Why Compare Car Insurance Rates in Virginia:
Your objective to find cheap car insurance in Virginia depends on many factors. To qualify as the state-leading auto insurance provider, Way.com has used extensive and accident compensation rates for an average driver. To get an idea of the annual rate you have to pay, compare car insurance quotes in VA and the average yearly rates of insurance companies in Virginia.
In the case of auto insurance companies, you can preferably shop for the best prices. Some carriers offer cheap insurance in VA based on discounts like the smooth driving records or high-quality students, while others charge higher rates for drivers who break their records.
In Virginia, adequate auto insurance is a must. If you do get in an accident, auto insurance will help cover you financially. Way.com has compiled a range of affordable car insurance from VA’s top car insurance companies.
Buying insurance coverage before you register your car is mandatory in all states. According to the Virginia Insurance Department, all car owners must have at least the following auto insurance coverage types and limits:
| Coverage Type | Minimum Coverage Limit |
|---|---|
| Bodily Injury Liability Coverage (per person) | $25,000 ($50,000 for injuries resulting in death) |
| Bodily Injury Liability Coverage (per accident) | $50,000 ($100,000 for injuries resulting in death) |
| Property Damage Liability | $20,000 |
For Virginia drivers, USAA has the best minimum auto insurance coverage rates. USAA offers auto insurance for $675 per year, $285 cheaper than the state average. For minimum liability, the average cost of auto insurance in Virginia is $564 per year or $48 per month.
| Company | Annual Premium |
|---|---|
| American Family | $250 |
| Virginia Farm Bureau | $304 |
| State Farm | $308 |
| Mercury | $325 |
| Erie | $345 |
| Cincinnati Insurance | $387 |
| Auto-Owners Insurance Co | $392 |
| Travelers | $399 |
| Allstate | $524 |
| Nationwide | $552 |
| Progressive | $631 |
| National General | $711 |
| USAA | $682 |
| MetLife | $894 |
| Statewide Average | $478 |
It is always a good idea to purchase auto insurance that provides more coverage than the bare minimum to protect your finances. Although the premiums may be higher, you will save a lot of time, energy, and money in the long term. In most states, car insurance is no longer optional.
In Virginia, the minimum insurance coverage the drivers must-have for their car has increased post 1, 2022. Customers must verify that their car is covered by the minimum insurance requirements or pay the Uninsured Motor Vehicle Fee to acquire license plates, a title, and registration in Virginia.
In Virginia, personal injury protection insurance (PIP) is not needed. Car insurance is not needed for drivers in Virginia. If a driver chooses to purchase insurance, Virginia policies include medical payments insurance (MedPay) rather than personal injury protection (PIP).
With your Virginia policy, you have access to MedPay. Even if you caused the accident, this coverage would assist you with any injuries or rehabilitation you may require following a car accident. It's almost equivalent to PIP in this regard.
However, unlike PIP, MedPay normally does not cover additional help categories such as lost wages or home services if you are wounded.
The VA legislation mandates all drivers to take state insurance with minimum liability. SR-22 insurance is required to re-establish your drivers' license, apply for a permit for hardship, by court order, etc.
The SR-22 is an endorsement of a scheme that verifies legitimate liability protection ("SR" means "safety responsibility"). An insurance carrier shall file the approval with the State. It is not the insurance policy itself and cannot be bought by itself. Still, it is a shred of evidence to the State that you have obtained the financial liability coverage required by the State to regain your driving privileges.
For the following convictions, a Virginia FR44 certification is required:
(Note that even if the crime occurs outside of Virginia, Virginia drivers are still subject to the FR44 regulations.)
Liability policy limits for Virginia FR-44 are double the cap for insurance coverage of the SR-22:
Only liability and uninsured/underinsured motorist coverage are required by Virginia law, but most insurance companies provide a variety of insurance coverage types for cars in Virginia.
While driving in Virginia, drivers must have evidence of insurance.
Although insurance companies still advise drivers to carry a card in the glovebox, the Virginia legislation now permits them to retain their insurance information on their smartphones.
The insurance card should include the following information:
After an accident or if a law enforcement officer requests it, you must present proof of insurance.
The Old Dominion state has some of the most affordable insurance premiums in the country. According to data obtained as part of our study, Virginians pay an average of $964 per year for auto insurance. This is 25% lower than the national average.
We looked at rates for various drivers in Virginia and around the country as part of our research. However, the average rates used in this study may not be typical of your own, and your premium may be more or lower than the state average, depending on your age, credit history, driving record, and where you live.
Get several rate quotes from the providers in our study to get a better idea of how much you might pay for car insurance in Virginia.
Several of the insurers in our analysis had lower rates than the national average for drivers with a clean driving record. The best rates can be found with American Family. Kemper has the highest rates in our analysis, with premiums that are 128% more than the state average.
| Company | Annual Premium |
|---|---|
| American Family | $610 |
| Virginia Farm Bureau | $699 |
| State Farm | $735 |
| Erie | $738 |
| Nationwide | $770 |
| Auto-Owners Insurance Co | $804 |
| Mercury | $816 |
| Travelers | $852 |
| Cincinnati Insurance | $882 |
| Progressive | $1,030 |
| Allstate | $1,032 |
| National General | $1,615 |
| Kemper | $2,193 |
| USAA | $715 |
| Statewide Average | $964 |
Drivers who are military members may find the greatest prices with USAA, while those who aren't will most likely find the best rates with Erie Insurance. Their rates range from 13% to 21% lower than the state average. In our survey, Progressive had the highest rates for both males and females in this group.
| Company | 17-YEAR-OLD FEMALES | 17-YEAR-OLD MALES |
|---|---|---|
| Nationwide | $2,275 | $2,754 |
| Allstate | $2,423 | $2,716 |
| Travelers | $2,982 | $3,776 |
| State Farm | $2,179 | $2,726 |
| Auto-Owners Insurance Co | $1,859 | $2,483 |
| Progressive | $6,261 | $6,887 |
| Kemper | $7,606 | $9,324 |
| Erie Insurance | $1,961 | $1,961 |
| USAA | $2,367 | $2,367 |
| Statewide Average | $3,324 | $3,888 |
State Farm is likely to have the best prices for drivers who aren't eligible for USAA membership. Their rates are 25% lower than the state average, and Allstate has significantly higher rates than the other insurers in our survey.
