $1,759 |
| Peaster | $4,049 |
| Pecan Acres | $3,350 |
| Pecan Gap | $2,638 |
| Pecan Grove | $3,772 |
| Pecan Hill | $2,734 |
| Pecan Plantation | $3,067 |
| Pecos | $2,078 |
| Peggy | $2,859 |
| Pelican Bay | $3,228 |
| Pendleton | $2,934 |
| Penelope | $2,543 |
| Penitas | $2,112 |
| Pennington | $2,083 |
| Penwell | $2,544 |
| Pep | $2,798 |
| Perezville | $2,099 |
| Perrin | $3,380 |
| Perryton | $3,384 |
| Petersburg | $3,078 |
| Petrolia | $3,571 |
| Petronila | $2,884 |
| Pettus | $2,400 |
| Petty | $2,709 |
| Pflugerville | $1,670 |
| Pharr | $2,164 |
| Pickton | $2,537 |
| Pierce | $2,980 |
| Pilot Point | $3,001 |
| Pine Harbor | $2,378 |
| Pinehurst | $2,623 |
| Pineland | $2,051 |
| Pinewood Estates | $2,767 |
| Piney Point Village | $2,373 |
| Pipe Creek | $1,715 |
| Pittsburg | $2,517 |
| Placedo | $3,056 |
| Plains | $2,731 |
| Plainview | $3,041 |
| Plano | $3,017 |
| Plantersville | $2,210 |
| Pleasanton | $1,741 |
| Pledger | $2,790 |
| Plum | $2,966 |
| Point | $2,634 |
| Point Comfort | $3,430 |
| Pointblank | $2,401 |
| Pollok | $2,008 |
| Ponder | $3,069 |
| Pontotoc | $2,062 |
| Poolville | $3,135 |
| Port Aransas | $4,498 |
| Port Arthur | $3,577 |
| Port Bolivar | $5,621 |
| Port Isabel | $3,107 |
| Port Lavaca | $3,690 |
| Port Mansfield | $3,095 |
| Port Neches | $3,061 |
| Port O Connor | $3,857 |
| Port O'Connor | $4,167 |
| Porter | $2,312 |
| Porter Heights | $2,312 |
| Portland | $2,983 |
| Post | $3,069 |
| Poteet | $1,775 |
| Poth | $1,790 |
| Potosi | $3,082 |
| Pottsboro | $3,252 |
| Pottsville | $2,542 |
| Powderly | $2,658 |
| Powell | $2,252 |
| Poynor | $2,356 |
| Prairie Hill | $2,223 |
| Prairie Lea | $1,775 |
| Prairie View | $2,340 |
| Premont | $2,291 |
| Presidio | $1,676 |
| Preston | $3,249 |
| Price | $2,255 |
| Priddy | $2,686 |
| Primera | $2,164 |
| Princeton | $2,924 |
| Proctor | $2,851 |
| Progreso | $2,210 |
| Prosper | $3,215 |
| Providence | $3,272 |
| Purdon | $2,335 |
| Purmela | $1,927 |
| Putnam | $3,048 |
| Pyote | $2,335 |
| Quail | $3,411 |
| Quail Creek | $2,655 |
| Quanah | $3,666 |
| Queen City | $2,525 |
| Quemado | $1,801 |
| Quinlan | $2,785 |
| Quitaque | $3,176 |
| Quitman | $2,461 |
| Rainbow | $2,899 |
| Ralls | $3,079 |
| Rancho Alegre | $2,269 |
| Rancho Chico | $2,713 |
| Rancho Viejo | $2,086 |
| Randolph | $2,770 |
| Randolph AFB | $1,666 |
| Ranger | $2,955 |
| Rankin | $2,543 |
| Ransom Canyon | $2,997 |
| Ratcliff | $2,093 |
| Ravenna | $2,945 |
| Raymondville | $2,555 |
| Raywood | $3,007 |
| Reagan | $1,996 |
| Realitos | $2,010 |
| Red Oak | $2,739 |
| Red Rock | $1,662 |
| Redford | $1,704 |
| Redwater | $2,562 |
| Redwood | $1,590 |
| Refugio | $3,005 |
| Reid Hope King | $2,836 |
| Reklaw | $2,210 |
| Rendon | $3,082 |
| Reno | $2,951 |
| Rhome | $3,244 |
| Ricardo | $2,571 |
| Rice | $2,364 |
| Richards | $1,998 |
| Richardson | $2,977 |
| Richland | $2,272 |
| Richland Hills | $3,113 |
| Richland Springs | $2,066 |
| Richmond | $3,572 |
| Richwood | $3,487 |
| Riesel | $2,061 |
