Free quotes from 150+ carriers in seconds
Introduction
Kemper is well recognized for supplying high-risk drivers with auto insurance. In most states, auto insurance coverage can be purchased through independent insurance agents or, in some cases, directly from Kemper.
We'll look at Kemper's reputation, coverage options, and savings in this article. Remember, the only way to know for sure how much Kemper auto insurance will cost you is to compare car insurance quotes.
Pros and Cons
| PROS | CONS |
|---|---|
| All 50 states are covered | Negative feedback in abundance |
| Financial stability is outstanding | Families without young drivers will pay more |
| The claims process is relatively simple |
Kemper auto insurance coverages
Under various identities, the corporation provides auto insurance in 50 states and specializes in non-standard coverage for high-risk drivers. With Kemper auto insurance, you can also acquire a variety of additional coverage options. Because Kemper owns many companies, coverage is contingent on the policyholder's underwriting qualifications and state laws.
Kemper auto insurance rates
| Coverage Type | Average Monthly Rate | Average Annual Rate |
|---|---|---|
| Full Coverage | $256 | $3,102 |
| Minimum Coverage | $106 | $1,268 |
A full coverage at Kemper will cost you $3,102 on average, per year. The average annual minimum coverage offered by the carrier is $1,268, annually. It has been observed that the insurer is one of the best bets for high-risk drivers. Kemper may provide better rates to teenagers and students than other insurance firms. Families with teenagers can also save money with the provider on family car insurance.
Kemper Average Insurance Cost By State
| States | Annual Rates |
|---|---|
| California | $3165 |
| Louisiana | $9462 |
| Montana | $4812 |
| Texas | $5379 |
Kemper Car Insurance Quotes by Driver Profile
Category Rating: 30% (10 out of 30)
| Driver Profile | Average Quote |
|---|---|
| 18-Year-Old | $185 / month |
| 21-Year-Old | $121 / month |
| 45-Year-Old | $78 / month |
| 45-Year-Old with a Speeding Ticket | $102 / month |
| 45-Year-Old with a DUI | $165 / month |
| 55-Year-Old | $78 / month |
| 65-Year-Old | $71 / month |
Kemper auto insurance discounts
If you're thinking about getting a Kemper policy, here are some discounts you might be able to take advantage of to save money:
- Full payment is required.
- Prior insurance coverage
- Homeowners insurance
- Multiple vehicles car insurance
- Anti-theft gadgets
- Student
- Good student driver training
Kemper complaints and customer satisfaction
While Kemper auto insurance reviews are varied, the car insurance company can be considered the best car insurance for students, an excellent option for car insurance after DUI, or good car insurance for 18-year-olds. Kemper auto insurance plans meet all state standards and include a few extra features.
A complicated claims process is commonly mentioned in Kemper insurance reviews. Drivers must contact a 24/7 claims number, fill out an online form, or message an online chatbot to file a claim with the insurer.
Way.com Summary
Kemper may be worth a look if you are looking for car insurance after DUI. Kemper auto insurance is a popular pick among the best car insurance companies in the country. Kemper auto insurance comes highly recommended by us. Although the vehicle insurance company is a good option for high-risk drivers and their families, its inadequate customer evaluations are troubling. We recommend looking into alternative car insurance providers if you aren't a high-risk driver.
About Kemper Car Insurance
Kemper Corporation is a Chicago-based company that was established in 1990. One of Kemper's subsidiaries is the California-based Infinity, a subsidiary of the Kemper Corporation, which specializes in personal insurance. More than 6.6 million policies total nearly $15 billion in assets under management by these organizations today.
Nearly 35,500 insurance professionals across the United States and D.C. can assist you with your coverage needs.
INSURANCE AGENT EXPERTS
Auto Insurance Data Methodology
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Frequently Asked Questions
Does Kemper insurance cover rental cars?
Yes, Kemper car insurance covers rental cars. About $30 per day is provided toward the cost of a rental car under the Kemper rental car insurance policy. This policy covers up to $600 in expenses per accident. Kemper will reimburse you up to $30 per day for up to 20 days per accident if your insured car is undergoing qualified repairs.
Does Kemper insurance have a grace period?
Grace period is standard on all Kemper car insurance policies. Unless you miss your payment deadline or all policies in the state are canceled, you cannot be dropped from your policy.
Is Kemper a good insurance company?
Kemper may be worth a look if you are looking for car insurance after DUI. Kemper auto insurance is a popular pick among the best car insurance companies in the country. Kemper auto insurance comes highly recommended by us.
How to cancel Kemper insurance?
If you want to cancel your Kemper car insurance policy, the number to call is 1-800-216-6347 or your local agent. Keep in mind that if you paid your premiums in advance, you are entitled to a refund for any unused portion of your policy.
Learn more by city and state for car insurance
Learn more by city and state for car insurance
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
Keep everyone on your policy up to date by sharing your insurance information.
Make changes to your policy right from the app (coming soon) and ask for expert advice.
Get the App:
Find the best Auto insurance rates on-the-go
For the best user experience, please download our Way app.
or