| Company | Annual Premium |
|---|---|
| State Farm | $820 |
| Auto-Owners Insurance Co | $826 |
| Erie | $850 |
| American Family | $873 |
| Nationwide | $942 |
| Cincinnati Insurance | $1,024 |
| Virginia Farm Bureau | $1,071 |
| Mercury | $1,176 |
| Travelers | $1,203 |
| Allstate | $1,347 |
| Progressive | $1,362 |
| Kemper | $2,770 |
| National General | $3,198 |
| Mercury | $1,266 |
| MetLife | $1,459 |
| USAA | $859 |
| Statewide Average | $1,309 |
For Virginia drivers with an accident on their record, State Farm is the only insurer in our survey with an average rate under $1,000. Allstate has the highest average rates in our survey, at 65% higher than the state average.
| Company | Annual Premium |
|---|---|
| Auto-Owners Insurance Co | $750 |
| American Family | $834 |
| State Farm | $882 |
| Virginia Farm Bureau | $934 |
| Erie | $1,065 |
| Nationwide | $1,097 |
| Cincinnati Insurance | $1,204 |
| Travelers | $1,257 |
| Progressive | $1,604 |
| Mercury | $1,633 |
| Allstate | $1,784 |
| National General | $3,200 |
| Kemper | $3,273 |
| USAA | $1,043 |
| MetLife | $1,805 |
| Statewide Average | $1,491 |
Looking for car insurance after a DUI? Drivers in Virginia with a DUI are likely to find the best average car insurance rates with State Farm, 42% lower than the state average. Our survey's average prices for Allstate and MetLife are the highest, ranging from 35% to 39% higher than the state average.
| Company | Annual Premium |
|---|---|
| State Farm | $820 |
| Virginia Farm Bureau | $886 |
| Mercury | $1,109 |
| American Family | $1,256 |
| Auto-Owners Insurance Co | $1,265 |
| Erie | $1,278 |
| Nationwide | $1,287 |
| Progressive | $1,360 |
| Travelers | $1,381 |
| Allstate | $1,514 |
| National General | $2,296 |
| Kemper | $2,297 |
| Cincinnati Insurance | $2,702 |
| MetLife | $3,375 |
| USAA | $1,305 |
| Statewide Average | $1,609 |
Farm Bureau and USAA has the best rate for full coverage insurance for married drivers, at $833 per year, 5% less than the premium for unmarried drivers.
In Virginia, average annual full coverage rates for married drivers are 9% lower than for unmarried drivers. This is because married drivers, on average, cause fewer accidents than single drivers.
| Company | Monthly rate |
|---|---|
| USAA | $833 |
| Farm Bureau | $869 |
| State Farm | $917 |
| Erie | $965 |
| Progressive | $1,205 |
| Nationwide | $1,421 |
| Travelers | $1,769 |
| Allstate | $2,081 |
If you're a young Virginia driver who has had an accident, USAA can help you locate the most reasonable rates. Minimum coverage costs $1193 per year for 18-year-old drivers who have been in an at-fault accident, 45% percent less than the state average.
| Company | Annual Premium |
|---|---|
| Virginia Farm Bureau | $995 |
| Auto-Owners Insurance Co | $1,013 |
| State Farm | $1,099 |
| American Family | $1,115 |
| Nationwide | $1,292 |
| Erie | $1,358 |
| Travelers | $1,374 |
| Progressive | $1,844 |
| Allstate | $1,876 |
| Cincinnati Insurance | $2,253 |
| Mercury | $2,281 |
| Kemper | $3,818 |
| National General | $3,897 |
| USAA | $1,200 |
| Statewide Average | $1,815 |
Auto insurance costs vary widely, even within a state. The table below shows the ten most populated cities in Virginia. Every ZIP code has its own set of rating variables that influence premiums, like the frequency of accidents.
| City | Average Annual Rate |
|---|---|
| Abingdon | $1,217 |
| Accomac | $1,337 |
| Achilles | $1,289 |
| Adwolf | $1,253 |
| Afton | $1,349 |
| Alberta | $1,385 |
| Aldie | $1,421 |
| Alexandria | $1,541 |
| Altavista | $1,301 |
| Alton | $1,349 |
| Amelia Court House | $1,457 |
| Amherst | $1,277 |
| Amissville | $1,433 |
| Ammon | $1,397 |
| Amonate | $1,349 |
| Andover | $1,277 |
| Annandale | $1,577 |
| Appalachia | $1,265 |
| Appomattox | $1,313 |
| Aquia Harbour | $1,409 |
| Ararat | $1,289 |
| Ark | $1,313 |
| Arlington | $1,457 |
| Aroda | $1,373 |
| Arrington | $1,325 |
| Arvonia | $1,397 |
| Ashburn | $1,361 |
| Ashland | $1,337 |
| Assawoman | $1,349 |
| Atkins | $1,253 |
| Atlantic | $1,349 |
| Augusta Springs | $1,229 |
| Austinville | $1,241 |
| Axton | $1,349 |
| Aylett | $1,361 |
| Bacova | $1,229 |
| Bailey's Crossroads | $1,577 |
| Banco | $1,361 |
| Bandy | $1,361 |
| Barboursville | $1,385 |
| Barhamsville | $1,277 |
| Barren Springs | $1,277 |
| Baskerville | $1,325 |
| Bassett | $1,325 |
| Bastian | $1,373 |
| Basye | $1,193 |
| Batesville | $1,325 |
| Battery Park | $1,361 |
| Bealeton | $1,445 |
| Beaumont | $1,409 |
| Beaverdam | $1,373 |
| Bedford | $1,301 |
| Bee | $1,433 |
| Belle Haven | $1,481 |
| Bellwood | $1,421 |
| Belmont | $1,361 |
| Belspring | $1,241 |
| Belview | $1,169 |
| Ben Hur | $1,325 |