| Ringgold | $3,445 |
| Rio Bravo | $1,589 |
| Rio Frio | $1,956 |
| Rio Grande City | $1,926 |
| Rio Hondo | $2,472 |
| Rio Medina | $1,893 |
| Rio Vista | $2,807 |
| Rising Star | $2,868 |
| River Oaks | $2,999 |
| Riviera | $2,391 |
| Roanoke | $3,166 |
| Roans Prairie | $3,187 |
| Roaring Springs | $3,191 |
| Robert Lee | $2,876 |
| Robinson | $2,098 |
| Robstown | $2,881 |
| Roby | $3,141 |
| Rochelle | $2,552 |
| Rochester | $3,457 |
| Rock Island | $2,123 |
| Rockdale | $1,801 |
| Rockport | $3,828 |
| Rocksprings | $1,961 |
| Rockwall | $2,879 |
| Rockwood | $2,650 |
| Rogers | $1,909 |
| Rollingwood | $1,609 |
| Roma | $1,833 |
| Roman Forest | $2,461 |
| Romayor | $2,582 |
| Roosevelt | $2,041 |
| Ropesville | $2,881 |
| Rosanky | $1,772 |
| Roscoe | $3,081 |
| Rosebud | $1,936 |
| Rosenberg | $3,129 |
| Rosharon | $3,120 |
| Rosita | $1,715 |
| Ross | $3,265 |
| Rosser | $3,618 |
| Rosston | $3,235 |
| Rotan | $3,107 |
| Round Mountain | $1,870 |
| Round Rock | $1,631 |
| Round Top | $2,000 |
| Rowena | $2,873 |
| Rowlett | $2,823 |
| Roxton | $2,706 |
| Royse City | $2,807 |
| Rule | $3,426 |
| Runaway Bay | $3,435 |
| Runge | $1,825 |
| Rusk | $2,150 |
| Rye | $2,580 |
| Sabinal | $1,890 |
| Sabine Pass | $4,146 |
| Sachse | $3,137 |
| Sacul | $2,145 |
| Sadler | $3,169 |
| Saginaw | $3,198 |
| Saint Hedwig | $1,698 |
| Saint Jo | $3,412 |
| Salado | $1,786 |
| Salineno | $2,698 |
| Salt Flat | $1,869 |
| Saltillo | $2,597 |
| Sam Norwood | $4,245 |
| Sam Rayburn | $2,287 |
| San Angelo | $2,681 |
| San Antonio | $1,645 |
| San Augustine | $2,076 |
| San Benito | $2,285 |
| San Carlos I | $1,620 |
| San Diego | $2,022 |
| San Elizario | $1,421 |
| San Felipe | $2,187 |
| San Isidro | $1,981 |
| San Juan | $2,183 |
| San Leon | $5,020 |
| San Marcos | $1,656 |
| San Patricio | $2,441 |
| San Saba | $2,017 |
| San Ygnacio | $1,594 |
| Sand Springs | $2,895 |
| Sanderson | $1,945 |
| Sandia | $2,318 |
| Sanford | $3,333 |
| Sanger | $3,144 |
| Sansom Park | $2,998 |
| Santa Anna | $2,839 |
| Santa Elena | $1,911 |
| Santa Fe | $3,681 |
| Santa Maria | $2,120 |
| Santa Rosa | $2,142 |
| Santo | $3,291 |
| Saragosa | $2,000 |
| Saratoga | $2,485 |
| Sarita | $2,745 |
| Satin | $1,991 |
| Savannah | $3,271 |
| Savoy | $3,024 |
| Scenic Oaks | $1,627 |
| Schertz | $1,621 |
| Schulenburg | $2,063 |
| Schwertner | $2,897 |
| Scotland | $3,587 |
| Scottsville | $3,434 |
| Scroggins | $2,515 |
| Scurry | $2,555 |
| Seabrook | $4,387 |
| Seadrift | $3,747 |
| Seagoville | $2,809 |
| Seagraves | $2,791 |
| Sealy | $2,258 |
| Sebastian | $2,626 |
| Seguin | $1,652 |
| Selma | $1,651 |
| Selman City | $2,264 |
| Seminole | $2,806 |
| Serenada | $1,689 |
| Seth Ward | $3,055 |
| Seven Points | $2,417 |
| Seymour | $3,573 |
| Shady Hollow | $1,646 |
| Shady Shores | $3,119 |
| Shallowater | $3,043 |
| Shamrock | $3,420 |
| Shavano Park | $1,644 |
| Sheffield | $2,120 |
| Shelbyville | $2,059 |
| Sheldon | $2,666 |
| Shenandoah | $2,129 |
| Shepherd | $2,453 |
