Why Compare Car Insurance Rates in Mississippi:
The cost of car insurance in Mississippi is not ridiculously expensive for most people. Compared to the national average, a minimum coverage policy in Mississippi costs $665 per year on average. It's normal to know that car owners in Mississippi are confused as to how they can get cheap car insurance in the state without sacrificing adequate coverage. If you just got your driver's license or recently moved to Mississippi, you might be curious about the state's auto insurance laws and how to get the cheap yet best car insurance in Mississippi.
All states require you to buy such insurance coverage before you can register your car. According to the Mississippi Insurance Department, all car owners must have at least the following:
| Coverage Type | Minimum Coverage Limit |
|---|---|
| Bodily injury liability coverage | $25,000 per person
$50,000 per accident |
| Property damage liability coverage | $25,000 per accident |
Mississippi Farm Bureau offers the most affordable minimum liability quotes in Mississippi, starting at just $303 a year. Progressive and Travelers with lower rates than the state average, is the next on the list. However, rates vary greatly depending on the car insurance companies, your region, your driving record, and other things. Compare quotes from various insurance to ensure you get the best deal.
| Company | Annual Premium |
|---|---|
| Mississippi Farm Bureau | $303 |
| Progressive | $370 |
| Travelers | $480 |
| State Farm | $577 |
| Nationwide | $749 |
| Shelter | $853 |
| Allstate | $1,356 |
In Mississippi, like other states, various types of car insurance coverage are available. Collision coverage, comprehensive coverage, liability insurance are among those. To learn more about these coverage alternatives, refer types of vehicle insurance coverages in Mississippi.
In Mississippi, you must have car insurance. Carrying proof of insurance coverage is mandatory at all times for all drivers. Liability insurance is the only one that is needed by law. Compensation for harm you cause to another driver or their passengers as a result of an accident in which you were at fault.
A standard liability insurance policy in Mississippi is specified as 25/50/25, which denotes the three categories of coverage it includes. With the help of Way.com, you can obtain quotes from a wide range of top insurance providers and compare coverage options and prices to find the vehicle insurance policy that best suits your needs. In the state of Mississippi, you could face the following fines if you are found driving without auto insurance:
Mississippi does not require personal injury protection (PIP). Infact in Mississippi, PIP is completely unavailable. If you've been injured in a car accident in Mississippi, you may be eligible for medical payments insurance (sometimes referred to as Med Pay).
All drivers in Mississippi are required to have liability insurance and to have proof of insurance (paper or electronic) on them at all times.
| Company | Annual Premium |
|---|---|
| Mississippi Farm Bureau | $716 |
| Direct General Insurance | $733 |
| Progressive | $982 |
| Travelers | $997 |
| Shelter | $1,469 |
| Nationwide | $1,609 |
| State Farm | $1,616 |
| Allstate | $2,416 |
In Mississippi, the most expensive car insurance company charges at least 85% more than the lowest. Refer the following table to get the numbers of the different insurance quotes.
| COMPANY | AVERAGE ANNUAL RATE |
|---|---|
| USAA | $686 |
| State Farm | $1,098 |
| Southern Farm Bureau | $1,238 |
| Average | $1,407 |
| Nationwide | $1,484 |
| Progressive | $1,519 |
| Travelers | $1,525 |
| MetLife | $1,525 |
| Allstate | $1,574 |
| ALFA Insurance | $1,801 |
| Shelter Insurance Group | $1,951 |
USAA offers the cheapest car insurance for 17-year-old drivers or young Mississippi drivers.
| Company | 17-YEAR-OLD FEMALE | 17-YEAR-OLD MALE |
|---|---|---|
| Progressive | $5,298 | $5,794 |
| Allstate | $5,112 | $5,469 |
| Travelers | $3,386 | $3,933 |
| Nationwide | $3,462 | $4,218 |
| State Farm | $2,761 | $3,434 |
| ALFA Insurance | $4,442 | $5,774 |
| Shelter Insurance Group | $4,261 | $5,700 |
| USAA | $1,821 | $2,139 |
Mississippi Farm Bureau has the cheapest car insurance for drivers who have a ticket on their record.
