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In Maine, the cost of car insurance is relatively low. Annual auto insurance premiums in Maine are on average $927, which is 35.1 percent lower than the national average. There are fewer drivers on the road, fewer accidents and claims, and lower insurance costs as a result of these factors. If it weren't for the state of Maine's strict minimum coverage requirements, car insurance in the state would be significantly less expensive. If you just got your driver's license or recently moved to Maine, you might be curious about the state's auto insurance laws and how to get the cheap yet best car insurance in Maine.

Minimum Required Auto Insurance Coverage in Maine

All states require you to buy such insurance coverage before you can register your car. According to the Maine Insurance Department, all car owners must have at least the following:

Coverage Type Minimum Coverage Limit
Bodily injury liability coverage $50,000 per person
$100,000 per accident
Property damage liability coverage $25,000 per accident
Uninsured/underinsured motorist liability (UM/UIM) $50,000 per person
$100,000 per accident
Medical payments $2,000 per person

You can learn more from our guide to different types of car insurance coverages

Cheapest Car Insurance in Maine for Minimum Required Coverage

State Farm offers the most affordable mandatory minimum auto insurance rates in the state of Maine. In comparison to the state average, its minimum-coverage policy costs $370 per year. For minimum liability coverage, Maine drivers can expect to pay $465 per year, or $40 per month. Full-coverage car insurance in Concord, Maine, costs the least at $825 a year, or $70 a month. However, rates vary greatly depending on the car insurance companies, your region, your driving record, and other things. Compare quotes from various insurance to ensure you get the best deal.

See what you could save on auto insurance

Maine Car Insurance Laws

Anyone in Maine who owns or operates a vehicle is required by law to maintain the bare minimum levels of insurance, and proof of this insurance is required in order to register your vehicle (s). To ensure that your assets are adequately protected in the event of a claim that exceeds these minimum amounts, you should take into account the amount of coverage you will need.

With the help of Way.com, you can obtain quotes in Maine from a wide range of top insurance providers and compare coverage options and prices to find the vehicle insurance policy that best suits your needs.

Maine Auto Insurance Requirements

In the event of a collision in which you are liable, liability insurance will pay for the damages to other people's bodies and property.

  • The minimum required limits for bodily injury and property damage are $50,000 per person/$100,000 per accident, respectively.
  • A combined single limit of $125,000 will satisfy the minimum limit requirement.
  • Passenger injuries of any severity, even minor ones, can quickly deplete these limits. It's $25,000 on average.

As a result, you should carefully consider whether your assets will be adequately protected if you cause a car accident with coverage at the minimum limits.

Uninsured and underinsured motorist coverage is also required. Insurers are required by law to provide $50,000 per person and $100,000 per accident in uninsured/underinsured motorist coverage (UM). If the other driver responsible for the accident does not have insurance, or if the other driver's limits are less than your UM limit, this coverage protects you and your passengers. In Maine, unless you reject the higher UM limit in writing, your UM limit must match your liability limit if it is higher than the minimum.

Maine car insurance PIP requirements

Medical payments coverage of at least $2,000 per person is also required by law, and this covers the costs of medical care for you and your passengers. At a relatively low cost, additional limits of $5,000 to $10,000 can be added.

Proof Of Auto Insurance In Maine

In Maine, it is against the law to drive a car or any other vehicle without proof of insurance or financial responsibility. All motorists in the state of Maine are required to show proof of current insurance coverage while operating a vehicle. Digital copies of proof of auto insurance are now accepted in Maine. "Evidence of liability insurance or financial responsibility may be in electronic form, including the display of an image on a portable electronic device," according to the law.

Average Cost of Auto Insurance Companies in Maine

The average cost of car insurance in Maine is $583 per year, or $40 per month, for minimum liability. However, active military service members, veterans and their families may find cheaper rates through USAA, at $516 per year. Refer the following table to get the numbers of the different insurance quotes.

COMPANY AVERAGE ANNUAL RATE
USAA $516
Concord General Mutual $583
Travelers $749
MetLife $757
State Farm $762
Statewide Average $865
Progressive $906
MMG Insurance $957
Allstate $1,197
Farmers Insurance $1,495
  • In the event of a car accident, theft, fire, or other natural disasters, a full-coverage policy will pay for both comprehensive and collision damage.