| Sheppard AFB | $3,460 |
| Sheridan | $2,145 |
| Sherman | $3,188 |
| Sherwood Shores | $3,201 |
| Shiner | $1,967 |
| Shiro | $2,123 |
| Shoreacres | $3,998 |
| Sidney | $2,786 |
| Sienna Plantation | $3,188 |
| Sierra Blanca | $1,789 |
| Siesta Acres | $1,708 |
| Siesta Shores | $1,586 |
| Silsbee | $2,572 |
| Silver | $2,797 |
| Silverton | $3,191 |
| Simms | $2,520 |
| Simonton | $2,742 |
| Sinton | $2,713 |
| Skellytown | $3,416 |
| Skidmore | $2,461 |
| Slaton | $3,034 |
| Slidell | $4,118 |
| Smiley | $1,854 |
| Smithville | $1,709 |
| Smyer | $2,923 |
| Snook | $1,952 |
| Snyder | $3,052 |
| Socorro | $1,427 |
| Somerset | $1,700 |
| Somerville | $1,842 |
| Sonora | $2,168 |
| Sour Lake | $2,768 |
| South Alamo | $2,127 |
| South Bend | $3,283 |
| South Houston | $2,717 |
| South Mountain | $1,850 |
| South Padre Island | $3,721 |
| South Plains | $4,074 |
| Southlake | $3,047 |
| Southmayd | $3,136 |
| Southside Place | $2,380 |
| Spade | $2,914 |
| Sparks | $1,433 |
| Spearman | $3,359 |
| Spicewood | $1,756 |
| Splendora | $2,396 |
| Spring | $2,164 |
| Spring Branch | $1,713 |
| Spring Valley Village | $2,385 |
| Springlake | $2,923 |
| Springtown | $3,271 |
| Spur | $3,103 |
| Spurger | $2,342 |
| St. Hedwig | $1,689 |
| St. Jo | $3,423 |
| St. Paul | $2,714 |
| Stafford | $2,873 |
| Stamford | $3,398 |
| Stanton | $2,866 |
| Staples | $1,797 |
| Star | $2,698 |
| Stephenville | $2,770 |
| Sterling City | $2,813 |
| Stinnett | $3,392 |
| Stockdale | $1,750 |
| Stonewall | $1,714 |
| Stowell | $3,893 |
| Stratford | $3,333 |
| Strawn | $3,284 |
| Streetman | $2,353 |
| Sublime | $3,141 |
| Sudan | $2,965 |
| Sugar Land | $2,980 |
| Sullivan City | $2,104 |
| Sulphur Bluff | $2,590 |
| Sulphur Springs | $2,611 |
| Summerfield | $2,981 |
| Sumner | $2,694 |
| Sundown | $2,929 |
| Sunnyvale | $2,841 |
| Sunray | $3,276 |
| Sunrise Beach Village | $1,834 |
| Sunset | $3,395 |
| Sunset Valley | $1,726 |
| Surfside Beach | $4,705 |
| Sutherland Springs | $1,643 |
| Sweeny | $2,994 |
| Sweet Home | $3,175 |
| Sweetwater | $3,046 |
| Sylvester | $3,094 |
| Taft | $2,939 |
| Taft Southwest | $2,934 |
| Tahoka | $3,047 |
| Talco | $2,558 |
| Talpa | $2,755 |
| Talty | $2,796 |
| Tarpley | $1,828 |
| Tarzan | $2,872 |
| Tatum | $2,294 |
| Taylor | $1,612 |
| Taylor Lake Village | $4,509 |
| Teague | $2,189 |
| Tehuacana | $2,261 |
| Telegraph | $2,055 |
| Telephone | $2,910 |
| Telferner | $2,664 |
| Tell | $3,283 |
| Temple | $1,845 |
| Tenaha | $2,043 |
| Tennessee Colony | $2,135 |
| Tennyson | $2,851 |
| Terlingua | $1,837 |
| Terrell | $2,691 |
| Terrell Hills | $1,717 |
| Texarkana | $2,489 |
| Texas City | $4,498 |
| Texhoma | $3,323 |
| Texline | $2,970 |
| The Colony | $3,107 |
| The Hills | $1,687 |
| The Woodlands | $2,138 |
| Thicket | $2,527 |
| Thomaston | $3,113 |
| Thompsons | $2,844 |
| Thorndale | $1,801 |
| Thornton | $2,221 |
| Thrall | $1,625 |
| Three Rivers | $2,242 |
| Throckmorton | $3,532 |
| Tiki Island | $5,981 |
| Tilden | $1,855 |
