Kemper is well recognized for supplying high-risk drivers with auto insurance. In most states, auto insurance coverage can be purchased through independent insurance agents or, in some cases, directly from Kemper.
We'll look at Kemper's reputation, coverage options, and savings in this article. Remember, the only way to know for sure how much Kemper auto insurance will cost you is to compare car insurance quotes.
| PROS | CONS |
|---|---|
| All 50 states are covered | Negative feedback in abundance |
| Financial stability is outstanding | Families without young drivers will pay more |
| The claims process is relatively simple |
Under various identities, the corporation provides auto insurance in 50 states and specializes in non-standard coverage for high-risk drivers. With Kemper auto insurance, you can also acquire a variety of additional coverage options. Because Kemper owns many companies, coverage is contingent on the policyholder's underwriting qualifications and state laws.
We recommend collecting quotes from numerous car insurance providers whenever you browse for vehicle insurance so you can compare coverage and pricing. Your premium is affected by various criteria, including your age, car make, model, and driving history, so what's best for your neighbor might not be best for you.
On average, Kemper's auto insurance premiums are a little more expensive for adults and families without young drivers. If you fall into one of these groups, you can expect to spend more on Kemper auto insurance for each policy.
Kemper, on the other hand, offers favorable rates to high-risk drivers. As a result, Kemper may provide better rates to teenagers and students than other insurance firms. Families with teenagers can also save money with the provider on family car insurance.
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| States | Annual Rates |
|---|---|
| California | $3165 |
| Louisiana | $9462 |
| Montana | $4812 |
| Texas | $5379 |
Category Rating: 30% (10 out of 30)
| Driver Profile | Average Quote |
|---|---|
| 18-Year-Old | $185 / month |
| 21-Year-Old | $121 / month |
| 45-Year-Old | $78 / month |
| 45-Year-Old with a Speeding Ticket | $102 / month |
| 45-Year-Old with a DUI | $165 / month |
| 55-Year-Old | $78 / month |
| 65-Year-Old | $71 / month |
If you're thinking about getting a Kemper policy, here are some discounts you might be able to take advantage of to save money:
While Kemper auto insurance reviews are varied, the car insurance company can be considered the best car insurance for students, an excellent option for car insurance after DUI, or good car insurance for 18-year-olds. Kemper auto insurance plans meet all state standards and include a few extra features.
A complicated claims process is commonly mentioned in Kemper insurance reviews. Drivers must contact a 24/7 claims number, fill out an online form, or message an online chatbot to file a claim with the insurer.
Kemper may be worth a look if you are looking for car insurance after DUI. Kemper auto insurance is a popular pick among the best car insurance companies in the country. Kemper auto insurance comes highly recommended by us. Although the vehicle insurance company is a good option for high-risk drivers and their families, its inadequate customer evaluations are troubling. We recommend looking into alternative car insurance providers if you aren't a high-risk driver.
Kemper Corporation is a Chicago-based company that was established in 1990. One of Kemper's subsidiaries is the California-based Infinity, a subsidiary of the Kemper Corporation, which specializes in personal insurance. More than 6.6 million policies total nearly $15 billion in assets under management by these organizations today.
Nearly 35,500 insurance professionals across the United States and D.C. can assist you with your coverage needs.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Yes, Kemper car insurance covers rental cars. About $30 per day is provided toward the cost of a rental car under the Kemper rental car insurance policy. This policy covers up to $600 in expenses per accident. Kemper will reimburse you up to $30 per day for up to 20 days per accident if your insured car is undergoing qualified repairs.
Grace period is standard on all Kemper car insurance policies. Unless you miss your payment deadline or all policies in the state are canceled, you cannot be dropped from your policy.
Kemper may be worth a look if you are looking for car insurance after DUI. Kemper auto insurance is a popular pick among the best car insurance companies in the country. Kemper auto insurance comes highly recommended by us.
If you want to cancel your Kemper car insurance policy, the number to call is 1-800-216-6347 or your local agent. Keep in mind that if you paid your premiums in advance, you are entitled to a refund for any unused portion of your policy.
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