Cheapest Car Insurance Quotes for Maine Drivers

It's possible to save money on car insurance without having to compromise on coverage. Low-cost car insurance is available in Maine from a variety of providers. Using data on average annual rates, we located some of the most cost-effective auto insurance providers in the state of Maine. According to our in-house market research, these companies offer the best auto insurance in Maine.

Cheap car insurance in Maine for young Maine drivers

When it comes to finding cheap car insurance for young drivers in Maine, Concord is the place to go. Minimum coverage costs $935 per year, while full coverage costs $1,542 these are 37% and 49% lower than the state average, respectively.

COMPANY 18-YEAR-OLD FEMALES 18-YEAR-OLD MALES
Allstate $2,856 $3,761
Concord General Mutual $1,542 $1,718
Farmers Insurance $4,517 $5,178
MMG Insurance $2,467 $2,987
Progressive $5,428 $6,134
State Farm $2,140 $2,674
Travelers $2,282 $2,820
USAA $1,772 $1,955
Statewide Average $2,762 $3,277

Cheap car insurance for Maine drivers with a speeding ticket

If you have received a speeding ticket, USAA is the best option for your insurance policy. After getting a ticket, the annual premium for full-coverage went up to $1,939.

COMPANY AVERAGE ANNUAL RATE
USAA $592
Concord General Mutual $669
State Farm $846
MetLife $904
Statewide Average $1,049
Travelers $1,051
MMG Insurance $1,156
Progressive $1,229
Allstate $1,342
Farmers Insurance $1,939

Cheap auto insurance for Maine drivers after a car accident

When it comes to insurance for drivers who have been involved in an accident, USAA is the most affordable option, offering rates as low as $721 per year.

COMPANY AVERAGE ANNUAL RATE
USAA $721
Concord General Mutual $829
State Farm $909
MetLife $1048
Travelers $1,088
MMG Insurance $1,150
Statewide Average $1,221
Allstate $1,571
Progressive $1,673
Farmers Insurance $2,101

Cheap car insurance quotes for Maine drivers with a DUI

State Farm is the most affordable option in Maine for drivers who have been found guilty of a DUI or DWI. The average annual insurance premium goes up to $836 after just one infraction.

COMPANY AVERAGE ANNUAL RATE
State Farm $836
Concord General Mutual $962
USAA $1,038
Progressive $1,040
Travelers $1,185
MetLife $1,274
Statewide Average $1,289
MMG Insurance $1,610
Allstate $1,627
Farmers Insurance $1,725

Cheap car insurance for married Maine drivers

Concord is the cheapest car insurance company for couples with a full-coverage annual premium of $685- an 18% savings over unmarried drivers' premiums.

COMPANY Annual rate
Concord $685
USAA $695
State Farm $835
Progressive $1,190
Allstate $1,565

Cheap full coverage car insurance quotes for young drivers with an accident history

For young drivers who have been involved in an at-fault accident, Concord has the most affordable car insurance rates. Concord's minimum-coverage insurance costs $1,380, which is 30% less expensive than the state's average rate.

COMPANY Annual rate
Concord $1,380
USAA $1,425
State Farm $1,455
Allstate $2,090
Progressive $4,050

Compare Car Insurance Rates In Top Cities

The average full coverage policy in Maine costs $1500 a year, making it one of the most expensive states in the country for car insurance. Even though these averages can give you a good idea of how costs may vary, your car insurance rates are likely to be unique. Insuring a vehicle is affected by a number of factors, including the location in which it is kept.