| Timberwood Park | $1,623 |
| Timpson | $2,039 |
| Tioga | $3,090 |
| Tivoli | $3,423 |
| Tokio | $2,745 |
| Tolar | $3,010 |
| Tom Bean | $3,056 |
| Tomball | $2,150 |
| Tool | $2,417 |
| Tornillo | $1,446 |
| Tow | $1,883 |
| Toyah | $2,071 |
| Toyahvale | $2,929 |
| Trent | $2,968 |
| Trenton | $2,724 |
| Trinidad | $2,311 |
| Trinity | $2,014 |
| Trophy Club | $3,167 |
| Troup | $2,194 |
| Troy | $1,822 |
| Tuleta | $3,257 |
| Tulia | $3,111 |
| Turkey | $3,276 |
| Tuscola | $2,985 |
| Tye | $3,045 |
| Tyler | $2,239 |
| Tynan | $2,392 |
| Umbarger | $3,360 |
| Universal City | $1,662 |
| University Park | $2,785 |
| Utopia | $1,879 |
| Uvalde | $1,862 |
| Uvalde Estates | $1,865 |
| Val Verde Park | $1,792 |
| Valentine | $1,765 |
| Valera | $2,823 |
| Valley Mills | $2,288 |
| Valley Spring | $1,953 |
| Valley View | $3,227 |
| Van | $2,505 |
| Van Alstyne | $3,011 |
| Van Horn | $1,656 |
| Van Vleck | $2,924 |
| Vancourt | $2,697 |
| Vanderpool | $1,872 |
| Vega | $3,307 |
| Venus | $2,798 |
| Veribest | $3,436 |
| Vernon | $3,582 |
| Victoria | $2,689 |
| Vidor | $2,970 |
| Villa Verde | $2,217 |
| Village Mills | $2,550 |
| Vinton | $1,436 |
| Voca | $2,544 |
| Von Ormy | $1,796 |
| Voss | $2,754 |
| Votaw | $2,491 |
| Waco | $2,153 |
| Wadsworth | $4,221 |
| Waelder | $1,836 |
| Waka | $3,374 |
| Wake Village | $2,482 |
| Walburg | $2,817 |
| Wall | $2,681 |
| Waller | $2,295 |
| Wallis | $2,632 |
| Wallisville | $2,743 |
| Walnut Springs | $2,693 |
| Warda | $1,862 |
| Waring | $1,739 |
| Warren | $2,333 |
| Warrenton | $3,029 |
| Washington | $2,002 |
| Waskom | $2,439 |
| Watauga | $3,056 |
| Water Valley | $2,809 |
| Waxahachie | $2,575 |
| Wayside | $3,457 |
| Weatherford | $3,194 |
| Webster | $3,258 |
| Weesatche | $3,479 |
| Weimar | $2,089 |
| Weinert | $3,483 |
| Weir | $2,817 |
| Welch | $2,893 |
| Wellborn | $2,861 |
| Wellington | $3,452 |
| Wellman | $2,837 |
| Wells | $2,058 |
| Wells Branch | $1,703 |
| Weslaco | $2,551 |
| West | $2,332 |
| West Alto Bonito | $1,928 |
| West Columbia | $3,098 |
| West Lake Hills | $1,611 |
| West Livingston | $2,303 |
| West Odessa | $2,589 |
| West Orange | $3,510 |
| West Point | $1,860 |
| West University Place | $2,378 |
| Westbrook | $3,059 |
| Westdale | $2,317 |
| Westhoff | $1,931 |
| Westlake | $3,138 |
| Westminster | $2,914 |
| Weston | $3,852 |
| Weston Lakes | $2,801 |
| Westover Hills | $2,927 |
| Westway | $1,445 |
| Westwood Shores | $2,013 |
| Westworth Village | $3,000 |
| Wharton | $3,047 |
| Wheeler | $3,454 |
| Wheelock | $1,973 |
| White Deer | $3,411 |
| White Oak | $2,115 |
| White Settlement | $3,222 |
| Whiteface | $2,907 |
| Whitehouse | $2,266 |
| Whitesboro | $3,256 |
| Whitewright | $3,010 |
| Whitharral | $2,856 |
| Whitney | $2,618 |
| Whitsett | $2,285 |
| Whitt | $3,224 |
| Wichita Falls | $3,496 |
| Wickett | $2,362 |
| Wiergate | $2,317 |
| Wild Peach Village | $4,368 |
| Wildorado | $3,364 |
| Willis | $2,163 |
| Willow City | $1,802 |
| Willow Park | $3,208 |