| Bena | $1,301 |
| Benns Church | $1,373 |
| Bensley | $1,445 |
| Bent Mountain | $1,241 |
| Bentonville | $1,301 |
| Bergton | $1,181 |
| Berryville | $1,265 |
| Bethel Manor | $1,313 |
| Big Island | $1,301 |
| Big Rock | $1,457 |
| Big Stone Gap | $1,289 |
| Birchleaf | $1,457 |
| Birdsnest | $1,325 |
| Bishop | $1,337 |
| Blacksburg | $1,145 |
| Blackstone | $1,397 |
| Blackwater | $1,349 |
| Blairs | $1,349 |
| Bland | $1,313 |
| Bloxom | $1,325 |
| Blue Grass | $1,241 |
| Blue Ridge | $1,229 |
| Bluefield | $1,361 |
| Bluemont | $1,349 |
| Bohannon | $1,313 |
| Boissevain | $1,349 |
| Bon Air | $1,409 |
| Boones Mill | $1,265 |
| Boonesville | $1,337 |
| Boston | $1,385 |
| Bowling Green | $1,385 |
| Boyce | $1,265 |
| Boydton | $1,337 |
| Boykins | $1,349 |
| Bracey | $1,313 |
| Brambleton | $1,361 |
| Branchville | $1,361 |
| Brandermill | $1,397 |
| Brandy Station | $1,409 |
| Breaks | $1,433 |
| Bremo Bluff | $1,397 |
| Bridgewater | $1,169 |
| Brightwood | $1,361 |
| Bristol | $1,241 |
| Bristow | $1,433 |
| Broad Run | $1,457 |
| Broadford | $1,325 |
| Broadlands | $1,361 |
| Broadway | $1,169 |
| Brodnax | $1,349 |
| Brooke | $1,397 |
| Brookneal | $1,349 |
| Brownsburg | $1,193 |
| Brucetown | $1,241 |
| Bruington | $1,349 |
| Buchanan | $1,265 |
| Buckhall | $1,457 |
| Buckingham | $1,385 |
| Buena Vista | $1,157 |
| Buffalo Junction | $1,349 |
| Bull Run | $1,445 |
| Bumpass | $1,385 |
| Burgess | $1,289 |
| Burke | $1,553 |
| Burke Centre | $1,553 |
| Burkes Garden | $1,361 |
| Burkeville | $1,385 |
| Burnsville | $1,241 |
| Burr Hill | $1,409 |
| Callands | $1,373 |
| Callao | $1,289 |
| Callaway | $1,337 |
| Calverton | $1,445 |
| Camptown | $1,361 |
| Cana | $1,241 |
| Cape Charles | $1,337 |
| Capeville | $1,325 |
| Capron | $1,361 |
| Cardinal | $1,301 |
| Caret | $1,349 |
| Carrollton | $1,373 |
| Carrsville | $1,361 |
| Carson | $1,361 |
| Cartersville | $1,433 |
| Casanova | $1,457 |
| Cascade | $1,337 |
| Cascades | $1,433 |
| Castleton | $1,421 |
| Castlewood | $1,337 |
| Catawba | $1,193 |
| Catharpin | $1,457 |
| Catlett | $1,445 |
| Cave Spring | $1,229 |
| Cedar Bluff | $1,349 |
| Center Cross | $1,337 |
| Centreville | $1,505 |
| Ceres | $1,325 |
| Chamberlayne | $1,409 |
| Champlain | $1,337 |
| Chantilly | $1,481 |
| Charles City | $1,349 |
| Charlotte Court House | $1,385 |
| Charlottesville | $1,349 |
| Chase City | $1,349 |
| Chatham | $1,349 |
| Chatmoss | $1,337 |
| Check | $1,325 |
| Cheriton | $1,325 |
| Cherry Hill | $1,505 |
| Chesapeake | $1,373 |
| Chester | $1,385 |
| Chester Gap | $1,385 |
| Chesterfield | $1,409 |
| Chilhowie | $1,253 |
| Chincoteague | $1,337 |
| Chincoteague Island | $1,337 |
| Christchurch | $1,313 |
| Christiansburg | $1,157 |
| Church Road | $1,385 |
| Church View | $1,301 |
| Churchville | $1,205 |
| Claremont | $1,349 |
| Clarksville | $1,349 |
| Claudville | $1,301 |
| Claypool Hill | $1,361 |
| Clear Brook | $1,253 |
| Cleveland | $1,361 |
| Clifford | $1,277 |
| Clifton | $1,529 |
| Clifton Forge | $1,193 |
| Clinchco | $1,433 |
| Clintwood | $1,457 |
| Clover | $1,361 |
| Cloverdale | $1,217 |
| Cluster Springs | $1,325 |
| Cobbs Creek | $1,301 |
| Coeburn | $1,337 |
| Coleman Falls | $1,277 |
| Coles Point | $1,337 |
| Collinsville | $1,337 |
| Colonial Beach | $1,385 |
| Colonial Heights | $1,361 |
| Columbia | $1,433 |
| Concord | $1,313 |
| Copper Hill | $1,325 |
| Corbin | $1,397 |
| Countryside | $1,421 |
| County Center | $1,505 |
| Courtland | $1,349 |
| Covesville | $1,349 |
| Covington | $1,193 |
| Craddockville | $1,361 |
| Craigsville | $1,229 |
| Crewe | $1,397 |
| Criders | $1,193 |
| Crimora | $1,217 |
| Cripple Creek | $1,229 |
| Critz | $1,313 |
| Crockett | $1,241 |
| Cross Junction | $1,265 |
| Crosspointe | $1,553 |
| Crozet | $1,337 |
| Crozier | $1,421 |
| Crystal Hill | $1,349 |
| Cullen | $1,361 |
| Culpeper | $1,397 |
| Cumberland | $1,433 |
| Dahlgren | $1,361 |
| Dahlgren Center | $1,361 |
| Dale City | $1,493 |
| Daleville | $1,229 |
| Damascus | $1,229 |
| Dante | $1,397 |
| Danville | $1,337 |
| Davenport | $1,409 |
| Davis Wharf | $1,349 |
| Dayton | $1,169 |
| Deerfield | $1,217 |
| Delaplane | $1,409 |
| Deltaville | $1,301 |
| Dendron | $1,397 |
| Dewitt | $1,385 |
| Diggs | $1,301 |
| Dillwyn | $1,397 |
| Dinwiddie | $1,361 |
| Disputanta | $1,349 |
| Doe Hill | $1,229 |
| Dogue | $1,361 |
| Dolphin | $1,373 |
| Dooms | $1,193 |
| Doran | $1,349 |
| Doswell | $1,349 |
| Drakes Branch | $1,349 |
| Dranesville | $1,433 |
| Draper | $1,277 |
| Drewryville | $1,349 |
| Dry Fork | $1,337 |
| Dryden | $1,313 |
| Dublin | $1,241 |
| Duffield | $1,325 |
| Dugspur | $1,277 |
| Dulles | $1,397 |