CityAnnual Rate
Acton$1,049
Addison$1,073
Albion$1,085
Alfred$1,049
Alna$1,073
Andover$1,085
Anson$1,097
Ashland$1,001
Athens$1,073
Auburn$1,061
Augusta$1,073
Aurora$1,073
Bailey Island$1,025
Bangor$1,049
Bar Harbor$1,073
Bar Mills$1,049
Bass Harbor$1,061
Bath$1,025
Beals$1,073
Belfast$1,037
Belgrade$1,085
Belgrade Lakes$1,133
Benedicta$1,013
Bernard$1,073
Berwick$1,049
Bethel$1,085
Biddeford$1,013
Biddeford Pool$1,025
Bingham$1,073
Birch Harbor$1,085
Blaine$989
Blue Hill$1,121
Boothbay$1,049
Boothbay Harbor$1,061
Bowdoin$1,037
Bowdoinham$1,013
Bradford$1,025
Bradley$1,001
Bremen$1,085
Brewer$1,049
Bridgewater$989
Bridgton$1,085
Bristol$1,097
Brooklin$1,097
Brooks$1,049
Brooksville$1,109
Brookton$1,097
Brownfield$1,085
Brownville$1,013
Brownville Junction$1,025
Brunswick$1,001
Brunswick Station$1,001
Bryant Pond$1,097
Buckfield$1,073
Bucksport$1,097
Burlington$1,001
Burnham$1,061
Bustins Island$1,013
Buxton$1,061
Calais$1,073
Cambridge$1,061
Camden$1,025
Canaan$1,073
Canton$1,085
Cape Elizabeth$1,001
Cape Neddick$1,037
Cape Porpoise$1,037
Caratunk$1,061
Caribou$1,001
Carmel$1,061
Casco$1,085
Castine$1,097
Center Lovell$1,109
Chamberlain$1,073
Charleston$1,025
Chebeague Island$1,001
Cherryfield$1,097
China Village$1,085
Chisholm$1,097
Clayton Lake$989
Cliff Island$1,037
Clinton$1,085
Columbia Falls$1,085
Coopers Mills$1,073
Corea$1,109
Corinna$1,037
Corinth$1,061
Cornish$1,061
Cousins Island$1,001
Cranberry Isles$1,073
Crouseville$989
Cumberland Center$1,001
Cumberland Foreside$1,013
Cushing$1,037
Cutler$1,109
Damariscotta$1,085
Danforth$1,073
Danville$1,049
Deer Isle$1,097
Denmark$1,085
Dennysville$1,097
Detroit$1,073
Dexter$1,001
Dixfield$1,097
Dixmont$1,073
Dover-Foxcroft$1,013
Dresden$1,073
Dryden$1,097
Durham$1,073
Eagle Lake$1,025
East Andover$1,085
East Baldwin$1,073
East Blue Hill$1,121
East Boothbay$1,061
East Dixfield$1,085
East Livermore$1,085
East Machias$1,097
East Millinocket$1,013
East Newport$1,049
East Orland$1,073
East Parsonsfield$1,049
East Poland$1,109
East Vassalboro$1,085
East Waterboro$1,061
East Wilton$1,085
East Winthrop$1,085
Easton$989
Eastport$1,097
Eddington$1,025
Edgecomb$1,061
Eliot$1,025
Ellsworth$1,097
Estcourt Station$1,037
Etna$1,073
Eustis$1,049
Exeter$1,037
Fairfield$1,073
Falmouth$1,025
Falmouth Foreside$1,013
Farmingdale$1,061
Farmington$1,073
Farmington Falls$1,073
Fort Fairfield$1,001
Fort Kent$1,013
Fort Kent Mills$1,013
Frankfort$1,061
Franklin$1,085
Freedom$1,073
Freeport$1,013
Frenchboro$1,073
Frenchville$1,025
Friendship$1,037
Fryeburg$1,085
Gardiner$1,073
Garland$1,025
Georgetown$1,001
Gorham$1,025
Gouldsboro$1,109
Grand Isle$1,025
Grand Lake Stream$1,073
Gray$1,025
Greenbush$1,037
Greene$1,121
Greenville$1,001
Greenville Junction$1,001
Greenwood$1,097
Guilford$1,025
Hallowell$1,073
Hampden$1,061
Hancock$1,109
Hanover$1,085
Harborside$1,097
Harmony$1,061
Harpswell$1,013
Harrington$1,085
Harrison$1,085
Hartland$1,073
Hebron$1,097
Hinckley$1,085
Hiram$1,097
Holden$1,025
Hollis Center$1,049
Hope$1,037
Houlton$989
Howland$1,013
Hudson$1,049
Hulls Cove$1,073
Island Falls$1,001
Isle Au Haut$1,025
Isle of Springs$1,073
Islesboro$1,049
Islesford$1,073
Jackman$1,037
Jay$1,097
Jefferson$1,085
Jonesboro$1,085
Jonesport$1,085
Kenduskeag$1,049
Kennebunk$1,049
Kennebunkport$1,049
Kents Hill$1,097
Kingfield$1,073
Kingman$1,025
Kittery$1,025
Kittery Point$1,037
Lagrange$1,025
Lake Arrowhead$1,037
Lambert Lake$1,073
Lebanon$1,049
Lee$1,013
Leeds$1,109
Levant$1,025
Lewiston$1,085
Liberty$1,037
Limerick$1,061
Limestone$1,001
Limington$1,037
Lincoln$1,001
Lincolnville$1,037
Lincolnville Center$1,037
Lisbon$1,085
Lisbon Falls$1,085
Litchfield$1,097
Little Deer Isle$1,109
Little Falls$1,025
Livermore$1,085
Livermore Falls$1,097
Long Island$989
Lovell$1,109
Lubec$1,109
Machias$1,097
Machiasport$1,109