| Wills Point | $2,624 |
| Wilmer | $2,860 |
| Wilson | $3,060 |
| Wimberley | $1,652 |
| Windcrest | $1,627 |
| Windom | $2,758 |
| Windthorst | $3,552 |
| Wingate | $3,004 |
| Wink | $2,574 |
| Winnie | $3,280 |
| Winnsboro | $2,443 |
| Winona | $2,230 |
| Winters | $2,970 |
| Woden | $2,032 |
| Wolfe City | $2,820 |
| Wolfforth | $3,016 |
| Woodbranch | $2,465 |
| Woodcreek | $1,652 |
| Woodlake | $3,075 |
| Woodlawn | $3,327 |
| Woodsboro | $2,878 |
| Woodson | $3,494 |
| Woodville | $2,295 |
| Woodway | $2,161 |
| Wortham | $2,231 |
| Wrightsboro | $1,914 |
| Wyldwood | $1,694 |
| Wylie | $2,949 |
| Yancey | $1,904 |
| Yantis | $2,480 |
| Yoakum | $1,945 |
| Yorktown | $1,920 |
| Zapata | $1,582 |
| Zavalla | $2,020 |
| Zephyr | $2,752 |
Home and auto insurance bundling in Texas
How can you decrease the cost of homeowners insurance in Texas? It's by bundling your auto insurance and home insurance policies. You can save almost $129 by bundling these policies if you buy them from the same insurance company.
| Average annual rate (without bundling) | Average annual rate (with bundling) | Yearly savings (in $) | Yearly savings (in percent) |
|---|---|---|---|
| $2,395 | $2,266 | $129 | 5.3% |
Home Insurance Discounts in Texas
Using the various insurance companies' discounts is the best way to reduce the cost of homeowners insurance in Texas. These are some typical discounts that the major insurers in the state offer.
| Insurer | Bundling Discounts | Loyalty Discounts | Military Discounts | New Home Credit Discounts | Claim-Free Discounts | Protective Devices Discounts |
|---|---|---|---|---|---|---|
| Farmers | ✓ | ✓ | - | ✓ | ✓ | ✓ |
| Allstate | ✓ | ✓ | - | ✓ | ✓ | - |
| State Farm | ✓ | - | - | - | ✓ | ✓ |
| USAA | ✓ | ✓ | ✓ | - | ✓ | ✓ |
| Nationwide | ✓ | - | - | ✓ | ✓ | ✓ |
| Liberty Mutual | ✓ | - | - | - | - | - |
| Progressive | ✓ | - | - | ✓ | - | ✓ |
| Amica | ✓ | - | - | ✓ | ✓ | ✓ |
| Chubb | ✓ | - | - | ✓ | ✓ | ✓ |
| Lemonade | ✓ | ✓ | - | - | - | ✓ |
Comparing Common Features Across Top Companies
Are you looking to get the best homeowners insurance in Texas? Then check whether your insurance company offers these features.
| Insurer | Identity Theft Protection | Valuable Possessions | Water Backup | Other Structures Coverage | Dwelling /Personal Property Replacement |
|---|---|---|---|---|---|
| Farmers | Optional | ✓ | No | Optional | Optional |
| Allstate | Optional | Optional | Optional | ✓ | Optional |
| State Farm | Optional | Optional | Optional | ✓ | Optional |
| USAA | ✓ | Optional | No | ✓ | ✓ |
| Nationwide | Optional | Optional | Optional | ✓ | Optional |
| Liberty Mutual | Optional | Optional | Optional | ✓ | Optional |
| Progressive | No | Optional | Optional | ✓ | ✓ |
| Amica | Optional | Optional | Optional | ✓ | Optional |
| Chubb | Optional | Optional | ✓ | ✓ | ✓ |
| Lemonade | ✓ | Optional | Optional | ✓ | ✓ |
Common Causes of Home Insurance Claims in Texas
The following are the common causes that lead to home insurance claims in the state.