| Dulles Town Center | $1,421 |
| Dumbarton | $1,397 |
| Dumfries | $1,505 |
| Dundas | $1,385 |
| Dungannon | $1,349 |
| Dunn Loring | $1,505 |
| Dunnsville | $1,337 |
| Dutton | $1,313 |
| Dyke | $1,337 |
| Eagle Rock | $1,241 |
| Earlysville | $1,337 |
| East Highland Park | $1,505 |
| East Lexington | $1,157 |
| East Stone Gap | $1,277 |
| Eastville | $1,337 |
| Ebony | $1,349 |
| Edinburg | $1,181 |
| Edwardsville | $1,301 |
| Eggleston | $1,277 |
| Elberon | $1,385 |
| Elk Creek | $1,265 |
| Elkton | $1,205 |
| Elkwood | $1,421 |
| Elliston | $1,181 |
| Emory | $1,241 |
| Emporia | $1,361 |
| Enon | $1,373 |
| Esmont | $1,373 |
| Etlan | $1,361 |
| Ettrick | $1,385 |
| Evergreen | $1,301 |
| Evington | $1,301 |
| Ewing | $1,349 |
| Exmore | $1,337 |
| Faber | $1,349 |
| Fair Lakes | $1,493 |
| Fair Oaks | $1,493 |
| Fairfax | $1,517 |
| Fairfax Station | $1,529 |
| Fairfield | $1,181 |
| Fairlawn | $1,205 |
| Falls Church | $1,529 |
| Falls Mills | $1,349 |
| Falmouth | $1,361 |
| Fancy Gap | $1,229 |
| Farmville | $1,361 |
| Farnham | $1,289 |
| Ferrum | $1,325 |
| Fieldale | $1,325 |
| Fincastle | $1,265 |
| Fishers Hill | $1,217 |
| Fishersville | $1,181 |
| Fleet | $1,529 |
| Flint Hill | $1,433 |
| Floris | $1,469 |
| Floyd | $1,325 |
| Ford | $1,409 |
| Forest | $1,253 |
| Fork Union | $1,409 |
| Fort Belvoir | $1,565 |
| Fort Blackmore | $1,325 |
| Fort Defiance | $1,193 |
| Fort Eustis | $1,361 |
| Fort Hunt | $1,541 |
| Fort Lee | $1,337 |
| Fort Mitchell | $1,373 |
| Fort Monroe | $1,409 |
| Fort Myer | $1,481 |
| Fort Valley | $1,217 |
| Foster | $1,313 |
| Franconia | $1,541 |
| Franklin | $1,349 |
| Franklin Farm | $1,469 |
| Franktown | $1,349 |
| Fredericksburg | $1,385 |
| Free Union | $1,337 |
| Freeman | $1,349 |
| Fries | $1,241 |
| Front Royal | $1,277 |
| Fulks Run | $1,157 |
| Gainesville | $1,433 |
| Galax | $1,217 |
| Gargatha | $1,337 |
| Gasburg | $1,361 |
| Gate City | $1,337 |
| George Mason | $1,517 |
| Glade Hill | $1,337 |
| Glade Spring | $1,241 |
| Gladstone | $1,337 |
| Gladys | $1,301 |
| Glasgow | $1,193 |
| Glen Allen | $1,349 |
| Glen Lyn | $1,313 |
| Glen Wilton | $1,217 |
| Gloucester | $1,301 |
| Gloucester Courthouse | $1,313 |
| Gloucester Point | $1,301 |
| Goldvein | $1,445 |
| Goochland | $1,433 |
| Goode | $1,289 |
| Goodview | $1,337 |
| Gordonsville | $1,385 |
| Gore | $1,265 |
| Goshen | $1,193 |
| Great Falls | $1,517 |
| Green Bay | $1,361 |
| Greenbackville | $1,337 |
| Greenbriar | $1,481 |
| Greenbush | $1,361 |
| Greenville | $1,193 |
| Greenway | $1,529 |
| Greenwood | $1,337 |
| Gretna | $1,337 |
| Grimstead | $1,289 |
| Grottoes | $1,193 |
| Groveton | $1,553 |
| Grundy | $1,445 |
| Gum Spring | $1,409 |
| Gwynn | $1,301 |
| Hacksneck | $1,349 |
| Hadensville | $1,385 |
| Hague | $1,337 |
| Halifax | $1,337 |
| Hallieford | $1,289 |
| Hallwood | $1,349 |
| Hamilton | $1,373 |
| Hampden Sydney | $1,349 |
| Hampton | $1,409 |
| Hanover | $1,337 |
| Harborton | $1,349 |
| Hardy | $1,289 |
| Hardyville | $1,301 |
| Harrisonburg | $1,157 |
| Harriston | $1,193 |
| Hartfield | $1,301 |
| Hayes | $1,301 |
| Hayfield | $1,529 |
| Haymarket | $1,457 |
| Haynesville | $1,301 |
| Haysi | $1,445 |
| Haywood | $1,373 |
| Head Waters | $1,241 |
| Heathsville | $1,289 |
| Henrico | $1,397 |
| Henry | $1,325 |
| Herndon | $1,445 |
| Highland Springs | $1,457 |
| Hillsville | $1,241 |
| Hiltons | $1,313 |
| Hinton | $1,169 |
| Hiwassee | $1,277 |
| Hollins | $1,217 |
| Hollymead | $1,349 |
| Honaker | $1,361 |
| Hood | $1,349 |
| Hopewell | $1,349 |
| Horntown | $1,349 |
| Horse Pasture | $1,337 |
| Horsepen | $1,361 |
| Hot Springs | $1,205 |
| Howardsville | $1,397 |
| Huddleston | $1,337 |
| Hudgins | $1,289 |
| Hume | $1,433 |
| Huntington | $1,541 |
| Huntly | $1,397 |
| Hurley | $1,457 |
| Hurt | $1,313 |
| Hustle | $1,337 |
| Hybla Valley | $1,577 |
| Idylwood | $1,481 |
| Independence | $1,241 |
| Independent Hill | $1,469 |
| Indian Valley | $1,313 |
| Innsbrook | $1,361 |
| Iron Gate | $1,193 |
| Irvington | $1,289 |
| Isle of Wight | $1,421 |
| Ivanhoe | $1,241 |
| Ivor | $1,361 |
| Ivy | $1,325 |
| Jamaica | $1,301 |
| James Store | $1,313 |
| Jamesville | $1,409 |
| Jarratt | $1,349 |
| Java | $1,361 |
| Jeffersonton | $1,433 |
| Jenkins Bridge | $1,421 |
| Jersey | $1,349 |
| Jetersville | $1,421 |
| Jewell Ridge | $1,361 |
| Jolivue | $1,181 |
| Jonesville | $1,337 |
| Keeling | $1,337 |
| Keen Mountain | $1,421 |
| Keene | $1,361 |
| Keezletown | $1,181 |
| Keller | $1,361 |
| Kenbridge | $1,397 |
| Kents Store | $1,373 |
| Keokee | $1,337 |
| Keswick | $1,349 |
| Keysville | $1,385 |
| Kilmarnock | $1,289 |
| King and Queen Court House | $1,337 |
