Pacific Service Credit Union Review 2023

Pacific Service Credit Union is headquartered in Concord, California. Pacific Service offers its services in different counties in Northern California. For instance, you can receive their services in Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano, and Sonoma counties.

This credit union was founded in 1936 by Pacific Gas and Electric Company employees. It offers Digital Banking, Zelle®, loan saver, car buying services, trust, and estate planning. In addition, the Pacific Credit Union offers loans, and its financial resource center offers financial education classes on different topics. This credit union has close to 70,000 members and over $ 1 billion in assets.

Features of Pacific Service Credit Union

• Low-interest rates and flexible terms
• Skip-a-loan payment
• Free financial counseling
• Refinance home equity, mortgage, and personal loans.
• Send and receive money with Zelle®

Does Pacific Service Credit Union Offer Auto Loans?

Yes. Auto loans are one of the services offered by Pacific Service Credit Union. The credit union offers terms of up to 84 months and the same rate for new and used cars. It also offers loans for motorcycles, RVs, and boats.

While providing auto loans, they also allow you to skip a loan payment. In other words, members can skip non-consecutive loan payments up to twice per year per loan.

How to Qualify: Pacific Service Credit Union Requirements

To qualify for membership at Pacific Service Credit Union, individuals must meet certain criteria. Eligibility extends to those residing, working, or attending school in specific counties in California, including Alameda, Contra Costa, Fresno, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano, and Sonoma.

In addition, those who qualify for Pacific Service Credit Union include:

• Employees or retirees of PG&E Corporation and its subsidiaries.
• Immediate family members or household members of a current Pacific Service CU member.
• Employees of businesses in the listed counties or our business partners.
• Contractors, temporary employees, or independent contractors working for PG& E.
• Employees or employers of energy-based entities in California or Texas.
• Members of the Financial Fitness Association.

How to apply for Pacific Service Credit Union Auto Loan: Steps to Follow

The Pacific Services Credit Union allows you to apply for loans online, in person, or by phone.

Pacific Service Credit Union allows applying for loans online if you're an existing member with online banking access. Here's the general process for applying online.

• Log in to your online banking account.
• Navigate to the Vehicle Loans section under Borrow.
• Check the service and the rates.
• Fill out the online application form and provide details about your income, employment, and loan purpose.

In addition, you can also visit the credit union credit office in person to apply for loans or contact their representatives at (888) 858-6878 to discuss loan options and potentially apply over the phone.

Pacific Service Credit Union Review: Way.com Summary

The services provided by Pacific Service Credit Union are suited to this age of banking. They offer loans, mortgages, and refinance on home and car loans. Apart from all their services, they provide financial education to their members on different aspects as well.