- Wind: Most of Texas sees heavy winds from summer storms and tornadoes and high winds from hurricanes on the coast.
- Hurricanes: These create a great damage in some parts of Texas.
- Flooding: According to FEMA, only a small number of Texas counties are at low-to-moderate risk of flooding. Most of the state's counties are at a high risk of flooding.
- Fire: Texas has the second-highest risk of wildfires in the US, according to the Insurance Information Institute (Triple-I).
Does homeowners insurance cover hail damage in Texas?
Hailstorms can cause varying degrees of damage to personal property, depending on where you reside. In Texas, homeowners plans frequently include hail coverage to protect your home's physical structure from damage if a hailstorm occurs.
Always review your homeowners insurance policy to see what is covered and what isn't if you live in a region vulnerable to hail forecasts. Some insurance companies set higher deductibles in hail-prone areas and make omissions for cosmetic damage. For instance, suppose your battered house is still functional despite aesthetic flaws after a hailstorm. In that case, your insurer will likely refuse to pay for it.
Does homeowners insurance cover flooding in Texas?
Ideally, a TX homeowners insurance policy doesn't cover damages caused by flooding. So, you need to buy extra coverage to protect your home against floods. However, you can obtain flood insurance coverage for it through the FEMA National Flood Insurance Program (NFIP) or a commercial insurer. The NFIP offers the following coverage; however, commercial flood insurers may offer other coverages
- Your home's structure - $250,000
- Personal property - $100,000
Does homeowners insurance cover hurricanes in Texas?
Insurers are reluctant to take on the full risk of hurricanes because they can result in catastrophic destruction and destroy properties completely. However, if you have a home in Texas, you may be at risk for hurricane-related damage. In Texas alone, nearly 39,109 single-family homes are prone to storm destruction.
Suppose you live in a region that is particularly susceptible to storms. In that case, your insurer may need you to have a separate hurricane deductible depending on where you are. These are the hurricane deductible rates in Texas.
| Insurer | Average annual rate with a hurricane deductible |
|---|---|
| United | $1,864 |
| Texas Farm Bureau | $1,961 |
| Nationwide | $2,129 |
| Homeowners of America | $2,131 |
| American Strategic | $2,334 |
Do homeowners insurance cover tornadoes in Texas?
The state is prone to tornadoes, with an average 147 striking Texas annually. Since wind causes tornado damage, you must ensure that your home policy includes windstorm coverage, a standard feature of many homeowner policies.
The building's exterior and general structure are protected from the wind. Detached buildings are also protected, typically up to 10% of the home's insurance coverage. However, remember that your policy might not cover some storm-related losses. For instance, unless you have previously added flood insurance to your policy, the damages caused by the same storm that created the tornado will not be covered.
Factors that Affect Home Insurance Rates in Texas
Are you planning to buy homeowners insurance in Texas? Then consider these factors before buying one.
- Your location: The crime rate in your locality will impact the cost of your home insurance in Texas.
- Replacement cost: Depending on the cost of labor and building materials in your area, your insurance premiums will change.
- Age/condition: In Texas, newer homes always have cheaper insurance costs than older ones.
- Claims history: If you frequently submit claims, insurers can view you as risky. Be prepared to pay higher insurance premiums if you file claims regularly.
- Credit history: Most insurers will examine your credit score before obtaining a house insurance policy. If your credit score is low, be ready to spend more on homeowners insurance in Texas.
- Dog breed: Some insurance companies label particular dog breeds as 'dangerous.' Texas homeowners insurance can cost extra if your dog is deemed 'dangerous' by your insurer.
Tips for Buying Homeowners Insurance
Do you want to buy the best home insurance in Texas? Then follow these tips.
- Assess your rebuilding costs: Speak with an insurance agent or a builder to find out how much it will cost to rebuild your house using inexpensive materials and local labor.
- Review the advantage of replacement cost over actual cash value: Replacement cost insurance is something you might want to consider for your house and personal property.