| King George | $1,373 |
| King William | $1,337 |
| Kings Park | $1,577 |
| Kings Park West | $1,529 |
| Kingstowne | $1,529 |
| Kinsale | $1,325 |
| La Crosse | $1,325 |
| Lacey Spring | $1,169 |
| Lackey | $1,277 |
| Ladysmith | $1,373 |
| Lake Barcroft | $1,565 |
| Lake Caroline | $1,373 |
| Lake Holiday | $1,253 |
| Lake Land'Or | $1,373 |
| Lake Monticello | $1,361 |
| Lake of the Woods | $1,397 |
| Lake Ridge | $1,505 |
| Lake Wilderness | $1,385 |
| Lakeside | $1,385 |
| Lambsburg | $1,241 |
| Lancaster | $1,301 |
| Laneview | $1,313 |
| Lanexa | $1,289 |
| Lansdowne | $1,361 |
| Laurel | $1,373 |
| Laurel Fork | $1,277 |
| Laurel Hill | $1,553 |
| Lawrenceville | $1,373 |
| Lebanon | $1,325 |
| Lebanon Church | $1,193 |
| Leesburg | $1,349 |
| Leon | $1,373 |
| Lexington | $1,157 |
| Lightfoot | $1,265 |
| Lignum | $1,433 |
| Lincoln | $1,385 |
| Lincolnia | $1,589 |
| Linden | $1,325 |
| Linton Hall | $1,445 |
| Linville | $1,169 |
| Little Plymouth | $1,313 |
| Lively | $1,301 |
| Loch Lomond | $1,469 |
| Locust Dale | $1,373 |
| Locust Grove | $1,409 |
| Locust Hill | $1,301 |
| Locustville | $1,349 |
| Long Branch | $1,517 |
| Long Island | $1,325 |
| Loretto | $1,349 |
| Lorton | $1,553 |
| Lottsburg | $1,289 |
| Loudoun Valley Estates | $1,361 |
| Louisa | $1,397 |
| Lovettsville | $1,385 |
| Lovingston | $1,349 |
| Low Moor | $1,181 |
| Lowes Island | $1,457 |
| Lowry | $1,277 |
| Lunenburg | $1,373 |
| Luray | $1,217 |
| Lynch Station | $1,301 |
| Lynchburg | $1,241 |
| Lyndhurst | $1,205 |
| Machipongo | $1,337 |
| Madison | $1,361 |
| Madison Heights | $1,241 |
| Maidens | $1,445 |
| Manakin Sabot | $1,409 |
| Manassas | $1,469 |
| Manassas Park | $1,481 |
| Manchester | $1,421 |
| Mannboro | $1,433 |
| Manquin | $1,361 |
| Mantua | $1,553 |
| Mappsville | $1,325 |
| Marion | $1,253 |
| Marionville | $1,325 |
| Markham | $1,409 |
| Marshall | $1,445 |
| Martinsville | $1,325 |
| Marumsco | $1,517 |
| Maryus | $1,325 |
| Mascot | $1,313 |
| Mason Neck | $1,565 |
| Massanetta Springs | $1,145 |
| Massanutten | $1,181 |
| Mathews | $1,301 |
| Matoaca | $1,385 |
| Mattaponi | $1,301 |
| Maurertown | $1,169 |
| Mavisdale | $1,433 |
| Max Meadows | $1,241 |
| Maxie | $1,433 |
| McClure | $1,445 |
| McCoy | $1,193 |
| McDowell | $1,253 |
| McGaheysville | $1,181 |
| McKenney | $1,373 |
| McLean | $1,505 |
| McNair | $1,469 |
| Meadow View | $1,241 |
| Meadowbrook | $1,433 |
| Meadows of Dan | $1,313 |
| Meadowview | $1,241 |
| Mears | $1,325 |
| Mechanicsville | $1,337 |
| Meherrin | $1,361 |
| Melfa | $1,349 |
| Mendota | $1,265 |
| Meredithville | $1,361 |
| Merrifield | $1,541 |
| Merrimac | $1,145 |
| Merry Point | $1,301 |
| Middlebrook | $1,217 |
| Middleburg | $1,409 |
| Middletown | $1,229 |
| Midland | $1,445 |
| Midlothian | $1,385 |
| Milford | $1,385 |
| Millboro | $1,229 |
| Millers Tavern | $1,337 |
| Millwood | $1,253 |
| Mineral | $1,421 |
| Mint Spring | $1,181 |
| Mitchells | $1,397 |
| Modest Town | $1,337 |
| Mollusk | $1,313 |
| Moneta | $1,325 |
| Monroe | $1,289 |
| Montclair | $1,493 |
| Montebello | $1,325 |
| Monterey | $1,253 |
| Montpelier | $1,349 |
| Montpelier Station | $1,361 |
| Montrose | $1,445 |
| Montross | $1,349 |
| Montvale | $1,325 |
| Moon | $1,301 |
| Morattico | $1,301 |
| Moseley | $1,421 |
| Motley | $1,313 |
| Mount Crawford | $1,169 |
| Mount Holly | $1,325 |
| Mount Jackson | $1,193 |
| Mount Sidney | $1,193 |
| Mount Solon | $1,205 |
| Mount Vernon | $1,565 |
| Mouth of Wilson | $1,265 |
| Mustoe | $1,241 |
| Narrows | $1,301 |
| Naruna | $1,301 |
| Nassawadox | $1,325 |
| Nathalie | $1,361 |
| Natural Bridge | $1,193 |
| Natural Bridge Station | $1,217 |
| Naval Weapons Station | $1,277 |
| Neabsco | $1,505 |
| Nellysford | $1,349 |
| Nelson | $1,349 |
| Nelsonia | $1,349 |
| New Baltimore | $1,433 |
| New Canton | $1,421 |
| New Castle | $1,241 |
| New Church | $1,337 |
| New Hope | $1,205 |
| New Kent | $1,325 |
| New Market | $1,181 |
| New Point | $1,301 |
| New River | $1,277 |
| Newbern | $1,253 |
| Newington | $1,565 |
| Newington Forest | $1,565 |
| Newport | $1,253 |
| Newport News | $1,361 |
| Newsoms | $1,349 |
| Newtown | $1,373 |
| Nickelsville | $1,337 |
| Ninde | $1,325 |
| Nokesville | $1,433 |
| Nora | $1,433 |
| Norfolk | $1,481 |
| Norge | $1,301 |
| North | $1,313 |
| North Garden | $1,361 |
| North Shore | $1,313 |
| North Springfield | $1,589 |
| North Tazewell | $1,349 |
| Norton | $1,277 |
| Norwood | $1,337 |
| Nottoway | $1,385 |
| Nuttsville | $1,289 |
| Oak Grove | $1,409 |
| Oak Hall | $1,373 |
| Oakpark | $1,373 |
| Oakton | $1,493 |
| Oakwood | $1,445 |
| Oilville | $1,445 |
| Oldhams | $1,325 |
| Onancock | $1,349 |