| Company | Annual Premium |
|---|---|
| Mississippi Farm Bureau | $771 |
| USAA | $880 |
| State Farm | $887 |
| Progressive | $1,041 |
| Allstate | $1,188 |
| Nationwide | $1,229 |
| Travelers | $1,383 |
| ALFA Insurance | $1,967 |
| MetLife | $2,181 |
| Shelter Insurance Group | $2,384 |
When it comes to insurance for drivers who have been involved in an accident, Mississippi Farm Bureau
is the most affordable option.
| Company | Annual Premium |
|---|---|
| Mississippi Farm Bureau | $945 |
| State Farm | $988 |
| USAA | $1008 |
| Progressive | $1,394 |
| Allstate | $1,413 |
| Travelers | $1,434 |
| Nationwide | $1,477 |
| ALFA Insurance | $2,045 |
State Farm is the most affordable option in Mississippi for drivers who have been found guilty of a DUI or DWI.
| Company | Annual Premium |
|---|---|
| State Farm | $887 |
| Progressive | $1,072 |
| Mississippi Farm Bureau | $1,238 |
| Allstate | $1,404 |
| Travelers | $1,603 |
| Nationwide | $1,865 |
| ALFA Insurance | $2,369 |
| Shelter | $3,080 |
| MetLife | $3,350 |
Farm Bureau offers the lowest annual premium for car insurance for married drivers than any other insurer.
| Company | Annual rate |
|---|---|
| Farm Bureau | $1,265 |
| State Farm | $1,315 |
| Progressive | $1,675 |
| Shelter | $1,910 |
| Nationwide | $1,925 |
| Allstate | $2,095 |
Farm Bureau has the most affordable car insurance premium rates for young drivers involved with a recent accident.
| Company | Annual rate |
|---|---|
| Farm Bureau | $1,665 |
| State Farm | $2,075 |
| Nationwide | $2,890 |
| Allstate | $3,045 |
| Shelter | $4,480 |
| Progressive | $4,605 |
The average full coverage policy in Mississippi costs $1700 a year. Even though these averages can give you a good idea of how costs may vary, your car insurance rates are likely to be unique. Insuring a vehicle is affected by a number of factors, including the location in which it is kept.
| City | Annual Rate |
|---|---|
| Abbeville | $1,745 |
| Aberdeen | $1,697 |
| Ackerman | $1,721 |
| Alcorn State University | $2,069 |
| Algoma | $1,637 |
| Alligator | $1,853 |
| Amory | $1,685 |
| Anguilla | $1,829 |
| Arcola | $1,793 |
| Arkabutla | $1,781 |
| Arnold Line | $1,793 |
| Artesia | $1,589 |
| Ashland | $1,769 |
| Avon | $1,793 |
| Bailey | $1,745 |
| Baldwyn | $1,601 |
| Banner | $1,721 |
| Bassfield | $1,877 |
| Batesville | $1,841 |
| Bay Springs | $1,757 |
| Bay St. Louis | $1,913 |
| Beaumont | $1,841 |
| Becker | $1,685 |
| Beechwood | $1,889 |
| Belden | $1,637 |
| Bellefontaine | $1,697 |
| Belmont | $1,661 |
| Belzoni | $1,757 |
| Benoit | $1,757 |
| Benton | $1,889 |
| Bentonia | $1,913 |
| Beulah | $1,757 |
| Big Creek | $1,697 |
| Biloxi | $1,901 |
| Blue Mountain | $1,685 |
| Blue Springs | $1,601 |
| Bogue Chitto | $1,769 |
| Bolton | $1,901 |