Madawaska$1,037
Madison$1,085
Manchester$1,073
Mapleton$1,001
Mars Hill$1,001
Matinicus$1,085
Mattawamkeag$1,001
Mechanic Falls$1,097
Meddybemps$1,085
Medway$1,001
Mexico$1,085
Milbridge$1,097
Milford$1,013
Millinocket$1,001
Milo$1,037
Minot$1,109
Monhegan$1,121
Monmouth$1,109
Monroe$1,049
Monson$1,013
Monticello$989
Moody$1,013
Morrill$1,049
Mount Desert$1,085
Mount Vernon$1,073
Naples$1,097
New Gloucester$1,073
New Harbor$1,073
New Limerick$989
New Portland$1,073
New Sharon$1,085
New Sweden$1,001
New Vineyard$1,085
Newcastle$1,085
Newport$1,049
Newry$1,073
Nobleboro$1,097
Norridgewock$1,085
North Anson$1,085
North Berwick$1,049
North Bridgton$1,073
North Haven$1,013
North Jay$1,097
North Monmouth$1,085
North Turner$1,097
North Vassalboro$1,097
North Waterboro$1,037
North Waterford$1,085
North Windham$1,025
North Yarmouth$1,025
Northeast Harbor$1,061
Norway$1,073
Oakfield$1,001
Oakland$1,085
Ocean Park$1,013
Ogunquit$1,025
Old Orchard Beach$1,013
Old Town$1,013
Oquossoc$1,061
Orient$1,013
Orland$1,097
Orono$1,037
Orrington$1,013
Orrs Island$1,025
Owls Head$1,037
Oxbow$1,001
Oxford$1,085
Palermo$1,061
Palmyra$1,073
Parsonsfield$1,073
Passadumkeag$1,037
Patten$977
Peaks Island$1,001
Pemaquid$1,073
Pembroke$1,085
Penobscot$1,133
Perham$1,001
Perry$1,097
Peru$1,097
Phillips$1,073
Phippsburg$1,013
Pittsfield$1,049
Plymouth$1,049
Poland$1,121
Port Clyde$1,013
Portage$989
Porter$1,109
Portland$1,061
Pownal$1,037
Presque Isle$989
Princeton$1,073
Prospect Harbor$1,085
Randolph$1,073
Rangeley$1,061
Raymond$1,085
Readfield$1,109
Richmond$1,013
Robbinston$1,085
Rockland$1,013
Rockport$1,025
Rockwood$1,037
Round Pond$1,085
Roxbury$1,085
Rumford$1,097
Sabattus$1,085
Saco$1,025
Saint Agatha$1,025
Saint Albans$1,061
Saint David$1,025
Saint Francis$1,013
Salsbury Cove$1,073
Sandy Point$1,049
Sanford$1,049
Sangerville$1,037
Sargentville$1,121
Scarborough$1,013
Seal Cove$1,085
Seal Harbor$1,085
Searsmont$1,061
Searsport$1,061
Sebago$1,085
Sebasco Estates$1,025
Sebec$1,001
Sedgwick$1,109
Shapleigh$1,061
Shawmut$1,085
Sheridan$1,001
Sherman$1,001
Shirley Mills$1,025
Sinclair$1,025
Skowhegan$1,085
Smithfield$1,073
Smyrna Mills$989
Solon$1,085
Sorrento$1,097
South Berwick$1,025
South Bristol$1,061
South Casco$1,073
South China$1,085
South Eliot$1,025
South Freeport$1,121
South Gardiner$1,061
South Paris$1,109
South Portland$1,013
South Sanford$1,049
South Thomaston$1,025
South Windham$1,037
Southport$1,073
Southwest Harbor$1,073
Springfield$1,013
Springvale$1,037
Spruce Head$1,025
Squirrel Island$1,049
Stacyville$989
Standish$1,037
Steep Falls$1,061
Stetson$1,037
Steuben$1,109
Stillwater$1,037
Stockholm$1,001
Stockton Springs$1,061
Stoneham$1,097
Stonington$1,073
Stratton$1,061
Strong$1,085
Sullivan$1,097
Sumner$1,109
Sunset$1,073
Surry$1,109
Swans Island$1,049
Temple$1,073
Tenants Harbor$1,013
Thomaston$1,025
Thorndike$1,073
Topsfield$1,085
Topsham$1,001
Trevett$1,097
Troy$1,073
Turner$1,109
Union$1,037
Unity$1,085
Van Buren$1,037
Vanceboro$1,109
Vassalboro$1,097
Vienna$1,097
Vinalhaven$1,025
Waite$1,085
Waldoboro$1,085
Wallagrass$1,025
Walpole$1,061
Warren$1,049
Washburn$989
Washington$1,049
Waterboro$1,061
Waterford$1,085
Waterville$1,073
Wayne$1,085
Weld$1,073
Wells$1,025
Wesley$1,133
West Baldwin$1,085
West Bethel$1,085
West Boothbay Harbor$1,049
West Enfield$1,013
West Farmington$1,061
West Forks$1,061
West Kennebunk$1,049
West Minot$1,097
West Newfield$1,061
West Paris$1,097
West Poland$1,109
West Rockport$1,025
Westbrook$1,013
Westfield$1,001
Whitefield$1,073
Whiting$1,085
Wilton$1,085
Windham$1,025
Windsor$1,073
Winn$1,001
Winslow$1,061
Winter Harbor$1,097
Winterport$1,049
Winthrop$1,085
Wiscasset$1,061
Woodland Washington County$1,085
Woolwich$1,037
Wytopitlock$989
Yarmouth$1,001
York$1,025
York Beach$1,025
York Harbor$1,025