| Onemo | $1,301 |
| Onley | $1,349 |
| Ophelia | $1,289 |
| Orange | $1,385 |
| Ordinary | $1,289 |
| Oriskany | $1,241 |
| Orkney Springs | $1,205 |
| Orlean | $1,457 |
| Oyster | $1,325 |
| Paeonian Springs | $1,373 |
| Paint Bank | $1,229 |
| Painter | $1,337 |
| Palmyra | $1,361 |
| Pamplin | $1,313 |
| Pantops | $1,349 |
| Paris | $1,325 |
| Parksley | $1,337 |
| Parrott | $1,277 |
| Partlow | $1,385 |
| Patrick Springs | $1,301 |
| Pearisburg | $1,265 |
| Pembroke | $1,265 |
| Penhook | $1,361 |
| Penn Laird | $1,169 |
| Pennington Gap | $1,325 |
| Petersburg | $1,361 |
| Phenix | $1,397 |
| Philomont | $1,397 |
| Pilgrims Knob | $1,445 |
| Pilot | $1,205 |
| Pimmit Hills | $1,481 |
| Piney River | $1,337 |
| Pittsville | $1,373 |
| Pleasant Valley | $1,181 |
| Plum Creek | $1,157 |
| Pocahontas | $1,349 |
| Poquoson | $1,313 |
| Port Haywood | $1,301 |
| Port Republic | $1,181 |
| Port Royal | $1,385 |
| Portsmouth | $1,445 |
| Potomac Mills | $1,505 |
| Pound | $1,301 |
| Pounding Mill | $1,361 |
| Powhatan | $1,433 |
| Pratts | $1,373 |
| Prince George | $1,349 |
| Prospect | $1,349 |
| Providence Forge | $1,337 |
| Pulaski | $1,253 |
| Pungoteague | $1,349 |
| Purcellville | $1,385 |
| Quantico | $1,433 |
| Quantico Base | $1,445 |
| Quicksburg | $1,181 |
| Quinby | $1,349 |
| Quinque | $1,349 |
| Quinton | $1,325 |
| Radford | $1,205 |
| Radiant | $1,373 |
| Randolph | $1,373 |
| Raphine | $1,181 |
| Rapidan | $1,385 |
| Rappahannock Academy | $1,373 |
| Raven | $1,373 |
| Ravensworth | $1,577 |
| Rawlings | $1,397 |
| Rectortown | $1,409 |
| Red Ash | $1,349 |
| Red House | $1,385 |
| Red Oak | $1,361 |
| Redwood | $1,301 |
| Reedville | $1,289 |
| Remington | $1,433 |
| Rescue | $1,361 |
| Reston | $1,457 |
| Reva | $1,373 |
| Rhoadesville | $1,409 |
| Rice | $1,373 |
| Rich Creek | $1,289 |
| Richardsville | $1,433 |
| Richlands | $1,349 |
| Richmond | $1,457 |
| Ridgeway | $1,337 |
| Rileyville | $1,241 |
| Riner | $1,217 |
| Ringgold | $1,325 |
| Ripplemead | $1,289 |
| Rivanna | $1,349 |
| Riverview | $1,301 |
| Rixeyville | $1,421 |
| Roanoke | $1,229 |
| Rochelle | $1,385 |
| Rockbridge Baths | $1,193 |
| Rockville | $1,361 |
| Rockwood | $1,409 |
| Rocky Gap | $1,397 |
| Rocky Mount | $1,337 |
| Rollins Fork | $1,397 |
| Rose Hill | $1,469 |
| Rosedale | $1,349 |
| Roseland | $1,337 |
| Round Hill | $1,385 |
| Rowe | $1,409 |
| Ruby | $1,421 |
| Ruckersville | $1,361 |
| Rural Retreat | $1,241 |
| Rushmere | $1,373 |
| Rustburg | $1,289 |
| Ruther Glen | $1,373 |
| Ruthville | $1,373 |
| Salem | $1,193 |
| Saltville | $1,253 |
| Saluda | $1,313 |
| Sandston | $1,397 |
| Sandy Hook | $1,409 |
| Sandy Level | $1,361 |
| Sandy Point | $1,325 |
| Sanford | $1,337 |
| Saxe | $1,361 |
| Saxis | $1,337 |
| Schley | $1,325 |
| Schuyler | $1,361 |
| Scottsburg | $1,337 |
| Scottsville | $1,385 |
| Seaford | $1,301 |
| Sealston | $1,349 |
| Seaview | $1,313 |
| Sedley | $1,361 |
| Selma | $1,181 |
| Seven Corners | $1,541 |
| Severn | $1,325 |
| Shacklefords | $1,313 |
| Sharps | $1,301 |
| Shawneeland | $1,217 |
| Shawsville | $1,193 |
| Shenandoah | $1,217 |
| Shenandoah Farms | $1,289 |
| Shipman | $1,361 |
| Short Pump | $1,361 |
| Shortt Gap | $1,397 |
| Singers Glen | $1,181 |
| Skippers | $1,337 |
| Skipwith | $1,349 |
| Skyland Estates | $1,325 |
| Smithfield | $1,373 |
| Somerset | $1,385 |
| Somerville | $1,421 |
| South Boston | $1,325 |
| South Hill | $1,325 |
| South Riding | $1,457 |
| South Run | $1,553 |
| Southern Gateway | $1,385 |
| Sparta | $1,361 |
| Speedwell | $1,253 |
| Spencer | $1,325 |
| Sperryville | $1,385 |
| Spotsylvania | $1,385 |
| Spotsylvania Courthouse | $1,397 |
| Spottswood | $1,205 |
| Spout Spring | $1,301 |
| Spring Grove | $1,349 |
| Springfield | $1,565 |
| St. Charles | $1,337 |
| St. Paul | $1,325 |
| St. Stephens Church | $1,349 |
| Stafford | $1,421 |
| Stafford Courthouse | $1,409 |
| Staffordsville | $1,265 |
| Stanardsville | $1,361 |
| Stanley | $1,241 |
| Stanleytown | $1,337 |
| Star Tannery | $1,253 |
| State Farm | $1,457 |
| Staunton | $1,181 |
| Steeles Tavern | $1,205 |
| Stephens City | $1,217 |
| Stephenson | $1,229 |
| Sterling | $1,409 |
| Stevensburg | $1,397 |
| Stevensville | $1,337 |
| Stone Ridge | $1,421 |
| Stony Creek | $1,373 |
| Strasburg | $1,193 |
| Stratford | $1,385 |
| Stuart | $1,301 |
| Stuarts Draft | $1,193 |
| Studley | $1,337 |
| Sudley | $1,457 |
| Suffolk | $1,373 |
| Sugar Grove | $1,253 |
| Sugarland Run | $1,421 |
| Sumerduck | $1,445 |
| Surry | $1,349 |
| Susan | $1,301 |
| Sussex | $1,337 |
| Sutherland | $1,373 |
| Sutherlin | $1,337 |
| Sweet Briar | $1,289 |
| Swoope | $1,205 |
| Swords Creek | $1,349 |
| Syria | $1,349 |