| Booneville | $1,613 |
| Boyle | $1,745 |
| Brandon | $1,865 |
| Braxton | $1,817 |
| Brookhaven | $1,745 |
| Brooklyn | $1,793 |
| Brooksville | $1,769 |
| Bruce | $1,697 |
| Buckatunna | $1,805 |
| Bude | $1,877 |
| Burnsville | $1,673 |
| Byhalia | $1,817 |
| Byram | $2,021 |
| Caledonia | $1,661 |
| Calhoun City | $1,697 |
| Camden | $1,841 |
| Canton | $1,865 |
| Carriere | $1,961 |
| Carrollton | $1,781 |
| Carson | $1,901 |
| Carthage | $1,757 |
| Cary | $1,829 |
| Cascilla | $1,853 |
| Cedarbluff | $1,685 |
| Centreville | $1,937 |
| Charleston | $1,901 |
| Chatawa | $1,781 |
| Chatham | $1,793 |
| Chunky | $1,685 |
| Clara | $1,757 |
| Clarksdale | $1,937 |
| Cleveland | $1,781 |
| Clinton | $1,889 |
| Cloverdale | $2,033 |
| Coahoma | $1,937 |
| Coffeeville | $1,769 |
| Coila | $1,769 |
| Coldwater | $1,769 |
| Collins | $1,853 |
| Collinsville | $1,709 |
| Columbia | $1,889 |
| Columbus | $1,637 |
| Columbus AFB | $1,637 |
| Como | $1,817 |
| Conehatta | $1,697 |
| Corinth | $1,673 |
| Courtland | $1,829 |
| Crawford | $1,577 |
| Crenshaw | $1,829 |
| Crosby | $2,009 |
| Crowder | $1,901 |
| Cruger | $1,781 |
| Crystal Springs | $1,853 |
| D Lo | $1,817 |
| D'Iberville | $1,889 |
| Daleville | $1,721 |
| Darling | $1,889 |
| De Kalb | $1,745 |
| Decatur | $1,661 |
| DeLisle | $1,901 |
| Delta City | $1,829 |
| Dennis | $1,661 |
| Derma | $1,685 |
| Diamondhead | $1,889 |
| Doddsville | $1,733 |
| Drew | $1,841 |
| Dublin | $1,937 |
| Duck Hill | $1,757 |
| Dumas | $1,649 |
| Duncan | $1,853 |
| Dundee | $1,841 |
| Durant | $1,841 |
| Eastabuchie | $1,721 |
| Ecru | $1,637 |
| Edwards | $1,913 |
| Elliott | $1,757 |
| Ellisville | $1,709 |
| Enid | $1,877 |
| Enterprise | $1,805 |
| Escatawpa | $1,889 |
| Ethel | $1,757 |
| Etta | $1,613 |
| Eupora | $1,709 |
| Falkner | $1,733 |
| Farmington | $1,685 |
| Farrell | $1,937 |
| Fayette | $2,009 |
| Fernwood | $1,829 |
| Flora | $1,913 |
| Florence | $1,853 |
| Flowood | $1,865 |
| Forest | $1,733 |
| Foxworth | $1,889 |
| French Camp | $1,709 |
| Friars Point | $1,949 |
| Fulton | $1,613 |
| Gallman | $1,865 |
| Gattman | $1,745 |
| Gautier | $1,853 |
| Georgetown | $1,817 |
| Glen | $1,685 |
| Glen Allan | $1,793 |
| Glendora | $1,889 |
| Gloster | $1,937 |
| Golden | $1,625 |
| Goodman | $1,841 |
| Gore Springs | $1,757 |
| Grace | $1,817 |
| Greenville | $1,793 |
| Greenwood | $1,733 |
| Greenwood Springs | $1,697 |
| Grenada | $1,805 |
| Gulf Hills | $1,889 |
| Gulf Park Estates | $1,901 |
| Gulfport | $1,937 |
| Gunnison | $1,781 |
| Guntown | $1,613 |
| Hamilton | $1,733 |
| Harperville | $1,721 |
| Harrisville | $1,805 |
| Hattiesburg | $1,781 |
| Hazlehurst | $1,889 |
| Heidelberg | $1,769 |
| Helena | $1,877 |
| Hermanville | $2,093 |
| Hernando | $1,769 |
| Hickory | $1,685 |