Cheap auto insurance in Maine with bad credit

COMPANY Avg. Annual Premium
USAA $1,207
Travelers $1,384
Allstate $2,209
Progressive $2,553
State Farm $2,918

Maine auto insurance rate by violation

Accident/Violation Avg. Annual Premium % Rate Increase $ Rate Increase
None $1,249 1% $10
One Med/PIP claim $1,254 1% $15
Two Med/PIP claims $1,323 7% $84
One comp claim $1,325 7% $86
Not-at-fault accident $1,339 8% $100
Driving without lights $1,417 15% $178
Failure to show documents $1,421 15% $182
Failure to wear a seat belt $1,432 16% $193
Child safety restraint $1,453 17% $214
Two comp claims $1,470 19% $231
Driving with expired registration $1,493 21% $254
Speeding in school zone $1,506 22% $267
Speeding 6 - 10 MPH over limit $1,506 22% $267
Driving too slowly $1,496 22% $267
Speeding 11 - 15 MPH over limit $1,510 22% $271
In 65 MPH zone $1,518 23% $279
Following too closely $1,526 23% $286
Illegal turn $1,526 23% $287
Improper passing $1,529 24% $290
Failure to yield $1,535 24% $296
Failure to stop at a red light $1,535 24% $296
Speeding 16 - 20 MPH over limit $1,542 25% $303
Speeding 21 - 25 MPH over limit $1,548 25% $308
Wrong way/wrong lane $1,551 25% $312
Passing school bus $1,602 2% $363
Cell phone violation $1,643 30% $404
Texting while driving $1,675 35% $436
At-fault accident - less than $1000 $1,716 39% $476
Open container $1,792 45% $553
Operating a vehicle without permission $1,828 48% $589
At-fault accident - $1000-$2000 $1,873 51% $634
At-fault accident - greater than $2000 $1,889 53% $650
Racing $2,103 70% $864
Reckless driving $2,158 74% $919
Driving with a suspended license $2,158 74% $919
DUI $2,260 83% $1,021
Refusal to submit to a chemical test $2,260 83% $1,021
Leaving scene of an accident/hit and run $2,402 94% $1,163

Auto insurance pricing trends in Maine

Year Avg. Annual Premium - Maine Yearly Change - Maine Avg. Annual Premium - USA Yearly Change - USA
2021 $1,045 -$55 $1,539 $56
2020 $1,110 $155 $1,493 -$51
2019 $945 -$13 $1,554 $33
2018 $948 -$788 $1,531 $94
2017 $1,746 $298 $1,447 $79
2016 $1,458 -$19 $1,378 $98
2015 $1,487 $56 $1,290 $61
2014 $1,441 $186 $1,239 $44
2013 $1,265 $27 $1,205 -$70
2012 $1,248 $58 $1,286 $92

See what you could save on auto insurance

How to Find The Best Car Insurance in Maine

You can take several steps to help you in your search for the best car insurance in Maine. With so many options in the insurance market, finding the best car insurance can be difficult. Comparing top-rated insurance companies via an online comparison tool is an excellent place to start. Research some of the best-rated insurance companies.