- Consider add-on coverage for your expensive items: If you own costly items like high-end gadgets, sporting equipment, musical instruments, or even antiques, personal property coverage can be required.
- Evaluate your liability coverage needs: Try to assess the limit of liability insurance you require.
- Assess coverage gaps: Some insurers offer higher coverage limits for landscaping items like trees and bushes.
- Check financial ratings: Ratings for insurance from companies like AM Best and Standard & Poor's may be available for all home insurers. For instance, some businesses won't let you apply for a mortgage if your insurer doesn't have a minimum 'A' financial strength rating.
- Check for discounts: Make sure you take advantage of all the discounts that your insurance company offers.
- Compare quotes from various insurance companies: Homeowners insurance premiums in Texas may vary depending on the insurer. To get the best TX home insurance, you should compare costs from several insurers.
Most Common Disasters in Texas
Fires are the most frequently reported disaster in the state, although hurricanes, tornadoes, severe storms, and floods pose significant threats.
Disasters by month
According to FEMA, Texas has seen the most declared disasters in March, April, and September.
| Month | Number of disasters |
|---|---|
| January | 22 |
| February | 20 |
| March | 62 |
| April | 57 |
| May | 26 |
| June | 31 |
| July | 32 |
| August | 33 |
| September | 55 |
| October | 11 |
| November | 6 |
| December | 5 |
Disasters by year
According to FEMA, 2011 was the busiest year for Texas, with 57 declared disasters hitting the state.
| Year | Number of disasters |
|---|---|
| 2001 | 4 |
| 2002 | 3 |
| 2003 | 2 |
| 2004 | 0 |
| 2005 | 5 |
| 2006 | 21 |
| 2007 | 4 |
| 2008 | 27 |
| 2009 | 16 |
| 2010 | 2 |
| 2011 | 57 |
| 2012 | 1 |
| 2013 | 3 |
| 2014 | 1 |
| 2015 | 3 |
| 2016 | 4 |
| 2017 | 1 |
| 2018 | 7 |
| 2019 | 4 |
| 2020 | 5 |
How to Get Texas Home Insurance with Way.com
The average cost of home insurance in Texas comes to around $2,395. It is higher than the national average rate. So, as a resident, you'll be looking for the cheapest home insurance in Texas. But how can you find one?
That's where Way.com can help you. Use our website or app to get quotes from multiple insurers, compare, and buy one with the lowest homeowners insurance quotes in Texas. Do you need further help? Our homeowners insurance agents in Texas can help you. They will explain the state's most complicated home insurance rules, terms, discounts, and discounts.
So, contact our home insurance agents if you want to buy the best home insurance in Texas.
Home Insurance Data Methodology
The home insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
FAQs
How much is homeowners insurance in Texas?
On average, TX homeowners insurance costs around $2,395 annually.
Who has the best homeowners insurance in Texas?
With a yearly average rate of $1,658, Texas Farm Bureau offers the best home insurance in Texas.
Why is homeowners insurance so expensive in Texas?
Tornadoes and hurricanes are only two of the many natural disasters that Texas is prone to. It and a shortage of available homes, inflation, and low-interest rates explain why homeowners insurance in Texas is so expensive.
Do you have to have homeowners insurance in Texas?
The law doesn't mandate that you have homeowners insurance in Texas. However, if you have a mortgage balance, your lender will demand that you have it. Although not mandatory, homeowners insurance is smart because it helps safeguard your house and other assets.
Does homeowners insurance cover boats in Texas?
Most homeowners insurance policies will pay for boat damage, but only up to a certain financial amount. In addition, these policies don't have liability protection. As a result, you will need a different boat coverage to cover a more expensive boat, pay for medical expenses, or cover damage to or injuries to others.
Are wood fences covered by homeowners insurance in Texas?
Your home insurance policy's wind and hail part cover fence repair and replacement. Unfortunately, the fence frequently sustains damage and destruction during windy storms.
How to shop for homeowners insurance in Texas?
A few options are available if you purchase homeowners insurance in Texas. You might be able to buy one by contacting an authorized insurance agent directly, ordering one online, or getting one over the phone. Regardless of your approach, comparing house insurance quotes from many providers might be beneficial to discover the best insurer you require. You can apply for coverage once you've found the perfect policy. Once you have paid for your policy for at least the first month, the coverage will usually become effective.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
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