| Hickory Flat | $1,709 |
| Hide-A-Way Lake | $1,961 |
| Hillsboro | $1,733 |
| Holcomb | $1,793 |
| Hollandale | $1,769 |
| Holly Bluff | $1,853 |
| Holly Springs | $1,781 |
| Horn Lake | $1,853 |
| Houlka | $1,685 |
| Houston | $1,673 |
| Hurley | $1,865 |
| Independence | $1,769 |
| Indianola | $1,721 |
| Inverness | $1,733 |
| Isola | $1,721 |
| Itta Bena | $1,721 |
| Iuka | $1,685 |
| Jackson | $2,021 |
| Jayess | $1,841 |
| Jonestown | $1,925 |
| Kilmichael | $1,721 |
| Kiln | $1,961 |
| Kokomo | $1,853 |
| Kosciusko | $1,769 |
| Lake | $1,709 |
| Lake Cormorant | $1,817 |
| Lakeshore | $1,925 |
| Lamar | $1,793 |
| Lambert | $1,901 |
| Latimer | $1,865 |
| Lauderdale | $1,733 |
| Laurel | $1,709 |
| Lawrence | $1,685 |
| Leakesville | $1,853 |
| Leland | $1,769 |
| Lena | $1,829 |
| Lexington | $1,853 |
| Liberty | $1,877 |
| Little Rock | $1,661 |
| Long Beach | $1,901 |
| Lorman | $2,069 |
| Louin | $1,721 |
| Louise | $1,805 |
| Louisville | $1,769 |
| Lucedale | $1,853 |
| Ludlow | $1,745 |
| Lula | $1,889 |
| Lumberton | $1,865 |
| Lyman | $1,937 |
| Lynchburg | $1,865 |
| Lyon | $1,937 |
| Maben | $1,637 |
| Macon | $1,817 |
| Madden | $1,745 |
| Madison | $1,841 |
| Magee | $1,769 |
| Magnolia | $1,793 |
| Mantachie | $1,625 |
| Mantee | $1,709 |
| Marietta | $1,601 |
| Marion | $1,793 |
| Marks | $1,889 |
| Mathiston | $1,685 |
| Mayersville | $1,805 |
| Mayhew | $1,589 |
| Mc Adams | $1,757 |
| Mc Call Creek | $1,865 |
| Mc Carley | $1,793 |
| Mc Cool | $1,781 |
| Mc Henry | $1,829 |
| Mc Neill | $1,949 |
| McComb | $1,793 |
| McLain | $1,841 |
| Meadville | $1,877 |
| Mendenhall | $1,793 |
| Meridian | $1,781 |
| Merigold | $1,781 |
| Metcalfe | $1,793 |
| Michigan City | $1,793 |
| Midnight | $1,781 |
| Minter City | $1,757 |
| Mississippi State | $1,577 |
| Mississippi Valley State University | $1,721 |
| Mize | $1,769 |
| Monticello | $1,853 |
| Montpelier | $1,685 |
| Mooreville | $1,613 |
| Moorhead | $1,733 |
| Morgan City | $1,721 |
| Morgantown | $2,045 |
| Morton | $1,781 |
| Moselle | $1,721 |
| Moss | $1,709 |
| Moss Point | $1,889 |
| Mound Bayou | $1,805 |
| Mount Olive | $1,841 |
| Mount Pleasant | $1,805 |
| Myrtle | $1,625 |
| Natchez | $2,045 |
| Neely | $1,853 |
| Nellieburg | $1,769 |
| Nesbit | $1,805 |
| Nettleton | $1,649 |
| New Albany | $1,601 |
| New Augusta | $1,853 |
| New Houlka | $1,685 |
| New Site | $1,613 |
| Newhebron | $1,877 |
| Newton | $1,673 |
| Nicholson | $1,961 |
| North Carrollton | $1,781 |
| North Tunica | $1,817 |
| Noxapater | $1,757 |
| Oak Vale | $1,853 |
| Oakland | $1,829 |
| Ocean Springs | $1,889 |
| Okolona | $1,697 |
| Olive Branch | $1,865 |
| Osyka | $1,817 |
| Ovett | $1,745 |
| Oxford | $1,745 |
| Pace | $1,781 |
| Pachuta | $1,805 |
| Panther Burn | $1,841 |
| Parchman | $1,877 |