Your situation, driving habits, and history are the most critical factors determining your car insurance premiums in Maine. While average premiums vary from state to state, you may also want to consider how state-specific conditions affect you in terms of preferred coverages.

If you drive a lot in the winter, especially if the state gets a lot of snow, you may want to consider adding emergency roadside assistance to your insurance policy.

When it comes to personal factors, it can be helpful to consider both your own and your insurer's standards. Insurers typically use information about your age, vehicle type, and credit score to determine your premiums. Keeping this in mind, it may be helpful to prepare this information and keep it handy when applying for multiple quotes. To narrow down your list of potential providers, think about the most important features to you, such as rental reimbursement or first-accident forgiveness.

If you feel that you would need help in the above-mentioned ways, we would advise you to get in touch with your insurance agent.

Things to Know About Car Insurance When Moving to Maine

  • In Maine, insurance policy generally follows the vehicle rather than the driver. For instance, if your friend were to borrow your car and get into an accident, your car insurance will be the primary source for compensation. If the damages exceed your coverage limitations, your friend's policy can be a source of secondary coverage. However, their coverage will come into play only when yours has been exhausted.
  • Maine is not a no-fault state. In fact, Maine uses a fault-based system (also called the ‘tort' system) for car insurance claims. Essentially, the driver who is found legally responsible for the accident has responsibility for damages (financial compensation) for any losses experienced in an accident, including medical expenditures, lost wages, property damage, and other expenditures.

How to Get Discounts on Car Insurance in Maine

There are a variety of auto insurance discounts available in Maine, but they will vary from agency to agency. If you're changing insurance providers, see if they have a transition discount. You could be able to save money by moving.

Auto Insurance Data Methodology

The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.

Quotes are typically based on a full coverage policy average unless otherwise noted within the content.

These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com

Frequently Asked Questions

How much does car insurance cost in Maine?

Maine's average annual car insurance premium is $927, 35.1 percent lower than the national average.

Is car insurance expensive in Maine?

Maine auto insurance is reasonably priced. Maine's average annual car insurance premium is $927, 35.1 percent lower than the national average.

Do you need car insurance in Maine?

It is illegal to operate a motor vehicle in Maine without evidence of insurance or financial responsibility. Throughout the registration period, the driver must show evidence of continuous insurance.

Is car insurance good if your inspection is overdue in Maine?

Yes, it is important to have car insurance.

Is Maine an at-fault state?

Maine is an "at-fault" state for auto insurance. In essence, the driver who is legally at fault for the crash bears responsibility for damages (financial compensation) for any injuries incurred in the accident, including medical bills, lost income, property damage, and other costs.

How much is homeowners insurance Maine?

For a policy of $250000 in dwelling coverage, the average cost of homeowners insurance in Maine is $996 per year. In contrast, the total annual cost of homeowners insurance in the United States is $1482.

Is Maine a PIP state?

MdPay is required in Maine. Not PIP, nor the state's minimum coverage requirement for medical benefits. This bare minimum extends only to drivers who want to buy coverage in New Hampshire.

What states require PIP coverage?

Delaware, Florida, Hawaii, Kansas, Massachusetts, Michigan, Minnesota, New Jersey, New York, North Dakota, Oregon, Pennsylvania, and Utah are among the thirteen states that require PIP insurance, also known as personal injury cover.

Do you need car insurance to drive in Maine?

Maine law mandates that drivers have auto insurance. The following are the minimum coverage requirements: $50000 per person/$100000 per accident for bodily injury liability insurance. Insurance for property damage liability is $25000 per accident.

Do you need insurance to register a car in Maine?

To register your vehicle in Maine, carry your tag, your out-of-state registration certificate, and your present, dated insurance card to your town government office if your car is 1995 or newer (you don't need a title if your car's model year is older than 1995).

Learn more by city and state for car insurance



Learn more by city and state for car insurance




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