| Tangier | $1,349 |
| Tannersville | $1,337 |
| Tappahannock | $1,337 |
| Tasley | $1,361 |
| Tazewell | $1,349 |
| Temperanceville | $1,325 |
| Thaxton | $1,301 |
| The Plains | $1,433 |
| Thornburg | $1,373 |
| Thynedale | $1,349 |
| Timberlake | $1,265 |
| Timberville | $1,181 |
| Toano | $1,217 |
| Toms Brook | $1,205 |
| Topping | $1,301 |
| Townsend | $1,325 |
| Trevilians | $1,373 |
| Triangle | $1,493 |
| Troutdale | $1,265 |
| Troutville | $1,241 |
| Troy | $1,397 |
| Tuckahoe | $1,385 |
| Tyro | $1,337 |
| Tysons Corner | $1,517 |
| Union Hall | $1,361 |
| Unionville | $1,409 |
| University Center | $1,361 |
| University of Virginia | $1,349 |
| Upperville | $1,421 |
| Urbanna | $1,289 |
| Valentines | $1,361 |
| Vansant | $1,433 |
| Vernon Hill | $1,349 |
| Verona | $1,193 |
| Vesta | $1,301 |
| Vesuvius | $1,205 |
| Victoria | $1,385 |
| Vienna | $1,493 |
| Viewtown | $1,397 |
| Villa Heights | $1,337 |
| Village | $1,337 |
| Villamont | $1,253 |
| Vinton | $1,229 |
| Virgilina | $1,337 |
| Virginia Beach | $1,409 |
| Virginia State University | $1,385 |
| Wachapreague | $1,361 |
| Wake | $1,301 |
| Wakefield | $1,481 |
| Walkerton | $1,361 |
| Wallops Island | $1,337 |
| Wardtown | $1,337 |
| Ware Neck | $1,301 |
| Warfield | $1,361 |
| Warm Springs | $1,229 |
| Warrenton | $1,433 |
| Warsaw | $1,277 |
| Washington | $1,409 |
| Water View | $1,289 |
| Waterford | $1,409 |
| Wattsville | $1,349 |
| Waverly | $1,373 |
| Waynesboro | $1,193 |
| Weber City | $1,337 |
| Weems | $1,289 |
| West Augusta | $1,229 |
| West Falls Church | $1,529 |
| West Mclean | $1,553 |
| West Point | $1,325 |
| West Springfield | $1,541 |
| Weyers Cave | $1,181 |
| White Marsh | $1,289 |
| White Plains | $1,373 |
| White Post | $1,253 |
| White Stone | $1,289 |
| Whitetop | $1,265 |
| Whitewood | $1,445 |
| Wicomico | $1,289 |
| Wicomico Church | $1,301 |
| Williamsburg | $1,253 |
| Williamsville | $1,241 |
| Willis | $1,337 |
| Willis Wharf | $1,337 |
| Wilsons | $1,397 |
| Winchester | $1,217 |
| Windsor | $1,361 |
| Wingina | $1,397 |
| Wintergreen | $1,349 |
| Wirtz | $1,361 |
| Wise | $1,289 |
| Withams | $1,349 |
| Wolf Trap | $1,505 |
| Wolford | $1,445 |
| Wolftown | $1,385 |
| Woodberry Forest | $1,373 |
| Woodbridge | $1,505 |
| Woodburn | $1,565 |
| Woodford | $1,373 |
| Woodlake | $1,397 |
| Woodlawn | $1,337 |
| Woods Cross Roads | $1,289 |
| Woodstock | $1,169 |
| Woodville | $1,409 |
| Woolwine | $1,325 |
| Wylliesburg | $1,361 |
| Wyndham | $1,361 |
| Wytheville | $1,241 |
| Yale | $1,373 |
| Yorkshire | $1,481 |
| Yorktown | $1,301 |
| Zacata | $1,361 |
| Zuni | $1,373 |
Cheap auto insurance in Virginia with bad credit
| Company | Annual Premium |
|---|---|
| Nationwide | $1,025 |
| Virginia Farm Bureau | $1,093 |
| Mercury | $1,207 |
| State Farm | $1,437 |
| Travelers | $1,502 |
| Progressive | $1,556 |
| Cincinnati Insurance | $1,590 |
| Allstate | $1,643 |
| Erie | $1,726 |
| American Family | $2,250 |
| National General | $2,550 |
| Kemper | $2,617 |
| Auto-Owners Insurance Co | $2,682 |
| USAA | $1,916 |
| Statewide Average | $1,755 |
Virginia auto insurance rate by violation
| Accident/Violation | Avg. Annual Premium | % Rate Increase | $ Rate Increase |
|---|---|---|---|
| None | $1,525 | 1% | $10 |
| One Med/PIP claim | $1,528 | 1% | $13 |
| Not-at-fault accident | $1,576 | 4% | $61 |
| Two Med/PIP claims | $1,635 | 8% | $121 |
| One comp claim | $1,638 | 8% | $123 |
| Two comp claims | $1,715 | 14% | $201 |
| Failure to show documents | $1,746 | 16% | $231 |
| Driving without lights | $1,780 | 18% | $265 |
| Child safety restraint | $1,782 | 18% | $277 |
| Driving with expired registration | $1,804 | 19% | $289 |
| Failure to wear a seat belt | $1,820 | 20% | $305 |
| Failure to yield | $1,844 | 22% | $330 |
| Driving too slowly | $1,845 | 22% | $331 |
| Cell phone violation | $1,849 | 22% | $334 |
| Texting while driving | $1,849 | 22% | $334 |
| Failure to stop at a red light | $1,849 | 22% | $334 |
| Wrong way/wrong lane | $1,851 | 23% | $336 |
| Speeding in school zone | $1,852 | 23% | $337 |
| Following too closely | $1,852 | 23% | $337 |
| Illegal turn | $1,852 | 23% | $338 |
| Improper passing | $1,858 | 23% | $343 |
| Speeding 6 - 10 MPH over limit | $1,865 | 23% | $340 |
| Speeding 16 - 20 MPH over limit | $1,891 | 25% | $376 |
| Speeding 11 - 15 MPH over limit | $1,891 | 25% | $376 |
| Passing school bus | $1,941 | 28% | $426 |
| Speeding 21 - 25 MPH over limit | $2,005 | 33% | $490 |
| Open container | $2,065 | 37% | $550 |
| In 65 MPH zone | $2,072 | 37% | $557 |
| At-fault accident - less than $1000 | $2,094 | 39% | $579 |
| Operating a vehicle without permission | $2,249 | 49% | $734 |