| Paris | $1,709 |
| Pascagoula | $1,889 |
| Pass Christian | $1,901 |
| Pattison | $2,045 |
| Paulding | $1,769 |
| Pearl | $1,889 |
| Pearl River | $1,709 |
| Pearlington | $1,877 |
| Pelahatchie | $1,841 |
| Perkinston | $1,841 |
| Petal | $1,745 |
| Pheba | $1,637 |
| Philadelphia | $1,709 |
| Philipp | $1,793 |
| Picayune | $1,961 |
| Pickens | $1,865 |
| Piney Woods | $1,841 |
| Pinola | $1,817 |
| Pittsboro | $1,673 |
| Plantersville | $1,637 |
| Pontotoc | $1,661 |
| Pope | $1,841 |
| Poplarville | $1,925 |
| Port Gibson | $2,069 |
| Porterville | $1,781 |
| Potts Camp | $1,733 |
| Prairie | $1,721 |
| Prentiss | $1,889 |
| Preston | $1,781 |
| Puckett | $1,913 |
| Pulaski | $1,769 |
| Purvis | $1,817 |
| Quitman | $1,817 |
| Raleigh | $1,781 |
| Randolph | $1,649 |
| Rawls Springs | $1,769 |
| Raymond | $1,973 |
| Red Banks | $1,781 |
| Redwater | $1,757 |
| Redwood | $1,901 |
| Rena Lara | $1,901 |
| Richland | $1,901 |
| Richton | $1,805 |
| Ridgeland | $1,865 |
| Rienzi | $1,673 |
| Ripley | $1,673 |
| Robinhood | $1,877 |
| Robinsonville | $1,853 |
| Rolling Fork | $1,805 |
| Rome | $1,865 |
| Rose Hill | $1,709 |
| Rosedale | $1,769 |
| Roxie | $1,937 |
| Ruleville | $1,781 |
| Ruth | $1,769 |
| Sallis | $1,757 |
| Saltillo | $1,625 |
| Sandersville | $1,721 |
| Sandhill | $1,829 |
| Sandy Hook | $1,865 |
| Sarah | $1,769 |
| Sardis | $1,841 |
| Satartia | $1,877 |
| Saucier | $1,913 |
| Schlater | $1,709 |
| Scobey | $1,793 |
| Scooba | $1,769 |
| Scott | $1,781 |
| Sebastopol | $1,709 |
| Seminary | $1,841 |
| Senatobia | $1,781 |
| Shannon | $1,625 |
| Sharon | $1,709 |
| Shaw | $1,745 |
| Shelby | $1,841 |
| Sherard | $1,937 |
| Sherman | $1,625 |
| Shubuta | $1,817 |
| Shuqualak | $1,793 |
| Sibley | $1,997 |
| Sidon | $1,697 |
| Silver City | $1,805 |
| Silver Creek | $1,889 |
| Slate Spring | $1,709 |
| Sledge | $1,865 |
| Smithdale | $1,829 |
| Smithville | $1,697 |
| Snow Lake Shores | $1,781 |
| Sontag | $1,841 |
| Soso | $1,697 |
| Southaven | $1,865 |
| St. Martin | $1,865 |
| Star | $1,817 |
| Starkville | $1,577 |
| State Line | $1,817 |
| Steens | $1,661 |
| Stewart | $1,733 |
| Stoneville | $1,781 |
| Stonewall | $1,817 |
| Stringer | $1,733 |
| Sturgis | $1,625 |
| Summit | $1,817 |
| Sumner | $1,901 |
| Sumrall | $1,841 |
| Sunflower | $1,745 |
| Swan Lake | $1,889 |
| Swiftown | $1,745 |
| Taylor | $1,733 |
| Taylorsville | $1,817 |
| Tchula | $1,829 |
| Terry | $1,973 |
| Thaxton | $1,685 |
| Thomastown | $1,745 |
| Tie Plant | $1,793 |
| Tillatoba | $1,841 |
| Tinsley | $1,913 |
| Tiplersville | $1,709 |
| Tippo | $1,889 |
| Tishomingo | $1,661 |
| Toccopola | $1,661 |
| Toomsuba | $1,781 |
| Tougaloo | $1,937 |
| Trebloc | $1,661 |
| Tremont | $1,637 |
| Tunica | $1,817 |
| Tupelo | $1,625 |
| Tutwiler | $1,901 |
