National General Car Insurance, commonly known as "NatGen," focuses on "high-risk" drivers and claims to have low rates for first-time DUI offenders who have completed safe driving and substance abuse treatment programs. Insurance products from National General are widely available, both online and through independent agents.
Suppose you're in the market for insurance and want to learn more about National General's auto insurance or other plans. In that case, it's a good idea to look at the company's key coverages and how it ranks in terms of ratings and reviews.
We are reviewing National General Auto Insurance coverage options and more in this article to help you decide if the company is worth considering.
| PROS | CONS |
|---|---|
| First-time DUI offenders are eligible | No mobile app |
| Availability of SR-22 Certificate |
National General provides basic auto insurance that meets all state requirements. You can also add extra optional coverages to your insurance for more protection.
True to its automotive roots, National General offers a wide range of coverage options for your car.
National General falls short in the area that drivers value the most: low rates. When we compared National General's rates to those of other car insurance providers, we discovered that they were considerably higher at times.
National General is authorized to sell car insurance in all 50 states. Pricing, coverages, and savings vary by location, so speak with a National General agent to learn more about the insurance alternatives available in your area.
It’s always good to get auto insurance quotes from a few different companies so you can compare and discover who has the best rates for you.
If you're attempting to figure out how much National General Auto Insurance car insurance will cost, keep in mind that auto insurers assess risk and establish rates based on a variety of criteria. Because each business has its policies and weights these criteria differently, it's critical to compare quotes from numerous insurers to obtain the best rates.
National General distributes coverage to "high-risk" drivers, including those convicted of a DUI charge.
Young drivers, regardless of whatever insurance company they choose, have the highest prices.
| Age Bracket and Gender | Average annual premium |
|---|---|
| <18 or 18-year-old female | $15312 |
| <18 or 18-year-old male | $15276 |
According to our research, National General’s average car insurance for men is cheaper than for women in the 25-year-old category.
| Age Bracket and Gender | Average annual premium |
|---|---|
| <25 or 25-year-old female | $7668 |
| <25 or 25-year-old male | $7644 |
In general, National General's premiums are very high when compared to the national average.
| Age Bracket and Gender | Average annual premium |
|---|---|
| <60 or 60-year-old female | $4059 |
| <60 or 60-year-old male | $4239 |
National General offers a few discounts to help you save money on your insurance. Their accessibility varies by state.
Customers who are happy with National General Insurance frequently compliment the company on its customer service. Agents are said to be helpful, pleasant, and kind, precisely what you want from the person you speak with after an accident.
National General had a 1.05 percent market share in the auto insurance segment. This makes National General the 17th largest auto insurer by market share. It is responsible for underwriting $2.2 million in direct auto insurance premiums.
Since 1939, National General Insurance has sold car insurance coverage across the United States. According to its website, it takes pride in listening to its consumers and delivering inexpensive coverage with exceptional service. It provides auto insurance, health insurance, home insurance, motorbike insurance, and recreational vehicle insurance.
The National General Insurance Company, formerly known as GMAC Insurance, is one of the largest car insurance companies in the United States, with over 100 years of expertise. Optional coverages and discounts are available depending on what you insure with the provider and a variety of discounts that may apply to your policy.
National General's extensive roots in car insurance help set it apart from competitors in terms of experience, as it began in the automotive business.
National General Auto Insurance offers a variety of cost-cutting reductions and compensates policyholders for driving safely and making otherwise decisions off the road. AM Best has given it an A- (Excellent) financial strength rating.
The auto insurance rates published in this guide are based on the results of research completed by Way.com’s data team. Using a mix of public and internal data, we analyzed millions of rate averages across U.S. ZIP codes.
Quotes are typically based on a full coverage policy average unless otherwise noted within the content.
These rates were publicly sourced from insurer filings and should be used for comparative purposes only — your own quotes will differ. Given this, it’s important to go through our insurance steps form to find how much you can save with way.com
National General Business is a reliable insurance company for your auto insurance needs, and it has a substantial market share in both auto and home insurance. Customers who pick National General to insure their property have a variety of discounts and add-ons to choose from, allowing for a more personalized experience.
Rental car insurance is available through National General. If a driver has a liability, comprehensive, or collision coverage and is driving in the United States, National General rental car insurance is frequently included in their personal car insurance policy.
National General makes it simple to cancel your policy by allowing you to do it online. You can cancel your policy by sending an email to memberservices@nhicadmin.com.
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