| At-fault accident - $1000-$2000 | $2,268 | 50% | $753 |
| At-fault accident - greater than $2000 | $2,279 | 51% | $764 |
| Reckless driving | $2,701 | 79% | $1,186 |
| Racing | $2,830 | 87% | $1,315 |
| DUI | $3,018 | 100% | $1,503 |
| Refusal to submit to a chemical test | $3,018 | 100% | $1,503 |
| Driving with a suspended license | $3,145 | 108% | $1,630 |
| Leaving scene of an accident/hit and run | $3,189 | 111% | $1,674 |
Car insurance price trends in Virginia
| Year | Avg. Annual Premium — Virginia | Yearly Change — Virginia | Avg. Annual Premium — US | Yearly Change — US |
|---|---|---|---|---|
| 2021 | $1,077 | $51 | $1,539 | $56 |
| 2020 | $1,036 | $33 | $1,493 | -$51 |
| 2019 | $1,013 | $50 | $1,554 | $33 |
| 2018 | $973 | $60 | $1,531 | $94 |
| 2017 | $923 | $94 | $1,447 | $79 |
| 2016 | $839 | -$117 | $1,378 | $98 |
| 2015 | $966 | $37 | $1,290 | $61 |
| 2014 | $939 | $62 | $1,239 | $44 |
| 2013 | $887 | $5 | $1,205 | -$70 |
| 2012 | $892 | -$8 | $1,286 | $892 |
Where you work, your age, and your driving record all affect your car insurance premiums. So it's best that you compare prices to get the best cheap car insurance in Virginia. Make sure you take into account:
You will find the right provider for your needs if you consider these points. There are some tips to help you find the most affordable insurance in Virginia:
Full coverage car insurance costs $1311 per year in Virginia, while minimal coverage costs $450 per year. Although Virginia's car insurance prices are already lower than those in other adjacent states, you may be able to get a better deal from one of the state's cheapest car insurance companies.
Knowing what factors influence your premium may give you a better sense of control over your insurance costs. Car insurance costs in Virginia are influenced by your area, age, driving history, and car insurance company you choose.
These steps will provide you with the necessary information to drive on Virginia's roads:
Almost anybody in Virginia may save money on car insurance since most insurance companies make it simple to qualify for a range of auto insurance discounts. Car insurance companies in Virginia often offer three types of discounts: policy, driver, and vehicle.
Remember that discounts differ between insurance companies, so it's best to contact them directly to determine which ones you qualify for.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
The Virginia Farm's best prices are $359 a year or $30 per month for limited coverage.
Virginia's average prices for six-month plans are $453. You will find much cheaper rates for liability alone. The 6-month policy average premiums are $192.
You can vary in your prices. As a good driver in Virginia, your insurance rates could be as low as $50 per month if you get coverage from the Virginia Farm Bureau. However, the prices may be higher. Our data show that Virginia's average successful driver pays about $82 a month for car insurance.
Under Virginia regulation, drivers must receive or pay an uninsured car insurance premium for the minimum auto insurance requirement. You need at least: if you plan to get the minimum insurance coverage required, then:
In Virginia, it is illegal to drive a vehicle without at least the minimum level of civil liability coverage:
Although driving without Virginia's car insurance is legal, this can lead to drawbacks. Before registering or using a motor vehicle, any driver must buy insurance or pay a separate driving fee with no insurance.
The premium does not, as does insurance, offer financial support but allows you to drive at a time for up to 12 months without insurance. You can get a notice of these fines if you are caught driving without a form of financial responsibility.
Virginia allows all car owners to have minimum insurance amounts or pay a tax of $500 for uninsured cars. The State of Virginia will convict you on a misdemeanor of class 3, charge you a fine of $500 and take your license, registration for the car, and license plates.
In Virginia, auto insurance generally follows the car. In Virginia, auto insurance forms include body injury liability, personal injury liability, uninsured motorist safety, accident, and a comprehensive insurance policy.
No, Virginia is not a no-fault state. Virginia is an at-fault (or tort) state. This implies that the driver who causes an accident uses his insurance to cover the other driver's crash bills. Police and insurance firms use the facts to determine who is responsible for the accident.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
For the best user experience, please download our Way app.
or
Free quotes from 200+ carriers in seconds