| Tylertown | $1,805 |
| Union | $1,685 |
| Union Church | $1,973 |
| University | $1,745 |
| Utica | $1,985 |
| Vaiden | $1,745 |
| Valley Park | $1,841 |
| Van Vleet | $1,697 |
| Vance | $1,925 |
| Vancleave | $1,865 |
| Vardaman | $1,673 |
| Vaughan | $1,901 |
| Verona | $1,625 |
| Vicksburg | $1,889 |
| Victoria | $1,805 |
| Vossburg | $1,781 |
| Walls | $1,853 |
| Walnut | $1,721 |
| Walnut Grove | $1,709 |
| Walthall | $1,721 |
| Washington | $2,045 |
| Water Valley | $1,769 |
| Waterford | $1,769 |
| Waveland | $1,913 |
| Waynesboro | $1,781 |
| Wayside | $1,817 |
| Webb | $1,889 |
| Weir | $1,733 |
| Wesson | $1,829 |
| West | $1,769 |
| West Hattiesburg | $1,793 |
| West Point | $1,697 |
| Wheeler | $1,601 |
| Whitfield | $1,889 |
| Wiggins | $1,793 |
| Winona | $1,733 |
| Winstonville | $1,805 |
| Winterville | $1,805 |
| Woodland | $1,673 |
| Woodville | $2,021 |
| Yazoo City | $1,889 |
| Company | Annual Premium |
|---|---|
| Mississippi Farm Bureau | $1,225 |
| Progressive | $1,278 |
| Nationwide | $1,338 |
| Travelers | $1,575 |
| Allstate | $1,608 |
| Shelter | $2,653 |
| State Farm | $4,461 |
| Accident/Violation | Avg. Annual Premium | % Rate Increase | $ Rate Increase |
|---|---|---|---|
| None | $1,823 | 1% | $10 |
| One Med/PIP claim | $1,823 | 1% | $10 |
| Not-at-fault accident | $1,932 | 7% | $119 |
| Two Med/PIP claims | $1,945 | 8% | $132 |
| One comp claim | $1,945 | 8% | $132 |
| Two comp claims | $1,985 | 10% | $172 |
| Driving without lights | $2,069 | 15% | $256 |
| Failure to show documents | $2,090 | 16% | $277 |
| Failure to wear a seat belt | $2,129 | 18% | $316 |
| Child safety restraint | $2,139 | 18% | $326 |
| Driving too slowly | $2,197 | 22% | $384 |
| Speeding in school zone | $2,197 | 22% | $384 |
| Driving with expired registration | $2,214 | 23% | $401 |
| Cell phone violation | $2,214 | 23% | $401 |
| Speeding 6 - 10 MPH over limit | $2,223 | 23% | $409 |
| Speeding 11 - 15 MPH over limit | $2,224 | 23% | $411 |
| Texting while driving | $2,228 | 23% | $415 |
| Failure to stop at a red light | $2,230 | 23% | $417 |
| Failure to yield | $2,230 | 23% | $417 |
| Speeding 16 - 20 MPH over limit | $2,244 | 24% | $431 |
| Speeding 21 - 25 MPH over limit | $2,256 | 25% | $443 |
| Improper passing | $2,260 | 25% | $447 |
| Following too closely | $2,274 | 26% | $461 |
| Illegal turn | $2,276 | 26% | $462 |
| Wrong way/wrong lane | $2,289 | 27% | $476 |
| Passing school bus | $2,324 | 29% | $511 |
| In 65 MPH zone | $2,345 | 30% | $532 |
| Operating a vehicle without permission | $2,460 | 36% | $647 |
| At-fault accident - less than $1000 | $2,570 | 42% | $757 |
| Open container | $2,584 | 43% | $771 |
| At-fault accident - $1000-$2000 | $2,733 | 51% | $920 |
| At-fault accident - greater than $2000 | $2,733 | 51% | $920 |
| Reckless driving | $2,758 | 53% | $945 |
| Driving with a suspended license | $2,820 | 56% | $1007 |
| Refusal to submit to a chemical test | $3,027 | 67% | $1,214 |
| DUI | $3,047 | 68% | $1,234 |
| Racing | $3,054 | 69% | $1,241 |
| Leaving scene of an accident/hit and run | $3,103 | 72% | $1,290 |
| Year | Avg. Annual Premium - Mississippi | Yearly Change - Mississippi | Avg. Annual Premium - US | Yearly Change - US |
|---|---|---|---|---|
| 2021 | $1,617 | $116 | $1,539 | $56 |
| 2020 | $1,511 | -$79 | $1,493 | -$51 |
| 2019 | $1,600 | -$4 | $1,554 | $33 |
| 2018 | $1,614 | -$192 | $1,531 | $94 |
| 2017 | $1,806 | $244 | $1,447 | $79 |
| 2016 | $1,572 | -$323 | $1,378 | $98 |
| 2015 | $1,895 | $206 | $1,290 | $61 |
| 2014 | $1,679 | $165 | $1,239 | $44 |
| 2013 | $1,524 | -$53 | $1,205 | -$70 |
| 2012 | $1,587 | $333 | $1,286 | $92 |
In Mississippi, your insurance agent will set your rates, but there are many ways to get cheap car insurance quotes. There are various parameters like gender, age, your locality that can affect your premiums. When you are trying to find the best car insurance in Mississippi, make sure to do your research or simply visit Way.com.
Car insurance usually follows the car in Mississippi. The types of car insurance that follow the car in Mississippi are bodily injury liability, personal injury liability, collision, and comprehensive.
A variety of auto insurance discounts are available in Mississippi, but the specifics of each deal will differ from one agency to another. If you're switching insurance carriers, inquire as to whether they provide a transition discount. It is possible that you will be able to save money by relocating. For additional information on the various car insurance discounts available in Mississippi, check out the blog.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
Yes, car insurance is a legal requirement in Mississippi. Drivers are expected to at least have liability insurance while driving in Mississippi.
The average full coverage policy in Mississippi costs $1700 a year. The cost of car insurance in Mississippi is not ridiculously expensive for most people. Compared to the national average, a minimum coverage policy in Mississippi costs $665 per year on average.
State Farm offers the most affordable full-coverage insurance quotes in Mississippi, starting at just $1,315 a year. Farm Bureau and Nationwide, with lower rates than the state average, is the next on the list.
Access your digital insurance card through the app. You no longer need to carry your physical insurance card with you.
Receive reminders before your renewal. Way.com will also send new quotes from up to 45 insurance companies with your renewal reminder.
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